











                                                           MONTHLY REPORT


                                                     MEDICARE MANAGED CARE PLANS


                                                           DECEMBER  1997






























                        ATTACHED IS THE MONTHLY REPORT OF MEDICARE MANAGED CARE HEALTH PLANS.
                        PLEASE CONTACT THE OFFICE OF MANAGED CARE
                        AT (410) 786-1111, IF THERE ARE ANY QUESTIONS.



 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:        1
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0751        HMO   IPA    MIDDLETOWN             US HEALTHCARE, INC. - FAIRFIELD, CT      01-APR-94             15,031
 RISKC                     JLIPSKY                                                                                  -10
    01  CT   P00543  PRO   U.S. HEALTHCARE, INC   US HEALTHCARE MEDICARE PLAN               JUL-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0752        CMP   IPA    NORWALK                OXFORD HEALTH PLANS, (CONNECTICUT), IN   01-OCT-95              8,465
 RISKC                     SLINDENBERG                                                                              171
    01  CT   P00815  PRO   OXFORD HEALTH PLANS    MEDICARE ADVANTAGE                        MAR-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0754        CMP   IPA    FARMINGTON             CONNECTICARE, INC                        01-SEP-97              2,133
 RISKC                     AKNIEVEL                                                                                 948
    01  CT   P01027  NON   (NONE)                 CONNECTICARE 65                                    09-97/08-98
 __________________________________________________________________________________________________________________________________
 H0755        HMO   IPA    SHELTON                PHYSICIANS HEALTH SERVICE OF CT., INC.   01-DEC-96             17,184
 RISKC                     RMALSBARY                                                                              1,045
    01  CT   P00902  PRO   (NONE)                 SMARTCHOICE                               JAN-97   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0756        CMP   IPA    NORTH HAVEN            BLUE CROSS & BLUE SHIELD OF CONN.,INC.   01-MAR-97             11,460
 RISKC                     JLIPSKY                NONE                                                            2,154
    01  CT   P00953  NON   (NONE)                 MEDICARE BLUE CONNECTICUT                          03-97/02-98
 __________________________________________________________________________________________________________________________________
 H0757        CMP   IPA    NORTH HAVEN            M.D. HEALTH PLAN, INC.                   01-MAY-97              6,435
 RISKC                     DDALFONZOWIGGS                                                                         1,346
    01  CT   P00970  PRO   FOUNDATION HEALTH SY   SENIOR SECURITY                                    05-97/04-98
 __________________________________________________________________________________________________________________________________
 H0758        CMP   IPA    HARTFORD               CIGNA HEALTHCARE OF CONNECTICUT, INC.    01-MAY-97                 72
 RISKC                     DCHAMBERS                                                                                 60
    01  CT   P00983  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS                       04-97/03-98
 __________________________________________________________________________________________________________________________________
 H2204        HMO   GROUP  WELLESLEY              HARVARD COMMUNITY HEALTH PLAN OF NE, I   01-SEP-85                373
 RISKC                     RKING2                 WELLESLEY                                                           8
    01  MA   P00161  NON   HARVARD                SENIORCARE                                SEP-85   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H2206        HMO   STAFF  BROOKLINE              HARVARD PILGRIM HEALTH CARE              01-JUL-85             49,210
 RISKC                     RKING2                 URBAN                                                           5,064
    01  MA   P00042  NON   HARVARD                FIRST SENIORITY                           JUL-85   01-97/12-97
             P00343
 __________________________________________________________________________________________________________________________________
 H2255        HMO   IPA    BURLINGTON             US HEALTHCARE INC MASS                   01-APR-94             16,977
 RISKC                                                                                                               61
    01  MA   P00771  PRO   (NONE)                 US HEALTHCARE MEDICARE HEALTH PLAN        JUL-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H2256        HMO   IPA    WALTHAM                TUFTS ASSOCIATED HMO, INC.               01-JUL-94             68,376
 RISKC                     PFOSTER                TAHMO WESTERN REGION                                            1,972
    01  MA   P00177  NON   (NONE)                 SECURE HORIZONS TUFTS HEALTH PLAN FOR     OCT-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:        2
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H2258        HMO   IPA    NORWELL                PILGRIM HEALTH CARE, INC.                01-JAN-95              1,031
 RISKC                     RKING2                                                                                -4,002
    01  MA   P00433  NON   (NONE)                 PILGRIM PRIME 65                          FEB-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H2261        CMP   IPA    BOSTON                 HMO BLUE, INC                            01-JAN-96              9,487
 RISKC                     PFOSTER                                                                                  804
    01  MA   P00839  NON   (NONE)                 BLUE CARE 65                              MAR-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3049        HMO   IPA    BURLINGTON             US HEALTHCARE OF NEW HAMPSHIRE INC       01-APR-94              1,496
 RISKC                     JLIPSKY                                                                                   -2
    01  MA   P00772  PRO   (NONE)                 US HEALTHCARE MEDICARE PLAN               JUL-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H9001        HMO   GROUP  WORCHESTER             FALLON COMMUNITY HEALTH PLAN, INC.       01-APR-80             30,884
 RISKC                     RGROSS2                                                                                  169
    01  MA   P00075  NON   (NONE)                 SENIOR PLAN                               APR-85   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3050        HMO   IPA    CONCORD                HEALTHSOURCE NEW HAMPSHIRE, INC.         01-APR-97              6,791
 RISKC                     DCHAMBERS                                                                                376
    01  NH   P00452  PRO   HEALTHSOURCE, INC.     HEALTHSOURCE FOR SENIORS                           02-97/01-98
 __________________________________________________________________________________________________________________________________
 H3051        HMO   GROUP  BEDFORD                MATTHEW THORNTON HEALTH PLAN             01-APR-97              1,375
 RISKC                     RGROSS2                NASHUA                                                            201
    01  NH   P00066  NON   (NONE)                 LIFETIME HEALTH                                    03-97/02-98
 __________________________________________________________________________________________________________________________________
 H3052        HMO   IPA    WALTHAM                TUFTS HEALTH PLAN OF NEW ENGLAND (TNE)   01-JUN-97                228
 RISKC                     PFOSTER                                                                                   76
    01  NH   P01001  PRO   (NONE)                 TUFTS SENIORS PRODUCT                              07-97/06-98
 __________________________________________________________________________________________________________________________________
 H4102        CMP   IPA    WARWICK                UNITED HEALTH PLANS OF NEW ENGLAND, IN   01-OCT-87             20,900
 RISKC                     SLINDENBERG                                                                              181
    01  RI   P00311  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                         FEB-88   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4149        CMP   STAFF  PROV DENCE             HARVARD COMMUNITY HEALTH PLAN OF N.E.    01-MAY-95              5,147
 RISKC                     RKING2                                                                                    37
    01  RI   P00826  NON   (NONE)                 FIRST SENIORTY                            AUG-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4152        CMP   GROUP  PROV DENCE             COORDINATED HEALTH PARTNERS              01-JAN-97              4,694
 RISKC                     RKING2                 COORDINATED HEALTH P                                              819
    01  RI   P00874  PRO   (NONE)                 BLUE CHIP FOR MEDICARE                             01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4153        CMP   IPA    WARWICK                UNITED HEALTH PLANS OF NEW ENGLAND, IN   01-JUL-96              6,636
 RISKC                     SLINDENBERG                                                                              691
    01  RI   P00311  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                         OCT-96   01-97/12-97
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 01 (BOSTON): 22 CONTRACTS              TOTAL ENROLLMENTS FOR REGION WITHIN NATION:   284,385       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 7.2%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 5.5%      ***
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:        3
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H3152        HMO   IPA    FAIRFIELD              HMO OF NEW JERSEY, INC. (THE) SOUTH      01-SEP-93             62,146
 RISKC                     MORRIS                 MOORESTOWN                                                      1,009
    02  NJ   P00203  PRO   U.S. HEALTHCARE, INC   US HEALTHCARE GOLDEN MEDICARE PLAN        NOV-93   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3154        CMP   IPA    NEWARK                 MEDIGROUP, INC.                          01-JAN-96             19,279
 RISKC                     GPARKER                                                                                1,557
    02  NJ   P00827  PRO   (NONE)                 MEDICARE BLUE                             MAR-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3155        HMO   IPA    NEPTUNE                FIRST OPTION HEALTH PLAN OF NJ, INC      01-DEC-95             13,402
 RISKC                     SLINDENBERG                                                                              280
    02  NJ   P00800  PRO   (NONE)                 SENIOR OPTIONS                            FEB-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3156        HMO   IPA    MR. LAUREL             AMER HEALTH HMO_INC                      01-OCT-95             11,235
 RISKC                     TMORRIS2                                                                                 490
    02  NJ   P00848  PRO   (NONE)                 AMER HEALTH 65                            FEB-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3157        CMP   IPA    PARSIPANY              AETNA HEALTH PLANS OF NEW JERSEY         01-JAN-98              4,659
 RISKC                     JLIPSKY                                                                               -1,594
    02  NJ   P00849  PRO   AETNA HEALTH PLANS     SENIOR CHOICE                             FEB-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3158        HMO   GROUP  NEW BRUNSWICK          HIP OF NEW JERSEY, INC.                  01-JAN-96              7,913
 RISKC                     ROSS                                                                                      79
    02  NJ   P00112  NON   HIP OF NEW YORK        HIP VIP                                   JAN-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3160        CMP   GROUP  ROCKAWAY               CIGNA HEALTHCARE OF NORTHERN NJ, INC.    01-APR-97                  6
 RISKC                     DCHAMBERS                                                                                  0
    02  NJ   P00951  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS                       01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3161        HMO   IPA    JACKSON HEIGHTS        NYLCARE HEALTH PLANS, INC.               01-FEB-97                764
 RISKC                     TGRAHAM                NEW JERSEY                                                         77
    02  NJ   P00508  PRO   SANUS HP, INC          NYLCARE 65                                         02-97/01-98
 __________________________________________________________________________________________________________________________________
 H3163        HMO   IPA    SUGAR LAND             PRUDENTIAL HLTH CARE PLAN, INC.          01-APR-97                906
 RISKC                     ENEVINS                NEW JERSEY                                                        133
    02  NJ   P00081  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE                   04-97/03-98
 __________________________________________________________________________________________________________________________________
 H3107        CMP   IPA    NEW YORK               OXFORD HEALTH PLANS (NEW JERSEY), INC.   01-OCT-91             21,113
 RISKC                     SLINDENBERG                                                                              391
    02  NY   P00428  PRO   OXFORD HEALTH PLANS    OXFORD MEDICARE ADVANTAGE                 MAR-92   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3159        CMP   GROUP  NEW YORK               UNITED HEALTHCARE OF NEW JERSEY, INC.    01-MAR-97              2,491
 RISKC                     RKING2                                                                                   344
    02  NY   P00946  PRO   (NONE)                 MEDICARE COMPLETE                                  03-97/02-98
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:        4
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H3305        HMO   IPA    ROCHESTER              ROCHESTER AREA HMO, INC.                 01-NOV-85             18,237   H3309
 RISKC                     ENEVINS                                                                                  113
    02  NY   P00105  NON   (NONE)                 PREFERRED CARE GOLD                       DEC-85   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 H3307        CMP   IPA    NEW YORK               OXFORD HEALTH PLANS (NEW YORK) INC.      01-OCT-91            131,615
 RISKC                     SLINDENBERG                                                                              978
    02  NY   P09030  PRO   OXFORD HEALTH PLANS    OXFORD MEDICARE ADVANTAGE                 JAN-92   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3312        HMO   IPA    UNIONDALE              US HEALTHCARE, INC.                      01-OCT-86             29,800
 RISKC                     JLIPSKY                                                                                  433
    02  NY   P00405  PRO   U.S. HEALTHCARE, INC   U.S. HEALTHCARE GOLDEN MEDICARE PLAN      DEC-86   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3330        CMP   GROUP  NEW YORK               HIP OF GREATER NEW YORK                  01-JUL-87             60,376   H3314
 RISKC                     ROSS                                                                                     458
    02  NY   P09023  NON   HIP OF NEW YORK        HIP OF GREATER NEW YORK, HIP VIP          AUG-87   01-97/12-97          HCPP
 __________________________________________________________________________________________________________________________________
 H3351        HMO   STAFF  BUFFALO                HEALTH CARE PLAN, INC. (THE)             01-JAN-90             14,597   H3334
 RISKC                     ROSS                                                                                     104
    02  NY   P00068  NON   (NONE)                 HEALTH CARE PLAN/ SENIORCHOICE            JAN-90   01-97/12-97          DCG
 __________________________________________________________________________________________________________________________________
 H3354        HMO   IPA    JACKSON HEIGHTS        NYLCARE HEALTH PLANS,INC.                01-FEB-92             10,354
 RISKC                     TGRAHAM                N Y CITY - NY                                                    -105
    02  NY   P00507  PRO   SANUS HP, INC          NYLCARE 65                                APR-92   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3359        CMP   GROUP  NEW YORK               MANAGED HEALTH, INC.                     01-JUN-94                979
 RISKC                     SLINDENBERG                                                                              -33
    02  NY   P00742  NON   (NONE)                 MANAGED HEALTH 65 PLUS                    JUL-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3360        CMP   IPA    MELVILLE               VYTRA HEALTHCARE                         01-NOV-94             14,302
 RISKC                     DROSS1                                                                                   432
    02  NY   P00755  PRO   (NONE)                 VYTRA MEDICARE                            SEP-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3361        CMP   IPA    KINGSTON               WELLCARE_OF NEW YORK, INC.               01-SEP-95              9,393
 RISKC                     DROSS1                                                                                   208
    02  NY   P00813  PRO   (NONE)                 SENIOR HEALTH PLAN                        OCT-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3362        HMO   IPA    BUFFALO                INDEPENDENT HEALTH ASSOC.                01-JAN-96             18,817
 RISKC                     DROSS1                 BUFFALO                                                           685
    02  NY   P00115  NON   (NONE)                 INDEPENDENT HEALTH'S ENCOMPASS 65         MAY-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3363        HMO   GROUP  WHITE PLAINS           KAISER FOUNDATION HP OF NY               01-OCT-95              1,960
 RISKC                     PARKER                                                                                     8
    02  NY   P00021  NON   KAISER FOUNDATION HP   SENIOR ADVANTAGE                          DEC-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3365        CMP   GROUP  NEW YORK               CIGNA HEALTHCARE OF NEW YORK             01-MAR-96              4,701
 RISKC                     DCHAMBERS                                                                                131
    02  NY   P00834  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS              OCT-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:        5
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H3366        HMO   IPA    WHITE PLAINS           PHYSICIANS HLTH SVC OF NY, INC           01-MAR-96              7,176
 RISKC                     RMALSBARY                                                                                406
    02  NY   P00563  PRO   (NONE)                 PHS/SMARTCHOICE                           MAR-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3368        HMO   STAFF  LATHAM                 CAPITAL AREA COMMUNITY HP                01-MAY-96              6,480
 RISKC                     PARKER                 ALBANY(NY)                                                        323
    02  NY   P00025  NON   (NONE)                 SENIOR ADVANTAGE                          OCT-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3370        CMP   IPA    NEW YORK               EMPIRE BLUE CROSS-BLUE SHIELD            01-JUL-96              9,370
 RISKC                     ENEVINS                                                                                  532
    02  NY   P00886  NON   (NONE)                 BLUECHOICE SENIOR PLAN                    SEP-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3371        CMP   IPA    LATHAM                 COMMUNITY HEALTH PLAN                    01-AUG-96              2,333
 RISKC                     GPARKER                UNITED REGION                                                      76
    02  NY   P00891  NON   (NONE)                 SENIOR ADVANTAGE                          NOV-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3372        HMO   GROUP  BALDWINSVILLE          HLTH SVC MED CORP CNTRL NY               01-JAN-97                  0
 RISKC                     DROSS1                 BALDWINSVILLE                                                       0
    02  NY   P00145  NON   (NONE)                 PHP SENIORITY                                      01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3373        HMO   STAFF  POUGHKEEPSIE           CAPITAL AREA COMMUNITY HP                01-SEP-96              3,896
 RISKC                     PARKER                 POUGHKEEPSIE                                                      311
    02  NY   P00175  NON   (NONE)                 SENIOR ADVANTAGE                          NOV-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3376        HMO   IPA    SCHENECTADY            MVP HEALTH PLAN, INC.                    01-JAN-98                  0
 RISKC                     DROSS1                 EASTERN NEW YORK REGION                                             0
    02  NY   P00764  PRO   (NONE)                 SENIOR MVP                                         03-97/02-98
 __________________________________________________________________________________________________________________________________
 H3378        CMP   IPA    MELVILLE               MDNY HEALTHCARE, INC.                    01-DEC-96              1,473
 RISKC                     DROSS1                                                                                   255
    02  NY   P00941  PRO   (NONE)                 MDSELECT 65                               FEB-97   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3379        CMP   GROUP  NEW YORK               UNITED HEALTHCARE OF NEW YORK, INC.      01-MAR-97              3,690
 RISKC                     RKING2                                                                                   560
    02  NY   P00944  PRO   (NONE)                 MEDICARE COMPLETE                                  03-97/02-98
 __________________________________________________________________________________________________________________________________
 H3383        CMP   IPA    GLEN FALLS             HUM/HEALTHCARE SYSTEMS, INC.             01-JUN-97                506
 RISKC                     DROSS1                 PARTNERS HEALTH PLANS                                             161
    02  NY   P01032  PRO   (NONE)                 SENIOR GOLD                                        06-97/05-98
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 02 (NEW YORK): 33 CONTRACTS            TOTAL ENROLLMENTS FOR REGION WITHIN NATION:   493,969       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 10.7%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 9.5%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:        6
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0951        HMO   GROUP  ROCKVILLE              KAISER FNDN HP OF THE M D-ATLANTIC STS   01-JAN-98              3,662
 RISKC                     SHENDEL                DC                                                               -235
    03  DC   P00014  NON   KAISER FOUNDATION HP   KAISER PERMANENETE GOLD PLUS PLAN         FEB-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0954        HMO   GROUP  ROCKVILLE              KAISER FNDN HP OF THE M D-ATLANTIC STS   01-FEB-97              8,764   H0951
 RISKC                     HENDEL                 DC                                                                845
    03  MD   P00014  NON   KAISER FOUNDATION HP   KAISER PERMANENTE                                  02-97/01-98          RISKC
             P00014
 __________________________________________________________________________________________________________________________________
 H2101        HMO   GROUP  BALTIMORE              HEALTHCARE CORP. OF THE M D-ATLANTIC     01-JUN-86             26,820
 RISKC                     SHENDEL                                                                                  631
    03  MD   P00059  PRO   HEALTHCARE CORP OF A   CAREFIRST                                 JUN-86   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H2151        CMP   IPA    BALTIMORE              UNITED HEALTHCARE OF THE M D-ATLANTIC,   01-MAY-94             14,541
 RISKC                     SHENDEL                                                                                  471
    03  MD   P00743  PRO   UNITED HEALTHCARE      ADVANTAGE 65                              JUN-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H2152        HMO   IPA    GREENBELT              NYLCARE HEALTH PLANS, INC.               01-MAY-94             14,649
 RISKC                     TGRAHAM                GREENBELT                                                         311
    03  MD   P00079  PRO   SANUS HP, INC          NYLCARE 65                                AUG-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H2153        CMP   IPA    ROCKVILLE              OPTIMUM CHOICE, INC.                     01-JUN-94             11,316
 RISKC                     SHENDEL                                                                                   52
    03  MD   P00757  PRO   (NONE)                 OPTIMUM CHOICE ADVANTAGE                  AUG-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H2158        CMP   IPA    BALTIMORE              PRUDENTIAL HEALTH CARE PLAN              01-JAN-97              4,404
 RISKC                     CMORENO                PHCP-M D-ATLANTIC                                                 363
    03  MD   P00962  PRO   (NONE)                 PRUDENTIAL HEALTHCARE SENIORCARE          FEB-97   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0850        HMO   IPA    BLUE BELL              US HEALTHCARE DELAWARE                   01-APR-94              5,256
 RISKC                     JLIPSKY                                                                                  475
    03  PA   P00779  PRO   (NONE)                 US  HEALTHCARE MEDICARE PLAN              JUL-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0851        HMO   IPA    PHILADELPHIA           AMER HEALTH HMO INC.                     01-MAY-96              1,523
 RISKC                     TMORRIS2                                                                                 226
    03  PA   P00895  PRO   (NONE)                 AMER HEALTH 65                            NOV-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0953        HMO   IPA    BLUE BELL              US HEALTH CARE, INC.-DELAWARE            01-APR-94                213
 RISKC                     JLIPSKY                US HEALTHCARE D.C.                                                  0
    03  PA   P00781  PRO   (NONE)                 US HEALTHCARE MEDICARE HEALTH PLAN        AUG-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H2154        HMO   IPA    BLUE BELL              US HEALTH CARE, INC.-DELAWARE            01-APR-94              9,175
 RISKC                     JLIPSKY                US HEALTHCARE MD                                                  172
    03  PA   P00780  PRO   (NONE)                 US HEALTHCARE MEDICARE PLAN               NOV-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:        7
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H3931        HMO   IPA    BLUE BELL              US HEALTH CARE SYSTEMS OF PA             01-NOV-85             89,939   H3901
 RISKC                     JLIPSKY                BLUE BELL                                                       1,043
    03  PA   P00147  PRO   U.S. HEALTHCARE, INC   US HEALTHCARE                             NOV-85   01-97/12-97          COST1
 __________________________________________________________________________________________________________________________________
 H3949        HMO   GROUP  PHILADELPHIA           QUALMED PLANS FOR HEALTH, INC. (PHILA.   01-FEB-92             14,385
 RISKC                     WIGGS                                                                                    197
    03  PA   P00093  PRO   FOUNDATION HEALTH SY   WISE CHOICE                               JUN-92   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3951        HMO   IPA    PITTSBURGH             US HEALTH CARE SYSTEMS OF PA             01-JUL-91             27,333
 RISKC                     JLIPSKY                PITTSBURGH                                                        104
    03  PA   P00533  PRO   U.S. HEALTHCARE, INC   US HEALTHCARE                             AUG-91   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3952        HMO   IPA    PHILADELPHIA           KEYSTONE HEALTH PLAN EAST, INC.          01-JAN-93             97,354
 RISKC                     TMORRIS2                                                                               1,119
    03  PA   P00159  PRO   (NONE)                 KEYSTONE 65                               MAR-93   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3953        HMO   IPA    WILKES BARRE           HMO OF NORTHEASTERN PA, INC              01-FEB-94             22,009
 RISKC                     TMORRIS2                                                                                 -91
    03  PA   P00548  NON   (NONE)                 FIRST PRIORITY 65                         JUL-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3954        HMO   GROUP  DANVILLE               PENN STATE GEISINGER HEALTH PLAN         01-MAR-94             31,167
 RISKC                     TMORRIS2                                                                                 662
    03  PA   P00515  NON   (NONE)                 GEISINGER GOLD                            APR-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3956        CMP   IPA    WAYNE                  AETNA HEALTH PLANS OF CENTRAL/EAST PA    01-JAN-98              2,656
 RISKC                     JLIPSKY                EASTERN & CENTRAL PENNSYLVANIA                                   -971
    03  PA   P00758  PRO   AETNA HEALTH PLANS     SENIOR CHOICE                             JUL-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3957        HMO   IPA    PITTSBURGH             KEYSTONE HEALTH PLAN WEST, INC.          01-MAR-95            113,640
 RISKC                     TMORRIS2                                                                               1,927
    03  PA   P00555  PRO   (NONE)                 SECURITY BLUE                             MAY-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3959        HMO   GROUP  PITTSBURGH             HEALTHAMERICA PENNSYLVANIA, INC.         01-JAN-96              7,626
 RISKC                     MERV JOHN              PITTSBURGH                                                        103
    03  PA   P00008  PRO   (NONE)                 ADVANTRA                                  MAR-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3960        HMO   GROUP  HARRISBURG             HEALTHAMERICA OF CENTRAL PA.             01-JUL-96              3,892   H3961
 RISKC                     MJOHN                                                                                    421
    03  PA   P00732  PRO   (NONE)                 ADVANTRA                                  AUG-96   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 H3961        HMO   GROUP  HARRISBURG             HEALTHAMERICA OF CENTRAL PA.             01-JAN-98                644
 RISKC                     M JOHN                                                                                    -2
    03  PA   P00732  PRO   (NONE)                 ADVANTRA                                  OCT-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3962        CMP   IPA    CAMP HILL              KEYSTONE HEALTH PLAN CENTRAL,INC.        01-MAY-96             20,714
 RISKC                     TMORRIS2                                                                                 639
    03  PA   P00893  PRO   (NONE)                 SENIOR BLUE                               JUN-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:        8
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H3970        HMO   IPA    LANCASTER              HEALTHGUARD OF LANCASTER, INC            01-JUL-97                774
 RISKC                     MJOHN                                                                                    309
    03  PA   P00532  PRO   (NONE)                                                                    07-97/06-98
 __________________________________________________________________________________________________________________________________
 H4952        HMO   IPA    BLUE BELL              US HEALTH CARE_VIRGINA                   01-APR-97                 20
 RISKC                     JLIPSKY                                                                                    5
    03  PA   P00945  NON   (NONE)                 USHC MEDICARE PLAN                                 05-97/04-98
 __________________________________________________________________________________________________________________________________
 H4953        HMO   IPA    BLUE BELL              US HEALTH CARE_VIRGINA                   01-APR-97                  0
 RISKC                     JLIPSKY                                                                                    0
    03  PA   P00945  NON   (NONE)                 USHC MEDICARE PLAN                                 05-97/04-98
 __________________________________________________________________________________________________________________________________
 H4949        CMP   STAFF  VIRGINIA BEACH         SENTARA HEALTH PLANS                     01-FEB-91              8,726
 RISKC                     NKITCHEN                                                                                 163
    03  VA   P00661  PRO   (NONE)                 SENTARA MEDICARE CHOICE                   APR-91   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4951        CMP   IPA    GLEN ALLEN             CIGNA HEALTHCARE OF VIRGINIA, INC.       01-SEP-96              2,217
 RISKC                     DCHAMBERS                                                                                213
    03  VA   P00904  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS              NOV-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4954        OTH          CHARLOTTESVILLE        QUALCHOICE OF VIRGINIA HEALTH PLAN, IN   01-JAN-97                266
 RISKC                     TGRAHAM                                                                                   23
    03  VA   P00961  PRO   (NONE)                 QUALCHOICE OF VIRGINIA                             02-97/12-97
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 03 (PHILADELPHIA): 29 CONTRACTS        TOTAL ENROLLMENTS FOR REGION WITHIN NATION:   543,685       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 9.4%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 10.4%     ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H0150        CMP   IPA    BIRMINGHAM             HEALTH PARTNERS OF ALABAMA, INC.         01-MAR-94              9,551
 RISKC                     PFOSTER                                                                                   20
    04  AL   P00749  PRO   (NONE)                 SENIORS FIRST                             MAY-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0151        CMP   IPA    BIRMINGHAM             UNITED HEALTHCARE OF ALABAMA, INC.       01-FEB-95             13,426
 RISKC                     MLOWMAN                                                                                  838
    04  AL   P00766  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                         APR-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0152        CMP   IPA    BIRMINGHAM             UNITED HEALTHCARE OF ALABAMA, INC.       01-MAR-95              9,928
 RISKC                     MLOWMAN                                                                                  226
    04  AL   P00766  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                         APR-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0153        CMP   IPA    BIRMINGHAM             HEALTH PARTNERS OF ALABAMA, INC.         01-MAR-97                139
 RISKC                     FOSTER                                                                                     5
    04  AL   P00749  PRO   (NONE)                 SENIORS FIRST MEDICARE PLAN                        03-97/02-98
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:        9
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H1013        CMP   IPA    SUNRISE                FOUNDATION HEALTH, A FLOR DA HLTH PLAN   01-JUN-87             24,005
 RISKC                     RMALSBARY                                                                               -137
    04  FL   P09026  PRO   FOUNDATION HEALTH SY   FOUNDATION SENIOR VALUE                   JUN-87   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1015        CMP   IPA    TAMPA                  AETNA U.S. HEALTHCARE OF FLOR DA, INC.   01-AUG-97                  0
 RISKC                     JLIPSKY                                                                                    0
    04  FL   P01004  PRO   (NONE)                 AETNA U.S.HEALTHCARE GOLDEN MEDICARE P             08-97/07-98
 __________________________________________________________________________________________________________________________________
 H1016        HMO   IPA    GAINESVILLE            AV-MED HEALTH PLAN INC                   01-SEP-87             31,823   H9012
 RISKC                     SLINDENBERG            MIAMI                                                             459
    04  FL   P00043  NON   (NONE)                 AV-MED MEDICARE PLAN                      APR-85   01-97/12-97          RISKB
 __________________________________________________________________________________________________________________________________
 H1020        HMO   IPA    TAMPA                  HEALTH OPTIONS, INC.                     01-SEP-97              5,001
 RISKC                     DROSS1                 LEE                                                             1,603
    04  FL   P01029  PRO   (NONE)                 MEDICARE AND MORE                                  08-97/07-98
 __________________________________________________________________________________________________________________________________
 H1026        HMO   IPA    MIAMI                  HEALTH OPTIONS, INC                      01-AUG-86             56,009   H9026
 RISKC                     DROSS1                 SOUTH FLOR DA                                                     804
    04  FL   P00114  PRO   (NONE)                 MEDICARE AND MORE                         APR-85   01-97/12-97          DEMO RISKB
 __________________________________________________________________________________________________________________________________
 H1035        HMO   STAFF  DAYTONA BEACH          FLOR DA HEALTH CARE PLAN, INC.           01-NOV-85             14,608   H1065
 RISKC                     GROSS                                                                                     62
    04  FL   P00003  NON   (NONE)                 SENIOR CARE                               NOV-85   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 H1036        HMO   STAFF  MIRAMAR                HUMANA MEDICAL PLAN, INC                 01-FEB-86            249,267   H9050
 RISKC                     AKNIEVEL               SOUTH FLOR DA MARKET                                            1,370
    04  FL   P00126  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                     APR-85   01-97/12-97          RISKB
             P00304
             P00649
             P00569
 __________________________________________________________________________________________________________________________________
 H1056        HMO   IPA    MIAMI                  PCA HEALTH PLANS OF FLOR DA, INC.        01-SEP-91             11,643   H1055
 RISKC                     CMORENO                                                                                 -520
    04  FL   P00670  PRO   PCA, INC.              PCA QUALICARE                             NOV-91   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 H1057        HMO   IPA    GAINESVILLE            AV-MED HEALTH PLAN INC                   01-AUG-93             12,794
 RISKC                     SLINDENBERG            GAINESVILLE                                                       131
    04  FL   P00702  NON   (NONE)                 AV-MED MEDICARE PLAN                      NOV-93   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1059        HMO   IPA    GAINESVILLE            AV-MED HEALTH PLAN INC                   01-AUG-93              6,968
 RISKC                     SLINDENBERG            JACKSONVILLE                                                        1
    04  FL   P00703  NON   (NONE)                 AV-MED MEDICARE PLAN                      NOV-93   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1061        HMO   IPA    GAINESVILLE            AV-MED HEALTH PLAN INC                   01-AUG-93              4,204
 RISKC                     SLINDENBERG            ORLANDO                                                            -3
    04  FL   P00704  NON   (NONE)                 AV-MED MEDICARE PLAN                      OCT-93   01-97/12-97
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:       10
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H1062        HMO   IPA    MIAMI                  AV-MED HEALTH PLAN INC                   01-AUG-93             17,299
 RISKC                     LINDENBERG             TAMPA                                                               3
    04  FL   P00226  NON   (NONE)                 AV-MED MEDICARE PLAN                      NOV-93   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1068        HMO   IPA    TAMPA                  PCA HEALTH PLANS OF FLOR DA, INC.        01-JUN-94             16,340   H1067
 RISKC                     RGROSS2                TAMPA/ORLANDO                                                     -71
    04  FL   P00737  PRO   (NONE)                 PCA QUALICARE                             OCT-94   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 H1069        HMO   IPA    JACKSONVILLE           PCA HEALTH PLANS OF FLOR DA, INC.        01-JUN-94              6,493
 RISKC                     RGROSS2                JACKSONVILLE                                                      -32
    04  FL   P00738  PRO   (NONE)                 PCA QUALICARE                             OCT-94   01-96/12-96
 __________________________________________________________________________________________________________________________________
 H1070        HMO   GROUP  JACKSONVILLE           PRUDENTIAL HLTH CARE PLAN, INC.          01-AUG-94              9,585
 RISKC                     ENEVINS                JACKSONVILLE                                                      215
    04  FL   P00263  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE          SEP-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1071        HMO   GROUP  JACKSONVILLE           HEALTH OPTIONS, INC                      01-APR-94              6,908
 RISKC                     DROSS1                 NORTHEAST REGION                                                  114
    04  FL   P00280  PRO   (NONE)                 MEDICARE AND MORE                         JUN-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1072        CMP   IPA    MAITLAND               COMMUNITY HEALTH CARE SYSTEMS, INC.      01-APR-97              1,936
 RISKC                     RGROSS2                                                                                  285
    04  FL   P00959  PRO   (NONE)                 HEALTHCHOICE CARES                                 04-97/03-98
 __________________________________________________________________________________________________________________________________
 H1073        HMO   GROUP  FT. LAUDERDALE         PRUDENTIAL HLTH CARE PLAN, INC.          01-AUG-94             20,146
 RISKC                     ENEVINS                PRUCARE OF SOUTH FLOR DA                                          322
    04  FL   P00756  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE          OCT-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1074        HMO   IPA    TAMPA                  PRUDENTIAL HLTH CARE PLAN, INC.          01-NOV-94             21,962
 RISKC                     ENEVINS                TAMPA                                                             754
    04  FL   P00381  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE          JAN-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1076        CMP   IPA    HOLLYWOOD              HIP HEALTH PLAN OF FLOR DA, INC.         01-JAN-95             17,206   H6336
 RISKC                     DROSS1                                                                                   150
    04  FL   P00794  NON   (NONE)                 HIP MEDICARE ADVANTAGE                    APR-95   01-94/12-94          HCPP
 __________________________________________________________________________________________________________________________________
 H1078        CMP   IPA    MIAMI                  NEIGHBORHOOD HEALTH PARTNERSHIP INC      01-JUN-95             12,651
 RISKC                     DROSS1                                                                                   803
    04  FL   P00801  NON   (NONE)                 NEIGHBORHOOD HLTH PARTNERSHIP THE SENI    JUL-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1080        CMP   IPA    TAMPA                  UNITED HEALTHCARE OF FL, INC.            01-JAN-96             18,329
 RISKC                     MLOWMAN                TAMPA                                                           1,126
    04  FL   P00806  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                         FEB-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1081        HMO   GROUP  MAITLAND               PRUDENTIAL HLTH CARE PLAN, INC.          01-JUL-95             10,043
 RISKC                     ENEVINS                ORLANDO                                                           126
    04  FL   P00239  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE          SEP-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:       11
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H1082        HMO   IPA    JACKSONVILLE           HEALTH OPTIONS, INC                      01-MAR-96             27,290
 RISKC                     DROSS1                 WEST COAST REGION                                                 735
    04  FL   P00463  PRO   (NONE)                 MEDICARE AND MORE                         APR-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1084        CMP   IPA    HOLLYWOOD              HIP HEALTH PLAN OF FLOR DA, INC.         01-SEP-95              2,608   H6336
 RISKC                     ROSS                                                                                     123
    04  FL   P00794  NON   (NONE)                 HIP MEDICARE ADVANTAGE                    NOV-95   01-97/12-97          HCPP
 __________________________________________________________________________________________________________________________________
 H1087        CMP   GROUP  TAMPA                  CIGNA HEALTHCARE OF FLOR DA, INC.        01-SEP-95              3,883
 RISKC                     DCHAMBERS              TAMPA                                                              92
    04  FL   P00837  PRO   CIGNA HP, INC          CIGNA HEALTHCARE FOR SENIORS              NOV-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1088        CMP   IPA    JACKSONVILLE           PRINCIPAL HEALTH CARE OF FLOR DA, INC.   01-APR-96              3,311
 RISKC                     MELOVITCH                                                                                205
    04  FL   P00842  PRO   (NONE)                 PRINCIPAL HEALTH CARE 65                  AUG-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1094        CMP   IPA    PENSACOLA              UNITED HEALTHCARE OF FL, INC             01-APR-97                  0
 RISKC                     MLOWMAN                                                                                    0
    04  FL   P00907  PRO   (NONE)                 MEDICARE COMPLETE                                  05-97/04-98
 __________________________________________________________________________________________________________________________________
 H1095        HMO   IPA    ORLANDO                HEALTH OPTIONS, INC                      01-MAY-96              6,861
 RISKC                     ROSS                   CENTRAL FLOR DA                                                   197
    04  FL   P00459  PRO   (NONE)                 MEDICARE AND MORE                         JUL-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1098        CMP   GROUP  TAMPA                  CIGNA HEALTHCARE OF FLOR DA, INC.        01-JAN-97                856
 RISKC                     DCHAMBERS              ORLANDO                                                            65
    04  FL   P00956  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS              FEB-97   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1099        CMP   GROUP  MELBOURNE              HEALTH FIRST HEALTH PLANS, INC.          01-APR-97              7,193
 RISKC                     SLINDENBERG            HEALTH FIRST HEALTH PLANS                                         512
    04  FL   P00973  PRO   (NONE)                 HEALTH FIRST MEDICARE PLAN                         04-97/03-98
 __________________________________________________________________________________________________________________________________
 H9011        CMP   STAFF  ORLANDO                UNITED HEALTHCARE OF FLOR DA INC.        01-OCT-82             58,677
 RISKC                     MLOWMAN                                                                                  773
    04  FL   P00152  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                         APR-85   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1155        CMP   IPA    ATLANTA                UNITED HEALTHCARE OF GEORGIA, INC.       01-MAR-96             14,341
 RISKC                     MLOWMAN                                                                                  391
    04  GA   P00832  PRO   UNITED HEALTHCARE      UNITED FOR SENIORS                        MAY-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1156        HMO   IPA    ATLANTA                USHC OF GEORGIA INC.                     01-AUG-96              2,490
 RISKC                     TMORRIS2                                                                                  70
    04  GA   P00856  PRO   (NONE)                 US HEALTHCARE MEDICARE PLAN               DEC-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1168        CMP   IPA    ATLANTA                HMO GEORGIA, INC                         01-JAN-97              3,858
 RISKC                     PARKER                                                                                   566
    04  GA   P00958  PRO   (NONE)                 BLUECHOICE PLATINUM                                01-97/12-97
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:       12
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H1170        HMO   GROUP  ATLANTA                KAISER FOUNDATION HP OF GA, INC.         01-JAN-97              2,220
 RISKC                     PARKER                                                                                   194
    04  GA   P00366  NON   KAISER FOUNDATION HP   SENIOR ADVANTAGE                                   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1890        CMP   IPA    LOUISVILLE             HUMANA HEALTH PLAN, INC.                 01-JAN-88             10,289
 RISKC                     PFOSTER                                                                                  172
    04  KY   P09032  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                     DEC-87   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3449        CMP   IPA    WINSTON SALEM          PARTNERS NATIONAL HEALTH PLANS OF NC,    01-JUL-95              7,348
 RISKC                     PFOSTER                                                                                  321
    04  NC   P00796  PRO   (NONE)                 PARTNERS MEDICARE CHOICE                  JAN-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3455        CMP   IPA    WINSTON SALEM          QUALCHOICE OF NORTH CAROLINA INC,        01-AUG-96              7,051
 RISKC                     PFOSTER                                                                                  586
    04  NC   P00915  PRO   (NONE)                 QUALCHOICE MEDICARE GOLD                  DEC-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3456        CMP   IPA    GREENSBORO             UNITED HEALTHCARE OF NORTH CAROLINA      01-JUN-97                  0
 RISKC                     MLOWMAN                                                                                    0
    04  NC   P00935  PRO   (NONE)                 MEDICARE COMPLETE                                  06-97/05-98
 __________________________________________________________________________________________________________________________________
 H3457        CMP   IPA    CHAPEL HILL            WELLPATH SELECT, INC.                    01-SEP-97                353
 RISKC                     TGRAHAM                                                                                  252
    04  NC   P01012  PRO   (NONE)                 WELLPATH 65 HEALTH PLAN                            08-97/07-98
 __________________________________________________________________________________________________________________________________
 H4249        HMO   IPA    COLUMBIA               COMPANION HEALTHCARE CORPORATION         01-FEB-96              3,573
 RISKC                     AKNIEVEL               PIEDMONT                                                          -33
    04  SC   P00369  PRO   (NONE)                 PRIME COMPANION                           MAR-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4250        HMO   IPA    COLUMBIA               COMPANION HEALTHCARE CORPORATION         01-JAN-98                522
 RISKC                     AKNIEVEL               PIEDMONT                                                           -7
    04  SC   P00369  PRO   (NONE)                 PRIME COMPANION                           APR-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4452        CMP   IPA    NASHVILLE              HEALTH 1*2*3                             01-JAN-96              6,924
 RISKC                     PFOSTER                                                                                  432
    04  TN   P00820  PRO   (NONE)                 HEALTH 1*2*3 PLATINUM                     APR-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4454        CMP   IPA    NASHVILLE              HEALTH NET HMO, INC.                     01-OCT-96              2,834
 RISKC                     PFOSTER                                                                                  181
    04  TN   P00900  PRO   (NONE)                 HEALTH NET 65                             JAN-97   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4455        CMP   IPA    CHATTANOOGA            TENNESSEE HEALTH CARE NETWORK, INC.      01-SEP-97                  0
 RISKC                     ENEVINS                                                                                    0
    04  TN   P00963  PRO   (NONE)                 HMO BLUE SECURITY                                  09-97/08-98
 __________________________________________________________________________________________________________________________________
 H4457        HMO   IPA    CHATTANOOGA            HEALTHSOURCE TENNESSEE, INC.             01-SEP-97                  0
 RISKC                     DWASHINGTON                                                                                0
    04  TN   P01008  PRO   (NONE)                                                                    08-97/07-98
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:       13
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------


     *** TOTAL FOR REGION 04 (ATLANTA): 51 CONTRACTS             TOTAL ENROLLMENTS FOR REGION WITHIN NATION:   780,746       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 16.6%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 15.0%     ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H1406        HMO   STAFF  CHICAGO                HUMANA HEALTH PLAN, INC.                 01-JUL-85             55,318
 RISKC                     GPARKER                ILLINOIS                                                        1,326
    05  IL   P00061  NON   HUMANA INC.            HUMANA GOLD PLUS PLAN                     JUL-85   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1458        CMP   IPA    DES PLAINES            HEALTH DIRECT INSURANCE, INC.            01-JAN-95              4,008
 RISKC                     GPARKER                                                                                  -51
    05  IL   P00791  PRO   (NONE)                 HEALTH DIRECT HMO SENIOR PLAN             JAN-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1460        HMO   IPA    OAKBROOK TERRACE       FHP OF ILLINOIS, INC                     01-JAN-96              4,916
 RISKC                     MJOHN                                                                                     85
    05  IL   P00308  PRO   PHS, INC.              FHP SENIOR PLAN                           FEB-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1461        CMP   IPA    OAKBROOK               NYLCARE, INC.                            01-SEP-95              3,705
 RISKC                     TGRAHAM                                                                                  129
    05  IL   P00952  PRO   (NONE)                 NYLCARE 65                                NOV-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1465        CMP   IPA    CHICAGO                AETNA HEALTH PLAN OF ILLINOIS,INC.       01-SEP-97                  0
 RISKC                     TMORRIS2                                                                                   0
    05  IL   P01007  PRO   (NONE)                 MEDICARE GOLDEN                                    09-97/08-98
 __________________________________________________________________________________________________________________________________
 H4456        CMP   IPA    MOLINE                 HERITAGE NATIONAL HEALTHPLAN, INC.       01-JUL-97                744
 RISKC                     MJOHN                                                                                    243
    05  IL   P00987  PRO   (NONE)                 SECURE PLUS                                        07-97/06-98
 __________________________________________________________________________________________________________________________________
 H9045        HMO   IPA    CHICAGO                UNITED HEALTHCARE OF ILLINOIS, INC       01-JUL-84             55,209   H1452
 RISKC                     AKNIEVEL                                                                                 490
    05  IL   P00094  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                         JUL-85   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 H1557        CMP   IPA    INDIANAPOLIS           ANTHEM HEALTH OF INDIANA, INC            01-JUN-96              2,768
 RISKC                     LOWMAN                                                                                    38
    05  IN   P00236  PRO   (NONE)                 ANTHEM ADVANTAGE OF INDIANA (ADVANTAGE    AUG-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H9028        HMO   IPA    INDIANAPOLIS           MAXICARE INDIANA, INC.                   01-JAN-84              3,744
 RISKC                     MALSBARY               INDIANAPOLIS                                                       45
    05  IN   P00028  PRO   MAXICARE               MAX 65 PLUS                               APR-85   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H2312        HMO   GROUP  DETROIT                HEALTH ALLIANCE PLAN OF MICHIGAN         01-JAN-87             19,492
 RISKC                     MELOVITCH                                                                                281
    05  MI   P00087  NON   (NONE)                 HAP SENIOR PLUS                           JAN-87   01-97/12-97
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:       14
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H2350        HMO   IPA    SOUTHFIELD             BLUE CARE NETWORK - SOUTHEAST MICHIGAN   01-APR-97              2,212
 RISKC                     EISENBERG                                                                                700
    05  MI   P00216  NON   (NONE)                 MEDICARE BLUE                                      03-97/02-98
 __________________________________________________________________________________________________________________________________
 H2351        CMP   IPA    SAGINAW                BLUE CARE NETWORK OF EAST MICHIGAN       01-MAY-97                226
 RISKC                     JLIPSKY                                                                                  221
    05  MI   P00912  NON   (NONE)                 MEDICARE BLUE                                      06-97/05-98
 __________________________________________________________________________________________________________________________________
 H2352        CMP   IPA    FARMINGTON HILLS       CARE CHOICES HMO                         01-JUL-97                557
 RISKC                     TGRAHAM                                                                                  334
    05  MI   P00919  NON   (NONE)                 CARE CHOICES SENIOR                                06-97/05-98
 __________________________________________________________________________________________________________________________________
 H2353        CMP   IPA    ANN ARBOR              MCARE                                    01-NOV-96              6,753
 RISKC                     MELOVITCH                                                                                449
    05  MI   P00921  NON   (NONE)                 MCARE SENIOR PLAN                         FEB-97   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H2354        CMP   IPA    FLINT                  HEALTHPLUS OF MICHIGAN                   01-APR-97                431
 RISKC                     TGRAHAM                                                                                   79
    05  MI   P00957  NON   (NONE)                 HEALTHPLUS SENIOR                                  01-97/12-97
 __________________________________________________________________________________________________________________________________
 H2357        CMP   IPA    TROY                   SELECTCARE HMO,INC.                      01-SEP-97                435
 RISKC                     MJOHN                                                                                    221
    05  MI   P01021  PRO   (NONE)                 MEDICARE GOLD                                      09-97/08-98
 __________________________________________________________________________________________________________________________________
 H9009        HMO   STAFF  LANSING                BLUE CARE NETWORK OF M D MICHIGAN        01-AUG-81              6,300
 RISKC                     DCHAMBERS                                                                                 32
    05  MI   P00049  NON   (NONE)                 MEDICARE BLUE                             APR-85   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H2455        CMP   IPA    ST. PAUL               BLUE PLUS, INC.                          01-SEP-94                968
 RISKC                     CHAMBERS                                                                                 -14
    05  MN   P00230  NON   (NONE)                 PREFERRED SENIORS                         JAN-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H9005        HMO   STAFF  MINNEAPOLIS            GROUP HEALTH PLAN, INC.                  01-MAY-84             19,888   H2405
 RISKC                     CHAMBERS               MINNEAPOLIS                                                       106
    05  MN   P00238  NON   (NONE)                 GROUP HEALTH SENIORS                      APR-85   01-97/12-97          HCPP
 __________________________________________________________________________________________________________________________________
 H9006        CMP   IPA    MINNEAPOLIS            MEDICA                                   01-DEC-80             38,580
 RISKC                     MELOVITCH                                                                               -234
    05  MN   P09031  NON   (NONE)                 MEDICA                                    APR-85   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3607        HMO   GROUP  CLEVELAND              KAISER FOUNDATION HP OF OHIO             01-JAN-87             24,598   H6360
 RISKC                     MLOWMAN                CLEVELAND                                                          91
    05  OH   P00046  NON   KAISER FOUNDATION HP   MEDICARE PLUS                             JAN-87   01-97/12-97          HCPP
 __________________________________________________________________________________________________________________________________
 H3649        CMP   IPA    TOLEDO                 FAMILY HEALTH PLAN, INC.                 01-FEB-93              2,630
 RISKC                     MELOVITCH                                                                                  6
    05  OH   P00705  NON   (NONE)                 SENIORSENSE                               APR-93   01-97/12-97
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:       15
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H3653        CMP   IPA    TOLEDO                 PARAMOUNT CARE, INC                      01-FEB-95              9,505
 RISKC                     DDALFONZOWIGGS                                                                           430
    05  OH   P00769  PRO   (NONE)                 PARAMOUNT ELITE                           APR-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3654        CMP   GROUP  CLEVELAND              PRUDENTIAL HEALTH CARE PLAN OF N. OHIO   01-AUG-94             13,027
 RISKC                     ENEVINS                PRUCARE OF N. OHIO                                                138
    05  OH   P00775  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE          SEP-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3655        CMP   GROUP  CINCINNATI             COMMUNITY INSURANCE COMPANY              01-OCT-94             53,126
 RISKC                     MLOWMAN                                                                                1,991
    05  OH   P00785  NON   (NONE)                 ANTHEM SENIOR ADVANTAGE                   DEC-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3656        CMP   IPA    RICHFIELD              AETNA HEALTH PLANS OF OHIO, INC.         01-OCT-94             14,480
 RISKC                     JLIPSKY                                                                                  164
    05  OH   P00790  PRO   AETNA HEALTH PLANS     SENIOR CHOICE                             DEC-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3657        CMP   IPA    CLEVELAND              QUALCHOICE HEALTH PLAN                   01-FEB-96              4,991
 RISKC                     MELOVITCH                                                                                239
    05  OH   P00821  PRO   (NONE)                 QUALCHOICE MEDICARE PRIME                 APR-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3658        HMO   IPA    CINCINNATI             FHP OF OHIO, INC                         01-MAY-96             13,247
 RISKC                     MJOHN                                                                                    205
    05  OH   P00360  PRO   PHS, INC.              SENIOR PLAN                               JUN-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3659        CMP   IPA    COLUMBUS               UNITED HEALTHCARE OF OHIO, INC.          01-MAY-96             35,187
 RISKC                     AKNIEVEL                                                                               1,358
    05  OH   P00840  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                         JUL-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3660        CMP   GROUP  AKRON                  SUMMACARE INC.                           01-JUN-96              5,980
 RISKC                     JLIPSKY                                                                                  180
    05  OH   P00843  PRO   (NONE)                 SUMMACARE SECURE                          AUG-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3663        CMP   IPA    CLEVELAND              EMERALD HMO, INC.                        01-FEB-97              2,559
 RISKC                     DDALFONZOWIGGS                                                                           262
    05  OH   P00888  PRO   (NONE)                 EMERALD HORIZONS                                   03-97/02-98
 __________________________________________________________________________________________________________________________________
 H3664        CMP   GROUP  CANTON                 PRIMETIME MEDICAL INSURANCE COMPANY      01-JAN-97              2,719
 RISKC                     DDALFONZOWIGGS                                                                           234
    05  OH   P00889  PRO   (NONE)                 PRIMETIME HEALTH PLAN                     APR-97   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3666        HMO   IPA    CINCINNATI             HUMANA HEALTH PLAN OF OHIO, INC.         01-JAN-97              5,793
 RISKC                     PFOSTER                HUMANA HEALTH PLAN OF OHIO, INC.                                  356
    05  OH   P00731  PRO   (NONE)                 HUMANA GOLD PLUS PLAN                     FEB-97   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3667        HMO   IPA    CINCINNATI             CHOICECARE HEALTH PLANS, INC.            01-FEB-97              2,586   H9023
 RISKC                     MLOWMAN                                                                                  357
    05  OH   P00908  PRO   (NONE)                 SENIOR HEALTH BY CHOICECARE               MAR-97   03-97/02-98          RISKC
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:       16
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H3671        CMP   IPA    CICINNATI              AETNA HEALTH PLANS OF OHIO               01-FEB-97              2,539
 RISKC                     JLIPSKY                                                                                  363
    05  OH   P00934  PRO   (NONE)                 SENIOR CHOICE                                      02-97/01-98
 __________________________________________________________________________________________________________________________________
 H3672        CMP   IPA    MASSILLON              HOMETOWN HEALTH PLAN                     01-MAR-97                371
 RISKC                     JHODO                                                                                     39
    05  OH   P00955  NON   (NONE)                 HOMETOWN SECURECARE                                04-97/03-98
 __________________________________________________________________________________________________________________________________
 H3674        CMP   GROUP  INDEPENDENCE           CIGNA HEALTHCARE OF OHIO, INC.           01-SEP-97                115
 RISKC                     DCHAMBERS                                                                                 78
    05  OH   P00999  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS                       10-97/09-98
 __________________________________________________________________________________________________________________________________
 H5253        CMP   IPA    MILWAUKEE              PRIMECARE HEALTH PLAN, INC.              01-AUG-95             13,032
 RISKC                     AKNIEVEL                                                                                 655
    05  WI   P00792  PRO   UNITED HEALTHCARE      PRIMECARE GOLD                            OCT-95   01-97/12-97
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 05 (CHICAGO): 38 CONTRACTS             TOTAL ENROLLMENTS FOR REGION WITHIN NATION:   432,739       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 12.4%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 8.3%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H0451        HMO   IPA    LITTLE ROCK            HMO PARTNERS                             01-JAN-96              7,382
 RISKC                     MELOVITCH                                                                                378
    06  AR   P00762  PRO   (NONE)                 HEALTH ADVANTAGE MEDIPAK HMO              APR-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0452        CMP   IPA    LITTLE ROCK            UNITED HEALTHCARE OF ARKANSAS, INC.      01-JUL-97                  0
 RISKC                     MLOWMAN                                                                                    0
    06  AR   P00918  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                                  06-97/05-98
 __________________________________________________________________________________________________________________________________
 H0453        HMO   IPA    LITTLE ROCK            HEALTHSOURCE, ARKANSAS, INC.             01-JUN-96                944
 RISKC                     DWASHINGTON            NONE                                                                7
    06  AR   P00948  PRO   (NONE)                 HEALTHSOURCE                              OCT-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0455        CMP   IPA    LITTLE ROCK            UNITED HEALTHCARE OF ARKANSAS, INC.      01-JUL-97              1,272
 RISKC                     MLOWMAN                                                                                  331
    06  AR   P00918  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                                  06-97/05-98
 __________________________________________________________________________________________________________________________________
 H1951        HMO   GROUP  METAIRIE               OCHSNER HEALTH PLAN                      01-JUN-94             32,874   H1949
 RISKC                     MELOVITCH              NEW ORLEANS                                                     1,642
    06  LA   P00320  PRO   (NONE)                 TOTAL HEALTH 65                           DEC-94   01-97/12-97          HCPP
             P00468
             P00871
             P00872
             P00873
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:       17
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H1954        HMO   IPA    BATON ROUGE            COMMUNITY HLTH NETWORK OF LOUISIANA      01-SEP-94             19,149
 RISKC                     LOWMAN                                                                                     4
    06  LA   P00667  PRO   UNITED HEALTHCARE      COMMUNITY 65                              NOV-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1955        HMO   IPA    BATON ROUGE            GULF SOUTH HEALTH PLANS, INC.            01-JAN-95              7,771
 RISKC                     MLOWMAN                                                                                   12
    06  LA   P00681  PRO   (NONE)                 GULF SOUTH HEALTH PLANS, INC.             APR-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1956        CMP   GROUP  NEW ORLEANS            ADVANTAGE HEALTH PLAN, INC.              01-JAN-96             14,185
 RISKC                     DCHAMBERS                                                                                663
    06  LA   P00833  PRO   (NONE)                 ADVANTAGE 65                              MAR-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1958        CMP   IPA    METAIRIE               SMA HMO,INC.                             01-SEP-96              5,904
 RISKC                     DCHAMBERS              SMARTPLAN                                                       1,107
    06  LA   P00906  PRO   (NONE)                 SMARTPLAN 65                              NOV-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1962        CMP   IPA    METAIRE                AETNA HEALTH PLANS OF LOUISIANA          01-JAN-97                873
 RISKC                     JLIPSKY                                                                                  107
    06  LA   P00932  PRO   (NONE)                 SENIOR CHOICE                             MAR-97   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3204        HMO   IPA    ALBUQUERQUE            FHP OF NEW MEXICO, INC.                  01-APR-86             17,869
 RISKC                     RMALSBARY                                                                                -38
    06  NM   P00389  PRO   PHS, INC.              FHP SENIOR PLAN                           APR-86   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3249        HMO   IPA    ALBUQUERQUE            QUALMED, NEW MEXICO                      01-MAR-92              2,260
 RISKC                     WIGGS                  NEW MEXICO                                                         13
    06  NM   P00319  PRO   FOUNDATION HEALTH SY   QUALMED SENIOR SECURITY                   APR-92   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3250        HMO   IPA    ALBUQUERQUE            PRESBYTERIAN HEALTH PLAN, INC.           01-NOV-93              2,200
 RISKC                     DDALFONZOWIGGS                                                                            -8
    06  NM   P00511  PRO   (NONE)                 PRESBYTERIAN SENIOR HEALTH PLAN           JAN-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3251        HMO   GROUP  ALBUQUERQUE            LOVELACE HEALTH PLAN, INC.               01-NOV-93             15,496
 RISKC                     CHAMBERS                                                                                 145
    06  NM   P00149  PRO   CIGNA HP, INC          LOVELACE SENIOR PLAN                      JAN-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3253        HMO   GROUP  ALBUQUERQUE            LOVELACE HEALTH PLAN, INC.               01-OCT-95              2,201
 RISKC                     CHAMBERS                                                                                  33
    06  NM   P00149  PRO   CIGNA HP, INC          LOVELACE SENIOR PLAN                      APR-97   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4574        HMO   IPA    ALBUQUERQUE            FHP OF NEW MEXICO, INC.                  01-JUN-97                  0
 RISKC                     RMALSBARY              FHP OF EL PASO                                                      0
    06  NM   P00982  PRO   (NONE)                 SENIOR PLAN                                        06-97/05-98
 __________________________________________________________________________________________________________________________________
 H3749        HMO   GROUP  TULSA                  PACIFICARE OF OKLAHOMA, INC.             01-JAN-91             15,851   H3753
 RISKC                     MJOHN                                                                                    -25
    06  OK   P00398  PRO   PHS, INC.              SECURE HORIZONS                           FEB-91   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:       18
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H3754        HMO   GROUP  TULSA                  PACIFICARE OF OKLAHOMA, INC.             01-JAN-96             10,354
 RISKC                     MJOHN                                                                                     42
    06  OK   P00398  PRO   PHS, INC.              SECURE HORIZONS                           JUN-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3755        HMO   IPA    TULSA                  COMMUNITY CARE HMO, INC                  01-MAY-96              5,328
 RISKC                     DDALFONZOWIGGS                                                                           128
    06  OK   P00847  PRO   (NONE)                 COMMUNITY CARE HMO SENIOR HEALTH PLAN     JUL-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3756        CMP   IPA    OKLAHOMA CITY          HEALTHCARE OKLAHOMA, INC.                01-AUG-96              1,312
 RISKC                     TGRAHAM                                                                                   78
    06  OK   P00892  PRO   (NONE)                 PERFECT HARMONY                           OCT-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3757        HMO   IPA    TULSA                  BLUELINCS HMO, INC.                      01-SEP-96              2,394
 RISKC                     ELOVITCH               TULSA                                                             119
    06  OK   P00264  PRO   (NONE)                 BLUELINCS SENIOR                          NOV-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4504        HMO   IPA    CORPUS CHRISTI         HUMANA HP OF TEXAS                       01-JAN-86             10,054
 RISKC                     GPARKER                CORPUS CHRISTI                                                     77
    06  TX   P00206  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                     JAN-86   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4507        HMO   IPA    IRVING                 NYLCARE HEALTH PLANS,INC                 01-JAN-87             27,668
 RISKC                     TGRAHAM                DALLAS                                                            284
    06  TX   P00237  PRO   SANUS HP, INC          NYLCARE 65                                JAN-87   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4510        HMO   IPA    SAN ANTONIO            HUMANA HP OF TEXAS                       01-MAR-88             39,120
 RISKC                     GPARKER                SAN ANTONIO                                                     1,265
    06  TX   P00573  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                     JUN-88   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4557        HMO   IPA    AUSTIN                 PCA HEALTH PLANS OF TEXAS, INC.          01-JAN-93             21,881
 RISKC                     GROSS                  AUSTIN                                                            -62
    06  TX   P00260  PRO   PCA, INC.              PCA QUALICARE                             MAR-93   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4558        HMO   IPA    HOUSTON                NYLCARE HEALTH PLANS, INC.               01-JUN-93             40,500   H4549
 RISKC                     GRAHAM                                                                                   916
    06  TX   P00196  PRO   SANUS HP, INC          NYLCARE 65                                JUL-93   01-97/12-97          HCPP
 __________________________________________________________________________________________________________________________________
 H4559        HMO   IPA    ARLINGTON              HARRIS HEALTH PLAN,INC                   01-JAN-95             27,798
 RISKC                     JLIPSKY                                                                                1,411
    06  TX   P00662  NON   (NONE)                 HARRIS METHODIST SENIOR HEALTH PLAN       JAN-95   01-97/12-97
             P00854
 __________________________________________________________________________________________________________________________________
 H4560        HMO   IPA    SAN ANTONIO            PRUDENTIAL HLTH CARE PLAN, INC           01-OCT-94              3,458
 RISKC                     ENEVINS                SAN ANTONIO                                                        24
    06  TX   P00278  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE          DEC-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:       19
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H4562        HMO   IPA    HOUSTON                FHP OF TEXAS, INC.                       01-JAN-98              2,506
 RISKC                     RMALSBARY                                                                               -354
    06  TX   P00795  PRO   PHS, INC.              FHP SENIOR PLAN                           JUN-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4563        HMO   GROUP  SUGAR LAND             PRUDENTIAL HLTH CARE PLAN, INC.          01-JAN-95              8,659
 RISKC                     ENEVINS                HOUSTON                                                           106
    06  TX   P00016  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE          FEB-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4565        HMO   IPA    HOUSTON                HMO TEXAS, L.C.                          01-JUL-96              3,366
 RISKC                     SHENDEL                                                                                   49
    06  TX   P00831  PRO   (NONE)                 GOLDEN CHOICE                             OCT-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4566        CMP   GROUP  IRVING                 CIGNA HEALTHCARE OF TEXAS, INC.- N. TX   01-SEP-97                117
 RISKC                     DCHAMBERS              )                                                                 109
    06  TX   P00995  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS                       09-97/08-98
 __________________________________________________________________________________________________________________________________
 H4567        CMP   GROUP  DALLAS                 UNITED HEALTHCARE OF TEXAS, INC-DALLAS   01-JAN-97              2,679
 RISKC                     RKING2                                                                                   346
    06  TX   P00909  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                                  03-97/02-98
 __________________________________________________________________________________________________________________________________
 H4568        CMP   GROUP  AUSTIN                 UNITED HEALTHCARE OF TEXAS, INC -AUSTI   01-OCT-97                  0
 RISKC                     RKING2                                                                                     0
    06  TX   P00911  PRO   (NONE)                 MEDICARE COMPLETE                                  10-97/09-98
 __________________________________________________________________________________________________________________________________
 H4569        CMP   GROUP  HOUSTON                CIGNA HEALTHCARE OF TEXAS, INC.-SOUTH    01-JAN-97              3,512
 RISKC                     DCHAMBERS                                                                                375
    06  TX   P00920  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS              APR-97   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4570        CMP   IPA    IRVING                 AETNA HEALTH PLANS OF TEXAS              01-FEB-97                504
 RISKC                     JLIPSKY                SOUTH                                                              38
    06  TX   P00947  PRO   (NONE)                 SENIOR CHOICE                                      02-97/01-98
 __________________________________________________________________________________________________________________________________
 H4571        CMP   IPA    IRVING                 AETNA HEALTH PLANS OF NORTH TEXAS        01-FEB-97                410
 RISKC                     JLIPSKY                NORTH TEXAS                                                        23
    06  TX   P00949  PRO   (NONE)                 SENIOR CHOICE                                      02-97/01-98
 __________________________________________________________________________________________________________________________________
 H4573        CMP   GROUP  HOUSTON                UNITED HEALTHCARE OF TEXAS, INC.-HOUST   01-OCT-97                  0
 RISKC                     RKING2                                                                                     0
    06  TX   P00968  PRO   (NONE)                 MEDICARE COMPLETE                                  05-97/04-98
 __________________________________________________________________________________________________________________________________
 H4590        HMO   IPA    SAN ANTONIO            PACIFICARE OF TEXAS, INC.                01-NOV-87             66,098   H4562
 RISKC                     MJOHN                  SAN ANTONIO                                                       119
    06  TX   P00483  PRO   PHS, INC.              SECURE HORIZONS                           JAN-88   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 06 (DALLAS): 39 CONTRACTS              TOTAL ENROLLMENTS FOR REGION WITHIN NATION:   423,949       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 12.7%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 8.1%      ***
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:       20
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H1750        CMP   IPA    WICHITA                PREFERRED PLUS OF KANSAS, INC.           01-JUN-96              1,098
 RISKC                     TGRAHAM                                                                                   73
    07  KS   P00838  PRO   (NONE)                 PREFERRED SENIOR CARE                     JUL-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1751        HMO   GROUP  OVERLAND PARK          KAISER FOUNDATION HP OF KS CITY, INC.    01-JUN-96              3,266
 RISKC                     HENDEL                                                                                    78
    07  KS   P00178  NON   KAISER FOUNDATION HP   KAISER PERMANENTE SENIOR ADVANTAGE        AUG-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H2649        HMO   STAFF  KANSAS CITY            HUMANA KANSAS CITY, INC.                 01-JAN-90             21,821   H2605
 RISKC                     FOSTER                                                                                   325
    07  MO   P00022  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                     JAN-90   01-97/12-97          OLD RISKC
 __________________________________________________________________________________________________________________________________
 H2652        HMO   IPA    KANSAS CITY            TOTAL HEALTH CARE                        01-FEB-90              2,399   H2603
 RISKC                     JOHN                                                                                     -32
    07  MO   P00168  NON   (NONE)                 TOTAL HEALTH CARE 65                      MAR-90   01-97/12-97          OLD RISKB
 __________________________________________________________________________________________________________________________________
 H2654        CMP   IPA    ST. LOUIS              UNITED HEALTHCARE OF THE M DWEST, INC.   01-OCT-92             33,930   H2658
 RISKC                     MLOWMAN                                                                                  843
    07  MO   P00367  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                         DEC-92   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 H2656        CMP   STAFF  KANSAS CITY            GOOD HEALTH HMO, INC.                    01-MAR-94              7,057
 RISKC                     MJOHN                                                                                     -2
    07  MO   P00740  PRO   (NONE)                 BLUE ADVANTAGE 65                         MAY-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H2659        HMO   IPA    ST LOUIS               HMO MISSOURI, INC.                       01-MAR-95              5,752
 RISKC                     GRAHAM                                                                                   -49
    07  MO   P00648  PRO   (NONE)                 BLUECHOICE SENIOR                         APR-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H2663        HMO   GROUP  ST. LOUIS              GROUP HEALTH PLAN, INC.                  01-NOV-95             26,309   H2601
 RISKC                     MJOHN                                                                                    592
    07  MO   P00153  PRO   (NONE)                 ADVANTRA                                  JAN-96   01-97/12-97          HCPP
 __________________________________________________________________________________________________________________________________
 H2666        CMP   GROUP  KANSAS CITY            HEALTHNET                                01-JUN-96              8,100
 RISKC                     JHODO                  KANSAS CITY                                                       344
    07  MO   P00870  PRO   (NONE)                 HEALTHNET SENIOR EXCEL                    AUG-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H2667        CMP   IPA    ST. LOUIS              MERCY HEALTH PLANS OF MISSOURI INC.      01-FEB-97              2,292
 RISKC                     TGRAHAM                                                                                  266
    07  MO   P00943  PRO   (NONE)                 MERCY CARE PLUS                           APR-97   03-97/02-98
 __________________________________________________________________________________________________________________________________
 H2802        CMP   IPA    OMAHA                  UNITED HEALTHCARE OF THE M DLANDS, INC   01-OCT-85              5,892
 RISKC                     AKNIEVEL                                                                                 131
    07  NE   P00281  PRO   UNITED HEALTHCARE      SENIORCARE                                OCT-85   01-97/12-97
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:       21
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H2849        CMP   IPA    OMAHA                  EXCLUSIVE HEALTHCARE, INC.               01-SEP-96              5,978
 RISKC                     MJOHN                                                                                    233
    07  NE   P00885  PRO   (NONE)                 MEDICARE PREFERRED                        NOV-96   01-97/12-97
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 07 (KANSAS CITY): 12 CONTRACTS         TOTAL ENROLLMENTS FOR REGION WITHIN NATION:   123,894       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 3.9%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 2.4%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H0603        HMO   IPA    DENVER                 HMO COLORADO, INC                        01-JAN-86              8,089
 RISKC                     JLIPSKY                DENVER                                                            425
    08  CO   P00160  PRO   (NONE)                 BLUEADVANTAGE FOR SENIORS                 JAN-86   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0609        HMO   IPA    ENGLEWOOD              PACIFICARE OF COLORADO, INC              01-JUL-86             52,629
 RISKC                     MJOHN                  DENVER                                                            271
    08  CO   P00020  PRO   PHS, INC.              SECURE HORIZONS                           JUL-86   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0615        HMO   IPA    AURORA                 QUAL-MED, INC., DENVER                   01-JUL-88              8,501
 RISKC                     DDALFONZOWIGGS         DENVER                                                            -10
    08  CO   P00587  PRO   FOUNDATION HEALTH SY   QUAL-MED SENIOR SECURITY                  AUG-88   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0630        HMO   GROUP  AURORA                 KAISER FOUNDATION HP OF CO               01-JAN-86             38,457   H0600
 RISKC                     LOWMAN                                                                                   303
    08  CO   P00047  NON   KAISER FOUNDATION HP   KAISER PERMANENTE SENIOR ADVANTAGE        DEC-85   01-97/12-97          HCPP
 __________________________________________________________________________________________________________________________________
 H0659        CMP   IPA    DENVER                 CIGNA HEALTHCARE OF COLORADO, INC.       01-OCT-94              4,394
 RISKC                     CHAMBERS                                                                                   1
    08  CO   P00572  PRO   CIGNA HP, INC          CIGNA HEALTHCARE FOR SENIORS              NOV-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0660        CMP   IPA    DENVER                 MUTUAL OF OMAHA OF COLORADO, INC.        01-AUG-96              1,233
 RISKC                     MJOHN                                                                                     32
    08  CO   P00861  PRO   (NONE)                 MEDICARE PREFFERED                        NOV-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0661        CMP   GROUP  ENGLEWOOD              UNITED HEALTHCARE OF COLORADO, INC.      01-FEB-97              5,018
 RISKC                     RKING2                                                                                   494
    08  CO   P00905  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                         APR-97   03-97/01-98
 __________________________________________________________________________________________________________________________________
 H4651        CMP   GROUP  SALT LAKE CITY          HC CARE, INC.                           01-APR-96              7,410   H4603
 RISKC                     DDALFONZOWIGGS                                                                            -8
    08  UT   P00916  NON   (NONE)                  HC SENIOR CARE                           MAY-96   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 H4653        HMO   GROUP  SALT LAKE CITY         PACIFICARE OF UTAH, INC.                 01-JUL-96             12,869   H4600
 RISKC                     MJOHN                                                                                    209
    08  UT   P00882  PRO   PHS, INC.              SENIOR PLAN                               SEP-96   01-97/12-97          HCPP
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:       22
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------


     *** TOTAL FOR REGION 08 (DENVER): 9 CONTRACTS               TOTAL ENROLLMENTS FOR REGION WITHIN NATION:   138,600       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 2.9%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 2.7%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H0303        HMO   IPA    PHOENIX                PACIFICARE OF ARIZONA, INC               01-APR-86             88,682
 RISKC                     MJOHN                                                                                    821
    09  AZ   P00388  PRO   PHS, INC.              SECURE HORIZONS                           APR-86   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0307        HMO   IPA    PHOENIX                HUMANA HEALTH PLAN, INC.                 01-APR-88             21,948
 RISKC                     GPARKER                PHOENIX                                                           361
    09  AZ   P00570  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                     JUN-88   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0350        CMP   IPA    PHOENIX                MARICOPA COUNTY HEALTH PLAN              01-NOV-93              2,380
 RISKC                     JHODO                                                                                     44
    09  AZ   P00689  NON   (NONE)                 MARICOPA SENIOR SELECT (MSSP)             JAN-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0351        HMO   IPA    TUCSON                 INTERGROUP PREPA D HLTH SERV OF AZ INC   01-MAR-92             47,416
 RISKC                     RMALSBARY                                                                                274
    09  AZ   P00365  PRO   FOUNDATION HEALTH SY   SENIOR CARE                               MAY-92   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0352        CMP   IPA    TUCSON                 HEALTHPARTNERS HEALTH PLANS, INC         01-JUN-92             26,790
 RISKC                     ABRESLIN                                                                                 385
    09  AZ   P00692  PRO   (NONE)                 HEALTHPARTNERS FOR SENIORS                AUG-92   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0354        HMO   STAFF  PHOENIX                CIGNA HEALTHCARE OF ARIZONA, INC.        01-DEC-92             36,805   H0301
 RISKC                     HODO                   PHOENIX                                                           425
    09  AZ   P00065  PRO   CIGNA HP, INC          CIGNA HEALTHCARE FOR SENIORS              JAN-93   01-97/12-97          COST1
 __________________________________________________________________________________________________________________________________
 H0355        CMP   IPA    PHOENIX                BLUE CROSS/SHIELD OF ARIZ                01-JUN-96              5,894
 RISKC                     TGRAHAM                                                                                  496
    09  AZ   P00877  NON   (NONE)                 MEDICARE BLUE                             AUG-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0356        CMP   IPA    PHOENIX                PREMIER HEALTHCARE, INC.                 01-JUL-96              7,065
 RISKC                     MJOHN                                                                                    361
    09  AZ   P00899  PRO   (NONE)                 PREMIER FOR SENIORS                       AUG-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0358        CMP   GROUP  PHOENIX                UNITED HEALTHCARE OF ARIZONA, INC.       01-OCT-97                  0
 RISKC                     RKING2                                                                                     0
    09  AZ   P00985  PRO   (NONE)                 MEDICARE COMPLETE                                  08-97/07-98
 __________________________________________________________________________________________________________________________________
 H0359        CMP   IPA    PHOENIX                AETNA HEALTH PLANS OF ARIZONA, INC.      01-JUN-97                 76
 RISKC                     JLIPSKY                                                                                   73
    09  AZ   P00992  PRO   (NONE)                 SENIOR CHOICE                                      08-97/07-98
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:       23
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0504        CMP   IPA    SAN FRANCISCO          CALIFORNIA PHYSICIANS' SERVICES CORP.    01-MAY-96              1,466
 RISKC                     TGRAHAM                LOS ANGELES BASIN                                                 113
    09  CA   P00817  NON   (NONE)                 SHIELD 65                                 AUG-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0520        CMP   GROUP  LONG BEACH             UNITED HEALTHCARE OF CALIFORNIA-SOUTHE   01-AUG-97                 38
 RISKC                     RKING2                                                                                    35
    09  CA   P00977  PRO   (NONE)                 UNITED GOLDCARE 65                                 06-97/05-98
 __________________________________________________________________________________________________________________________________
 H0523        HMO   IPA    LOMA LINDA             AETNA HP OF CALIFORNIA INC               01-MAY-86             55,295
 RISKC                     JLIPSKY                                                                                    9
    09  CA   P00144  PRO   AETNA HEALTH PLANS     SENIOR CHOICE                             AUG-86   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0524        HMO   GROUP                         KAISER FOUNDATION HP, INC.               01-AUG-87            200,883   H6050
 RISKC                     SHENDEL                LOS ANGELES                                                     1,439
    09  CA   P00187  NON   KAISER FOUNDATION HP   KAISER PERMANENTE SENIOR ADVANTAGE        SEP-87   01-97/12-97          HCPP
 __________________________________________________________________________________________________________________________________
 H0525        CMP   GROUP  SAN FRANCISCO          UNITED HLTHCARE CALIFORNIA-NORTHERN CA   01-SEP-97                 34
 RISKC                     RKING2                                                                                    34
    09  CA   P00978  PRO   (NONE)                 UNITED GOLDCARE 65                                 08-97/07-98
 __________________________________________________________________________________________________________________________________
 H0526        HMO   GROUP                         KAISER FOUNDATION HP, INC.               01-JAN-88              4,341
 RISKC                     SHENDEL                BAKERSFIELD                                                        65
    09  CA   P00578  NON   KAISER FOUNDATION HP   KAISER PERMANENTE SENIOR ADVANTAGE        JAN-88   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0528        HMO   IPA    SAN JOSE               LIFEGUARD, INC.                          01-JAN-97                714
 RISKC                     ABRESLIN                                                                                  66
    09  CA   P00086  PRO   (NONE)                 LIFEGUARD FOR SENIORS                     FEB-97   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0529        HMO   IPA    SAN FRANCISCO          PACIFICARE OF CALIFORNIA, INC.           01-MAR-97             47,988
 RISKC                     ABRESLIN               NORTHERN CALIFORNIA                                                66
    09  CA   P00685  PRO   PHS, INC.              SECURE HORIZONS                           MAR-97   03-97/02-98
 __________________________________________________________________________________________________________________________________
 H0543        HMO   IPA    CYPRESS                PACIFICARE OF CA, INC                    01-JUN-85            285,477   H0513
 RISKC                     ABRESLIN               SOUTHERN CALIFORNIA                                             1,275
    09  CA   P00527  PRO   PHS, INC.              SECURE HORIZONS                           SEP-85   01-97/12-97          COST1
             P00682
             P00523
             P00524
             P00525
             P00526
 __________________________________________________________________________________________________________________________________
 H0545        HMO   IPA    POMONA                 INTER VALLEY HEALTH PLAN, INC.           01-JUN-86             12,431   H0515
 RISKC                     MORRIS                                                                                    11
    09  CA   P00130  NON   (NONE)                 SERVICE TO SENIOR                         JUN-86   01-97/12-97          COST1
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:       24
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0547        HMO   IPA    SAN BRUNO              AETNA HEALTH PLAN OF CALIFORNIA INC.     01-JUL-86             28,828   H0511
 RISKC                     LIPSKY                                                                                   125
    09  CA   P00090  PRO   AETNA HEALTH PLANS     SENIOR CHOICE                             FEB-86   01-97/12-97          COST1
 __________________________________________________________________________________________________________________________________
 H0554        CMP   IPA    WOODLAND HILLS         CAREAMERICA HEALTH PLANS                 01-AUG-90             49,612
 RISKC                     ABRESLIN                                                                                 717
    09  CA   P00645  PRO   (NONE)                 GOLDEN OUTLOOK & CAREAMERICA 65 PLUS      NOV-90   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0557        CMP   IPA    ORANGE                 FOUNDATION HEALTH, A CALIFORNIA PLAN     01-MAR-92              8,752
 RISKC                     RMALSBARY                                                                               -202
    09  CA   P00673  PRO   FOUNDATION HEALTH SY   FOUNDATION HEALTH SENIOR VALUE            JUN-92   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0558        HMO   IPA    LOS ANGELES            MAXICARE, A CALIFORNIA CORPORATION       01-SEP-91              4,098   H9002
 RISKC                     MALSBARY               SOUTHERN CALIFORNIA                                               113
    09  CA   P00011  PRO   MAXICARE               MAX65                                     DEC-91   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 H0559        HMO   IPA    SAN FRANCISCO          PACIFICARE OF CALIFORNIA, INC.           01-FEB-92             79,375   H0582
 RISKC                     ABRESLIN               NORTHERN CALIFORNIA                                               605
    09  CA   P00685  PRO   PHS, INC.              SECURE HORIZONS                           APR-92   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 H0562        HMO   IPA    WOODLAND HILLS         HEALTH NET                               01-OCT-92             62,600   H0517
 RISKC                     DDALFONZOWIGGS                                                                           143
    09  CA   P00082  NON   FOUNDATION HEALTH SY   HEALTH NET SENIORITY PLUS                 DEC-92   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 H0563        HMO   IPA    WOODLAND HILLS         HEALTH NET                               01-OCT-92             59,551
 RISKC                     WIGGS                                                                                    155
    09  CA   P00082  NON   FOUNDATION HEALTH SY   SENIORITY PLUS                            DEC-92   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0564        CMP   IPA    NEWBURY PARK           BLUE CROSS OF CALIFORNIA                 01-JUN-93              6,571
 RISKC                     SHENDEL                                                                                  534
    09  CA   P00699  PRO   (NONE)                 BLUE CROSS SENIOR SECURE                  SEP-93   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0566        HMO   IPA    SANTA ROSA             HEALTH PLAN OF THE REDWOODS              01-AUG-93             10,230
 RISKC                     JHODO                                                                                    -26
    09  CA   P00113  NON   (NONE)                 MEDIPRIME                                 SEP-93   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0568        HMO   IPA                           NATIONAL MED, INC.                       01-SEP-93             14,559
 RISKC                     HODO                                                                                     188
    09  CA   P00312  PRO   (NONE)                 SECURITYCARE                              DEC-93   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0570        HMO   IPA    WOODLAND HILLS         HEALTH NET                               01-SEP-93              3,344
 RISKC                     DDALFONZOWIGGS         CENTRAL VALLEY                                                    -26
    09  CA   P00516  NON   FOUNDATION HEALTH SY   HEALTH NET SENIORITY PLUS                 NOV-93   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0571        CMP   IPA    SAN FRANCISCO          CHINESE COMMUNITY HEALTH PLAN            01-AUG-94                637
 RISKC                     RMALSBARY                                                                                 34
    09  CA   P00744  PRO   (NONE)                 CCHP-MEDICARE                             MAY-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:       25
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0576        CMP   GROUP  WOODLAND HILLS         PRUDENTIAL HEALTH CARE PLAN OF CA        01-FEB-94              4,926
 RISKC                     ENEVINS                                                                                   82
    09  CA   P00746  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE          JUL-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0577        CMP   GROUP  WOODLAND HILLS         PRUDENTIAL HEALTH CARE PLAN OF CA        01-FEB-94              3,449
 RISKC                     ENEVINS                                                                                   -9
    09  CA   P00747  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE          JUL-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0580        HMO   IPA    CONCORD                FHP, INC.                                01-FEB-95             17,993   H0569
 RISKC                     MJOHN                  NORTHERN CALIFORNIA                                               -57
    09  CA   P00753  PRO   PHS, INC.              SENIOR PLAN, SENIOR PLAN PLUS             MAR-95   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 H0581        CMP   STAFF  GLENDALE               CIGNA HEALTHCARE OF CALIFORNIA           01-MAY-94             21,151   H6054
 RISKC                     DCHAMBERS                                                                                392
    09  CA   P00754  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS              JUL-94   01-97/12-97          HCPP
 __________________________________________________________________________________________________________________________________
 H0583        HMO   GROUP                         KAISER FOUNDATION HP, INC.               01-APR-94            185,726   H6052
 RISKC                     SHENDEL                OAKLAND                                                         2,295
    09  CA   P00184  NON   KAISER FOUNDATION HP   KAISER SENIOR ADVANTAGE                   JUL-94   01-97/12-97          HCPP
 __________________________________________________________________________________________________________________________________
 H0584        HMO   GROUP                         KAISER FOUNDATION HP, INC.               01-APR-94             10,345   H6052
 RISKC                     HENDEL                 OAKLAND                                                           209
    09  CA   P00184  NON   KAISER FOUNDATION HP   KAISER SENIOR ADVANTAGE                   FEB-95   01-97/12-97          HCPP
 __________________________________________________________________________________________________________________________________
 H0586        HMO   IPA    RANCHO CORDOVA         FOUNDATION HEALTH, A CALIFORNIA PLAN     01-MAR-94             19,317   H0506
 RISKC                     MALSBARY                                                                                  52
    09  CA   P00051  PRO   FOUNDATION HEALTH SY   FOUNDATION HEALTH SENIOR VALUE            APR-94   01-97/12-97          COST1
 __________________________________________________________________________________________________________________________________
 H0588        CMP   GROUP  GLENDALE               CIGNA HEALTHCARE OF CALIFORNIA           01-JUN-95              1,174
 RISKC                     DCHAMBERS              NORTHERN CALIFORNIA                                                13
    09  CA   P00773  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS              SEP-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0590        CMP   IPA    NEWBURY PARK           BLUE CROSS OF CALIFORNIA                 01-AUG-95              1,897
 RISKC                     HENDEL                                                                                    24
    09  CA   P00699  PRO   (NONE)                 BLUE CROSS SENIOR SECURE - FRESNO/MADE    OCT-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0591        CMP   IPA    NEWBURY PARK           BLUE CROSS OF CALIFORNIA                 01-AUG-95              2,533
 RISKC                     HENDEL                                                                                   120
    09  CA   P00699  PRO   (NONE)                 BLUE CROSS SENIOR SECURE - NORTHERN CA    OCT-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0592        HMO   IPA                           NATIONAL MED, INC.                       01-JAN-98                  0
 RISKC                     HODO                                                                                       0
    09  CA   P00312  PRO   (NONE)                 SECURITYCARE/SOUTHERN CALIFORNIA          FEB-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0593        HMO   IPA                           NATIONAL MED, INC.                       01-MAR-95              1,305
 RISKC                     HODO                                                                                       9
    09  CA   P00312  PRO   (NONE)                 SECURITYCARE/NORTHERN COMPONENT           APR-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:       26
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0594        HMO   IPA    SAN JOSE               LIFEGUARD, INC.                          01-NOV-94              4,529
 RISKC                     ABRESLIN                                                                                  -4
    09  CA   P00086  PRO   (NONE)                 LIFEGUARD SENIORPLAN                      OCT-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0595        HMO   IPA    MILPITAS               LIFEGUARD, INC.                          01-NOV-94              2,032
 RISKC                     ABRESLIN                                                                                  65
    09  CA   P00788  PRO   (NONE)                 LIFEGUARD SENIORPLAN                      JAN-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0598        HMO   IPA    CYPRESS                PACIFICARE OF CA, INC                    01-JUL-95              4,797
 RISKC                     ABRESLIN               BUTTE COUNTY                                                      219
    09  CA   P00812  PRO   PHS, INC.              SECURE HORIZONS                           SEP-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0599        CMP   IPA    SAN FRANCISCO          CALIFORNIA PHYSICIANS' SERVICES CORP.    01-MAY-96              2,017
 RISKC                     TGRAHAM                SAN FRANCISCO BAY AREA                                            146
    09  CA   P00816  NON   (NONE)                 SHIELD 65                                 JUL-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H9016        HMO   GROUP  INGLEWOOD              UHP HEALTHCARE                           01-APR-84             10,223
 RISKC                     RMALSBARY                                                                               -113
    09  CA   P00171  NON   (NONE)                 UNITED HEALTH PLAN FOR SENIORS            APR-85   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H9030        HMO   STAFF  CERRITOS               FHP, INC.                                01-NOV-83            169,631   H6051
 RISKC                     MJOHN                  SOUTHERN CALIFORNIA                                            -2,968
    09  CA   P00039  PRO   PHS, INC.              FHP SENIOR PLAN                           APR-85   01-97/12-97          HCPP
 __________________________________________________________________________________________________________________________________
 H1230        HMO   GROUP  HONOLULU               KAISER FOUNDATION HP, INC.               01-MAY-86             14,903   H1200
 RISKC                     HENDEL                 HONOLULU                                                          147
    09  HI   P00195  NON   KAISER FOUNDATION HP   SENIOR PLAN                               MAY-86   01-97/12-97          HCPP
 __________________________________________________________________________________________________________________________________
 H2931        HMO   GROUP  LAS VEGAS              HEALTH PLAN OF NEVADA, INC.              01-JUN-85             11,559   H2901
 RISKC                     HODO                   LAS VEGAS                                                         219
    09  NV   P00176  PRO   (NONE)                 SENIOR DIMENSIONS                         JUL-85   01-97/12-97          COST1
 __________________________________________________________________________________________________________________________________
 H2949        HMO   IPA    LAS VEGAS              PACIFICARE OF NEVADA, INC                01-OCT-92             24,171
 RISKC                     MJOHN                  LAS VEGAS, NV                                                     550
    09  NV   P00697  PRO   PHS, INC.              FHP SENIOR PLAN                           NOV-92   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H2959        HMO   IPA    LAS VEGAS              HUMANA HEALTH PLAN, INC.                 01-AUG-95              8,597
 RISKC                     GPARKER                LAS VEGAS, NV                                                     319
    09  NV   P00805  PRO   (NONE)                 HUMANA GOLD PLUS PLAN                     NOV-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H2960        HMO   IPA    RENO                   HOMETOWN HEALTH PLAN                     01-OCT-95              5,739   H2957
 RISKC                     HODO                                                                                      90
    09  NV   P00666  NON   (NONE)                 SENIOR CARE PLUS HEALTH PLAN              DEC-95   01-97/12-97          COST1
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 09 (SAN FRANCISCO): 55 CONTRACTS       TOTAL ENROLLMENTS FOR REGION WITHIN NATION: 1,701,894       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 17.9%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 32.7%     ***
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:       27
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H1350        CMP   IPA    BOISE                  BLUE CROSS OF  DAHO HEALTH SERVICES, I   01-SEP-97                343
 RISKC                     GPARKER                                                                                  174
    10   D   P01015  NON   (NONE)                 TRUE BLUE                                          09-97/08-98
 __________________________________________________________________________________________________________________________________
 H3805        HMO   IPA    LAKE OSWEGO            PACIFICARE OF OREGON, INC.               01-JAN-86             40,652   H3850
 RISKC                     MJOHN                  PORTLAND                                                         -306
    10  OR   P00363  PRO   PHS, INC.              SECURE HORIZONS                           FEB-86   01-97/12-97          RISKC
             P00417
             P00416
 __________________________________________________________________________________________________________________________________
 H3855        HMO   IPA    PORTLAND               PROV DENCE HEALTH PLANS                  01-JAN-94              4,434
 RISKC                     RGROSS2                SOUTHERN OREGON                                                    60
    10  OR   P00733  NON   (NONE)                 PROV DENCE GOOD HEALTH PLAN - MEDICARE    MAY-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3856        HMO   IPA    SALEM                  HMO OREGON              .                01-JAN-94             17,590   H9049
 RISKC                     MELOVITCH              SALEM                                                            -121
    10  OR   P00054  NON   (NONE)                 FIRST CHOICE 65                           JAN-94   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 H3857        CMP   IPA    EUGENE                 SELECTCARE HEALTH PLANS                  01-SEP-94              2,209
 RISKC                     RGROSS2                LOWER COLUMBIA AREA                                                 7
    10  OR   P00799  NON   (NONE)                 SELECTCARE SENIOR PLUS                    NOV-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3858        CMP   GROUP  EUGENE                 SELECTCARE HEALTH PLANS                  01-SEP-95             10,464   H3854
 RISKC                     RGROSS2                                                                                  371
    10  OR   P00810  NON   (NONE)                 SELECTCARE SENIOR PLUS                    OCT-95   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 H9003        HMO   GROUP  PORTLAND               KAISER FOUNDATION HP OF THE N W          01-APR-80             33,538   H3803
 RISKC                     PARKER                                                                                    -6
    10  OR   P00045  NON   KAISER FOUNDATION HP   KAISER-NW                                 APR-85   01-97/12-97          COST1
 __________________________________________________________________________________________________________________________________
 H9047        HMO   IPA    PORTLAND               PROV DENCE HEALTH PLANS                  01-DEC-85             26,661
 RISKC                     RGROSS2                                                                                  123
    10  OR   P00354  NON   (NONE)                 PROV DENCE GOOD HEALTH PLAN MEDICARE O    MAR-87   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H9049        HMO   IPA    PORTLAND               HMO OREGON,INC.                          01-JUN-85                 42
 RISKC                     MELOVITCH                                                                                 -1
    10  OR   P00518  PRO   (NONE)                 FIRST CHOICE 65                           MAR-88   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H5005        CMP   IPA    MERCER ISLAND          PACIFICARE OF WASHINGTON, INC.           01-MAR-87             56,661   H5060
 RISKC                     MJOHN                                                                                   -467
    10  WA   P09025  PRO   PHS, INC.              SECURE HORIZONS                           NOV-87   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:       28
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H5050        CMP   STAFF  SEATTLE                GROUP HEALTH COOP OF PUGET SOUND         01-JAN-89             54,356   H5001
 RISKC                     AKNIEVEL                                                                                 131
    10  WA   P00606  NON   (NONE)                 GHC/PUGET SOUND                           JAN-89   01-97/12-97          OLD RISKB
 __________________________________________________________________________________________________________________________________
 H5052        CMP   IPA    SEATTLE                PROV DENCE HEALTH PLANS                  01-MAR-93             21,962
 RISKC                     RGROSS2                                                                                  493
    10  WA   P00700  NON   (NONE)                 SOUND CHOICE MEDICARE EXTRA               JUN-93   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H5053        CMP   IPA    SPOKANE                QUAL-MED, INLAND NORTHWEST DIVISION      01-MAY-93              2,440
 RISKC                     DDALFONZOWIGGS                                                                          -204
    10  WA   P00708  PRO   FOUNDATION HEALTH SY   SENIOR SECURITY                           JUN-93   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H5055        HMO   IPA    BELLEVUE               QUAL-MED WASHINGTON HEALTH PLAN, INC.    01-MAY-93                724
 RISKC                     DDALFONZOWIGGS         PUGET SOUND REGION                                                 17
    10  WA   P00710  PRO   FOUNDATION HEALTH SY   SENIOR SECURITY                           FEB-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H5063        CMP   GROUP  SEATTLE                OPTIONS HEALTH CARE, INC.                01-JUN-96              4,197
 RISKC                     AKNIEVEL                                                                                 173
    10  WA   P00804  PRO   (NONE)                 OPTIONS HEALTH CARE                       SEP-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H5066        CMP   GROUP  SPOKANE                MEDICAL SERVICE CORPORATION OF E. WA     01-MAR-96              1,869
 RISKC                     MELOVITCH                                                                                105
    10  WA   P00822  NON   (NONE)                 MSC CLASSIC CARE                          JUN-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H5069        HMO   STAFF  SPOKANE                GROUP HEALTH NORTHWEST                   01-JAN-96              2,082
 RISKC                     AKNIEVEL               WASHINGTON                                                         83
    10  WA   P00040  NON   (NONE)                 GROUP HEALTH NORTHWEST                    MAR-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H5071        CMP   IPA    MOUNTLAKE TERRACE      HEALTHPLUS                               01-OCT-96              7,254
 RISKC                     MELOVITCH                                                                                781
    10  WA   P00890  NON   (NONE)                 SENIOR PARTNERS                           JAN-97   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H5072        CMP   IPA    SEATTLE                HMO WASHINGTON                           01-SEP-97                  0
 RISKC                     ENEVINS                                                                                    0
    10  WA   P00950  PRO   (NONE)                 REGENCECARE CONNECT                                08-97/07-98
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 10 (SEATTLE): 19 CONTRACTS             TOTAL ENROLLMENTS FOR REGION WITHIN NATION:   287,478       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 6.2%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 5.5%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97                                                                            PAGE:       29
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------

                                             ************************************
                                             *                                  *
                                             *  TOTAL CONTRACTS:           307  *
                                             *  TOTAL ENROLLMENT:    5,211,339  *
                                             *                                  *
                                             ************************************

 PICS  (2.5.1)                                TEFRA COST CONTRACTS AS OF PERIOD: 12/97                          11:11   DEC 01 1997
                                                            (BY REGION)                                              PAGE:        1

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                               CONTRACT                      ENROLLMENT
 DESC/       TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                     EFFECTIVE       CONTRACT       FOR PERIOD/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                      DATE          PERIOD        MTHLY CHGE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0749        HMO   IPA    SHELTONL               PHYSICIANS HLTH SVC OF CT, INC           01-JAN-98     01-96/12-96          2,503
 COST1                     RMALSBARY                                                                                           -193
    01  CT   P00128  PRO   (NONE)                 CAREFREE
 __________________________________________________________________________________________________________________________________
 H4101        HMO   STAFF  PROV DENCE             HARVARD COMMUNITY HPLAN OF NEW ENGLAND   01-JAN-80     01-96/12-96          2,255
 COST1                     RKING2                                                                                                -9
    01  RI   P00006  NON   HARVARD                CAREPLUS
 __________________________________________________________________________________________________________________________________
 H4749        HMO   STAFF  WILLISTON              CAPITAL AREA COMMUNITY HP                01-SEP-94     01-96/12-96          1,389
 COST1                     GPARKER                BENNINGTON(VT)                                                                  5
    01  VT   P00349  NON   (NONE)                 SENIOR ADVANTAGE
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 01 (BOSTON): 3 CONTRACTS               TOTAL ENROLLMENTS FOR REGION WITHIN NATION:     6,147       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 8.1%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 3.0%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H3104        CMP   IPA    MT. LAUREL             AETNA HEALTH PLANS OF NEW JERSEY, INC.   01-JAN-98     01-96/12-96            127
 COST1                     JLIPSKY                                                                                              -15
    02  NJ   P00262  PRO   AETNA HEALTH PLANS     SENIOR CHOICE
             P00141
 __________________________________________________________________________________________________________________________________
 H3149        HMO   GROUP  NEW BRUNSWICK          HIP OF NEW JERSEY, INC.                  01-MAR-93     01-96/12-96          3,297
 COST1                     MCLEAN                                                                                               -55
    02  NJ   P00112  NON   HIP OF NEW YORK        HIP HEALTH PLAN OF NEW JERSEY
 __________________________________________________________________________________________________________________________________
 H3308        HMO   STAFF  POUGHKEEPSIE           CAPITAL AREA COMMUNITY HP                01-MAY-84     01-96/12-96            949
 COST1                     GPARKER                POUGHKEEPSIE                                                                  -21
    02  NY   P00175  NON   (NONE)                 MEDICARE PLUS
 __________________________________________________________________________________________________________________________________
 H3349        HMO   STAFF  LATHAM                 CAPITAL AREA COMMUNITY HP                01-JAN-90     01-97/12-97          4,719
 COST1                     PARKER                 ALBANY(NY)                                                                    -44
    02  NY   P00025  NON   (NONE)                 MEDICARE PLUS
 __________________________________________________________________________________________________________________________________
 H3356        CMP   IPA    ROCHESTER              FINGER LAKES HEALTH INSURANCE CO., INC   01-JAN-93     01-96/12-96         30,332
 COST1                     NEVINS                                                                                               205
    02  NY   P09114  NON   (NONE)                 BLUE CHOICE SENIOR/SENIORCARE
 __________________________________________________________________________________________________________________________________
 H3367        CMP   IPA    LATHAM                 COMMUNITY HEALTH PLAN                    01-JUN-96     07-96/06-97          1,873
 COST1                     GPARKER                                                                                               20
    02  NY   P00858  NON   (NONE)                 MEDICARE PLUS
 __________________________________________________________________________________________________________________________________
 PICS  (2.5.1)                                TEFRA COST CONTRACTS AS OF PERIOD: 12/97                          11:11   DEC 01 1997
                                                            (BY REGION)                                              PAGE:        2

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                               CONTRACT                      ENROLLMENT
 DESC/       TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                     EFFECTIVE       CONTRACT       FOR PERIOD/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                      DATE          PERIOD        MTHLY CHGE
 ----------------------------------------------------------------------------------------------------------------------------------


     *** TOTAL FOR REGION 02 (NEW YORK): 6 CONTRACTS             TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    41,297       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 16.2%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 20.4%     ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H5102        HMO   IPA    ST. CLAIRSVILLE        HEALTH PLAN OF THE UPPER OHIO VALLEY     01-FEB-83     01-96/12-96          7,664
 COST1                     TGRAHAM                                                                                              -15
    03  WV   P00121  NON   (NONE)                 HP UPPER OH VALLEY
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 03 (PHILADELPHIA): 1 CONTRACTS         TOTAL ENROLLMENTS FOR REGION WITHIN NATION:     7,664       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 2.7%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 3.8%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H1010        HMO   STAFF  TALLAHASSEE            CAPITAL GROUP HEALTH SVC OF FL           01-AUG-83     01-96/12-96          3,042
 COST1                     RGROSS2                                                                                               13
    04  FL   P00162  NON   (NONE)                 CAPITAL HEALTH PLAN
 __________________________________________________________________________________________________________________________________
 H3453        HMO   GROUP  RALEIGH                KAISER FOUNDATION HP OF NC               01-APR-96     05-96/04-97          1,196
 COST1                     PARKER                 CHARLOTTE                                                                      -8
    04  NC   P00334  NON   KAISER FOUNDATION HP   THE KAISER PERMANENTE MEDICARE PLAN
 __________________________________________________________________________________________________________________________________
 H3454        HMO   GROUP  RALEIGH                KAISER FOUNDATION HP OF NC               01-APR-96     05-96/04-97          1,255
 COST1                                            RALEIGH                                                                         1
    04  NC   P00270  NON   KAISER FOUNDATION HP   THE KAISER PERMANENTE MEDICARE PLAN
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 04 (ATLANTA): 3 CONTRACTS              TOTAL ENROLLMENTS FOR REGION WITHIN NATION:     5,493       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 8.1%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 2.7%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H1449        HMO   STAFF  CHICAGO                RUSH PRUDENTIAL HMO, INC                 01-JAN-90     01-96/12-96          4,224
 COST1                     ENEVINS                                                                                              -16
    05  IL   P00763  PRO   (NONE)                 MEDICARE PROGRAM OF RUSH PRUDENTIAL HMO, INC.
             P00050
 __________________________________________________________________________________________________________________________________
 PICS  (2.5.1)                                TEFRA COST CONTRACTS AS OF PERIOD: 12/97                          11:11   DEC 01 1997
                                                            (BY REGION)                                              PAGE:        3

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                               CONTRACT                      ENROLLMENT
 DESC/       TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                     EFFECTIVE       CONTRACT       FOR PERIOD/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                      DATE          PERIOD        MTHLY CHGE
 ----------------------------------------------------------------------------------------------------------------------------------
 H1553        HMO   IPA    INDIANAPOLIS           THE M PLAN, INC.                         01-JAN-93     01-96/12-96          4,497
 COST1                     MELOVITCH                                                                                             43
    05  IN   P00688  PRO   (NONE)                 SENIOR SECURECARE
 __________________________________________________________________________________________________________________________________
 H1555        HMO   GROUP  LAFAYETTE              ARNETT HMO                               01-MAR-97     03-97/02-98            220
 COST1                     MELOVITCH                                                                                             22
    05  IN   P00451  PRO   (NONE)                 MEDICARE PLAN
 __________________________________________________________________________________________________________________________________
 H1558        HMO   GROUP  EVANSVILLE             WELBORN HMO                              01-NOV-97     01-97/12-97              0
 COST2                     MELOVITCH                                                                                              0
    05  IN   P00556  PRO   (NONE)                 WELBORN CLINIC
 __________________________________________________________________________________________________________________________________
 H3602        CMP   GROUP  BELLAIRE               QUALMED PLANS FOR HEALTH-OHIO/WEST VIR   01-FEB-83     01-96/12-96            640
 COST1                     DDALFONZOWIGGS                                                                                         3
    05  OH   P00174  PRO   FOUNDATION HEALTH SY   ADVANTAGE GOLD
 __________________________________________________________________________________________________________________________________
 H5254        CMP   GROUP  MENASHA                NETWORK HEALTH PLAN OF WISCONSIN,INC     01-JUN-96     06-96/05-97          2,275
 COST1                     AKNIEVEL                                                                                              72
    05  WI   P00841  PRO   (NONE)                 NETWORK SENIOR PLUS
 __________________________________________________________________________________________________________________________________
 H5256        CMP   GROUP  DUBUQUE                MEDICAL ASSOCIATES CLINIC HEALTH PLAN    01-FEB-96     02-96/01-97             74
 COST1                     GRAHAM                                                                                                 0
    05  WI   P00869  NON   (NONE)                 MEDICARE ADVANTAGE
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 05 (CHICAGO): 7 CONTRACTS              TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    11,930       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 18.9%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 5.9%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H4564        CMP   GROUP  TEMPLE                 SCOTT AND WHITE HEALTH PLAN              01-APR-96     04-96/03-97         15,662
 COST1                     RKING2                                                                                               367
    06  TX   P00852  NON   (NONE)                 SENIORCARE
 __________________________________________________________________________________________________________________________________
 H4575        HMO   GROUP  DALLAS                 KAISER FOUNDATION HP OF TX               01-OCT-96     10-96/09-97              0
 COST1                     MLOWMAN                                                                                                0
    06  TX   P00095  NON   KAISER FOUNDATION HP   MEDICARE ADVANTAGE
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 06 (DALLAS): 2 CONTRACTS               TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    15,662       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 5.4%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 7.7%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 PICS  (2.5.1)                                TEFRA COST CONTRACTS AS OF PERIOD: 12/97                          11:11   DEC 01 1997
                                                            (BY REGION)                                              PAGE:        4

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                               CONTRACT                      ENROLLMENT
 DESC/       TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                     EFFECTIVE       CONTRACT       FOR PERIOD/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                      DATE          PERIOD        MTHLY CHGE
 ----------------------------------------------------------------------------------------------------------------------------------
 H1651        CMP   GROUP  DUBUQUE                MEDICAL ASSOCIATES HEALTH PLAN, INC.     01-FEB-96     02-96/01-97            180
 COST1                     GRAHAM                                                                                                 0
    07  IA   P00868  PRO   (NONE)                 MEDICARE ADVANTAGE
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 07 (KANSAS CITY): 1 CONTRACTS          TOTAL ENROLLMENTS FOR REGION WITHIN NATION:       180       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 2.7%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 0.1%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H0602        HMO   IPA    GRAND JUNCTION         ROCKY MOUNTAIN HMO                       01-NOV-77     01-96/12-96         13,623
 COST1                     JLIPSKY                                                                                               37
    08  CO   P00009  NON   (NONE)                 ROCKY MOUNTAIN MEDICARE PLAN
 __________________________________________________________________________________________________________________________________
 H0655        HMO   IPA    PUEBLO                 QUAL-MED, INC., PUEBLO                   01-JAN-98     01-96/12-96            742
 COST1                     WIGGS                  PUEBLO                                                                          0
    08  CO   P00589  PRO   FOUNDATION HEALTH SY   QUAL-MED UPPER ARKANSAS VALLEY
 __________________________________________________________________________________________________________________________________
 H0656        HMO   IPA    PUEBLO                 QUAL-MED, INC., COLORADO SPRINGS         01-JAN-98     01-96/12-96            321
 COST1                     LIPSKY                 COLORADO SPRINGS                                                              -15
    08  CO   P00590  PRO   FOUNDATION HEALTH SY   SENIOR SECURITY
 __________________________________________________________________________________________________________________________________
 H0657        HMO   IPA    MONTE VISTA            HMO HEALTH PLANS, INC.                   01-JAN-94     01-96/12-96            627
 COST1                     LIPSKY                                                                                                 1
    08  CO   P00078  NON   (NONE)                 HMO HEALTH PLANS
 __________________________________________________________________________________________________________________________________
 H3503        HMO   GROUP  RUGBY                  HEART OF AMERICA HMO                     01-JAN-84     01-96/12-96            736
 COST1                     JLIPSKY                                                                                               -3
    08  ND   P00212  NON   (NONE)                 HEART OF AMERICA MEDICARE COORDINATED CARE PLAN
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 08 (DENVER): 5 CONTRACTS               TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    16,049       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 13.5%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 7.9%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H0502        HMO   STAFF  MARTINEZ               CONTRA COSTA HEALTH PLAN                 01-JUL-77     01-96/12-96            925
 COST1                     JHODO                                                                                                -12
    09  CA   P00119  NON   (NONE)                 SENIOR HEALTH
 __________________________________________________________________________________________________________________________________
 H1203        CMP   IPA    HONOLULU               HAWAII MED. SRVC. ASSN.                  01-AUG-86     01-96/12-96         32,302
 PPO                       RMALSBARY                                                                                           -178
    09  HI   P09017  NON   (NONE)                 HMSA
 __________________________________________________________________________________________________________________________________
 PICS  (2.5.1)                                TEFRA COST CONTRACTS AS OF PERIOD: 12/97                          11:11   DEC 01 1997
                                                            (BY REGION)                                              PAGE:        5

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                               CONTRACT                      ENROLLMENT
 DESC/       TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                     EFFECTIVE       CONTRACT       FOR PERIOD/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                      DATE          PERIOD        MTHLY CHGE
 ----------------------------------------------------------------------------------------------------------------------------------


     *** TOTAL FOR REGION 09 (SAN FRANCISCO): 2 CONTRACTS        TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    33,227       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 5.4%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 16.4%     ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H1349        CMP   IPA    LEWISTON               REGENCE BLUESHIELD OF  DAHO.             01-JAN-97     01-97/12-97          3,722
 COST1                     SLINDENBERG                                                                                          161
    10   D   P00898  NON   (NONE)                 HEALTHSENSE 65
 __________________________________________________________________________________________________________________________________
 H3801        HMO   IPA    CLACKAMAS              PACC HMO                                 01-JAN-77     01-96/12-96          7,297
 COST1                     DWIGGS                                                                                               -41
    10  OR   P00091  NON   (NONE)                 PACC MEDICARE HMO PLAN
 __________________________________________________________________________________________________________________________________
 H3851        HMO   IPA    SALEM                  HMO OREGON              .                01-JAN-93     01-96/12-96         39,095
 COST1                     MELOVITCH              SALEM                                                                        -129
    10  OR   P00054  NON   (NONE)                 PREFERRED CHOICE 65
 __________________________________________________________________________________________________________________________________
 H3860        HMO   IPA    CLACKAMAS              PACC HMO                                 01-OCT-95     10-95/09-96             78
 COST1                     DWIGGS                                                                                                -1
    10  OR   P00091  NON   (NONE)                 PACC MEDICARE HMO PLAN
 __________________________________________________________________________________________________________________________________
 H5002        HMO   STAFF  SPOKANE                GROUP HEALTH NORTHWEST                   01-JUL-79     01-96/12-96          2,820
 COST1                     AKNIEVEL               WASHINGTON                                                                     58
    10  WA   P00040  NON   (NONE)                 GROUP HEALTH NORTHWEST
             P00344
             P00862
             P00863
             P00864
             P00865
             P00866
 __________________________________________________________________________________________________________________________________
 H5067        CMP   MEDGP  SEATTLE                VIRGINIA MASON HEALTH PLAN, INC.         01-DEC-95     01-96/12-96          8,686
 COST1                     NEVINS                                                                                                99
    10  WA   P00728  PRO   (NONE)                 VIRGINIA MASON MEDICARE CHOICE
 __________________________________________________________________________________________________________________________________
 H5068        HMO   STAFF  SPOKANE                GROUP HEALTH NORTHWEST                   01-DEC-95     01-96/12-96          3,016
 COST1                     AKNIEVEL               WASHINGTON                                                                    -32
    10  WA   P00040  NON   (NONE)                 GROUP HEALTH NORTHWEST
             P00344
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 10 (SEATTLE): 7 CONTRACTS              TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    64,714       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 18.9%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 32.0%     ***

 PICS  (2.5.1)                                TEFRA COST CONTRACTS AS OF PERIOD: 12/97                          11:11   DEC 01 1997
                                                            (BY REGION)                                              PAGE:        6

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                               CONTRACT                      ENROLLMENT
 DESC/       TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                     EFFECTIVE       CONTRACT       FOR PERIOD/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                      DATE          PERIOD        MTHLY CHGE
 ----------------------------------------------------------------------------------------------------------------------------------
 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________

                                             ************************************
                                             *                                  *
                                             *  TOTAL CONTRACTS:            37  *
                                             *  TOTAL ENROLLMENT:      202,363  *
                                             *                                  *
                                             ************************************

 TEFRA RISK CONTRACTS THAT HAVE COST ENROLLEES REMAINING AS OF PERIOD: 12/97                                         PAGE:        1
                                                                                                                     DATE: 12/01/97

 COST            PLAN    MODEL/  CITY/                  PLAN NAME/                         COST CONTRACT  ENROLLMENT  RISK CONTRACT
 CONTR           TYPE/    TAX    PLAN MANAGER/          REGIONAL COMPONENT/                 EFFEC. DATE/  FOR PERIOD/  EFFEC. DATE/
   NO.  REG  ST   NO.    STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                  CLOSED     MTHLY CHGE     NO./DESC
 ----------------------------------------------------------------------------------------------------------------------------------
 H3304   02  NY   HMO    STAFF   BUFFALO                HEALTH CARE PLAN, INC. (THE)          01-SEP-80         518      01-JAN-90
 COST1                           DROSS1                                                                          -5        H3351
                 P00068   NON    (NONE)                 MED PLUS                                12-91                      RISKC
 __________________________________________________________________________________________________________________________________

                                                      ***  TOTAL FOR REGION 02 (NEW YORK): 1                     518            ***
 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H3803   10  OR   HMO    GROUP   PORTLAND               KAISER FOUNDATION HP OF THE N W       01-MAY-85       2,487      01-APR-80
 COST1                           PARKER                                                                          -5        H9003
                 P00045   NON    KAISER FOUNDATION HP   KAISER NW                               12-91                      RISKC
 __________________________________________________________________________________________________________________________________

                                                      ***  TOTAL FOR REGION 10 (SEATTLE): 1                    2,487            ***
 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________

                                                    ************************************
                                                    *                                  *
                                                    *  TOTAL CONTRACTS:             2  *
                                                    *  TOTAL ENROLLMENT:        3,005  *
                                                    *                                  *
                                                    ************************************

 HEALTH CARE PREPAYMENT PLANS (HCPPS) AS OF PERIOD: 12/97                                                            PAGE:        1
                                                                                                                     DATE: 12/01/97

 CONTR NO./  PLAN  MODEL/  CITY/                  PLAN NAME/                               CONTRACT     CONT PERIOD/    PREV
 REG  ST     TYPE/  TAX    PLAN MANAGER/          REGIONAL  COMPONENT/                     EFFECTIVE    ENROLLMENT/     CONT#/
              NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                     DATE        MTHLY CHGE      TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0704        HMO   GROUP  FARMINGTON             KAISER FOUNDATION HP OF CT               01-FEB-81    01-96/12-96
  01  CT                   GPARKER                HARTFORD                                                  2,268
             P00098  NON   KAISER FOUNDATION HP   KAISER FHP                                                  -62
 __________________________________________________________________________________________________________________________________
 H2251        OTH   STAFF  BOSTON                 HMO BLUE                                 01-JAN-92    01-96/12-96     H9032
  01  MA                   DWASHINGTON                                                                      5,770       RISKC
             P00690  NON   (NONE)                 BLUE CARE 65                                               -470
 __________________________________________________________________________________________________________________________________
 H2253        OTH   IPA    BOSTON                 NEIGHBORHOOD HEALTH PLAN                 01-JUL-92    01-96/12-96
  01  MA                   RKING2                                                                              37
             P00694  NON   (NONE)                 SENIOR HEALTH PLUS                                           -1
 __________________________________________________________________________________________________________________________________
 H2254        HMO   GROUP  AMHERST                KAISER FNDN HP OF MASSACHUSETTS, INC     01-JAN-93    01-96/12-96     H2217
  01  MA                   PARKER                                                                           2,563       RISKC
             P00062  NON   KAISER FOUNDATION HP   ELDER PLAN                                                  -25
 __________________________________________________________________________________________________________________________________
 H6221        HMO   STAFF  WEST SPRINGFIELD       COMMUNITY HP                             01-JAN-89    01-96/12-96     H2209
  01  MA                   GPARKER                CENTRAL MASS.                                             3,317       RISKB
             P00373  NON   (NONE)                 COMMUNITY HEALTH PLAN, INC                                  -18
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 01 (BOSTON): 5 CONTRACTS               TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    13,955       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 10.4%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 5.0%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H3301        HMO   GROUP  WHITE PLAINS           KAISER FOUNDATION HP OF NY               01-AUG-77    01-96/12-96
  02  NY                   GPARKER                                                                            567
             P00021  NON   KAISER FOUNDATION HP   KAISER FHP                                                  -26
 __________________________________________________________________________________________________________________________________
 H6331        OTH   GROUP  YONKERS                BORO MEDICAL CENTER                      01-JAN-87    01-96/12-96     90331
  02  NY                   RGROSS2                                                                          5,437       HCPP
             P00631  NON   (NONE)                 BORO MEDICAL CENTER                                         -35
 __________________________________________________________________________________________________________________________________
 H6333        OTH   GROUP  NEW YORK               NYSA-ILA COORDINATING COMMITTEE          01-MAY-85    01-96/12-96     90333
  02  NY                   CMORENO                                                                         11,715       HCPP
             P00632  NON   (NONE)                 NYSA-ILA                                                    -64
 __________________________________________________________________________________________________________________________________
 H6334        OTH   GROUP  NEW YORK               UNION FAMILY MEDICAL FUND                01-JAN-87    01-96/12-96     90334
  02  NY                   RGROSS2                                                                          1,926       HCPP
             P00637  NON   (NONE)                 UNION FMLY MED FUND                                         -17
 __________________________________________________________________________________________________________________________________
 H6335        OTH   GROUP  NEW YORK               NYSA-PPGU WELFARE FUND                   01-JAN-98    01-96/12-96     90335
  02  NY                   CMORENO                                                                            219       HCPP
             P00633  NON   (NONE)                 NYSA-PPGU                                                    -3
 __________________________________________________________________________________________________________________________________
 HEALTH CARE PREPAYMENT PLANS (HCPPS) AS OF PERIOD: 12/97                                                            PAGE:        2
                                                                                                                     DATE: 12/01/97

 CONTR NO./  PLAN  MODEL/  CITY/                  PLAN NAME/                               CONTRACT     CONT PERIOD/    PREV
 REG  ST     TYPE/  TAX    PLAN MANAGER/          REGIONAL  COMPONENT/                     EFFECTIVE    ENROLLMENT/     CONT#/
              NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                     DATE        MTHLY CHGE      TYPE
 ----------------------------------------------------------------------------------------------------------------------------------


     *** TOTAL FOR REGION 02 (NEW YORK): 5 CONTRACTS             TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    19,864       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 10.4%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 7.1%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H6091        HMO   GROUP  ROCKVILLE              KAISER FNDN HP OF THE M D-ATLANTIC STS   01-JAN-98    01-96/12-96
  03  DC                   HENDEL                 DC                                                        4,908
             P00014  NON   KAISER FOUNDATION HP   HUMANA MEDICARE PLUS                                        -72
 __________________________________________________________________________________________________________________________________
 90091        OTH   GROUP  WASHINGTON             UNITED MINE WORKERS OF AMERICA           01-FEB-74    01-96/12-96
  03  DC                   RMALSBARY                                                                       74,324
             P00643  NON   (NONE)                 UNITED MINE WORKERS                                        -358
 __________________________________________________________________________________________________________________________________
 H2150        HMO   GROUP  ROCKVILLE              KAISER FNDN HP OF THE M D-ATLANTIC STS   01-JAN-91    01-96/12-96     H2106
  03  MD                   HENDEL                 DC                                                        5,631       RISKC
             P00014  NON   KAISER FOUNDATION HP   MEDICARE PLUS                                              -150
 __________________________________________________________________________________________________________________________________
 H6390        OTH   GROUP  PHILADELPHIA           PHILA AFL-CIO HOSPITAL ASSOCIATION       01-JAN-87    01-96/12-96
  03  PA                   NKITCHEN                                                                         1,682
             P00634  NON   (NONE)                 PHIL AFL-CIO HSP ASN                                         -1
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 03 (PHILADELPHIA): 4 CONTRACTS         TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    86,545       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 8.3%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 30.9%     ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H6102        OTH   GROUP  MELBOURNE              SUNSTAR HEALTH PLAN, INC.                01-DEC-87    01-96/12-96
  04  FL                   RGROSS2                                                                          2,318
             P00619  NON   (NONE)                 SUNSTAR HEALTH PLAN                                         -38
 __________________________________________________________________________________________________________________________________
 H1149        HMO   GROUP  ATLANTA                KAISER FOUNDATION HP OF GA, INC.         01-JAN-93    01-97/12-97     H1105
  04  GA                   PARKER                                                                           1,815       RISKC
             P00366  NON   KAISER FOUNDATION HP   SENIOR SECURE                                               -56
 __________________________________________________________________________________________________________________________________
 H3451        HMO   GROUP  RALEIGH                KAISER FOUNDATION HP OF NC               01-JAN-90    01-96/12-96     H3401
  04  NC                   GPARKER                CHARLOTTE                                                   613       RISKC
             P00334  NON   KAISER FOUNDATION HP   MEDICARE PLAN                                                 2
 __________________________________________________________________________________________________________________________________
 H3452        HMO   GROUP  RALEIGH                KAISER FOUNDATION HP OF NC               01-JAN-92    01-96/12-96     H3401
  04  NC                   PARKER                 RALEIGH                                                   1,720       RISKC
             P00270  NON   KAISER FOUNDATION HP   MEDICARE PLAN                                                20
 __________________________________________________________________________________________________________________________________
 HEALTH CARE PREPAYMENT PLANS (HCPPS) AS OF PERIOD: 12/97                                                            PAGE:        3
                                                                                                                     DATE: 12/01/97

 CONTR NO./  PLAN  MODEL/  CITY/                  PLAN NAME/                               CONTRACT     CONT PERIOD/    PREV
 REG  ST     TYPE/  TAX    PLAN MANAGER/          REGIONAL  COMPONENT/                     EFFECTIVE    ENROLLMENT/     CONT#/
              NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                     DATE        MTHLY CHGE      TYPE
 ----------------------------------------------------------------------------------------------------------------------------------


     *** TOTAL FOR REGION 04 (ATLANTA): 4 CONTRACTS              TOTAL ENROLLMENTS FOR REGION WITHIN NATION:     6,466       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 8.3%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 2.3%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H1454        OTH   STAFF  MOLINE                 DEERE FAMILY HEALTHPLAN, INC             01-AUG-93    08-96/12-96
  05  IL                   JLIPSKY                                                                          1,327
             P00719  PRO   (NONE)                 DEERE FAMILY HEALTHPLAN MEDICARE PROGRAM                      9
 __________________________________________________________________________________________________________________________________
 H1459        OTH   UNION  HOMEWOOD               ILLINOIS CENTRAL HOSPITAL ASSOCIATION    01-OCT-95    01-96/12-96
  05  IL                   JLIPSKY                                                                          7,534
             P00823  NON   (NONE)                 MEDICARE SUPPLEMENT PLAN                                    -20
 __________________________________________________________________________________________________________________________________
 H1605        OTH   IPA    MOLINE                 HERITAGE NATIONAL HP                     01-OCT-87    01-96/12-96     H6162
  05  IL                   JLIPSKY                                                                         12,720       HCPP
             P09029  PRO   HERITAGE HP            HERITAGE NATIONAL HP                                         25
 __________________________________________________________________________________________________________________________________
 H6140        OTH   GROUP  DECATUR                WABASH MEM. HOSPITAL                     01-JAN-87    01-96/12-96     90140
  05  IL                   JLIPSKY                                                                          1,896       HCPP
             P00621  NON   (NONE)                 WABASH AREA HOSPITAL ASSOCIATION                            -10
 __________________________________________________________________________________________________________________________________
 H6141        OTH   GROUP  CHICAGO                S DNEY HILLMAN HC                        01-FEB-83    01-96/12-96
  05  IL                   MELOVITCH                                                                        1,658
             P00622  NON   (NONE)                 S DNEY HILLMAN HEALTH CENTER                                 -8
 __________________________________________________________________________________________________________________________________
 H6142        OTH   GROUP  CHICAGO                UNION HEALTH SERVICES, INC.              01-FEB-83    01-96/12-96
  05  IL                   MLOWMAN                                                                          1,805
             P00623  NON   (NONE)                 UHS MEDICARE 65                                             -27
 __________________________________________________________________________________________________________________________________
 H6143        OTH   GROUP  CHICAGO                UNION MEDICAL CENTER                     01-FEB-83    01-96/12-96
  05  IL                   JLIPSKY                                                                            404
             P00624  NON   (NONE)                 UNION MEDICAL CENTER                                         -6
 __________________________________________________________________________________________________________________________________
 H6144        HMO   GROUP  AURORA                 DREYER HMO                               01-JAN-98    01-96/12-96
  05  IL                   JLIPSKY                                                                          1,883
             P00376  NON   (NONE)                 DREYER HMO                                                 -792
 __________________________________________________________________________________________________________________________________
 H6152        HMO   GROUP  EVANSVILLE             WELBORN HMO                              01-SEP-86    01-96/12-96
  05  IL                   MELOVITCH                                                                        5,035
             P00556  PRO   (NONE)                 WELBORN HMO                                                 -13
 __________________________________________________________________________________________________________________________________
 H6151        HMO   GROUP  LAFAYETTE              ARNETT HMO                               01-JAN-86    01-96/12-96
  05  IN                   MELOVITCH                                                                        4,830
             P00451  PRO   (NONE)                 ARNETT HMO                                                  -24
 __________________________________________________________________________________________________________________________________
 HEALTH CARE PREPAYMENT PLANS (HCPPS) AS OF PERIOD: 12/97                                                            PAGE:        4
                                                                                                                     DATE: 12/01/97

 CONTR NO./  PLAN  MODEL/  CITY/                  PLAN NAME/                               CONTRACT     CONT PERIOD/    PREV
 REG  ST     TYPE/  TAX    PLAN MANAGER/          REGIONAL  COMPONENT/                     EFFECTIVE    ENROLLMENT/     CONT#/
              NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                     DATE        MTHLY CHGE      TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H2349        OTH   GROUP  DETROIT                COMPREHENSIVE HEALTH SERVICES, INC.      01-OCT-90    01-91/12-91
  05  MI                   DCHAMBERS                                                                          599
             P00106  NON   (NONE)                 THE WELLNESS PLAN                                           -13
 __________________________________________________________________________________________________________________________________
 H2449        OTH   GROUP  ST. PAUL               HMO MINNESOTA/BLUE PLUS                  01-JAN-90    03-94/02-95     H2412
  05  MN                   DCHAMBERS                                                                        8,417       RISKC
             P00938  NON   (NONE)                 MEDICARE AND MORE                                          -116
 __________________________________________________________________________________________________________________________________
 H2450        OTH   IPA    MINNEAPOLIS            MEDICA                                   01-JAN-90    01-91/12-91     H2430
  05  MN                   CEISENBERG                                                                      23,507       RISKC
             P00940  NON   (NONE)                 PHP PLUS                                                   -159
 __________________________________________________________________________________________________________________________________
 H2453        OTH   IPA    MINNEAPOLIS            HEALTHPARTNERS                           01-JAN-92    01-92/12-92     H9004
  05  MN                   CHAMBERS               MINNEAPOLIS                                              15,858       DCG
             P00220  NON   PARTNERS HP            HEALTHPARTNERS                                              -30
 __________________________________________________________________________________________________________________________________
 H6240        OTH   GROUP  ST. CLOUD              CENTRAL MINNESOTA GROUP_HEALTH PLAN      01-JAN-87    01-91/12-91     90190
  05  MN                   DCHAMBERS                                                                          626       HCPP
             P00628  NON   (NONE)                 CENTRAL MINN GHP                                              8
 __________________________________________________________________________________________________________________________________
 H6242        OTH   GROUP  TWO HARBORS            COMMUNITY HEALTH CENTER                  01-JAN-87    01-91/12-91     90260
  05  MN                   DCHAMBERS                                                                        1,486       HCPP
             P00629  NON   (NONE)                 CHC INC.                                                    -14
 __________________________________________________________________________________________________________________________________
 H3601        HMO   IPA    MARION                 HEALTHOHIO, INC.                         01-JUL-80    01-91/12-91     H9021
  05  OH                   DDALFONZOWIGGS                                                                   6,079       RISKB
             P00024  NON   (NONE)                 HEALTHOHIO                                                    5
 __________________________________________________________________________________________________________________________________
 H5251        OTH   IPA    HUDSON                 HMO M DWEST                              01-JAN-91    01-91/12-91     H5250
  05  WI                   AKNIEVEL               WISCONSIN                                                 1,013       DCG
             P00530  PRO   (NONE)                 MEDICARE AND MORE                                            -4
 __________________________________________________________________________________________________________________________________
 H6521        HMO   GROUP  M DDLETON              DEAN HLTH PLAN, INC./DEANCAREHMO         01-JUN-84    01-91/12-91
  05  WI                   AKNIEVEL                                                                        11,536
             P00265  PRO   (NONE)                 DEANCARE HMO                                                 45
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 05 (CHICAGO): 19 CONTRACTS             TOTAL ENROLLMENTS FOR REGION WITHIN NATION:   108,213       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 39.6%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 38.7%     ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H4556        OTH   OTHER  TEMPLE                 SANTA FE EMPLOYEES HOSPITAL ASSO.        01-JAN-92    01-92/12-92     H6171
  06  TX                   MLOWMAN                                                                          2,311       HCPP
             P00676        (NONE)                 SANTE FE HOSPITAL ASSOCIATION                               -21
 __________________________________________________________________________________________________________________________________
 HEALTH CARE PREPAYMENT PLANS (HCPPS) AS OF PERIOD: 12/97                                                            PAGE:        5
                                                                                                                     DATE: 12/01/97

 CONTR NO./  PLAN  MODEL/  CITY/                  PLAN NAME/                               CONTRACT     CONT PERIOD/    PREV
 REG  ST     TYPE/  TAX    PLAN MANAGER/          REGIONAL  COMPONENT/                     EFFECTIVE    ENROLLMENT/     CONT#/
              NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                     DATE        MTHLY CHGE      TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H6451        HMO   GROUP  DALLAS                 KAISER FOUNDATION HP OF TX               01-MAR-84    01-91/12-91     H4530
  06  TX                   MLOWMAN                                                                          3,911       RISKC
             P00095  NON   KAISER FOUNDATION HP   KAISER TEXAS                                                -35
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 06 (DALLAS): 2 CONTRACTS               TOTAL ENROLLMENTS FOR REGION WITHIN NATION:     6,222       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 4.2%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 2.2%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H1649        OTH   IPA    WEST DES MOINES        PRINCIPAL HEALTH CARE OF IOWA, INC.      01-JAN-91    01-91/12-91     H1601
  07  IA                   ELOVITCH                                                                           968       RISKC
             P00248  PRO   (NONE)                 UNITED HEALTHCARE OF IOWA                                    -5
 __________________________________________________________________________________________________________________________________
 H6161        OTH   GROUP  DUBUQUE                MEDICAL ASSOC HLTH PLAN INC              01-MAY-83    01-91/12-91
  07  IA                   MJOHN                                                                            7,156
             P00224  PRO   (NONE)                 MED ASSN CLINIC HP                                          -49
 __________________________________________________________________________________________________________________________________
 H1703        HMO   GROUP  OVERLAND PARK          KAISER FOUNDATION HP OF KS CITY, INC.    01-JUL-84    01-91/12-91
  07  KS                   SHENDEL                                                                            509
             P00178  NON   KAISER FOUNDATION HP   KAISER OF KS CITY                                            -6
 __________________________________________________________________________________________________________________________________
 H6171        OTH   GROUP  TOPEKA                 AT & SF EMPLOYEE BENEFIT ASSOCIATION     01-JAN-98    01-91/12-91     90170
  07  KS                   MJOHN                                                                            7,318       HCPP
             P00627  NON   (NONE)                 AT&SF EMP BEN ASSN                                         -130
 __________________________________________________________________________________________________________________________________
 H6261        OTH   GROUP  ST. LOUIS              ST. LOUIS LABOR HEALTH INSTITUTE         01-JAN-87    07-95/06-96     90264
  07  MO                   MJOHN                                                                            1,963       HCPP
             P00630  NON   (NONE)                 LABOR HLTH INSTITUTE                                        -18
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 07 (KANSAS CITY): 5 CONTRACTS          TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    17,914       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 10.4%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 6.4%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H4649        HMO   GROUP  SALT LAKE CITY          HC GROUP, INC.                          01-JUN-93    06-93/05-94
  08  UT                   DDALFONZOWIGGS                                                                      83
             P00680  NON   (NONE)                  HC SENIOR CARE                                               0
 __________________________________________________________________________________________________________________________________
 H4650        OTH   EMPGP  SALT LAKE CITY         DESERET HEALTHCARE TRUST                 01-SEP-93    09-93/12-94
  08  UT                   DDALFONZOWIGGS                                                                   3,139
             P00715  NON   (NONE)                 DESERET HEALTHCARE SENIOR CHOICE HEALTH PLAN                 24
 __________________________________________________________________________________________________________________________________
 HEALTH CARE PREPAYMENT PLANS (HCPPS) AS OF PERIOD: 12/97                                                            PAGE:        6
                                                                                                                     DATE: 12/01/97

 CONTR NO./  PLAN  MODEL/  CITY/                  PLAN NAME/                               CONTRACT     CONT PERIOD/    PREV
 REG  ST     TYPE/  TAX    PLAN MANAGER/          REGIONAL  COMPONENT/                     EFFECTIVE    ENROLLMENT/     CONT#/
              NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                     DATE        MTHLY CHGE      TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H4652        OTH   UNION  SALT LAKE CITY         UNION PACIFIC RR EMPLOYES HEALTH SYS     01-DEC-93    01-94/12-94
  08  UT                   DDALFONZOWIGGS                                                                  16,391
             P00739  NON   (NONE)                 UNION PACIFIC RR EMPLOYES HEALTH SYS                        -56
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 08 (DENVER): 3 CONTRACTS               TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    19,613       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 6.3%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 7.0%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H6053        OTH   GROUP  COVINA                 SANTE FE EMPLOYEES HOSPITAL ASSN.        01-JAN-87    01-91/12-91     90053
  09  CA                   NKITCHEN                                                                         1,125       HCPP
             P00644  NON   (NONE)                 SANTA FE EHA                                                 -7
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 09 (SAN FRANCISCO): 1 CONTRACTS        TOTAL ENROLLMENTS FOR REGION WITHIN NATION:     1,125       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 2.1%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 0.4%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________

                                                    ************************************
                                                    *                                  *
                                                    *  TOTAL HCPPS:                48  *
                                                    *  TOTAL ENROLLMENT:      279,917  *
                                                    *                                  *
                                                    ************************************

 HCPPS CONVERTED TO RISK (COST ENROLLEES REMAINING) AS OF PERIOD: 12/97                                              PAGE:        1
                                                                                                                     DATE: 12/01/97

 CONTR NO.                PLAN     MODEL/   CITY/                   PLAN NAME/                              ENROLLMENT  RISK CONT#/
   DESC                   TYPE/     TAX     PLAN MANAGER/           REGIONAL COMPONENT/                         FOR        DESC/
              REG   ST     NO.     STATUS   CHAIN ORGANIZATION      MEDICARE PRODUCT NAME                      PERIOD   EFFEC. DATE
 ----------------------------------------------------------------------------------------------------------------------------------
 H3314         02   NY     CMP     GROUP    NEW YORK                HIP OF GREATER NEW YORK                    15,701       H3330
 HCPP                                       DROSS1                                                               -221       RISKC
                          P09023    NON     HIP OF NEW YORK         HIP OF GR NY                                          01-JUL-87
 __________________________________________________________________________________________________________________________________
 H3315         02   NY     CMP     GROUP    NEW YORK                HIP OF GREATER NEW YORK                       763       H3330
 HCPP                                       MCLEAN                                                                 -8       RISKC
                          P09023    NON     HIP OF NEW YORK         HIP OF GR NY                                          01-JUL-87
 __________________________________________________________________________________________________________________________________

                                                      *** TOTAL FOR REGION 02 (NEW YORK): 2                     16,464          ***
 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H6336         04   FL     OTH     IPA      HOLLYWOOD               HIP HEALTH PLAN OF FLOR DA INC.               810       H1084
 HCPP                                       MCLEAN                                                                -15       RISKC
                          P09019    NON     (NONE)                  HIP HEALTH PLAN OF FLOR DA INC.                       01-SEP-95
 __________________________________________________________________________________________________________________________________

                                                      *** TOTAL FOR REGION 04 (ATLANTA): 1                         810          ***
 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H6360         05   OH     HMO     GROUP    CLEVELAND               KAISER FOUNDATION HP OF OHIO                2,070       H3607
 HCPP                                       LOWMAN                  CLEVELAND                                     -45       RISKC
                          P00046    NON     KAISER FOUNDATION HP    MEDICARE PLUS                                         01-JAN-87
 __________________________________________________________________________________________________________________________________

                                                      *** TOTAL FOR REGION 05 (CHICAGO): 1                       2,070          ***
 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H2601         07   MO     HMO     GROUP    ST. LOUIS               GROUP HEALTH PLAN, INC.                     2,330       H2663
 HCPP                                       MJOHN                                                                 -49       RISKC
                          P00153    PRO     (NONE)                  THE NEW GHP,INC                                       01-NOV-95
 __________________________________________________________________________________________________________________________________

                                                      *** TOTAL FOR REGION 07 (KANSAS CITY): 1                   2,330          ***
 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H0600         08   CO     HMO     GROUP    AURORA                  KAISER FOUNDATION HP OF CO                  1,464       H0630
 HCPP                                       MLOWMAN                                                                -1       RISKC
                          P00047    NON     KAISER FOUNDATION HP    KAISER COLORADO                                       01-JAN-86
 __________________________________________________________________________________________________________________________________
 H4600         08   UT     HMO     GROUP    SALT LAKE CITY          PACIFICARE OF UTAH, INC.                    1,570       H4653
 HCPP                                       MJOHN                                                                -176       RISKC
                          P00882    PRO     PHS, INC.               SENIOR ADVANTAGE                                      01-JUL-96
 __________________________________________________________________________________________________________________________________

                                                      *** TOTAL FOR REGION 08 (DENVER): 2                        3,034          ***
 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 HCPPS CONVERTED TO RISK (COST ENROLLEES REMAINING) AS OF PERIOD: 12/97                                              PAGE:        2
                                                                                                                     DATE: 12/01/97

 CONTR NO.                PLAN     MODEL/   CITY/                   PLAN NAME/                              ENROLLMENT  RISK CONT#/
   DESC                   TYPE/     TAX     PLAN MANAGER/           REGIONAL COMPONENT/                         FOR        DESC/
              REG   ST     NO.     STATUS   CHAIN ORGANIZATION      MEDICARE PRODUCT NAME                      PERIOD   EFFEC. DATE
 ----------------------------------------------------------------------------------------------------------------------------------
 H6050         09   CA     HMO     GROUP                            KAISER FOUNDATION HP, INC.                 17,713       H0524
 HCPP                                       HENDEL                  LOS ANGELES                                  -186       RISKC
                          P00187    NON     KAISER FOUNDATION HP    KAISER SOUTH CALIF                                    01-AUG-87
 __________________________________________________________________________________________________________________________________
 H6052         09   CA     HMO     GROUP                            KAISER FOUNDATION HP, INC.                 63,521       H0584
 HCPP                                       HENDEL                  OAKLAND                                    -1,297       RISKC
                          P00184    NON     KAISER FOUNDATION HP    KAISER NORTH CALIF                                    01-APR-94
 __________________________________________________________________________________________________________________________________
 H1200         09   HI     HMO     GROUP    HONOLULU                KAISER FOUNDATION HP, INC.                  3,181       H1230
 HCPP                                       SHENDEL                 HONOLULU                                      -15       RISKC
                          P00195    NON     KAISER FOUNDATION HP    KAISER FHP                                            01-MAY-86
 __________________________________________________________________________________________________________________________________

                                                      *** TOTAL FOR REGION 09 (SAN FRANCISCO): 3                84,415          ***
 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________

                                                    ************************************
                                                    *                                  *
                                                    *  TOTAL HCPPS:                10  *
                                                    *  TOTAL ENROLLMENT:      109,123  *
                                                    *                                  *
                                                    ************************************

 DEMONSTRATIONS AS OF PERIOD: 12/97                                                                                  PAGE:        1
                                                                                                                     DATE: 12/01/97

  CONTR          PLAN    MODEL/  CITY/                  PLAN NAME/                               CONTRACT        ACR     ENROLLMENT
   NO./          TYPE/    TAX    PLAN MANAGER/          REGIONAL COMPONENT/                      EFFECTIVE    CONTRACT   FOR PERIOD
  TYPE  REG  ST   NO.    STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                      DATE        PERIOD    MTHLY CHGE
 ----------------------------------------------------------------------------------------------------------------------------------
 H2259   01  MA   HMO    IPA     WALTHAM                EVERCARE                                01-AUG-95      01/97-        1,733
 DEMO RISKC                      RKING2                 EVERCARE - BOSTON                                                       59
 EC              P00829   PRO    (NONE)                 EVERCARE - MASSACHUSETTS                               12/97
 __________________________________________________________________________________________________________________________________

     *** TOTAL FOR REGION 01 (BOSTON): 1 CONTRACTS               TOTAL ENROLLMENTS FOR REGION WITHIN NATION:     1,733       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 4.0%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 1.9%      ***

 __________________________________________________________________________________________________________________________________



 H9101   02  NY   OTH    GROUP   BROOKLYN               ELDERPLAN, INC.  - SHMO                 01-MAR-85      01/93-        4,819
 DEMO RISKC                      LINDENBERG                                                                                      9
 A-SHMO          P00641   NON    (NONE)                 ELDERPLAN                                              12/93
 __________________________________________________________________________________________________________________________________

     *** TOTAL FOR REGION 02 (NEW YORK): 1 CONTRACTS             TOTAL ENROLLMENTS FOR REGION WITHIN NATION:     4,819       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 4.0%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 5.4%      ***

 __________________________________________________________________________________________________________________________________



 H2155   03  MD   HMO    IPA     BALTIMORE              EVERCARE                                01-AUG-95      01/97-        1,778
 DEMO RISKC                      RKING2                 EVERCARE - BALTIMORE                                                    44
 EC              P00828   PRO    (NONE)                 EVERCARE-MARYLAND                                      12/97
 __________________________________________________________________________________________________________________________________
 H3963   03  PA   OTH    OTHER   PHILADELPHIA           INDEPENDENCE BLUE CROSS                 01-JAN-97      01/97-        3,676
 DEMO RISKC                      TMORRIS2                                                                                      309
 CHOICES         P00937   NON    (NONE)                 PERSONAL CHOICE 65                                     12/97
 __________________________________________________________________________________________________________________________________
 H3964   03  PA   OTH    OTHER   PHILADELPHIA           HEALTH PARTNERS OF PHILADELPHIA INC     01-JAN-97      02/97-        1,936
 DEMO RISKC                      TMORRIS2                                                                                      278
 CHOICES         P00965   NON    (NONE)                                                                        12/97
 __________________________________________________________________________________________________________________________________
 H3966   03  PA   OTH    OTHER   MEDIA                  CROZER-KEYSTONE HEALTH SYSTEM           01-JAN-97      01/98-        2,056
 DEMO RISKC                      TMORRIS2                                                                                      227
 CHOICES         P00971   NON    (NONE)                                                                        12/98
 __________________________________________________________________________________________________________________________________

     *** TOTAL FOR REGION 03 (PHILADELPHIA): 4 CONTRACTS         TOTAL ENROLLMENTS FOR REGION WITHIN NATION:     9,446       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 16.0%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 10.6%     ***

 __________________________________________________________________________________________________________________________________

 DEMONSTRATIONS AS OF PERIOD: 12/97                                                                                  PAGE:        2
                                                                                                                     DATE: 12/01/97

  CONTR          PLAN    MODEL/  CITY/                  PLAN NAME/                               CONTRACT        ACR     ENROLLMENT
   NO./          TYPE/    TAX    PLAN MANAGER/          REGIONAL COMPONENT/                      EFFECTIVE    CONTRACT   FOR PERIOD
  TYPE  REG  ST   NO.    STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                      DATE        PERIOD    MTHLY CHGE
 ----------------------------------------------------------------------------------------------------------------------------------


 H1083   04  FL   OTH    OTHER   TAMPA                  EVERCARE TAMPA                          01-OCT-96      01/97-          878
 DEMO RISKC                      RKING2                                                                                         62
 EC              P00969   PRO    (NONE)                 EVERCARE                                               12/97
 __________________________________________________________________________________________________________________________________
 H1096   04  FL   OTH    OTHER   ORLANDO                FLOR DA HOSPITAL HEALTHCARE SYSTEM      01-JAN-97      01/97-       11,070
 DEMO RISKC                      ENEVINS                                                                                       659
 CHOICES         P00930          (NONE)                 FLOR DA HOSPITAL PREMIER CARE                          12/97
 __________________________________________________________________________________________________________________________________
 H1151   04  GA   OTH    OTHER   ATLANTA                EVERCARE                                01-MAY-95      01/97-        1,291
 DEMO RISKC                      RKING2                 ATLANTA                                                                 32
 EC              P00819   PRO    (NONE)                 EVERCARE GEORGIA                                       12/97
 __________________________________________________________________________________________________________________________________
 H1163   04  GA   OTH    OTHER   ATLANTA                SECURE CHOICE HEALTH PLAN, INC.         01-OCT-97      10/97-           52
 DEMO RISKC                      RGROSS2                                                                                        52
 CHOICES         P00922   NON    (NONE)                 MEDICARE SECURE CHOICE                                 09/98
 __________________________________________________________________________________________________________________________________

     *** TOTAL FOR REGION 04 (ATLANTA): 4 CONTRACTS              TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    13,291       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 16.0%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 14.9%     ***

 __________________________________________________________________________________________________________________________________



 H1463   05  IL   HMO    GROUP   URBANA                 HEALTH ALLIANCE MEDICAL PLANS           01-OCT-97      10/97-           60
 DEMO RISKC                      PFOSTER                URBANA                                                                  60
 CHOICES         P00404   PRO    (NONE)                 HEALTH ALLIANCE 65                                     09/98
 __________________________________________________________________________________________________________________________________
 H2456   05  MN   OTH    GROUP   ST. PAUL               UCARE MINNESOTA                         01-JAN-97      01/97-          274
 DEMO RISKC                      JLIPSKY                                                                                         0
 MINNESOTA LONG-TERM                                                                                                                -
                 P01005   NON    (NONE)                                                                        12/97
 __________________________________________________________________________________________________________________________________
 H2457   05  MN   OTH    GROUP   MINNEAPOLIS            METROPOLITAN HEALTH PLAN                01-JAN-97      01/97-          306
 DEMO RISKC                      JLIPSKY                                                                                        -4
 MINNESOTA LONG-TERM                                                                                                                -
                 P01006   NON    (NONE)                                                                        12/97
 __________________________________________________________________________________________________________________________________
 H2458   05  MN   OTH    OTHER   MINNETONKA             MEDICA                                  01-JUL-97      09/97-        1,411
 DEMO RISKC                      JLIPSKY                                                                                        10
 MINNESOTA LONG-TERM                                                                                                                -
                 P01054   NON    (NONE)                                                                        08/98
 __________________________________________________________________________________________________________________________________
 DEMONSTRATIONS AS OF PERIOD: 12/97                                                                                  PAGE:        3
                                                                                                                     DATE: 12/01/97

  CONTR          PLAN    MODEL/  CITY/                  PLAN NAME/                               CONTRACT        ACR     ENROLLMENT
   NO./          TYPE/    TAX    PLAN MANAGER/          REGIONAL COMPONENT/                      EFFECTIVE    CONTRACT   FOR PERIOD
  TYPE  REG  ST   NO.    STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                      DATE        PERIOD    MTHLY CHGE
 ----------------------------------------------------------------------------------------------------------------------------------
 H3668   05  OH   OTH    OTHER   WESTERVILLE            MT. CARMEL HEALTH PLAN, INC.            01-MAR-97      01/97-        4,727
 DEMO RISKC                      AKNIEVEL                                                                                      517
 CHOICES         P00923   NON    (NONE)                 MEDIGOLD                                               12/97
 __________________________________________________________________________________________________________________________________
 H3669   05  OH   OTH    OTHER                          OHIO HEALTH ALLIANCE                    01-MAR-97      01/97-        2,537
 DEMO RISKC                      AKNIEVEL                                                                                      417
 CHOICES         P00924   PRO    (NONE)                 MEDICAREEXTRA                                          12/97
 __________________________________________________________________________________________________________________________________

     *** TOTAL FOR REGION 05 (CHICAGO): 6 CONTRACTS              TOTAL ENROLLMENTS FOR REGION WITHIN NATION:     9,315       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 24.0%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 10.4%     ***

 __________________________________________________________________________________________________________________________________



 H1961   06  LA   OTH    OTHER   KENNER                 TENET CHOICES, INC.                     01-JUL-97      08/97-          949
 DEMO RISKC                      ENEVINS                                                                                       176
 CHOICES         P00931          (NONE)                 TENET CHOICES 65                                       07/98
 __________________________________________________________________________________________________________________________________
 H4572   06  TX   OTH    IPA     HOUSTON                MEMORIAL SISTERS OF CHARITY HMO, LLC.   01-JAN-97      01/97-        3,088
 DEMO RISKC                                                                                                                    418
 CHOICES         P00964   NON    (NONE)                 CHOICE 65                                              12/97
 __________________________________________________________________________________________________________________________________

     *** TOTAL FOR REGION 06 (DALLAS): 2 CONTRACTS               TOTAL ENROLLMENTS FOR REGION WITHIN NATION:     4,037       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 8.0%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 4.5%      ***

 __________________________________________________________________________________________________________________________________



 H0662   08  CO   OTH    OTHER   ENGLEWOOD              EVERCARE COLORADO                       01-JUL-97      06/97-          216
 DEMO RISKC                      RKING2                 EVERCARE                                                                66
 EC              P01023   PRO    (NONE)                 EVERCARE                                               05/98
 __________________________________________________________________________________________________________________________________
 H2749   08  MT   OTH    IPA     BILLINGS               YELLOWSTONE COMMUNITY HEALTH PLAN, INC  01-MAR-97      03/97-          721
 DEMO RISKC                      DDALFONZOWIGGS                                                                                126
 CHOICES         P00933   NON    (NONE)                 GOLDCHOICE                                             02/98
 __________________________________________________________________________________________________________________________________

     *** TOTAL FOR REGION 08 (DENVER): 2 CONTRACTS               TOTAL ENROLLMENTS FOR REGION WITHIN NATION:       937       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 8.0%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 1.0%      ***

 __________________________________________________________________________________________________________________________________

 DEMONSTRATIONS AS OF PERIOD: 12/97                                                                                  PAGE:        4
                                                                                                                     DATE: 12/01/97

  CONTR          PLAN    MODEL/  CITY/                  PLAN NAME/                               CONTRACT        ACR     ENROLLMENT
   NO./          TYPE/    TAX    PLAN MANAGER/          REGIONAL COMPONENT/                      EFFECTIVE    CONTRACT   FOR PERIOD
  TYPE  REG  ST   NO.    STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                      DATE        PERIOD    MTHLY CHGE
 ----------------------------------------------------------------------------------------------------------------------------------


 H0357   09  AZ   OTH    OTHER   PHOENIX                EVERCARE PHOENIX                        01-OCT-96      01/97-          140
 DEMO RISKC                      RKING2                                                                                        -14
 EC              P00976   PRO    (NONE)                 EVERCARE                                               12/97
 __________________________________________________________________________________________________________________________________
 H0565   09  CA   HMO    GROUP                          KAISER FOUNDATION HP, INC.              01-DEC-97      12/97-            0
 DEMO RISKC                      SHENDEL                LOS ANGELES                                                              0
 ESRD DEMO       P00187   NON    KAISER FOUNDATION HP   SPECIAL ADVANTAGE                                      11/98
 __________________________________________________________________________________________________________________________________
 H9104   09  CA   OTH    GROUP   LONG BEACH             SCAN HEALTH PLAN                        01-MAR-85      01/96-       20,128
 DEMO RISKC                      TGRAHAM                                                                                       769
 A-SHMO          P00642   NON    (NONE)                 SCAN                                                   12/96
 __________________________________________________________________________________________________________________________________
 H2961   09  NV   OTH    GROUP   LAS VEGAS              HEALTH PLAN OF NEVADA                   01-OCT-96      01/97-       21,383
 DEMO RISKC                      JHODO                  SHMO                                                                    84
 SHMO II         P00967          (NONE)                 SENIOR DIMENSIONS                                      12/97
 __________________________________________________________________________________________________________________________________

     *** TOTAL FOR REGION 09 (SAN FRANCISCO): 4 CONTRACTS        TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    41,651       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 16.0%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 46.5%     ***

 __________________________________________________________________________________________________________________________________



 H9103   10  OR   HMO    GROUP   PORTLAND               KAISER FOUNDATION HP OF THE N W         01-MAR-85      01/97-        4,251
 DEMO RISKC                      PARKER                                                                                        -25
 A-SHMO          P00045   NON    KAISER FOUNDATION HP   KAISER MEDICARE - PLUS II                              12/97
 __________________________________________________________________________________________________________________________________

     *** TOTAL FOR REGION 10 (SEATTLE): 1 CONTRACTS              TOTAL ENROLLMENTS FOR REGION WITHIN NATION:     4,251       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 4.0%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 4.8%      ***

 __________________________________________________________________________________________________________________________________




                                                    ************************************
                                                    *                                  *
                                                    *  TOTAL CONTRACTS:            25  *
                                                    *  TOTAL ENROLLMENT:       89,480  *
                                                    *                                  *
                                                    ************************************

                                                  BENEFIT AND PREMIUM SUMMARY - PLAN COUNTS
                                                             TEFRA RISK HMOS AND CMPS
                                                             (AS OF DECEMBER 01, 1997)

                                                                                                                            EXTEND.
                       ROUTINE             HEALTH    OUTPAT.    FOOT      EYE                 EAR      HEARING              MENTAL
                       PHYSICALS  IMMUM    ED.       DRUGS      CARE      EXAMS    LENSES     EXAMS    A DS      DENTAL     HEALTH
                       ---------  -----    ------    -------    ----      -----    ------     -----    -------   ------     ------
 NUMBER AND              297      272      112       208        91       280       45        238        30       120       NO DATA
 PERCENT OF PLANS
 OFFERING ADDITIONAL
 BENEFITS IN THESE
 CATEGORIES IN BASIC
 OPTION PACKAGE

                       (97.06%)  (88.89%)  (36.60%)  (67.97%)  (29.74%)  (91.50%)  (14.71%)  (77.78%)  (9.80%)   (39.22%)
 ----------------------------------------------------------------------------------------------------------------------------------

 PLANS CHARGING COPAYS FOR BASIC PACKAGE: 295 YES (96.41%) 11 NO (3.59%)

 PLANS OFFERING HIGH OPTION PACKAGE: 145 OR (47.39%)

 BASIC PREMIUM RANGE:

                                    NUMBER OF PLANS             RANGE            (%)
                                    ---------------             -----             -

                                          212                   $ 0               69.28
                                           17                   $ 0.01 - $19.99    5.56
                                           45                   $20.00 - $39.99   14.71
                                           20                   $40.00 - $59.99    6.54
                                           10                   $60.00 - $79.99    3.27
                                            2                   ABOVE $80.00       0.65

 AVERAGE BASIC PREMIUM = $10.87     HIGHEST BASIC PREMIUM = $118.00     MEDIAN BASIC PREMIUM = $31.00

 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
  H0751   A  1   CT BLUE BELL           US HEALTHCARE, INC.   :P I   O   :RX    :E    :E     :D    :      :YES    : 15.00:       :
 *H0751   B  1   CT BLUE BELL           US HEALTHCARE, INC.   :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H0751   C  1   CT BLUE BELL           US HEALTHCARE, INC.   :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H0752   A  1   CT NORWALK             OXFORD HEALTH PLANS,  :P         :RX    :     :      :     :      :YES    :  0.00:       :
  H0754   A  1   CT FARMINGTON          CONNECTICARE, INC     :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H0755   A  1   CT SHELTON             PHYSICIANS HEALTH SE  :P I   O   :RX    :E L  :E A   :     :      :YES    : 29.00:       :
 *H0755   B  1   CT SHELTON             PHYSICIANS HEALTH SE  :P I   O   :RX    :E L  :E A   :     :      :YES    :      :       :
 *H0755   C  1   CT SHELTON             PHYSICIANS HEALTH SE  :P I   O   :RX    :E L  :E A   :     :      :YES    :      :       :
 *H0755   D  1   CT SHELTON             PHYSICIANS HEALTH SE  :P I   O   :RX    :E L  :E A   :     :      :YES    :      :       :
 *H0755   E  1   CT SHELTON             PHYSICIANS HEALTH SE  :P I   O   :RX    :E L  :E A   :     :      :YES    :      :       :
  H0756   A  1   CT NORTH HAVEN         BLUE CROSS & BLUE SH  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H0756   B  1   CT NORTH HAVEN         BLUE CROSS & BLUE SH  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H0757   A  1   CT NORTH HAVEN         M.D. HEALTH PLAN, IN  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H0757   B  1   CT NORTH HAVEN         M.D. HEALTH PLAN, IN  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
 *H0757   C  1   CT NORTH HAVEN         M.D. HEALTH PLAN, IN  :P I       :RX    :E    :E     :     :      :YES    :      :       :
 *H0757   D  1   CT NORTH HAVEN         M.D. HEALTH PLAN, IN  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H0758   A  1   CT HARTFORD            CIGNA HEALTHCARE OF   :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H2204   A  1   MA DEDHAM              HARVARD COMMUNITY HE  :P     O   :      :E    :E     :     :      :YES    : 42.00:       :
  H2206   A  1   MA QUINCY              HARVARD PILGRIM HEAL  :P     O   :      :E    :E     :     :      :YES    : 61.00:       :
  H2255   A  1   MA BLUE BELL           US HEALTHCARE INC MA  :P I   O   :      :E    :E     :D    :      :YES    :  0.00:       :
 *H2255   B  1   MA BLUE BELL           US HEALTHCARE INC MA  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H2255   C  1   MA BLUE BELL           US HEALTHCARE INC MA  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H2255   D  1   MA BLUE BELL           US HEALTHCARE INC MA  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H2256   A  1   MA WALTHAM             TUFTS ASSOCIATED HMO  :P I H O   :      :E    :      :D    :      :YES    :  0.00:       :
  H2258   A  1   MA NORWELL             PILGRIM HEALTH CARE,  :P     O   :      :E    :E     :     :      :YES    : 61.00:       :
  H2261   A  1   MA N QUINCY            HMO BLUE, INC         :P I H O   :      :E    :E     :     :      :YES    : 30.00:       :
 *H2261   B  1   MA N QUINCY            HMO BLUE, INC         :P I H O   :RX    :E    :E     :D    :      :YES    :      :       :
  H3049   A  1   MA BLUE BELL           US HEALTHCARE OF NEW  :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3049   B  1   MA BLUE BELL           US HEALTHCARE OF NEW  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3049   C  1   MA BLUE BELL           US HEALTHCARE OF NEW  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3049   D  1   MA BLUE BELL           US HEALTHCARE OF NEW  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H9001   A  1   MA WORCHESTER          FALLON COMMUNITY HEA  :P I       :      :     :      :D    :      :YES    :  0.00:       :
  H3050   A  1   NH CONCORD             HEALTHSOURCE NEW HAM  :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
  H3051   A  1   NH BEDFORD             MATTHEW THORNTON HEA  :P         :      :E    :      :     :      :YES    :  0.00:       :
  H3052   A  1   NH WALTHAM             TUFTS HEALTH PLAN OF  :P   H     :      :E    :E     :     :      :YES    :  0.00:       :
  H4102   A  1   RI WARWICK             UNITED HEALTH PLANS   :P I H O F :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H4102   B  1   RI WARWICK             UNITED HEALTH PLANS   :P I H O F :RX    :E    :E     :     :      :YES    :      :       :
 *H4102   C  1   RI WARWICK             UNITED HEALTH PLANS   :P I H O F :RX    :E    :E     :     :      :YES    :      :       :
  H4149   A  1   RI QUINCY              HARVARD COMMUNITY HE  :P     O   :      :E    :E     :     :      :YES    : 25.00:       :
  H4152   A  1   RI PROV DENCE          COORDINATED HEALTH P  :P I       :RX    :E    :E     :D    :      :NO     : 20.00:       :
  H4153   A  1   RI WARWICK             UNITED HEALTH PLANS   :P I H O F :      :E    :E     :     :      :YES    :  0.00:       :
 *H4153   B  1   RI WARWICK             UNITED HEALTH PLANS   :P I H O F :      :E    :E     :     :      :YES    :      :       :

                     BOSTON REGION                   22


 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
  --------------------------------------------------------------------------------------------------------------------------------
  H3152   A  2   NJ BLUE BELL           HMO OF NEW JERSEY, I  :P I   O   :RX    :E    :E     :D    :      :YES    : 25.00:       :
 *H3152   B  2   NJ BLUE BELL           HMO OF NEW JERSEY, I  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3152   C  2   NJ BLUE BELL           HMO OF NEW JERSEY, I  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3152   D  2   NJ BLUE BELL           HMO OF NEW JERSEY, I  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3152   E  2   NJ BLUE BELL           HMO OF NEW JERSEY, I  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H3154   A  2   NJ NEWARK              MEDIGROUP, INC.       :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H3155   A  2   NJ RED BANK            FIRST OPTION HEALTH   :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3155   B  2   NJ RED BANK            FIRST OPTION HEALTH   :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H3156   A  2   NJ WILMINGTON          AMER HEALTH HMO_INC   :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
 *H3156   B  2   NJ WILMINGTON          AMER HEALTH HMO_INC   :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
 *H3156   C  2   NJ WILMINGTON          AMER HEALTH HMO_INC   :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
 *H3156   D  2   NJ WILMINGTON          AMER HEALTH HMO_INC   :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H3158   A  2   NJ NEW BRUNSWICK       HIP OF NEW JERSEY, I  :P I H     :RX    :E L  :E     :D    :      :YES    :  0.00:       :
 *H3158   B  2   NJ NEW BRUNSWICK       HIP OF NEW JERSEY, I  :P I H     :RX    :E L  :E     :D    :      :YES    :      :       :
  H3160   A  2   NJ ROCKAWAY            CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H3161   A  2   NJ NEW YORK            NYLCARE HEALTH PLANS  :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H3163   A  2   NJ PLEASANTVILLE       PRUDENTIAL HLTH CARE  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H3107   A  2   NY NORWALK             OXFORD HEALTH PLANS   :P         :RX    :     :      :     :      :YES    :  0.00:       :
  H3159   A  2   NY NEW YORK            UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3159   B  2   NY NEW YORK            UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H3305   A  2   NY ROCHESTER           ROCHESTER AREA HMO,   :P I H O   :      :     :E     :     :      :YES    : 37.00:       :
  H3307   A  2   NY NORWALK             OXFORD HEALTH PLANS   :P I H O   :RX    :     :      :     :      :YES    :  0.00:       :
  H3312   A  2   NY BLUE BELL           US HEALTHCARE, INC.   :P I   O F :RX    :E    :E     :D    :      :YES    : 15.00:       :
 *H3312   B  2   NY BLUE BELL           US HEALTHCARE, INC.   :P I   O F :RX    :E    :E     :D    :      :YES    :      :       :
 *H3312   C  2   NY BLUE BELL           US HEALTHCARE, INC.   :P I   O F :RX    :E    :E     :D    :      :YES    :      :       :
 *H3312   D  2   NY BLUE BELL           US HEALTHCARE, INC.   :P I   O F :RX    :E    :E     :D    :      :YES    :      :       :
  H3330   A  2   NY NEW YORK            HIP OF GREATER NEW Y  :P I H O F :RX    :E    :E A   :D    :      :YES    :  0.00:       :
 *H3330   B  2   NY NEW YORK            HIP OF GREATER NEW Y  :P I H O F :RX    :E    :E A   :D    :      :YES    :      :       :
  H3351   A  2   NY BUFFALO             HEALTH CARE PLAN, IN  :P I H     :      :E    :E     :     :      :YES    : 49.50:       :
 *H3351   B  2   NY BUFFALO             HEALTH CARE PLAN, IN  :P I H     :      :E    :E     :     :      :YES    :      :       :
  H3354   A  2   NY JACKSON HEIGHTS     NYLCARE HEALTH PLANS  :P I H O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3354   B  2   NY JACKSON HEIGHTS     NYLCARE HEALTH PLANS  :P I H O F :RX    :E    :E     :D    :      :YES    :      :       :
  H3359   A  2   NY NEW HYDE PARK       MANAGED HEALTH, INC.  :P I H     :      :E L  :E A   :     :      :YES    :  0.00:       :
  H3360   A  2   NY MELVILLE            VYTRA HEALTHCARE      :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3360   B  2   NY MELVILLE            VYTRA HEALTHCARE      :P I       :RX    :E    :E     :D    :      :YES    :      :       :
 *H3360   C  2   NY MELVILLE            VYTRA HEALTHCARE      :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H3361   A  2   NY KINGSTON            WELLCARE_OF NEW YORK  :P I       :RX    :E L  :E A   :     :      :YES    :  0.00:       :
 *H3361   B  2   NY KINGSTON            WELLCARE_OF NEW YORK  :P I       :RX    :E L  :E A   :     :      :YES    :      :       :
  H3362   A  2   NY BUFFALO             INDEPENDENT HEALTH A  :P I       :      :E    :      :     :      :YES    :  0.00:       :
  H3363   A  2   NY FARMINGTON          KAISER FOUNDATION HP  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H3365   A  2   NY NEW YORK            CIGNA HEALTHCARE OF   :P I       :RX    :E L  :E A   :     :      :YES    :  0.00:       :
  H3366   A  2   NY WHITE PLAINS        PHYSICIANS HLTH SVC   :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3366   B  2   NY WHITE PLAINS        PHYSICIANS HLTH SVC   :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :


 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
 *H3366   C  2   NY WHITE PLAINS        PHYSICIANS HLTH SVC   :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3366   D  2   NY WHITE PLAINS        PHYSICIANS HLTH SVC   :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3366   E  2   NY WHITE PLAINS        PHYSICIANS HLTH SVC   :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H3368   A  2   NY LATHAM              CAPITAL AREA COMMUNI  :P I       :RX    :E    :E     :     :      :YES    : 39.00:       :
 *H3368   B  2   NY LATHAM              CAPITAL AREA COMMUNI  :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H3370   A  2   NY NEW YORK            EMPIRE BLUE CROSS-BL  :P I H O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H3371   A  2   NY LATHAM              COMMUNITY HEALTH PLA  :P I       :RX    :E    :E     :     :      :YES    : 29.00:       :
 *H3371   B  2   NY LATHAM              COMMUNITY HEALTH PLA  :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H3372   A  2   NY BALDWINSVILLE       HLTH SVC MED CORP CN  :P I       :      :E    :E     :     :      :YES    : 55.00:       :
  H3373   A  2   NY LATHAM              CAPITAL AREA COMMUNI  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H3373   B  2   NY LATHAM              CAPITAL AREA COMMUNI  :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H3378   A  2   NY MELVILLE            MDNY HEALTHCARE, INC  :P I H O F :RX    :E L  :E A   :D    :      :YES    :  0.00:       :
 *H3378   B  2   NY MELVILLE            MDNY HEALTHCARE, INC  :P I H O F :RX    :E L  :E A   :D    :      :YES    :      :       :
 *H3379   B  2   NY MELVILLE            MDNY HEALTHCARE, INC  :P I H   F :RX    :E    :E     :D    :      :NO     :      :       :
  H3383   A  2   NY GLENS FALLS         HUM/HEALTHCARE SYSTE  :P I       :      :E    :E     :     :      :YES    : 29.00:       :

                     NEW YORK REGION                 30
  --------------------------------------------------------------------------------------------------------------------------------
  H0954   A  3   MD ROCKVILLE           KAISER FNDN HP OF TH  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H0954   B  3   MD ROCKVILLE           KAISER FNDN HP OF TH  :P I       :      :E    :E     :     :      :YES    :      :       :
  H2101   A  3   MD TIMONIUM            HEALTHCARE CORP. OF   :P I H O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H2151   A  3   MD BALTIMORE           UNITED HEALTHCARE OF  :P I H O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H2151   B  3   MD BALTIMORE           UNITED HEALTHCARE OF  :P I H O F :RX    :E    :E     :D    :      :YES    :      :       :
  H2152   A  3   MD GREENBELT           NYLCARE HEALTH PLANS  :P I H O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H2152   B  3   MD GREENBELT           NYLCARE HEALTH PLANS  :P I H O F :RX    :E    :E     :D    :      :YES    :      :       :
 *H2152   C  3   MD GREENBELT           NYLCARE HEALTH PLANS  :P I H O F :RX    :E    :E     :D    :      :YES    :      :       :
 *H2152   D  3   MD GREENBELT           NYLCARE HEALTH PLANS  :P I H O F :RX    :E    :E     :D    :      :YES    :      :       :
  H2153   A  3   MD ROCKVILLE           OPTIMUM CHOICE, INC.  :P     O F :      :E    :      :     :      :YES    :  0.00:       :
 *H2153   B  3   MD ROCKVILLE           OPTIMUM CHOICE, INC.  :P     O F :RX    :E    :      :     :      :YES    :      :       :
  H2158   A  3   MD BALTIMORE           PRUDENTIAL HEALTH CA  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H0850   A  3   PA BLUE BELL           US HEALTHCARE DELAWA  :P I   O   :RX    :E    :E     :D    :      :YES    : 10.00:       :
 *H0850   B  3   PA BLUE BELL           US HEALTHCARE DELAWA  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H0850   C  3   PA BLUE BELL           US HEALTHCARE DELAWA  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H0850   D  3   PA BLUE BELL           US HEALTHCARE DELAWA  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H0851   A  3   PA PHILADELPHIA        AMER HEALTH HMO INC.  :P I   O   :      :     :      :     :      :YES    :  0.00:       :
 *H0851   B  3   PA PHILADELPHIA        AMER HEALTH HMO INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H0851   C  3   PA PHILADELPHIA        AMER HEALTH HMO INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H0851   D  3   PA PHILADELPHIA        AMER HEALTH HMO INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H0953   A  3   PA BLUE BELL           US HEALTH CARE, INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H0953   B  3   PA BLUE BELL           US HEALTH CARE, INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H0953   C  3   PA BLUE BELL           US HEALTH CARE, INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H0953   D  3   PA BLUE BELL           US HEALTH CARE, INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H2154   A  3   PA BLUE BELL           US HEALTH CARE, INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H2154   B  3   PA BLUE BELL           US HEALTH CARE, INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :


 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
 *H2154   C  3   PA BLUE BELL           US HEALTH CARE, INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H3931   A  3   PA BLUE BELL           US HEALTH CARE SYSTE  :P I   O   :RX    :E    :E     :D    :      :YES    : 46.50:       :
 *H3931   B  3   PA BLUE BELL           US HEALTH CARE SYSTE  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3931   C  3   PA BLUE BELL           US HEALTH CARE SYSTE  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3931   D  3   PA BLUE BELL           US HEALTH CARE SYSTE  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H3949   A  3   PA PHILADELPHIA        QUALMED PLANS FOR HE  :P I H   F :RX    :E L  :E A   :D    :      :YES    :  0.00:       :
 *H3949   B  3   PA PHILADELPHIA        QUALMED PLANS FOR HE  :P I H   F :RX    :E L  :E A   :D    :      :YES    :      :       :
  H3951   A  3   PA BLUE BELL           US HEALTH CARE SYSTE  :P I   O   :RX    :E    :E     :D    :      :YES    : 23.00:       :
 *H3951   B  3   PA BLUE BELL           US HEALTH CARE SYSTE  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3951   C  3   PA BLUE BELL           US HEALTH CARE SYSTE  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3951   D  3   PA BLUE BELL           US HEALTH CARE SYSTE  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H3952   A  3   PA PHILADELPHIA        KEYSTONE HEALTH PLAN  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H3952   B  3   PA PHILADELPHIA        KEYSTONE HEALTH PLAN  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
 *H3952   C  3   PA PHILADELPHIA        KEYSTONE HEALTH PLAN  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H3953   A  3   PA WILKES BARRE        HMO OF NORTHEASTERN   :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3953   B  3   PA WILKES BARRE        HMO OF NORTHEASTERN   :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
 *H3953   C  3   PA WILKES BARRE        HMO OF NORTHEASTERN   :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H3954   A  3   PA DANVILLE            PENN STATE GEISINGER  :P I     F :      :E L  :E A   :     :      :YES    :  0.00:       :
 *H3954   B  3   PA DANVILLE            PENN STATE GEISINGER  :P I     F :      :E L  :E A   :     :      :YES    :      :       :
  H3957   A  3   PA PITTSBURG           KEYSTONE HEALTH PLAN  :P I   O   :      :E L  :E A   :D    :      :YES    :  0.00:       :
 *H3957   B  3   PA PITTSBURG           KEYSTONE HEALTH PLAN  :P I   O   :RX    :E L  :E A   :D    :      :YES    :      :       :
 *H3957   C  3   PA PITTSBURG           KEYSTONE HEALTH PLAN  :P I   O   :RX    :E L  :E A   :D    :      :YES    :      :       :
  H3959   A  3   PA PITTSBURGH          HEALTHAMERICA PENNSY  :P I       :      :E    :      :     :      :YES    :  0.00:       :
 *H3959   B  3   PA PITTSBURGH          HEALTHAMERICA PENNSY  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
 *H3959   C  3   PA PITTSBURGH          HEALTHAMERICA PENNSY  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H3960   A  3   PA HARRISBURG          HEALTHAMERICA OF CEN  :P I       :      :     :      :     :      :YES    :  0.00:       :
 *H3960   B  3   PA HARRISBURG          HEALTHAMERICA OF CEN  :P I       :RX    :E L  :E A   :D    :      :YES    :      :       :
  H3962   A  3   PA CAMPHILL            KEYSTONE HEALTH PLAN  :P I       :      :E    :E     :D    :      :YES    : 20.00:       :
 *H3962   B  3   PA CAMPHILL            KEYSTONE HEALTH PLAN  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
 *H3970   B  3   PA CAMPHILL            KEYSTONE HEALTH PLAN  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H4952   A  3   PA BLUE BELL           US HEALTH CARE_VIRGI  :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H4952   B  3   PA BLUE BELL           US HEALTH CARE_VIRGI  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H4952   C  3   PA BLUE BELL           US HEALTH CARE_VIRGI  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H4952   D  3   PA BLUE BELL           US HEALTH CARE_VIRGI  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H4952   E  3   PA BLUE BELL           US HEALTH CARE_VIRGI  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H4952   F  3   PA BLUE BELL           US HEALTH CARE_VIRGI  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H4952   G  3   PA BLUE BELL           US HEALTH CARE_VIRGI  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H4952   H  3   PA BLUE BELL           US HEALTH CARE_VIRGI  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H4952   I  3   PA BLUE BELL           US HEALTH CARE_VIRGI  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H4952   J  3   PA BLUE BELL           US HEALTH CARE_VIRGI  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H4953   A  3   PA BLUE BELL           US HEALTH CARE_VIRGI  :P I   O   :RX    :E    :E     :D    :      :NO     :  0.00:       :
 *H4953   B  3   PA BLUE BELL           US HEALTH CARE_VIRGI  :P I   O   :RX    :E    :E     :D    :      :NO     :      :       :
 *H4953   C  3   PA BLUE BELL           US HEALTH CARE_VIRGI  :P I   O   :RX    :E    :E     :D    :      :NO     :      :       :
 *H4953   D  3   PA BLUE BELL           US HEALTH CARE_VIRGI  :P I   O   :RX    :E    :E     :D    :      :NO     :      :       :


 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
 *H4953   E  3   PA BLUE BELL           US HEALTH CARE_VIRGI  :P I   O   :RX    :E    :E     :D    :      :NO     :      :       :
 *H4953   F  3   PA BLUE BELL           US HEALTH CARE_VIRGI  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H4953   G  3   PA BLUE BELL           US HEALTH CARE_VIRGI  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H4953   H  3   PA BLUE BELL           US HEALTH CARE_VIRGI  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H4953   I  3   PA BLUE BELL           US HEALTH CARE_VIRGI  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H4953   J  3   PA BLUE BELL           US HEALTH CARE_VIRGI  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H4949   A  3   VA VIRGINIA BEACH      SENTARA HEALTH PLANS  :P I       :      :E    :      :     :      :YES    : 35.00:       :
  H4951   A  3   VA GLEN ALLEN          CIGNA HEALTHCARE OF   :P I H     :RX    :E L  :E     :     :      :YES    :  0.00:       :
 *H4951   B  3   VA GLEN ALLEN          CIGNA HEALTHCARE OF   :P I H   F :RX    :E    :E     :     :      :YES    :      :       :
  H4954   A  3   VA CHARLOTTESVILLE     QUALCHOICE OF VIRGIN  :P I H     :      :     :      :     :      :YES    : 18.00:       :

                     PHILADELPHIA REGION             25
  --------------------------------------------------------------------------------------------------------------------------------
  H0150   A  4   AL BIRMINGHAM          HEALTH PARTNERS OF A  :P I       :      :E    :E     :     :      :YES    :  0.00:       :
  H0151   A  4   AL BIRMINGHAM          UNITED HEALTHCARE OF  :P I H O   :      :E    :E     :D    :      :YES    :  0.00:       :
  H0152   A  4   AL BIRMINGHAM          UNITED HEALTHCARE OF  :P I H O   :      :E    :E     :     :      :YES    :  0.00:       :
  H0153   A  4   AL BIRMINGHAM          HEALTH PARTNERS OF A  :P I       :      :E    :E     :     :      :YES    :  0.00:       :
  H1013   A  4   FL MIAMI               FOUNDATION HEALTH, A  :P   H     :RX    :E    :E     :D    :      :NO     :  0.00:       :
  H1015   A  4   FL TAMPA               AETNA U.S. HEALTHCAR  :P I   O F :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H1015   B  4   FL TAMPA               AETNA U.S. HEALTHCAR  :P I   O F :RX    :E    :E     :     :      :YES    :      :       :
  H1016   A  4   FL MIAMI               AV-MED HEALTH PLAN I  :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1020   A  4   FL TAMPA               HEALTH OPTIONS, INC.  :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1026   A  4   FL JACSONVILLE         HEALTH OPTIONS, INC   :      O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1035   A  4   FL DAYTONA BEACH       FLOR DA HEALTH CARE   :  I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H1035   B  4   FL DAYTONA BEACH       FLOR DA HEALTH CARE   :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H1036   A  4   FL LOUISVILLE          HUMANA MEDICAL PLAN,  :P I       :RX    :E L  :E A   :     :      :YES    :  0.00:       :
 *H1036   B  4   FL LOUISVILLE          HUMANA MEDICAL PLAN,  :P I       :RX    :E L  :E A   :D    :      :YES    :      :       :
 *H1036   C  4   FL LOUISVILLE          HUMANA MEDICAL PLAN,  :P I       :RX    :E L  :E A   :D    :      :YES    :      :       :
 *H1036   D  4   FL LOUISVILLE          HUMANA MEDICAL PLAN,  :P I       :RX    :E L  :E A   :D    :      :YES    :      :       :
 *H1036   E  4   FL LOUISVILLE          HUMANA MEDICAL PLAN,  :P I       :RX    :E L  :E A   :D    :      :YES    :      :       :
 *H1036   F  4   FL LOUISVILLE          HUMANA MEDICAL PLAN,  :P I       :RX    :E L  :E A   :D    :      :YES    :      :       :
  H1056   A  4   FL MIAMI               PCA HEALTH PLANS OF   :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1057   A  4   FL MIAMI               AV-MED HEALTH PLAN I  :P I     F :RX    :E    :      :     :      :YES    : 49.00:       :
  H1059   A  4   FL MIAMI               AV-MED HEALTH PLAN I  :P I     F :RX    :E    :      :     :      :YES    : 29.00:       :
  H1061   A  4   FL MIAMI               AV-MED HEALTH PLAN I  :P I     F :RX    :E    :      :     :      :YES    : 23.00:       :
  H1062   A  4   FL MIAMI               AV-MED HEALTH PLAN I  :P I     F :RX    :E    :      :     :      :YES    : 36.00:       :
  H1068   A  4   FL TAMPA               PCA HEALTH PLANS OF   :P I     F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1069   A  4   FL JACKSONVILLE        PCA HEALTH PLANS OF   :P I     F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1070   A  4   FL JACKSONVILLE        PRUDENTIAL HLTH CARE  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1071   A  4   FL JACSONVILLE         HEALTH OPTIONS, INC   :          :RX    :E    :  A   :D    :      :YES    :  0.00:       :
  H1072   A  4   FL MAITLAND            COMMUNITY HEALTH CAR  :P I     F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1073   A  4   FL ATLANTA             PRUDENTIAL HLTH CARE  :P I     F :RX    :E    :E     :D    :      :NO     :  0.00:       :
  H1074   A  4   FL ATLANTA             PRUDENTIAL HLTH CARE  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1076   A  4   FL HOLLYWOOD           HIP HEALTH PLAN OF F  :P I     F :RX    :E L  :E A   :D    :      :YES    :  0.00:       :


 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
  H1078   A  4   FL MIAMI               NEIGHBORHOOD HEALTH   :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1080   A  4   FL TAMPA               UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H1080   B  4   FL TAMPA               UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H1081   A  4   FL MAITLAND            PRUDENTIAL HLTH CARE  :P I   O   :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1082   A  4   FL TAMPA               HEALTH OPTIONS, INC   :          :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1084   A  4   FL HOLLYWOOD           HIP HEALTH PLAN OF F  :P I     F :RX    :E L  :E A   :     :      :YES    :  0.00:       :
 *H1084   B  4   FL HOLLYWOOD           HIP HEALTH PLAN OF F  :P I     F :RX    :E L  :E A   :     :      :YES    :      :       :
  H1087   A  4   FL TAMPA               CIGNA HEALTHCARE OF   :P I       :RX    :E    :      :     :      :YES    :  0.00:       :
  H1088   A  4   FL JACKSONVILLE        PRINCIPAL HEALTH CAR  :P I     F :RX    :E    :      :D    :      :YES    :  0.00:       :
  H1094   A  4   FL BIRMINGHAM          UNITED HEALTHCARE OF  :P I H O   :      :E    :E     :     :      :YES    :  0.00:       :
 *H1094   B  4   FL BIRMINGHAM          UNITED HEALTHCARE OF  :P I H O   :      :E    :E     :     :      :YES    :      :       :
  H1095   A  4   FL JACKSONVILLE        HEALTH OPTIONS, INC   :          :RX    :E    :      :D    :      :YES    :  0.00:       :
  H1098   A  4   FL TAMPA               CIGNA HEALTHCARE OF   :P I       :RX    :E    :      :     :      :YES    :  0.00:       :
  H1099   A  4   FL MELBOURNE           HEALTH FIRST HEALTH   :P         :RX    :     :      :     :      :YES    :  0.00:       :
 *H1099   B  4   FL MELBOURNE           HEALTH FIRST HEALTH   :P         :RX    :E    :      :D    :      :YES    :      :       :
  H9011   A  4   FL TAMPA               UNITED HEALTHCARE OF  :P I H O F :RX    :E    :E     :D    :      :NO     :  0.00:       :
  H1155   A  4   GA ATLANTA             UNITED HEALTHCARE OF  :P I H   F :RX    :E L  :E     :     :      :YES    :  0.00:       :
 *H1155   B  4   GA ATLANTA             UNITED HEALTHCARE OF  :P I H   F :RX    :E L  :E     :     :      :YES    :      :       :
  H1156   A  4   GA BLUE BELL           USHC OF GEORGIA INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H1156   B  4   GA BLUE BELL           USHC OF GEORGIA INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H1156   C  4   GA BLUE BELL           USHC OF GEORGIA INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H1156   D  4   GA BLUE BELL           USHC OF GEORGIA INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H1168   A  4   GA ATLANTA             HMO GEORGIA, INC      :P I     F :RX    :E    :E     :     :      :YES    : 23.32:       :
  H1170   A  4   GA ATLANTA             KAISER FOUNDATION HP  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1890   A  4   KY LOUISVILLE          HUMANA HEALTH PLAN,   :P I     F :RX    :E L  :E A   :D    :      :YES    : 10.00:       :
 *H1890   B  4   KY LOUISVILLE          HUMANA HEALTH PLAN,   :P I     F :RX    :E L  :E A   :D    :      :YES    :      :       :
  H3449   A  4   NC WINSTON SALEM       PARTNERS NATIONAL HE  :P I       :RX    :E    :      :     :      :YES    : 40.00:       :
  H3455   A  4   NC WINSTON SALEM       QUALCHOICE OF NORTH   :P I       :RX    :E    :      :     :      :YES    : 35.00:       :
  H3456   A  4   NC GREENSBORO          UNITED HEALTHCARE OF  :P I H   F :      :E    :E     :     :      :YES    : 39.57:       :
  H3457   A  4   NC CHAPEL HILL         WELLPATH SELECT, INC  :P I H O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H4249   A  4   SC COLUMBIA            COMPANION HEALTHCARE  :P I       :      :     :      :     :      :YES    :  0.00:       :
 *H4249   B  4   SC COLUMBIA            COMPANION HEALTHCARE  :P I   O   :RX    :E L  :E A   :     :      :YES    :      :       :
  H4452   A  4   TN NASHVILLE           HEALTH 1*2*3          :P I H O   :      :E    :      :     :      :YES    :  0.00:       :
 *H4452   B  4   TN NASHVILLE           HEALTH 1*2*3          :P I H O   :RX    :E    :      :     :      :YES    :      :       :
  H4454   A  4   TN NASHVILLE           HEALTH NET HMO, INC.  :P I       :      :E    :E     :     :      :YES    :  0.00:       :
  H4455   A  4   TN CHATTANOOGA         TENNESSEE HEALTH CAR  :P I H   F :      :E    :      :     :      :YES    :  0.00:       :
 *H4455   B  4   TN CHATTANOOGA         TENNESSEE HEALTH CAR  :P I H   F :RX    :E    :      :     :      :YES    :      :       :
  H4457   A  4   TN CHATTANOOGA         HEALTHSOURCE TENNESS  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H4457   B  4   TN CHATTANOOGA         HEALTHSOURCE TENNESS  :P I       :RX    :E    :E     :     :      :YES    :      :       :

                     ATLANTA REGION                  50
  --------------------------------------------------------------------------------------------------------------------------------
  H1406   A  5   IL CHICAGO             HUMANA HEALTH PLAN,   :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H1406   B  5   IL CHICAGO             HUMANA HEALTH PLAN,   :P I     F :RX    :E    :E     :D    :      :YES    :      :       :


 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
  H1458   A  5   IL DES PLAINES         HEALTH DIRECT INSURA  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H1458   B  5   IL DES PLAINES         HEALTH DIRECT INSURA  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H1460   A  5   IL OAKBROOK TERRACE    FHP OF ILLINOIS, INC  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H1460   B  5   IL OAKBROOK TERRACE    FHP OF ILLINOIS, INC  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H1461   A  5   IL OAKBROOK            NYLCARE, INC.         :P I     F :RX    :E L  :E A   :D    :      :YES    :  0.00:       :
 *H1461   B  5   IL OAKBROOK            NYLCARE, INC.         :P I   O F :RX    :E L  :E A   :D    :      :YES    :      :       :
  H1465   A  5   IL CHICAGO             AETNA HEALTH PLAN OF  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H1465   B  5   IL CHICAGO             AETNA HEALTH PLAN OF  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H4456   A  5   IL MOLINE              HERITAGE NATIONAL HE  :P I       :      :     :      :     :      :YES    : 27.00:       :
 *H4456   B  5   IL MOLINE              HERITAGE NATIONAL HE  :P I       :RX    :E    :      :     :      :YES    :      :       :
  H9045   A  5   IL CHICAGO             UNITED HEALTHCARE OF  :P I H     :      :     :      :     :      :YES    :  0.00:       :
 *H9045   B  5   IL CHICAGO             UNITED HEALTHCARE OF  :P I H     :      :E    :E     :D    :      :YES    :      :       :
 *H9045   C  5   IL CHICAGO             UNITED HEALTHCARE OF  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
 *H9045   D  5   IL CHICAGO             UNITED HEALTHCARE OF  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H1557   A  5   IN INDIANAPOLIS        ANTHEM HEALTH OF IND  :P         :RX    :E    :E     :     :      :YES    : 20.00:       :
  H9028   A  5   IN INDIANAPOLIS        MAXICARE INDIANA, IN  :P   H     :RX    :     :      :     :      :YES    : 22.00:       :
 *H9028   B  5   IN INDIANAPOLIS        MAXICARE INDIANA, IN  :P   H     :RX    :E    :      :D    :      :YES    :      :       :
  H2312   A  5   MI DETROIT             HEALTH ALLIANCE PLAN  :P I H   F :      :E L  :E     :     :      :NO     :  7.06:       :
 *H2312   B  5   MI DETROIT             HEALTH ALLIANCE PLAN  :P I H   F :      :E L  :E     :     :      :YES    :      :       :
 *H2312   C  5   MI DETROIT             HEALTH ALLIANCE PLAN  :P I H   F :RX    :E L  :E     :     :      :YES    :      :       :
  H2350   A  5   MI SOUTHFIELD          BLUE CARE NETWORK -   :P I       :      :     :      :     :      :YES    :  0.00:       :
 *H2350   B  5   MI SOUTHFIELD          BLUE CARE NETWORK -   :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H2351   A  5   MI SAGINAW             BLUE CARE NETWORK OF  :P I   O   :      :     :      :     :      :YES    : 23.50:       :
 *H2351   B  5   MI SAGINAW             BLUE CARE NETWORK OF  :P I   O   :RX    :     :      :     :      :YES    :      :       :
  H2352   A  5   MI FARMINGTON HILLS    CARE CHOICES HMO      :P I       :      :     :      :     :      :YES    :  0.00:       :
 *H2352   B  5   MI FARMINGTON HILLS    CARE CHOICES HMO      :P I       :RX    :E    :      :D    :      :YES    :      :       :
 *H2352   C  5   MI FARMINGTON HILLS    CARE CHOICES HMO      :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H2353   A  5   MI ANN ARBOR           MCARE                 :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
  H2354   A  5   MI FLINT               HEALTHPLUS OF MICHIG  :P I       :RX    :E    :E     :     :      :YES    : 25.00:       :
 *H2354   B  5   MI FLINT               HEALTHPLUS OF MICHIG  :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H2357   A  5   MI TROY                SELECTCARE HMO,INC.   :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H9009   A  5   MI LANSING             BLUE CARE NETWORK OF  :P I H O F :      :E    :      :     :      :YES    : 48.00:       :
  H2455   A  5   MN ST. PAUL            BLUE PLUS, INC.       :P   H     :      :E    :E     :D    :      :YES    : 64.00:       :
  H9005   A  5   MN MINNEAPOLIS         GROUP HEALTH PLAN, I  :P I   O F :RX    :E    :E     :D    :      :YES    : 57.50:       :
 *H9005   B  5   MN MINNEAPOLIS         GROUP HEALTH PLAN, I  :P I   O F :RX    :E    :E     :D    :      :YES    :      :       :
  H9006   A  5   MN MINNEAPOLIS         MEDICA                :P I   O F :      :E    :      :     :      :YES    : 55.95:       :
 *H9006   B  5   MN MINNEAPOLIS         MEDICA                :P I   O F :      :E    :      :D    :      :YES    :      :       :
 *H9006   C  5   MN MINNEAPOLIS         MEDICA                :P I   O F :      :E    :      :D    :      :YES    :      :       :
 *H9006   D  5   MN MINNEAPOLIS         MEDICA                :P I   O F :RX    :E    :      :D    :      :YES    :      :       :
  H3607   A  5   OH CLEVELAND           KAISER FOUNDATION HP  :P     O   :      :E    :E     :     :      :YES    :  2.29:       :
 *H3607   B  5   OH CLEVELAND           KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :     :      :YES    :      :       :
 *H3607   C  5   OH CLEVELAND           KAISER FOUNDATION HP  :P     O F :RX    :E    :E     :     :      :YES    :      :       :
  H3649   A  5   OH TOLEDO              FAMILY HEALTH PLAN,   :P I       :      :E    :      :D    :      :YES    : 60.00:       :
  H3653   A  5   OH TOLEDO              PARAMOUNT CARE, INC   :P I     F :      :E    :E     :D    :      :YES    : 26.00:       :


 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
 *H3653   B  5   OH TOLEDO              PARAMOUNT CARE, INC   :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H3654   A  5   OH CLEVELAND           PRUDENTIAL HEALTH CA  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H3655   A  5   OH CINCINNATI          COMMUNITY INSURANCE   :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H3656   A  5   OH RICHFIELD           AETNA HEALTH PLANS O  :P I   O   :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H3656   B  5   OH RICHFIELD           AETNA HEALTH PLANS O  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :
  H3657   A  5   OH CLEVELAND           QUALCHOICE HEALTH PL  :P I H O F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H3658   A  5   OH CINCINNATI          FHP OF OHIO, INC      :P I H     :RX    :E    :      :D    :      :YES    :  0.00:       :
 *H3658   B  5   OH CINCINNATI          FHP OF OHIO, INC      :P I H     :RX    :E    :      :D    :      :YES    :      :       :
 *H3658   C  5   OH CINCINNATI          FHP OF OHIO, INC      :P I H     :RX    :E    :      :D    :      :YES    :      :       :
  H3659   A  5   OH EDINA               UNITED HEALTHCARE OF  :P I H O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3659   B  5   OH EDINA               UNITED HEALTHCARE OF  :P I H O F :RX    :E    :E     :D    :      :NO     :      :       :
  H3660   A  5   OH AKRON               SUMMACARE INC.        :P I H O   :RX    :E    :E     :     :      :YES    : 30.00:       :
 *H3660   B  5   OH AKRON               SUMMACARE INC.        :P I H O   :RX    :E    :E     :D    :      :YES    :      :       :
  H3663   A  5   OH CLEVELAND           EMERALD HMO, INC.     :P I   O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H3664   A  5   OH CANTON              PRIMETIME MEDICAL IN  :P I     F :      :E L  :E A   :D    :      :NO     :  0.00:       :
  H3666   A  5   OH CINCINNATI          HUMANA HEALTH PLAN O  :P I   O F :RX    :E L  :E A   :D    :      :YES    :  0.00:       :
  H3667   A  5   OH CINCINNATI          CHOICECARE HEALTH PL  :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3667   B  5   OH CINCINNATI          CHOICECARE HEALTH PL  :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H3671   A  5   OH CICINNATI           AETNA HEALTH PLANS O  :P I   O   :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H3671   B  5   OH CICINNATI           AETNA HEALTH PLANS O  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :
  H3672   A  5   OH MASSILLON           HOMETOWN HEALTH PLAN  :P I       :RX    :E    :E     :     :      :YES    : 85.00:       :
  H3674   A  5   OH INDEPENDENCE        CIGNA HEALTHCARE OF   :P I     F :RX    :E    :      :     :      :YES    :  0.00:       :
  H5253   A  5   WI MILWAUKEE           PRIMECARE HEALTH PLA  :P I H O F :RX    :E    :E     :     :      :YES    :  0.00:       :

                     CHICAGO REGION                  38
  --------------------------------------------------------------------------------------------------------------------------------
  H0451   A  6   AR LITTLE ROCK         HMO PARTNERS          :P I       :      :     :      :     :      :YES    : 29.00:       :
 *H0451   B  6   AR LITTLE ROCK         HMO PARTNERS          :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H0452   A  6   AR LITTLE ROCK         UNITED HEALTHCARE OF  :P I H O   :      :E    :E     :     :      :YES    :  0.00:       :
 *H0452   B  6   AR LITTLE ROCK         UNITED HEALTHCARE OF  :P I H O   :      :E    :E     :     :      :YES    :      :       :
  H0453   A  6   AR LITTLE ROCK         HEALTHSOURCE, ARKANS  :P I       :RX    :E    :E     :     :      :YES    : 29.00:       :
  H0455   A  6   AR LITTLE ROCK         UNITED HEALTHCARE OF  :P I H O   :      :E    :E     :     :      :YES    :  0.00:       :
 *H0455   B  6   AR LITTLE ROCK         UNITED HEALTHCARE OF  :P I H O   :      :E    :E     :     :      :YES    :      :       :
  H1951   A  6   LA METAIRIE            OCHSNER HEALTH PLAN   :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H1951   B  6   LA METAIRIE            OCHSNER HEALTH PLAN   :P I H     :RX    :E    :E     :     :      :YES    :      :       :
  H1954   A  6   LA BATON ROUGE         COMMUNITY HLTH NETWO  :P I H O   :      :E    :E     :D    :      :YES    :  0.00:       :
  H1955   A  6   LA BATON ROUGE         GULF SOUTH HEALTH PL  :P I   O   :RX    :E L  :E A   :D    :      :YES    :  0.00:       :
  H1956   A  6   LA NEW ORLEANS         ADVANTAGE HEALTH PLA  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1958   A  6   LA METAIRIE            SMA HMO,INC.          :P I       :RX    :E L  :E A   :     :      :YES    :  0.00:       :
  H1962   A  6   LA METAIRE             AETNA HEALTH PLANS O  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H1962   B  6   LA METAIRE             AETNA HEALTH PLANS O  :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H3204   A  6   NM ALBUQUERQUE         FHP OF NEW MEXICO, I  :P I H   F :      :E    :      :     :      :YES    :  0.04:       :
 *H3204   B  6   NM ALBUQUERQUE         FHP OF NEW MEXICO, I  :P I H   F :RX    :E    :      :     :      :YES    :      :       :
 *H3204   C  6   NM ALBUQUERQUE         FHP OF NEW MEXICO, I  :P I H   F :RX    :E    :      :     :      :YES    :      :       :


 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
  H3249   A  6   NM ALBUQUERQUE         QUALMED, NEW MEXICO   :P I H     :      :E    :E     :     :      :YES    : 35.00:       :
 *H3249   B  6   NM ALBUQUERQUE         QUALMED, NEW MEXICO   :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H3250   A  6   NM ALBUQUERQUE         PRESBYTERIAN HEALTH   :P I H     :      :E L  :E     :     :      :YES    :  0.00:       :
 *H3250   B  6   NM ALBUQUERQUE         PRESBYTERIAN HEALTH   :P I H     :RX    :E L  :E     :     :      :YES    :      :       :
 *H3250   C  6   NM ALBUQUERQUE         PRESBYTERIAN HEALTH   :P I H     :RX    :E L  :E     :     :      :YES    :      :       :
  H3251   A  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :        F :      :E L  :E A   :D    :      :YES    :  0.00:       :
 *H3251   B  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :        F :RX    :E L  :E A   :D    :      :YES    :      :       :
 *H3251   C  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :        F :RX    :E L  :E A   :D    :      :YES    :      :       :
 *H3251   D  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :        F :RX    :E L  :E A   :D    :      :YES    :      :       :
  H3253   A  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :        F :      :E L  :E A   :D    :      :YES    :  0.00:       :
 *H3253   B  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :        F :RX    :E L  :E A   :D    :      :YES    :      :       :
 *H3253   C  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :        F :RX    :E L  :E A   :D    :      :YES    :      :       :
 *H3253   D  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :        F :RX    :E L  :E A   :D    :      :YES    :      :       :
  H4574   A  6   NM ALBUQUERQUE         FHP OF NEW MEXICO, I  :P I H   F :      :     :      :     :      :YES    :  0.00:       :
 *H4574   B  6   NM ALBUQUERQUE         FHP OF NEW MEXICO, I  :P I H   F :RX    :     :      :     :      :YES    :      :       :
 *H4574   C  6   NM ALBUQUERQUE         FHP OF NEW MEXICO, I  :P I H   F :RX    :     :      :     :      :YES    :      :       :
  H3749   A  6   OK CYPRESS             PACIFICARE OF OKLAHO  :P I H     :RX    :E    :E     :     :      :YES    : 19.00:       :
  H3754   A  6   OK CYPRESS             PACIFICARE OF OKLAHO  :P I H     :RX    :E    :E     :     :      :YES    : 19.00:       :
  H3755   A  6   OK TULSA               COMMUNITY CARE HMO,   :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
 *H3755   B  6   OK TULSA               COMMUNITY CARE HMO,   :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H3756   A  6   OK OKLAHOMA CITY       HEALTHCARE OKLAHOMA,  :P I H     :      :E    :E     :     :      :YES    : 18.00:       :
 *H3756   B  6   OK OKLAHOMA CITY       HEALTHCARE OKLAHOMA,  :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H3757   A  6   OK TULSA               BLUELINCS HMO, INC.   :P I       :      :     :E     :     :      :YES    :  5.92:       :
 *H3757   B  6   OK TULSA               BLUELINCS HMO, INC.   :P I     F :      :E    :E     :D    :      :YES    :      :       :
  H4504   A  6   TX LOUISVILLE          HUMANA HP OF TEXAS    :P I     F :RX    :E    :E A   :D    :      :YES    :  0.00:       :
 *H4504   B  6   TX LOUISVILLE          HUMANA HP OF TEXAS    :P I     F :RX    :E    :E A   :D    :      :YES    :      :       :
  H4507   A  6   TX IRVING              NYLCARE HEALTH PLANS  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H4507   B  6   TX IRVING              NYLCARE HEALTH PLANS  :P I H O F :RX    :E    :E     :D    :      :YES    :      :       :
  H4510   A  6   TX SAN ANTONIO         HUMANA HP OF TEXAS    :P I     F :RX    :E L  :E A   :D    :      :YES    :  0.00:       :
 *H4510   B  6   TX SAN ANTONIO         HUMANA HP OF TEXAS    :P I     F :RX    :E L  :E A   :D    :      :YES    :      :       :
  H4557   A  6   TX MIAMI               PCA HEALTH PLANS OF   :P I       :      :E    :E     :     :      :YES    : 28.79:       :
  H4558   A  6   TX HOUSTON             NYLCARE HEALTH PLANS  :P I   O   :      :E    :      :D    :      :YES    :  0.00:       :
 *H4558   B  6   TX HOUSTON             NYLCARE HEALTH PLANS  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H4558   C  6   TX HOUSTON             NYLCARE HEALTH PLANS  :P I   O F :RX    :E    :E     :D    :      :YES    :      :       :
  H4559   A  6   TX ARLINGTON           HARRIS HEALTH PLAN,I  :P I       :RX    :E L  :E     :     :      :YES    :  0.00:       :
  H4560   A  6   TX SAN ANTONIO         PRUDENTIAL HLTH CARE  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H4563   A  6   TX FORT LAUDERDALE     PRUDENTIAL HLTH CARE  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
  H4565   A  6   TX HOUSTON             HMO TEXAS, L.C.       :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H4566   A  6   TX IRVING              CIGNA HEALTHCARE OF   :P I       :RX    :E    :      :D    :      :NO     :  0.00:       :
  H4567   A  6   TX DALLAS              UNITED HEALTHCARE OF  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H4567   B  6   TX DALLAS              UNITED HEALTHCARE OF  :P I H     :RX    :E    :E     :     :      :YES    :      :       :
  H4568   A  6   TX AUSTIN              UNITED HEALTHCARE OF  :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
  H4569   A  6   TX HOUSTON             CIGNA HEALTHCARE OF   :          :RX    :E    :      :     :      :NO     :  0.00:       :
  H4570   A  6   TX IRVING              AETNA HEALTH PLANS O  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :


 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
  H4571   A  6   TX IRVING              AETNA HEALTH PLANS O  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H4573   A  6   TX HOUSTON             UNITED HEALTHCARE OF  :P I H     :      :E    :E     :D    :      :YES    :  0.00:       :
 *H4573   B  6   TX HOUSTON             UNITED HEALTHCARE OF  :P I H     :      :E    :E     :D    :      :YES    :      :       :
  H4590   A  6   TX CYPRESS             PACIFICARE OF TEXAS,  :P I       :RX    :E    :E     :     :      :YES    : 15.00:       :

                     DALLAS REGION                   38
  --------------------------------------------------------------------------------------------------------------------------------
  H1750   A  7   KS WICHITA             PREFERRED PLUS OF KA  :P I       :      :     :      :     :      :YES    :  0.00:       :
 *H1750   B  7   KS WICHITA             PREFERRED PLUS OF KA  :P I       :      :E    :      :     :      :YES    :      :       :
 *H1750   C  7   KS WICHITA             PREFERRED PLUS OF KA  :P I       :RX    :E    :      :     :      :YES    :      :       :
  H1751   A  7   KS AURORA              KAISER FOUNDATION HP  :P         :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H1751   B  7   KS AURORA              KAISER FOUNDATION HP  :P         :RX    :E    :E     :     :      :YES    :      :       :
  H2649   A  7   MO LOUISVILLE          HUMANA KANSAS CITY,   :P I       :RX    :E L  :E A   :     :      :YES    :  0.00:       :
 *H2649   B  7   MO LOUISVILLE          HUMANA KANSAS CITY,   :P I       :RX    :E L  :E A   :     :      :YES    :      :       :
  H2652   A  7   MO KANSAS CITY         TOTAL HEALTH CARE     :P I       :RX    :E    :E     :     :      :YES    :118.00:       :
  H2654   A  7   MO ST LOUIS            UNITED HEALTHCARE OF  :P I H O F :RX    :E L  :E     :     :      :YES    :  0.00:       :
 *H2654   B  7   MO ST LOUIS            UNITED HEALTHCARE OF  :P I H O F :RX    :E    :E     :     :      :NO     :      :       :
  H2656   A  7   MO KANSAS CITY         GOOD HEALTH HMO, INC  :P I       :      :E    :E     :     :      :YES    :  0.00:       :
 *H2656   B  7   MO KANSAS CITY         GOOD HEALTH HMO, INC  :P I       :RX    :E    :E     :     :      :YES    :      :       :
 *H2656   C  7   MO KANSAS CITY         GOOD HEALTH HMO, INC  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H2659   A  7   MO ST. LOUIS           HMO MISSOURI, INC.    :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H2663   A  7   MO ST. LOUIS           GROUP HEALTH PLAN, I  :P         :RX    :E    :      :D    :      :YES    :  0.00:       :
  H2666   A  7   MO KANSAS CITY         HEALTHNET             :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H2666   B  7   MO KANSAS CITY         HEALTHNET             :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H2667   A  7   MO ST LOUIS            MERCY HEALTH PLANS O  :P I     F :RX    :E    :E     :     :      :YES    : 49.00:       :
  H2802   A  7   NE OMAHA               UNITED HEALTHCARE OF  :P I     F :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H2802   B  7   NE OMAHA               UNITED HEALTHCARE OF  :P I     F :RX    :E    :E     :     :      :YES    :      :       :
 *H2802   C  7   NE OMAHA               UNITED HEALTHCARE OF  :P I     F :RX    :E    :E     :     :      :YES    :      :       :
  H2849   A  7   NE OMAHA               EXCLUSIVE HEALTHCARE  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :

                     KANSAS CITY REGION              12
  --------------------------------------------------------------------------------------------------------------------------------
  H0603   A  8   CO DENVER              HMO COLORADO, INC     :P I   O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0609   A  8   CO ENGLEWOOD           PACIFICARE OF COLORA  :P I H     :RX    :E    :E     :     :      :YES    : 35.00:       :
 *H0609   B  8   CO ENGLEWOOD           PACIFICARE OF COLORA  :P I H   F :RX    :E    :E     :     :      :YES    :      :       :
  H0615   A  8   CO AURORA              QUAL-MED, INC., DENV  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0630   A  8   CO DENVER              KAISER FOUNDATION HP  :P         :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H0630   B  8   CO DENVER              KAISER FOUNDATION HP  :P         :RX    :E    :E     :D    :      :YES    :      :       :
  H0659   A  8   CO DENVER              CIGNA HEALTHCARE OF   :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0660   A  8   CO OMAHA               MUTUAL OF OMAHA OF C  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0661   A  8   CO ENGLEWOOD           UNITED HEALTHCARE OF  :P I   O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H0661   B  8   CO ENGLEWOOD           UNITED HEALTHCARE OF  :P I   O F :RX    :E    :E     :D    :      :YES    :      :       :
  H4651   A  8   UT SALT LAKE CITY       HC CARE, INC.        :P I       :      :E    :E     :     :      :YES    :  9.00:       :
 *H4651   B  8   UT SALT LAKE CITY       HC CARE, INC.        :P I       :      :E    :E     :     :      :YES    :      :       :


 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
 *H4651   C  8   UT SALT LAKE CITY       HC CARE, INC.        :P I       :RX    :E    :E     :     :      :YES    :      :       :
 *H4651   D  8   UT SALT LAKE CITY       HC CARE, INC.        :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H4653   A  8   UT SALT LAKE CITY      PACIFICARE OF UTAH,   :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
 *H4653   B  8   UT SALT LAKE CITY      PACIFICARE OF UTAH,   :P I H     :RX    :E    :E     :     :      :YES    :      :       :
 *H4653   C  8   UT SALT LAKE CITY      PACIFICARE OF UTAH,   :P I H     :RX    :E    :E     :     :      :YES    :      :       :

                     DENVER REGION                    9
  --------------------------------------------------------------------------------------------------------------------------------
  H0303   A  9   AZ COSTA MESA          PACIFICARE OF ARIZON  :P I H O   :RX    :     :      :     :      :YES    :  0.00:       :
  H0307   A  9   AZ PHOENIX             HUMANA HEALTH PLAN,   :P I     F :RX    :E L  :E A   :D    :      :YES    :  0.00:       :
 *H0307   B  9   AZ PHOENIX             HUMANA HEALTH PLAN,   :P I     F :RX    :E L  :E A   :D    :      :YES    :      :       :
  H0350   A  9   AZ PHOENIX             MARICOPA COUNTY HEAL  :P   H     :      :E    :E     :D    :      :YES    :  0.00:       :
 *H0350   B  9   AZ PHOENIX             MARICOPA COUNTY HEAL  :P   H     :RX    :E    :E     :D    :      :YES    :      :       :
  H0351   A  9   AZ PHOENIX             INTERGROUP PREPA D H  :P I H O   :RX    :E    :E     :D    :      :YES    : 50.00:       :
 *H0351   B  9   AZ PHOENIX             INTERGROUP PREPA D H  :P I H O   :RX    :E L  :E A   :D    :      :YES    :      :       :
  H0352   A  9   AZ TUCSON              HEALTHPARTNERS HEALT  :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H0352   B  9   AZ TUCSON              HEALTHPARTNERS HEALT  :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
 *H0352   C  9   AZ TUCSON              HEALTHPARTNERS HEALT  :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H0354   A  9   AZ PHOENIX             CIGNA HEALTHCARE OF   :P I     F :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H0354   B  9   AZ PHOENIX             CIGNA HEALTHCARE OF   :P I     F :RX    :E    :E     :     :      :YES    :      :       :
  H0355   A  9   AZ PHOENIX             BLUE CROSS/SHIELD OF  :P I   O   :RX    :E    :      :D    :      :YES    :  0.00:       :
 *H0355   B  9   AZ PHOENIX             BLUE CROSS/SHIELD OF  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H0356   A  9   AZ PHOENIX             PREMIER HEALTHCARE,   :P I   O   :RX    :     :      :     :      :YES    : 65.00:       :
  H0358   A  9   AZ PHOENIX             UNITED HEALTHCARE OF  :P I H O F :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H0358   B  9   AZ PHOENIX             UNITED HEALTHCARE OF  :P I H O F :RX    :E    :E     :     :      :YES    :      :       :
  H0359   A  9   AZ PHOENIX             AETNA HEALTH PLANS O  :P I   O   :RX    :E    :E     :     :      :YES    :  0.00:       :
  H0504   A  9   CA SAN FRANCISCO       CALIFORNIA PHYSICIAN  :P I H   F :RX    :E L  :E A   :D    :      :YES    :  0.00:       :
  H0520   A  9   CA LONG BEACH          UNITED HEALTHCARE OF  :P I H O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0523   A  9   CA SAN BERNARDINO      AETNA HP OF CALIFORN  :  I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0524   A  9   CA PASADENA            KAISER FOUNDATION HP  :P I       :RX    :E L  :      :     :      :YES    :  0.00:       :
  H0525   A  9   CA SAN FRANCISCO       UNITED HLTHCARE CALI  :P I H O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H0525   B  9   CA SAN FRANCISCO       UNITED HLTHCARE CALI  :P I H O   :RX    :E    :E     :D    :      :YES    :      :       :
  H0526   A  9   CA PASADENA            KAISER FOUNDATION HP  :P I       :RX    :E L  :      :     :      :YES    :  0.00:       :
  H0528   A  9   CA SAN JOSE            LIFEGUARD, INC.       :P I H   F :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H0528   B  9   CA SAN JOSE            LIFEGUARD, INC.       :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
 *H0528   C  9   CA SAN JOSE            LIFEGUARD, INC.       :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H0529   A  9   CA CYPRESS             PACIFICARE OF CALIFO  :P I       :RX    :E L  :E     :D    :      :YES    :  0.00:       :
  H0543   A  9   CA CYPRESS             PACIFICARE OF CA, IN  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0545   A  9   CA POMONA              INTER VALLEY HEALTH   :P I   O F :RX    :E L  :E     :D    :      :YES    :  0.00:       :
  H0547   A  9   CA SAN BRUNO           AETNA HEALTH PLAN OF  :P I   O   :RX    :E    :E     :D    :      :YES    : 60.00:       :
  H0554   A  9   CA WOODLAND HILLS      CAREAMERICA HEALTH P  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H0554   B  9   CA WOODLAND HILLS      CAREAMERICA HEALTH P  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H0557   A  9   CA ORANGE              FOUNDATION HEALTH, A  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0558   A  9   CA LOS ANGELES         MAXICARE, A CALIFORN  :P   H     :RX    :E    :E     :D    :      :YES    :  0.00:       :


 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
  H0559   A  9   CA CYPRESS             PACIFICARE OF CALIFO  :P I       :      :E L  :E     :     :      :YES    : 25.00:       :
  H0562   A  9   CA VAN NUYS            HEALTH NET            :P I H   F :      :E    :E     :     :      :YES    : 52.00:       :
  H0563   A  9   CA VAN NUYS            HEALTH NET            :P I H   F :RX    :E    :E     :D    :      :YES    : 15.00:       :
  H0564   A  9   CA NEWBURY PARK        BLUE CROSS OF CALIFO  :P I H   F :      :E    :E     :     :      :YES    : 50.00:       :
  H0566   A  9   CA SANTA ROSA          HEALTH PLAN OF THE R  :P   H     :RX    :E    :      :     :      :YES    : 29.00:       :
  H0568   A  9   CA MODESTO             NATIONAL MED, INC.    :P I H     :RX    :E    :      :D    :      :YES    : 22.00:       :
  H0570   A  9   CA WOODLAND HILLS      HEALTH NET            :P I H   F :RX    :E    :E     :     :      :YES    : 30.00:       :
  H0571   A  9   CA SAN FRANCISCO       CHINESE COMMUNITY HE  :P I       :RX    :E L  :E     :     :      :YES    :  0.00:       :
  H0576   A  9   CA JACKSONVILLE        PRUDENTIAL HEALTH CA  :P I     F :RX    :E L  :E     :D    :      :YES    :  0.00:       :
 *H0576   B  9   CA JACKSONVILLE        PRUDENTIAL HEALTH CA  :P I     F :RX    :E L  :E     :D    :      :YES    :      :       :
  H0577   A  9   CA JACKSONVILLE        PRUDENTIAL HEALTH CA  :P I     F :RX    :E L  :E     :D    :      :YES    :  0.00:       :
 *H0577   B  9   CA JACKSONVILLE        PRUDENTIAL HEALTH CA  :P I     F :RX    :E L  :E     :D    :      :YES    :      :       :
  H0580   A  9   CA SANTA ANA           FHP, INC.             :P I H     :RX    :E    :E     :     :      :YES    : 40.00:       :
 *H0580   B  9   CA SANTA ANA           FHP, INC.             :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
 *H0580   C  9   CA SANTA ANA           FHP, INC.             :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H0581   A  9   CA GLENDALE            CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    : 35.00:       :
 *H0581   B  9   CA GLENDALE            CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H0583   A  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H0583   B  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H0583   C  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :     :      :YES    :      :       :
 *H0583   D  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :     :      :YES    :      :       :
  H0584   A  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :     :      :YES    : 20.00:       :
 *H0584   B  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H0584   C  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :     :      :YES    :      :       :
 *H0584   D  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :     :      :YES    :      :       :
  H0586   A  9   CA RANCHO CORDOVA      FOUNDATION HEALTH, A  :P I H   F :RX    :E    :E     :D    :      :YES    : 30.00:       :
  H0588   A  9   CA GLENDALE            CIGNA HEALTHCARE OF   :P I     F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H0590   A  9   CA NEWBURY PARK        BLUE CROSS OF CALIFO  :P I H   F :      :E    :E     :     :      :YES    : 50.00:       :
  H0591   A  9   CA NEWBURY PARK        BLUE CROSS OF CALIFO  :P I H O F :      :E    :E     :     :      :YES    : 50.00:       :
  H0593   A  9   CA MODESTO             NATIONAL MED, INC.    :P I H     :RX    :E    :      :D    :      :YES    : 32.00:       :
  H0594   A  9   CA SAN JOSE            LIFEGUARD, INC.       :P I H   F :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H0594   B  9   CA SAN JOSE            LIFEGUARD, INC.       :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
 *H0594   C  9   CA SAN JOSE            LIFEGUARD, INC.       :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H0595   A  9   CA SAN JOSE            LIFEGUARD, INC.       :P I H   F :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H0595   B  9   CA SAN JOSE            LIFEGUARD, INC.       :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
 *H0595   C  9   CA SAN JOSE            LIFEGUARD, INC.       :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H0598   A  9   CA SAN FRANCISCO       PACIFICARE OF CA, IN  :P I H     :      :E    :E     :     :      :YES    : 25.00:       :
  H0599   A  9   CA SAN FRANCISCO       CALIFORNIA PHYSICIAN  :P I H   F :RX    :E L  :E A   :D    :      :YES    :  0.00:       :
  H9016   A  9   CA INGLEWOOD           UHP HEALTHCARE        :P I   O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H9030   A  9   CA LAS VEGAS           FHP, INC.             :P I H     :RX    :E L  :  A   :     :      :YES    :  0.00:       :
 *H9030   B  9   CA LAS VEGAS           FHP, INC.             :P I H   F :RX    :E L  :E A   :D    :      :YES    :      :       :
  H1230   A  9   HI HONOLULU            KAISER FOUNDATION HP  :P I   O   :RX    :E    :E     :     :      :YES    : 68.60:       :
  H2931   A  9   NV LAS VEGAS           HEALTH PLAN OF NEVAD  :P I   O   :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H2931   B  9   NV LAS VEGAS           HEALTH PLAN OF NEVAD  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :


 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
  H2949   A  9   NV LAS VEGAS           PACIFICARE OF NEVADA  :P I H     :RX    :     :      :     :      :YES    :  0.00:       :
  H2959   A  9   NV LAS VEGAS           HUMANA HEALTH PLAN,   :P I     F :RX    :E    :      :D    :      :YES    :  0.00:       :
  H2960   A  9   NV RENO                HOMETOWN HEALTH PLAN  :P I H     :RX    :     :      :D    :      :YES    :  0.00:       :
 *H2960   B  9   NV RENO                HOMETOWN HEALTH PLAN  :P I H     :RX    :     :      :D    :      :YES    :      :       :
 *H2960   C  9   NV RENO                HOMETOWN HEALTH PLAN  :P I H     :RX    :     :      :D    :      :YES    :      :       :

                     SAN FRANCISCO REGION            54
  --------------------------------------------------------------------------------------------------------------------------------
  H1350   A  10   D BOISE               BLUE CROSS OF  DAHO   :P I       :      :E    :E     :     :      :YES    : 35.00:       :
  H3805   A  10  OR CYPRESS             PACIFICARE OF OREGON  :P I       :      :E L  :E     :     :      :YES    : 37.00:       :
  H3855   A  10  OR PORTLAND            PROV DENCE HEALTH PL  :P I       :      :E    :      :     :      :YES    : 35.00:       :
  H3856   A  10  OR SALEM               HMO OREGON            :P         :      :E    :      :     :      :YES    :  0.00:       :
 *H3856   B  10  OR SALEM               HMO OREGON            :P         :RX    :E    :E     :D    :      :YES    :      :       :
  H3857   A  10  OR EUGENE              SELECTCARE HEALTH PL  :P         :      :E    :E     :     :      :YES    : 41.00:       :
  H3858   A  10  OR EUGENE              SELECTCARE HEALTH PL  :P         :      :E    :E     :     :      :YES    : 44.00:       :
  H9003   A  10  OR PORTLAND            KAISER FOUNDATION HP  :P I       :RX    :E    :      :     :      :YES    : 75.00:       :
  H9047   A  10  OR PORTLAND            PROV DENCE HEALTH PL  :P I       :      :E    :      :     :      :YES    : 45.00:       :
  H9049   A  10  OR SALEM               HMO OREGON,INC.       :P   H     :      :E    :      :     :      :YES    :  0.00:       :
 *H9049   B  10  OR SALEM               HMO OREGON,INC.       :P   H     :RX    :E    :E     :D    :      :YES    :      :       :
  H5005   A  10  WA CYPRESS             PACIFICARE OF WASHIN  :P I H     :      :E    :E     :     :      :YES    : 39.00:       :
  H5050   A  10  WA SEATTLE             GROUP HEALTH COOP OF  :P I       :      :E    :E     :     :      :YES    : 61.00:       :
 *H5050   B  10  WA SEATTLE             GROUP HEALTH COOP OF  :P I H     :      :E    :E     :D    :      :YES    :      :       :
 *H5050   C  10  WA SEATTLE             GROUP HEALTH COOP OF  :P I H     :RX    :E    :E     :     :      :YES    :      :       :
  H5052   A  10  WA SEATTLE             PROV DENCE HEALTH PL  :P I   O   :      :E L  :E A   :     :      :YES    : 15.00:       :
  H5053   A  10  WA SPOKANE             QUAL-MED, INLAND NOR  :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
  H5055   A  10  WA SPOKANE             QUAL-MED WASHINGTON   :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
  H5063   A  10  WA SEATTLE             OPTIONS HEALTH CARE,  :P I       :      :E    :E     :     :      :YES    : 65.00:       :
 *H5063   B  10  WA SEATTLE             OPTIONS HEALTH CARE,  :P I       :      :E    :E     :D    :      :YES    :      :       :
  H5066   A  10  WA SPOKANE             MEDICAL SERVICE CORP  :P I       :RX    :E    :E     :     :      :NO     : 29.00:       :
 *H5066   B  10  WA SPOKANE             MEDICAL SERVICE CORP  :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H5069   A  10  WA SPOKANE             GROUP HEALTH NORTHWE  :P I H     :      :E L  :E     :     :      :YES    :  0.00:       :
 *H5069   B  10  WA SPOKANE             GROUP HEALTH NORTHWE  :P I H     :RX    :E L  :E     :     :      :YES    :      :       :
  H5071   A  10  WA MOUNTLAKE TERRACE   HEALTHPLUS            :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
  H5072   A  10  WA SEATTLE             HMO WASHINGTON        :P I   O F :      :E    :E     :     :      :YES    :  0.00:       :

                     SEATTLE REGION                  20
  --------------------------------------------------------------------------------------------------------------------------------









 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE

 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
  H1069   A  4   FL JACKSONVILLE        PCA HEALTH PLANS OF   :P I     F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1098   A  4   FL TAMPA               CIGNA HEALTHCARE OF   :P I       :RX    :E    :      :     :      :YES    :  0.00:       :
  H2353   A  5   MI ANN ARBOR           MCARE                 :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
  H4569   A  6   TX HOUSTON             CIGNA HEALTHCARE OF   :          :RX    :E    :      :     :      :NO     :  0.00:       :
  H3664   A  5   OH CANTON              PRIMETIME MEDICAL IN  :P I     F :      :E L  :E A   :D    :      :NO     :  0.00:       :
  H3666   A  5   OH CINCINNATI          HUMANA HEALTH PLAN O  :P I   O F :RX    :E L  :E A   :D    :      :YES    :  0.00:       :
  H3378   A  2   NY MELVILLE            MDNY HEALTHCARE, INC  :P I H O F :RX    :E L  :E A   :D    :      :YES    :  0.00:       :
 *H3378   B  2   NY MELVILLE            MDNY HEALTHCARE, INC  :P I H O F :RX    :E L  :E A   :D    :      :YES    :      :       :
  H2158   A  3   MD BALTIMORE           PRUDENTIAL HEALTH CA  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H0528   A  9   CA SAN JOSE            LIFEGUARD, INC.       :P I H   F :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H0528   B  9   CA SAN JOSE            LIFEGUARD, INC.       :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
 *H0528   C  9   CA SAN JOSE            LIFEGUARD, INC.       :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H1081   A  4   FL MAITLAND            PRUDENTIAL HLTH CARE  :P I   O   :RX    :E    :E     :     :      :YES    :  0.00:       :
  H5069   A  10  WA SPOKANE             GROUP HEALTH NORTHWE  :P I H     :      :E L  :E     :     :      :YES    :  0.00:       :
 *H5069   B  10  WA SPOKANE             GROUP HEALTH NORTHWE  :P I H     :RX    :E L  :E     :     :      :YES    :      :       :
  H1074   A  4   FL ATLANTA             PRUDENTIAL HLTH CARE  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
  H2656   A  7   MO KANSAS CITY         GOOD HEALTH HMO, INC  :P I       :      :E    :E     :     :      :YES    :  0.00:       :
 *H2656   B  7   MO KANSAS CITY         GOOD HEALTH HMO, INC  :P I       :RX    :E    :E     :     :      :YES    :      :       :
 *H2656   C  7   MO KANSAS CITY         GOOD HEALTH HMO, INC  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H1073   A  4   FL ATLANTA             PRUDENTIAL HLTH CARE  :P I     F :RX    :E    :E     :D    :      :NO     :  0.00:       :
  H9001   A  1   MA WORCHESTER          FALLON COMMUNITY HEA  :P I       :      :     :      :D    :      :YES    :  0.00:       :
  H1078   A  4   FL MIAMI               NEIGHBORHOOD HEALTH   :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0545   A  9   CA POMONA              INTER VALLEY HEALTH   :P I   O F :RX    :E L  :E     :D    :      :YES    :  0.00:       :
  H1070   A  4   FL JACKSONVILLE        PRUDENTIAL HLTH CARE  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
  H5253   A  5   WI MILWAUKEE           PRIMECARE HEALTH PLA  :P I H O F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H4563   A  6   TX FORT LAUDERDALE     PRUDENTIAL HLTH CARE  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
  H0355   A  9   AZ PHOENIX             BLUE CROSS/SHIELD OF  :P I   O   :RX    :E    :      :D    :      :YES    :  0.00:       :
 *H0355   B  9   AZ PHOENIX             BLUE CROSS/SHIELD OF  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H1955   A  6   LA BATON ROUGE         GULF SOUTH HEALTH PL  :P I   O   :RX    :E L  :E A   :D    :      :YES    :  0.00:       :
  H3671   A  5   OH CICINNATI           AETNA HEALTH PLANS O  :P I   O   :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1170   A  4   GA ATLANTA             KAISER FOUNDATION HP  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1026   A  4   FL JACSONVILLE         HEALTH OPTIONS, INC   :      O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1962   A  6   LA METAIRE             AETNA HEALTH PLANS O  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H1962   B  6   LA METAIRE             AETNA HEALTH PLANS O  :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H1082   A  4   FL TAMPA               HEALTH OPTIONS, INC   :          :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0543   A  9   CA CYPRESS             PACIFICARE OF CA, IN  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0571   A  9   CA SAN FRANCISCO       CHINESE COMMUNITY HE  :P I       :RX    :E L  :E     :     :      :YES    :  0.00:       :
  H4571   A  6   TX IRVING              AETNA HEALTH PLANS O  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H3158   A  2   NJ NEW BRUNSWICK       HIP OF NEW JERSEY, I  :P I H     :RX    :E L  :E     :D    :      :YES    :  0.00:       :
 *H3158   B  2   NJ NEW BRUNSWICK       HIP OF NEW JERSEY, I  :P I H     :RX    :E L  :E     :D    :      :YES    :      :       :
  H2101   A  3   MD TIMONIUM            HEALTHCARE CORP. OF   :P I H O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1095   A  4   FL JACKSONVILLE        HEALTH OPTIONS, INC   :          :RX    :E    :      :D    :      :YES    :  0.00:       :
  H1406   A  5   IL CHICAGO             HUMANA HEALTH PLAN,   :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H1406   B  5   IL CHICAGO             HUMANA HEALTH PLAN,   :P I     F :RX    :E    :E     :D    :      :YES    :      :       :


 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
  H3657   A  5   OH CLEVELAND           QUALCHOICE HEALTH PL  :P I H O F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1751   A  7   KS AURORA              KAISER FOUNDATION HP  :P         :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H1751   B  7   KS AURORA              KAISER FOUNDATION HP  :P         :RX    :E    :E     :     :      :YES    :      :       :
  H0558   A  9   CA LOS ANGELES         MAXICARE, A CALIFORN  :P   H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H4504   A  6   TX LOUISVILLE          HUMANA HP OF TEXAS    :P I     F :RX    :E    :E A   :D    :      :YES    :  0.00:       :
 *H4504   B  6   TX LOUISVILLE          HUMANA HP OF TEXAS    :P I     F :RX    :E    :E A   :D    :      :YES    :      :       :
  H0577   A  9   CA JACKSONVILLE        PRUDENTIAL HEALTH CA  :P I     F :RX    :E L  :E     :D    :      :YES    :  0.00:       :
 *H0577   B  9   CA JACKSONVILLE        PRUDENTIAL HEALTH CA  :P I     F :RX    :E L  :E     :D    :      :YES    :      :       :
  H4560   A  6   TX SAN ANTONIO         PRUDENTIAL HLTH CARE  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H4510   A  6   TX SAN ANTONIO         HUMANA HP OF TEXAS    :P I     F :RX    :E L  :E A   :D    :      :YES    :  0.00:       :
 *H4510   B  6   TX SAN ANTONIO         HUMANA HP OF TEXAS    :P I     F :RX    :E L  :E A   :D    :      :YES    :      :       :
  H0576   A  9   CA JACKSONVILLE        PRUDENTIAL HEALTH CA  :P I     F :RX    :E L  :E     :D    :      :YES    :  0.00:       :
 *H0576   B  9   CA JACKSONVILLE        PRUDENTIAL HEALTH CA  :P I     F :RX    :E L  :E     :D    :      :YES    :      :       :
  H3365   A  2   NY NEW YORK            CIGNA HEALTHCARE OF   :P I       :RX    :E L  :E A   :     :      :YES    :  0.00:       :
  H3654   A  5   OH CLEVELAND           PRUDENTIAL HEALTH CA  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H3856   A  10  OR SALEM               HMO OREGON            :P         :      :E    :      :     :      :YES    :  0.00:       :
 *H3856   B  10  OR SALEM               HMO OREGON            :P         :RX    :E    :E     :D    :      :YES    :      :       :
  H0526   A  9   CA PASADENA            KAISER FOUNDATION HP  :P I       :RX    :E L  :      :     :      :YES    :  0.00:       :
  H0524   A  9   CA PASADENA            KAISER FOUNDATION HP  :P I       :RX    :E L  :      :     :      :YES    :  0.00:       :
  H0523   A  9   CA SAN BERNARDINO      AETNA HP OF CALIFORN  :  I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H3655   A  5   OH CINCINNATI          COMMUNITY INSURANCE   :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H0307   A  9   AZ PHOENIX             HUMANA HEALTH PLAN,   :P I     F :RX    :E L  :E A   :D    :      :YES    :  0.00:       :
 *H0307   B  9   AZ PHOENIX             HUMANA HEALTH PLAN,   :P I     F :RX    :E L  :E A   :D    :      :YES    :      :       :
  H9049   A  10  OR SALEM               HMO OREGON,INC.       :P   H     :      :E    :      :     :      :YES    :  0.00:       :
 *H9049   B  10  OR SALEM               HMO OREGON,INC.       :P   H     :RX    :E    :E     :D    :      :YES    :      :       :
  H2959   A  9   NV LAS VEGAS           HUMANA HEALTH PLAN,   :P I     F :RX    :E    :      :D    :      :YES    :  0.00:       :
  H2666   A  7   MO KANSAS CITY         HEALTHNET             :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H2666   B  7   MO KANSAS CITY         HEALTHNET             :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H4951   A  3   VA GLEN ALLEN          CIGNA HEALTHCARE OF   :P I H     :RX    :E L  :E     :     :      :YES    :  0.00:       :
 *H4951   B  3   VA GLEN ALLEN          CIGNA HEALTHCARE OF   :P I H   F :RX    :E    :E     :     :      :YES    :      :       :
  H0588   A  9   CA GLENDALE            CIGNA HEALTHCARE OF   :P I     F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H9045   A  5   IL CHICAGO             UNITED HEALTHCARE OF  :P I H     :      :     :      :     :      :YES    :  0.00:       :
 *H9045   B  5   IL CHICAGO             UNITED HEALTHCARE OF  :P I H     :      :E    :E     :D    :      :YES    :      :       :
 *H9045   C  5   IL CHICAGO             UNITED HEALTHCARE OF  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
 *H9045   D  5   IL CHICAGO             UNITED HEALTHCARE OF  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H0350   A  9   AZ PHOENIX             MARICOPA COUNTY HEAL  :P   H     :      :E    :E     :D    :      :YES    :  0.00:       :
 *H0350   B  9   AZ PHOENIX             MARICOPA COUNTY HEAL  :P   H     :RX    :E    :E     :D    :      :YES    :      :       :
  H3307   A  2   NY NORWALK             OXFORD HEALTH PLANS   :P I H O   :RX    :     :      :     :      :YES    :  0.00:       :
  H0752   A  1   CT NORWALK             OXFORD HEALTH PLANS,  :P         :RX    :     :      :     :      :YES    :  0.00:       :
  H3330   A  2   NY NEW YORK            HIP OF GREATER NEW Y  :P I H O F :RX    :E    :E A   :D    :      :YES    :  0.00:       :
 *H3330   B  2   NY NEW YORK            HIP OF GREATER NEW Y  :P I H O F :RX    :E    :E A   :D    :      :YES    :      :       :
  H4567   A  6   TX DALLAS              UNITED HEALTHCARE OF  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
  H0630   A  8   CO DENVER              KAISER FOUNDATION HP  :P         :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H0630   B  8   CO DENVER              KAISER FOUNDATION HP  :P         :RX    :E    :E     :D    :      :YES    :      :       :


 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
  H9011   A  4   FL TAMPA               UNITED HEALTHCARE OF  :P I H O F :RX    :E    :E     :D    :      :NO     :  0.00:       :
  H0529   A  9   CA CYPRESS             PACIFICARE OF CALIFO  :P I       :RX    :E L  :E     :D    :      :YES    :  0.00:       :
  H1750   A  7   KS WICHITA             PREFERRED PLUS OF KA  :P I       :      :     :      :     :      :YES    :  0.00:       :
 *H1750   B  7   KS WICHITA             PREFERRED PLUS OF KA  :P I       :      :E    :      :     :      :YES    :      :       :
 *H1750   C  7   KS WICHITA             PREFERRED PLUS OF KA  :P I       :RX    :E    :      :     :      :YES    :      :       :
  H3658   A  5   OH CINCINNATI          FHP OF OHIO, INC      :P I H     :RX    :E    :      :D    :      :YES    :  0.00:       :
 *H3658   B  5   OH CINCINNATI          FHP OF OHIO, INC      :P I H     :RX    :E    :      :D    :      :YES    :      :       :
 *H3658   C  5   OH CINCINNATI          FHP OF OHIO, INC      :P I H     :RX    :E    :      :D    :      :YES    :      :       :
  H1460   A  5   IL OAKBROOK TERRACE    FHP OF ILLINOIS, INC  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H1460   B  5   IL OAKBROOK TERRACE    FHP OF ILLINOIS, INC  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H0150   A  4   AL BIRMINGHAM          HEALTH PARTNERS OF A  :P I       :      :E    :E     :     :      :YES    :  0.00:       :
  H0660   A  8   CO OMAHA               MUTUAL OF OMAHA OF C  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H3379   A  2   NY NEW YORK            UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :NO     :  0.00:       :
  H3051   A  1   NH BEDFORD             MATTHEW THORNTON HEA  :P         :      :E    :      :     :      :YES    :  0.00:       :
  H3159   A  2   NY NEW YORK            UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1035   A  4   FL DAYTONA BEACH       FLOR DA HEALTH CARE   :  I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H1035   B  4   FL DAYTONA BEACH       FLOR DA HEALTH CARE   :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H0954   A  3   MD ROCKVILLE           KAISER FNDN HP OF TH  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H3359   A  2   NY NEW HYDE PARK       MANAGED HEALTH, INC.  :P I H     :      :E L  :E A   :     :      :YES    :  0.00:       :
  H1013   A  4   FL MIAMI               FOUNDATION HEALTH, A  :P   H     :RX    :E    :E     :D    :      :NO     :  0.00:       :
  H4653   A  8   UT SALT LAKE CITY      PACIFICARE OF UTAH,   :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
 *H4653   B  8   UT SALT LAKE CITY      PACIFICARE OF UTAH,   :P I H     :RX    :E    :E     :     :      :YES    :      :       :
 *H4653   C  8   UT SALT LAKE CITY      PACIFICARE OF UTAH,   :P I H     :RX    :E    :E     :     :      :YES    :      :       :
  H0659   A  8   CO DENVER              CIGNA HEALTHCARE OF   :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H3667   A  5   OH CINCINNATI          CHOICECARE HEALTH PL  :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H2849   A  7   NE OMAHA               EXCLUSIVE HEALTHCARE  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0661   A  8   CO ENGLEWOOD           UNITED HEALTHCARE OF  :P I   O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1458   A  5   IL DES PLAINES         HEALTH DIRECT INSURA  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H1458   B  5   IL DES PLAINES         HEALTH DIRECT INSURA  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H2949   A  9   NV LAS VEGAS           PACIFICARE OF NEVADA  :P I H     :RX    :     :      :     :      :YES    :  0.00:       :
  H9030   A  9   CA LAS VEGAS           FHP, INC.             :P I H     :RX    :E L  :  A   :     :      :YES    :  0.00:       :
 *H9030   B  9   CA LAS VEGAS           FHP, INC.             :P I H   F :RX    :E L  :E A   :D    :      :YES    :      :       :
  H4102   A  1   RI WARWICK             UNITED HEALTH PLANS   :P I H O F :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H4102   B  1   RI WARWICK             UNITED HEALTH PLANS   :P I H O F :RX    :E    :E     :     :      :YES    :      :       :
 *H4102   C  1   RI WARWICK             UNITED HEALTH PLANS   :P I H O F :RX    :E    :E     :     :      :YES    :      :       :
  H4153   A  1   RI WARWICK             UNITED HEALTH PLANS   :P I H O F :      :E    :E     :     :      :YES    :  0.00:       :
 *H4153   B  1   RI WARWICK             UNITED HEALTH PLANS   :P I H O F :      :E    :E     :     :      :YES    :      :       :
  H3161   A  2   NJ NEW YORK            NYLCARE HEALTH PLANS  :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H2659   A  7   MO ST. LOUIS           HMO MISSOURI, INC.    :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H2256   A  1   MA WALTHAM             TUFTS ASSOCIATED HMO  :P I H O   :      :E    :      :D    :      :YES    :  0.00:       :
  H3360   A  2   NY MELVILLE            VYTRA HEALTHCARE      :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3360   B  2   NY MELVILLE            VYTRA HEALTHCARE      :P I       :RX    :E    :E     :D    :      :YES    :      :       :
 *H3360   C  2   NY MELVILLE            VYTRA HEALTHCARE      :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H2960   A  9   NV RENO                HOMETOWN HEALTH PLAN  :P I H     :RX    :     :      :D    :      :YES    :  0.00:       :


 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
 *H2960   B  9   NV RENO                HOMETOWN HEALTH PLAN  :P I H     :RX    :     :      :D    :      :YES    :      :       :
 *H2960   C  9   NV RENO                HOMETOWN HEALTH PLAN  :P I H     :RX    :     :      :D    :      :YES    :      :       :
  H0554   A  9   CA WOODLAND HILLS      CAREAMERICA HEALTH P  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H0554   B  9   CA WOODLAND HILLS      CAREAMERICA HEALTH P  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H3960   A  3   PA HARRISBURG          HEALTHAMERICA OF CEN  :P I       :      :     :      :     :      :YES    :  0.00:       :
 *H3960   B  3   PA HARRISBURG          HEALTHAMERICA OF CEN  :P I       :RX    :E L  :E A   :D    :      :YES    :      :       :
  H3354   A  2   NY JACKSON HEIGHTS     NYLCARE HEALTH PLANS  :P I H O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3354   B  2   NY JACKSON HEIGHTS     NYLCARE HEALTH PLANS  :P I H O F :RX    :E    :E     :D    :      :YES    :      :       :
  H3366   A  2   NY WHITE PLAINS        PHYSICIANS HLTH SVC   :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3366   B  2   NY WHITE PLAINS        PHYSICIANS HLTH SVC   :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3366   C  2   NY WHITE PLAINS        PHYSICIANS HLTH SVC   :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3366   D  2   NY WHITE PLAINS        PHYSICIANS HLTH SVC   :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3366   E  2   NY WHITE PLAINS        PHYSICIANS HLTH SVC   :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H3959   A  3   PA PITTSBURGH          HEALTHAMERICA PENNSY  :P I       :      :E    :      :     :      :YES    :  0.00:       :
 *H3959   B  3   PA PITTSBURGH          HEALTHAMERICA PENNSY  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
 *H3959   C  3   PA PITTSBURGH          HEALTHAMERICA PENNSY  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H4249   A  4   SC COLUMBIA            COMPANION HEALTHCARE  :P I       :      :     :      :     :      :YES    :  0.00:       :
 *H4249   B  4   SC COLUMBIA            COMPANION HEALTHCARE  :P I   O   :RX    :E L  :E A   :     :      :YES    :      :       :
  H2654   A  7   MO ST LOUIS            UNITED HEALTHCARE OF  :P I H O F :RX    :E L  :E     :     :      :YES    :  0.00:       :
 *H2654   B  7   MO ST LOUIS            UNITED HEALTHCARE OF  :P I H O F :RX    :E    :E     :     :      :NO     :      :       :
  H1076   A  4   FL HOLLYWOOD           HIP HEALTH PLAN OF F  :P I     F :RX    :E L  :E A   :D    :      :YES    :  0.00:       :
  H1088   A  4   FL JACKSONVILLE        PRINCIPAL HEALTH CAR  :P I     F :RX    :E    :      :D    :      :YES    :  0.00:       :
  H2663   A  7   MO ST. LOUIS           GROUP HEALTH PLAN, I  :P         :RX    :E    :      :D    :      :YES    :  0.00:       :
  H0354   A  9   AZ PHOENIX             CIGNA HEALTHCARE OF   :P I     F :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H0354   B  9   AZ PHOENIX             CIGNA HEALTHCARE OF   :P I     F :RX    :E    :E     :     :      :YES    :      :       :
  H1087   A  4   FL TAMPA               CIGNA HEALTHCARE OF   :P I       :RX    :E    :      :     :      :YES    :  0.00:       :
  H4452   A  4   TN NASHVILLE           HEALTH 1*2*3          :P I H O   :      :E    :      :     :      :YES    :  0.00:       :
 *H4452   B  4   TN NASHVILLE           HEALTH 1*2*3          :P I H O   :RX    :E    :      :     :      :YES    :      :       :
  H3107   A  2   NY NORWALK             OXFORD HEALTH PLANS   :P         :RX    :     :      :     :      :YES    :  0.00:       :
  H3160   A  2   NJ ROCKAWAY            CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H0599   A  9   CA SAN FRANCISCO       CALIFORNIA PHYSICIAN  :P I H   F :RX    :E L  :E A   :D    :      :YES    :  0.00:       :
  H2152   A  3   MD GREENBELT           NYLCARE HEALTH PLANS  :P I H O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H2152   B  3   MD GREENBELT           NYLCARE HEALTH PLANS  :P I H O F :RX    :E    :E     :D    :      :YES    :      :       :
 *H2152   C  3   MD GREENBELT           NYLCARE HEALTH PLANS  :P I H O F :RX    :E    :E     :D    :      :YES    :      :       :
 *H2152   D  3   MD GREENBELT           NYLCARE HEALTH PLANS  :P I H O F :RX    :E    :E     :D    :      :YES    :      :       :
  H1461   A  5   IL OAKBROOK            NYLCARE, INC.         :P I     F :RX    :E L  :E A   :D    :      :YES    :  0.00:       :
 *H1461   B  5   IL OAKBROOK            NYLCARE, INC.         :P I   O F :RX    :E L  :E A   :D    :      :YES    :      :       :
  H1016   A  4   FL MIAMI               AV-MED HEALTH PLAN I  :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H4507   A  6   TX IRVING              NYLCARE HEALTH PLANS  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H4507   B  6   TX IRVING              NYLCARE HEALTH PLANS  :P I H O F :RX    :E    :E     :D    :      :YES    :      :       :
  H3953   A  3   PA WILKES BARRE        HMO OF NORTHEASTERN   :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3953   B  3   PA WILKES BARRE        HMO OF NORTHEASTERN   :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
 *H3953   C  3   PA WILKES BARRE        HMO OF NORTHEASTERN   :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H0352   A  9   AZ TUCSON              HEALTHPARTNERS HEALT  :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :


 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
 *H0352   B  9   AZ TUCSON              HEALTHPARTNERS HEALT  :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
 *H0352   C  9   AZ TUCSON              HEALTHPARTNERS HEALT  :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H3370   A  2   NY NEW YORK            EMPIRE BLUE CROSS-BL  :P I H O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0504   A  9   CA SAN FRANCISCO       CALIFORNIA PHYSICIAN  :P I H   F :RX    :E L  :E A   :D    :      :YES    :  0.00:       :
  H3253   A  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :        F :      :E L  :E A   :D    :      :YES    :  0.00:       :
 *H3253   B  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :        F :RX    :E L  :E A   :D    :      :YES    :      :       :
 *H3253   C  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :        F :RX    :E L  :E A   :D    :      :YES    :      :       :
 *H3253   D  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :        F :RX    :E L  :E A   :D    :      :YES    :      :       :
  H4559   A  6   TX ARLINGTON           HARRIS HEALTH PLAN,I  :P I       :RX    :E L  :E     :     :      :YES    :  0.00:       :
  H3373   A  2   NY LATHAM              CAPITAL AREA COMMUNI  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H3373   B  2   NY LATHAM              CAPITAL AREA COMMUNI  :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H3251   A  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :        F :      :E L  :E A   :D    :      :YES    :  0.00:       :
 *H3251   B  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :        F :RX    :E L  :E A   :D    :      :YES    :      :       :
 *H3251   C  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :        F :RX    :E L  :E A   :D    :      :YES    :      :       :
 *H3251   D  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :        F :RX    :E L  :E A   :D    :      :YES    :      :       :
  H3363   A  2   NY FARMINGTON          KAISER FOUNDATION HP  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0151   A  4   AL BIRMINGHAM          UNITED HEALTHCARE OF  :P I H O   :      :E    :E     :D    :      :YES    :  0.00:       :
  H0152   A  4   AL BIRMINGHAM          UNITED HEALTHCARE OF  :P I H O   :      :E    :E     :     :      :YES    :  0.00:       :
  H1080   A  4   FL TAMPA               UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H1080   B  4   FL TAMPA               UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H0594   A  9   CA SAN JOSE            LIFEGUARD, INC.       :P I H   F :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H0594   B  9   CA SAN JOSE            LIFEGUARD, INC.       :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
 *H0594   C  9   CA SAN JOSE            LIFEGUARD, INC.       :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H1954   A  6   LA BATON ROUGE         COMMUNITY HLTH NETWO  :P I H O   :      :E    :E     :D    :      :YES    :  0.00:       :
  H1155   A  4   GA ATLANTA             UNITED HEALTHCARE OF  :P I H   F :RX    :E L  :E     :     :      :YES    :  0.00:       :
 *H1155   B  4   GA ATLANTA             UNITED HEALTHCARE OF  :P I H   F :RX    :E L  :E     :     :      :YES    :      :       :
  H0603   A  8   CO DENVER              HMO COLORADO, INC     :P I   O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H2931   A  9   NV LAS VEGAS           HEALTH PLAN OF NEVAD  :P I   O   :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H2931   B  9   NV LAS VEGAS           HEALTH PLAN OF NEVAD  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :
  H1958   A  6   LA METAIRIE            SMA HMO,INC.          :P I       :RX    :E L  :E A   :     :      :YES    :  0.00:       :
  H3361   A  2   NY KINGSTON            WELLCARE_OF NEW YORK  :P I       :RX    :E L  :E A   :     :      :YES    :  0.00:       :
 *H3361   B  2   NY KINGSTON            WELLCARE_OF NEW YORK  :P I       :RX    :E L  :E A   :     :      :YES    :      :       :
  H4570   A  6   TX IRVING              AETNA HEALTH PLANS O  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H3957   A  3   PA PITTSBURG           KEYSTONE HEALTH PLAN  :P I   O   :      :E L  :E A   :D    :      :YES    :  0.00:       :
 *H3957   B  3   PA PITTSBURG           KEYSTONE HEALTH PLAN  :P I   O   :RX    :E L  :E A   :D    :      :YES    :      :       :
 *H3957   C  3   PA PITTSBURG           KEYSTONE HEALTH PLAN  :P I   O   :RX    :E L  :E A   :D    :      :YES    :      :       :
  H3952   A  3   PA PHILADELPHIA        KEYSTONE HEALTH PLAN  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H3952   B  3   PA PHILADELPHIA        KEYSTONE HEALTH PLAN  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
 *H3952   C  3   PA PHILADELPHIA        KEYSTONE HEALTH PLAN  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H0595   A  9   CA SAN JOSE            LIFEGUARD, INC.       :P I H   F :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H0595   B  9   CA SAN JOSE            LIFEGUARD, INC.       :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
 *H0595   C  9   CA SAN JOSE            LIFEGUARD, INC.       :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H3156   A  2   NJ WILMINGTON          AMER HEALTH HMO_INC   :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
 *H3156   B  2   NJ WILMINGTON          AMER HEALTH HMO_INC   :P I H     :RX    :E    :E     :D    :      :YES    :      :       :


 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
 *H3156   C  2   NJ WILMINGTON          AMER HEALTH HMO_INC   :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
 *H3156   D  2   NJ WILMINGTON          AMER HEALTH HMO_INC   :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H3154   A  2   NJ NEWARK              MEDIGROUP, INC.       :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1036   A  4   FL LOUISVILLE          HUMANA MEDICAL PLAN,  :P I       :RX    :E L  :E A   :     :      :YES    :  0.00:       :
 *H1036   B  4   FL LOUISVILLE          HUMANA MEDICAL PLAN,  :P I       :RX    :E L  :E A   :D    :      :YES    :      :       :
 *H1036   C  4   FL LOUISVILLE          HUMANA MEDICAL PLAN,  :P I       :RX    :E L  :E A   :D    :      :YES    :      :       :
 *H1036   D  4   FL LOUISVILLE          HUMANA MEDICAL PLAN,  :P I       :RX    :E L  :E A   :D    :      :YES    :      :       :
 *H1036   E  4   FL LOUISVILLE          HUMANA MEDICAL PLAN,  :P I       :RX    :E L  :E A   :D    :      :YES    :      :       :
 *H1036   F  4   FL LOUISVILLE          HUMANA MEDICAL PLAN,  :P I       :RX    :E L  :E A   :D    :      :YES    :      :       :
  H3663   A  5   OH CLEVELAND           EMERALD HMO, INC.     :P I   O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H3050   A  1   NH CONCORD             HEALTHSOURCE NEW HAM  :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
  H2649   A  7   MO LOUISVILLE          HUMANA KANSAS CITY,   :P I       :RX    :E L  :E A   :     :      :YES    :  0.00:       :
 *H2649   B  7   MO LOUISVILLE          HUMANA KANSAS CITY,   :P I       :RX    :E L  :E A   :     :      :YES    :      :       :
  H2802   A  7   NE OMAHA               UNITED HEALTHCARE OF  :P I     F :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H2802   B  7   NE OMAHA               UNITED HEALTHCARE OF  :P I     F :RX    :E    :E     :     :      :YES    :      :       :
 *H2802   C  7   NE OMAHA               UNITED HEALTHCARE OF  :P I     F :RX    :E    :E     :     :      :YES    :      :       :
  H0758   A  1   CT HARTFORD            CIGNA HEALTHCARE OF   :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H3155   A  2   NJ RED BANK            FIRST OPTION HEALTH   :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3155   B  2   NJ RED BANK            FIRST OPTION HEALTH   :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H0153   A  4   AL BIRMINGHAM          HEALTH PARTNERS OF A  :P I       :      :E    :E     :     :      :YES    :  0.00:       :
  H1071   A  4   FL JACSONVILLE         HEALTH OPTIONS, INC   :          :RX    :E    :  A   :D    :      :YES    :  0.00:       :
  H0756   A  1   CT NORTH HAVEN         BLUE CROSS & BLUE SH  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
  H3659   A  5   OH EDINA               UNITED HEALTHCARE OF  :P I H O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3659   B  5   OH EDINA               UNITED HEALTHCARE OF  :P I H O F :RX    :E    :E     :D    :      :NO     :      :       :
  H2151   A  3   MD BALTIMORE           UNITED HEALTHCARE OF  :P I H O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H2151   B  3   MD BALTIMORE           UNITED HEALTHCARE OF  :P I H O F :RX    :E    :E     :D    :      :YES    :      :       :
  H1156   A  4   GA BLUE BELL           USHC OF GEORGIA INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H1156   B  4   GA BLUE BELL           USHC OF GEORGIA INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H1156   C  4   GA BLUE BELL           USHC OF GEORGIA INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H1156   D  4   GA BLUE BELL           USHC OF GEORGIA INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H1956   A  6   LA NEW ORLEANS         ADVANTAGE HEALTH PLA  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H3049   A  1   MA BLUE BELL           US HEALTHCARE OF NEW  :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3049   B  1   MA BLUE BELL           US HEALTHCARE OF NEW  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3049   C  1   MA BLUE BELL           US HEALTHCARE OF NEW  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3049   D  1   MA BLUE BELL           US HEALTHCARE OF NEW  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H3362   A  2   NY BUFFALO             INDEPENDENT HEALTH A  :P I       :      :E    :      :     :      :YES    :  0.00:       :
  H5055   A  10  WA BUFFALO             QUAL-MED WASHINGTON   :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
  H2154   A  3   PA BLUE BELL           US HEALTH CARE, INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H2154   B  3   PA BLUE BELL           US HEALTH CARE, INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H2154   C  3   PA BLUE BELL           US HEALTH CARE, INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H2255   A  1   MA BLUE BELL           US HEALTHCARE INC MA  :P I   O   :      :E    :E     :D    :      :YES    :  0.00:       :
 *H2255   B  1   MA BLUE BELL           US HEALTHCARE INC MA  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H2255   C  1   MA BLUE BELL           US HEALTHCARE INC MA  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H2255   D  1   MA BLUE BELL           US HEALTHCARE INC MA  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :


 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
  H0953   A  3   PA BLUE BELL           US HEALTH CARE, INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H0953   B  3   PA BLUE BELL           US HEALTH CARE, INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H0953   C  3   PA BLUE BELL           US HEALTH CARE, INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H0953   D  3   PA BLUE BELL           US HEALTH CARE, INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H0615   A  8   CO AURORA              QUAL-MED, INC., DENV  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0583   A  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H0583   B  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H0583   C  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :     :      :YES    :      :       :
 *H0583   D  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :     :      :YES    :      :       :
  H1951   A  6   LA METAIRIE            OCHSNER HEALTH PLAN   :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H1951   B  6   LA METAIRIE            OCHSNER HEALTH PLAN   :P I H     :RX    :E    :E     :     :      :YES    :      :       :
  H3656   A  5   OH RICHFIELD           AETNA HEALTH PLANS O  :P I   O   :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H3656   B  5   OH RICHFIELD           AETNA HEALTH PLANS O  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :
  H3755   A  6   OK TULSA               COMMUNITY CARE HMO,   :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
 *H3755   B  6   OK TULSA               COMMUNITY CARE HMO,   :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H4565   A  6   TX HOUSTON             HMO TEXAS, L.C.       :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H5071   A  10  WA MOUNTLAKE TERRACE   HEALTHPLUS            :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
  H4558   A  6   TX HOUSTON             NYLCARE HEALTH PLANS  :P I   O   :      :E    :      :D    :      :YES    :  0.00:       :
 *H4558   B  6   TX HOUSTON             NYLCARE HEALTH PLANS  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H4558   C  6   TX HOUSTON             NYLCARE HEALTH PLANS  :P I   O F :RX    :E    :E     :D    :      :YES    :      :       :
  H4573   A  6   TX HOUSTON             UNITED HEALTHCARE OF  :P I H     :      :E    :E     :D    :      :YES    :  0.00:       :
  H0557   A  9   CA ORANGE              FOUNDATION HEALTH, A  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H9016   A  9   CA INGLEWOOD           UHP HEALTHCARE        :P I   O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H2153   A  3   MD ROCKVILLE           OPTIMUM CHOICE, INC.  :P     O F :      :E    :      :     :      :YES    :  0.00:       :
 *H2153   B  3   MD ROCKVILLE           OPTIMUM CHOICE, INC.  :P     O F :RX    :E    :      :     :      :YES    :      :       :
  H3949   A  3   PA PHILADELPHIA        QUALMED PLANS FOR HE  :P I H   F :RX    :E L  :E A   :D    :      :YES    :  0.00:       :
 *H3949   B  3   PA PHILADELPHIA        QUALMED PLANS FOR HE  :P I H   F :RX    :E L  :E A   :D    :      :YES    :      :       :
  H1084   A  4   FL HOLLYWOOD           HIP HEALTH PLAN OF F  :P I     F :RX    :E L  :E A   :     :      :YES    :  0.00:       :
 *H1084   B  4   FL HOLLYWOOD           HIP HEALTH PLAN OF F  :P I     F :RX    :E L  :E A   :     :      :YES    :      :       :
  H1068   A  4   FL TAMPA               PCA HEALTH PLANS OF   :P I     F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H5053   A  10  WA SPOKANE             QUAL-MED, INLAND NOR  :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
  H1094   A  4   FL BIRMINGHAM          UNITED HEALTHCARE OF  :P I H O   :      :E    :E     :     :      :YES    :  0.00:       :
  H4952   A  3   PA BLUE BELL           US HEALTH CARE_VIRGI  :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H4953   A  3   PA BLUE BELL           US HEALTH CARE_VIRGI  :P I   O   :RX    :E    :E     :D    :      :NO     :  0.00:       :
  H1099   A  4   FL MELBOURNE           HEALTH FIRST HEALTH   :P         :RX    :     :      :     :      :YES    :  0.00:       :
  H3163   A  2   NJ PLEASANTVILLE       PRUDENTIAL HLTH CARE  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H0851   A  3   PA PHILADELPHIA        AMER HEALTH HMO INC.  :P I   O   :      :     :      :     :      :YES    :  0.00:       :
 *H0851   B  3   PA PHILADELPHIA        AMER HEALTH HMO INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H0851   C  3   PA PHILADELPHIA        AMER HEALTH HMO INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H0851   D  3   PA PHILADELPHIA        AMER HEALTH HMO INC.  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H2350   A  5   MI SOUTHFIELD          BLUE CARE NETWORK -   :P I       :      :     :      :     :      :YES    :  0.00:       :
  H1072   A  4   FL MAITLAND            COMMUNITY HEALTH CAR  :P I     F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H0757   A  1   CT NORTH HAVEN         M.D. HEALTH PLAN, IN  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H3954   A  3   PA DANVILLE            PENN STATE GEISINGER  :P I     F :      :E L  :E A   :     :      :YES    :  0.00:       :


 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
 *H3954   B  3   PA DANVILLE            PENN STATE GEISINGER  :P I     F :      :E L  :E A   :     :      :YES    :      :       :
  H0303   A  9   AZ COSTA MESA          PACIFICARE OF ARIZON  :P I H O   :RX    :     :      :     :      :YES    :  0.00:       :
  H1056   A  4   FL MIAMI               PCA HEALTH PLANS OF   :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0452   A  6   AR LITTLE ROCK         UNITED HEALTHCARE OF  :P I H O   :      :E    :E     :     :      :YES    :  0.00:       :
  H0455   A  6   AR LITTLE ROCK         UNITED HEALTHCARE OF  :P I H O   :      :E    :E     :     :      :YES    :  0.00:       :
  H3052   A  1   NH WALTHAM             TUFTS HEALTH PLAN OF  :P   H     :      :E    :E     :     :      :YES    :  0.00:       :
  H2352   A  5   MI FARMINGTON HILLS    CARE CHOICES HMO      :P I       :      :     :      :     :      :YES    :  0.00:       :
  H0520   A  9   CA LONG BEACH          UNITED HEALTHCARE OF  :P I H O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H4574   A  6   NM ALBUQUERQUE         FHP OF NEW MEXICO, I  :P I H   F :      :     :      :     :      :YES    :  0.00:       :
  H3970   A  3   PA LANCASTER           HEALTHGUARD OF LANCA  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H0359   A  9   AZ PHOENIX             AETNA HEALTH PLANS O  :P I   O   :RX    :E    :E     :     :      :YES    :  0.00:       :
  H4457   A  4   TN CHATTANOOGA         HEALTHSOURCE TENNESS  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1015   A  4   FL TAMPA               AETNA U.S. HEALTHCAR  :P I   O F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H0754   A  1   CT FARMINGTON          CONNECTICARE, INC     :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H5072   A  10  WA SEATTLE             HMO WASHINGTON        :P I   O F :      :E    :E     :     :      :YES    :  0.00:       :
  H3457   A  4   NC CHAPEL HILL         WELLPATH SELECT, INC  :P I H O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0525   A  9   CA SAN FRANCISCO       UNITED HLTHCARE CALI  :P I H O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H3250   A  6   NM ALBUQUERQUE         PRESBYTERIAN HEALTH   :P I H     :      :E L  :E     :     :      :YES    :  0.00:       :
 *H3250   B  6   NM ALBUQUERQUE         PRESBYTERIAN HEALTH   :P I H     :RX    :E L  :E     :     :      :YES    :      :       :
 *H3250   C  6   NM ALBUQUERQUE         PRESBYTERIAN HEALTH   :P I H     :RX    :E L  :E     :     :      :YES    :      :       :
  H1020   A  4   FL TAMPA               HEALTH OPTIONS, INC.  :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1465   A  5   IL CHICAGO             AETNA HEALTH PLAN OF  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H4455   A  4   TN CHATTANOOGA         TENNESSEE HEALTH CAR  :P I H   F :      :E    :      :     :      :YES    :  0.00:       :
  H2357   A  5   MI TROY                SELECTCARE HMO,INC.   :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H4566   A  6   TX IRVING              CIGNA HEALTHCARE OF   :P I       :RX    :E    :      :D    :      :NO     :  0.00:       :
  H3674   A  5   OH INDEPENDENCE        CIGNA HEALTHCARE OF   :P I     F :RX    :E    :      :     :      :YES    :  0.00:       :
  H4568   A  6   TX AUSTIN              UNITED HEALTHCARE OF  :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
  H4454   A  4   TN NASHVILLE           HEALTH NET HMO, INC.  :P I       :      :E    :E     :     :      :YES    :  0.00:       :
  H0358   A  9   AZ PHOENIX             UNITED HEALTHCARE OF  :P I H O F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H3204   A  6   NM ALBUQUERQUE         FHP OF NEW MEXICO, I  :P I H   F :      :E    :      :     :      :YES    :  0.04:       :
 *H3204   B  6   NM ALBUQUERQUE         FHP OF NEW MEXICO, I  :P I H   F :RX    :E    :      :     :      :YES    :      :       :
 *H3204   C  6   NM ALBUQUERQUE         FHP OF NEW MEXICO, I  :P I H   F :RX    :E    :      :     :      :YES    :      :       :
  H3607   A  5   OH CLEVELAND           KAISER FOUNDATION HP  :P     O   :      :E    :E     :     :      :YES    :  2.29:       :
 *H3607   B  5   OH CLEVELAND           KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :     :      :YES    :      :       :
 *H3607   C  5   OH CLEVELAND           KAISER FOUNDATION HP  :P     O F :RX    :E    :E     :     :      :YES    :      :       :
  H3757   A  6   OK TULSA               BLUELINCS HMO, INC.   :P I       :      :     :E     :     :      :YES    :  5.92:       :
 *H3757   B  6   OK TULSA               BLUELINCS HMO, INC.   :P I     F :      :E    :E     :D    :      :YES    :      :       :
  H2312   A  5   MI DETROIT             HEALTH ALLIANCE PLAN  :P I H   F :      :E L  :E     :     :      :NO     :  7.06:       :
 *H2312   B  5   MI DETROIT             HEALTH ALLIANCE PLAN  :P I H   F :      :E L  :E     :     :      :YES    :      :       :
 *H2312   C  5   MI DETROIT             HEALTH ALLIANCE PLAN  :P I H   F :RX    :E L  :E     :     :      :YES    :      :       :
  H4651   A  8   UT SALT LAKE CITY       HC CARE, INC.        :P I       :      :E    :E     :     :      :YES    :  9.00:       :
 *H4651   B  8   UT SALT LAKE CITY       HC CARE, INC.        :P I       :      :E    :E     :     :      :YES    :      :       :
 *H4651   C  8   UT SALT LAKE CITY       HC CARE, INC.        :P I       :RX    :E    :E     :     :      :YES    :      :       :
 *H4651   D  8   UT SALT LAKE CITY       HC CARE, INC.        :P I       :RX    :E    :E     :     :      :YES    :      :       :


 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
  H1890   A  4   KY LOUISVILLE          HUMANA HEALTH PLAN,   :P I     F :RX    :E L  :E A   :D    :      :YES    : 10.00:       :
 *H1890   B  4   KY LOUISVILLE          HUMANA HEALTH PLAN,   :P I     F :RX    :E L  :E A   :D    :      :YES    :      :       :
  H0850   A  3   PA BLUE BELL           US HEALTHCARE DELAWA  :P I   O   :RX    :E    :E     :D    :      :YES    : 10.00:       :
 *H0850   B  3   PA BLUE BELL           US HEALTHCARE DELAWA  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H0850   C  3   PA BLUE BELL           US HEALTHCARE DELAWA  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H0850   D  3   PA BLUE BELL           US HEALTHCARE DELAWA  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H4590   A  6   TX CYPRESS             PACIFICARE OF TEXAS,  :P I       :RX    :E    :E     :     :      :YES    : 15.00:       :
  H5052   A  10  WA SEATTLE             PROV DENCE HEALTH PL  :P I   O   :      :E L  :E A   :     :      :YES    : 15.00:       :
  H3312   A  2   NY BLUE BELL           US HEALTHCARE, INC.   :P I   O F :RX    :E    :E     :D    :      :YES    : 15.00:       :
 *H3312   B  2   NY BLUE BELL           US HEALTHCARE, INC.   :P I   O F :RX    :E    :E     :D    :      :YES    :      :       :
 *H3312   C  2   NY BLUE BELL           US HEALTHCARE, INC.   :P I   O F :RX    :E    :E     :D    :      :YES    :      :       :
 *H3312   D  2   NY BLUE BELL           US HEALTHCARE, INC.   :P I   O F :RX    :E    :E     :D    :      :YES    :      :       :
  H0751   A  1   CT BLUE BELL           US HEALTHCARE, INC.   :P I   O   :RX    :E    :E     :D    :      :YES    : 15.00:       :
 *H0751   B  1   CT BLUE BELL           US HEALTHCARE, INC.   :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H0751   C  1   CT BLUE BELL           US HEALTHCARE, INC.   :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H0563   A  9   CA VAN NUYS            HEALTH NET            :P I H   F :RX    :E    :E     :D    :      :YES    : 15.00:       :
  H4954   A  3   VA CHARLOTTESVILLE     QUALCHOICE OF VIRGIN  :P I H     :      :     :      :     :      :YES    : 18.00:       :
  H3756   A  6   OK OKLAHOMA CITY       HEALTHCARE OKLAHOMA,  :P I H     :      :E    :E     :     :      :YES    : 18.00:       :
 *H3756   B  6   OK OKLAHOMA CITY       HEALTHCARE OKLAHOMA,  :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H3749   A  6   OK CYPRESS             PACIFICARE OF OKLAHO  :P I H     :RX    :E    :E     :     :      :YES    : 19.00:       :
  H3754   A  6   OK CYPRESS             PACIFICARE OF OKLAHO  :P I H     :RX    :E    :E     :     :      :YES    : 19.00:       :
  H4152   A  1   RI PROV DENCE          COORDINATED HEALTH P  :P I       :RX    :E    :E     :D    :      :NO     : 20.00:       :
  H0584   A  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :     :      :YES    : 20.00:       :
 *H0584   B  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H0584   C  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :     :      :YES    :      :       :
 *H0584   D  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :     :      :YES    :      :       :
  H3962   A  3   PA CAMPHILL            KEYSTONE HEALTH PLAN  :P I       :      :E    :E     :D    :      :YES    : 20.00:       :
 *H3962   B  3   PA CAMPHILL            KEYSTONE HEALTH PLAN  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H1557   A  5   IN INDIANAPOLIS        ANTHEM HEALTH OF IND  :P         :RX    :E    :E     :     :      :YES    : 20.00:       :
  H9028   A  5   IN INDIANAPOLIS        MAXICARE INDIANA, IN  :P   H     :RX    :     :      :     :      :YES    : 22.00:       :
 *H9028   B  5   IN INDIANAPOLIS        MAXICARE INDIANA, IN  :P   H     :RX    :E    :      :D    :      :YES    :      :       :
  H0568   A  9   CA MODESTO             NATIONAL MED, INC.    :P I H     :RX    :E    :      :D    :      :YES    : 22.00:       :
  H1061   A  4   FL MODESTO             AV-MED HEALTH PLAN I  :P I     F :RX    :E    :      :     :      :YES    : 23.00:       :
  H3951   A  3   PA BLUE BELL           US HEALTH CARE SYSTE  :P I   O   :RX    :E    :E     :D    :      :YES    : 23.00:       :
 *H3951   B  3   PA BLUE BELL           US HEALTH CARE SYSTE  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3951   C  3   PA BLUE BELL           US HEALTH CARE SYSTE  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3951   D  3   PA BLUE BELL           US HEALTH CARE SYSTE  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H1168   A  4   GA ATLANTA             HMO GEORGIA, INC      :P I     F :RX    :E    :E     :     :      :YES    : 23.32:       :
  H2351   A  5   MI SAGINAW             BLUE CARE NETWORK OF  :P I   O   :      :     :      :     :      :YES    : 23.50:       :
  H0598   A  9   CA SAN FRANCISCO       PACIFICARE OF CA, IN  :P I H     :      :E    :E     :     :      :YES    : 25.00:       :
  H0559   A  9   CA CYPRESS             PACIFICARE OF CALIFO  :P I       :      :E L  :E     :     :      :YES    : 25.00:       :
  H4149   A  1   RI QUINCY              HARVARD COMMUNITY HE  :P     O   :      :E    :E     :     :      :YES    : 25.00:       :
  H3152   A  2   NJ BLUE BELL           HMO OF NEW JERSEY, I  :P I   O   :RX    :E    :E     :D    :      :YES    : 25.00:       :
 *H3152   B  2   NJ BLUE BELL           HMO OF NEW JERSEY, I  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :


 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
 *H3152   C  2   NJ BLUE BELL           HMO OF NEW JERSEY, I  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3152   D  2   NJ BLUE BELL           HMO OF NEW JERSEY, I  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3152   E  2   NJ BLUE BELL           HMO OF NEW JERSEY, I  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H2354   A  5   MI FLINT               HEALTHPLUS OF MICHIG  :P I       :RX    :E    :E     :     :      :YES    : 25.00:       :
 *H2354   B  5   MI FLINT               HEALTHPLUS OF MICHIG  :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H3653   A  5   OH TOLEDO              PARAMOUNT CARE, INC   :P I     F :      :E    :E     :D    :      :YES    : 26.00:       :
 *H3653   B  5   OH TOLEDO              PARAMOUNT CARE, INC   :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H4456   A  5   IL MOLINE              HERITAGE NATIONAL HE  :P I       :      :     :      :     :      :YES    : 27.00:       :
 *H4456   B  5   IL MOLINE              HERITAGE NATIONAL HE  :P I       :RX    :E    :      :     :      :YES    :      :       :
  H4557   A  6   TX MIAMI               PCA HEALTH PLANS OF   :P I       :      :E    :E     :     :      :YES    : 28.79:       :
  H5066   A  10  WA SPOKANE             MEDICAL SERVICE CORP  :P I       :RX    :E    :E     :     :      :NO     : 29.00:       :
 *H5066   B  10  WA SPOKANE             MEDICAL SERVICE CORP  :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H1059   A  4   FL SPOKANE             AV-MED HEALTH PLAN I  :P I     F :RX    :E    :      :     :      :YES    : 29.00:       :
  H0566   A  9   CA SANTA ROSA          HEALTH PLAN OF THE R  :P   H     :RX    :E    :      :     :      :YES    : 29.00:       :
  H3371   A  2   NY LATHAM              COMMUNITY HEALTH PLA  :P I       :RX    :E    :E     :     :      :YES    : 29.00:       :
 *H3371   B  2   NY LATHAM              COMMUNITY HEALTH PLA  :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H0453   A  6   AR LITTLE ROCK         HEALTHSOURCE, ARKANS  :P I       :RX    :E    :E     :     :      :YES    : 29.00:       :
  H0451   A  6   AR LITTLE ROCK         HMO PARTNERS          :P I       :      :     :      :     :      :YES    : 29.00:       :
 *H0451   B  6   AR LITTLE ROCK         HMO PARTNERS          :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H0755   A  1   CT SHELTON             PHYSICIANS HEALTH SE  :P I   O   :RX    :E L  :E A   :     :      :YES    : 29.00:       :
 *H0755   B  1   CT SHELTON             PHYSICIANS HEALTH SE  :P I   O   :RX    :E L  :E A   :     :      :YES    :      :       :
 *H0755   C  1   CT SHELTON             PHYSICIANS HEALTH SE  :P I   O   :RX    :E L  :E A   :     :      :YES    :      :       :
 *H0755   D  1   CT SHELTON             PHYSICIANS HEALTH SE  :P I   O   :RX    :E L  :E A   :     :      :YES    :      :       :
 *H0755   E  1   CT SHELTON             PHYSICIANS HEALTH SE  :P I   O   :RX    :E L  :E A   :     :      :YES    :      :       :
  H3383   A  2   NY GLENS FALLS         HUM/HEALTHCARE SYSTE  :P I       :      :E    :E     :     :      :YES    : 29.00:       :
  H2261   A  1   MA N QUINCY            HMO BLUE, INC         :P I H O   :      :E    :E     :     :      :YES    : 30.00:       :
 *H2261   B  1   MA N QUINCY            HMO BLUE, INC         :P I H O   :RX    :E    :E     :D    :      :YES    :      :       :
  H0586   A  9   CA RANCHO CORDOVA      FOUNDATION HEALTH, A  :P I H   F :RX    :E    :E     :D    :      :YES    : 30.00:       :
  H3660   A  5   OH AKRON               SUMMACARE INC.        :P I H O   :RX    :E    :E     :     :      :YES    : 30.00:       :
 *H3660   B  5   OH AKRON               SUMMACARE INC.        :P I H O   :RX    :E    :E     :D    :      :YES    :      :       :
  H0570   A  9   CA WOODLAND HILLS      HEALTH NET            :P I H   F :RX    :E    :E     :     :      :YES    : 30.00:       :
  H0593   A  9   CA MODESTO             NATIONAL MED, INC.    :P I H     :RX    :E    :      :D    :      :YES    : 32.00:       :
  H3855   A  10  OR PORTLAND            PROV DENCE HEALTH PL  :P I       :      :E    :      :     :      :YES    : 35.00:       :
  H4949   A  3   VA VIRGINIA BEACH      SENTARA HEALTH PLANS  :P I       :      :E    :      :     :      :YES    : 35.00:       :
  H0581   A  9   CA GLENDALE            CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    : 35.00:       :
 *H0581   B  9   CA GLENDALE            CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H3455   A  4   NC WINSTON SALEM       QUALCHOICE OF NORTH   :P I       :RX    :E    :      :     :      :YES    : 35.00:       :
  H0609   A  8   CO ENGLEWOOD           PACIFICARE OF COLORA  :P I H     :RX    :E    :E     :     :      :YES    : 35.00:       :
 *H0609   B  8   CO ENGLEWOOD           PACIFICARE OF COLORA  :P I H   F :RX    :E    :E     :     :      :YES    :      :       :
  H3249   A  6   NM ALBUQUERQUE         QUALMED, NEW MEXICO   :P I H     :      :E    :E     :     :      :YES    : 35.00:       :
 *H3249   B  6   NM ALBUQUERQUE         QUALMED, NEW MEXICO   :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H1350   A  10   D BOISE               BLUE CROSS OF  DAHO   :P I       :      :E    :E     :     :      :YES    : 35.00:       :
  H1062   A  4   FL MIAMI               AV-MED HEALTH PLAN I  :P I     F :RX    :E    :      :     :      :YES    : 36.00:       :
  H3305   A  2   NY ROCHESTER           ROCHESTER AREA HMO,   :P I H O   :      :     :E     :     :      :YES    : 37.00:       :


 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
  H3805   A  10  OR CYPRESS             PACIFICARE OF OREGON  :P I       :      :E L  :E     :     :      :YES    : 37.00:       :
  H5005   A  10  WA CYPRESS             PACIFICARE OF WASHIN  :P I H     :      :E    :E     :     :      :YES    : 39.00:       :
  H3368   A  2   NY LATHAM              CAPITAL AREA COMMUNI  :P I       :RX    :E    :E     :     :      :YES    : 39.00:       :
 *H3368   B  2   NY LATHAM              CAPITAL AREA COMMUNI  :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H3456   A  4   NC GREENSBORO          UNITED HEALTHCARE OF  :P I H   F :      :E    :E     :     :      :YES    : 39.57:       :
  H3449   A  4   NC WINSTON SALEM       PARTNERS NATIONAL HE  :P I       :RX    :E    :      :     :      :YES    : 40.00:       :
  H0580   A  9   CA SANTA ANA           FHP, INC.             :P I H     :RX    :E    :E     :     :      :YES    : 40.00:       :
 *H0580   B  9   CA SANTA ANA           FHP, INC.             :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
 *H0580   C  9   CA SANTA ANA           FHP, INC.             :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H3857   A  10  OR EUGENE              SELECTCARE HEALTH PL  :P         :      :E    :E     :     :      :YES    : 41.00:       :
  H2204   A  1   MA DEDHAM              HARVARD COMMUNITY HE  :P     O   :      :E    :E     :     :      :YES    : 42.00:       :
  H3858   A  10  OR EUGENE              SELECTCARE HEALTH PL  :P         :      :E    :E     :     :      :YES    : 44.00:       :
  H9047   A  10  OR PORTLAND            PROV DENCE HEALTH PL  :P I       :      :E    :      :     :      :YES    : 45.00:       :
  H3931   A  3   PA BLUE BELL           US HEALTH CARE SYSTE  :P I   O   :RX    :E    :E     :D    :      :YES    : 46.50:       :
 *H3931   B  3   PA BLUE BELL           US HEALTH CARE SYSTE  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3931   C  3   PA BLUE BELL           US HEALTH CARE SYSTE  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3931   D  3   PA BLUE BELL           US HEALTH CARE SYSTE  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H9009   A  5   MI LANSING             BLUE CARE NETWORK OF  :P I H O F :      :E    :      :     :      :YES    : 48.00:       :
  H1057   A  4   FL LANSING             AV-MED HEALTH PLAN I  :P I     F :RX    :E    :      :     :      :YES    : 49.00:       :
  H2667   A  7   MO ST LOUIS            MERCY HEALTH PLANS O  :P I     F :RX    :E    :E     :     :      :YES    : 49.00:       :
  H3351   A  2   NY BUFFALO             HEALTH CARE PLAN, IN  :P I H     :      :E    :E     :     :      :YES    : 49.50:       :
 *H3351   B  2   NY BUFFALO             HEALTH CARE PLAN, IN  :P I H     :      :E    :E     :     :      :YES    :      :       :
  H0591   A  9   CA NEWBURY PARK        BLUE CROSS OF CALIFO  :P I H O F :      :E    :E     :     :      :YES    : 50.00:       :
  H0564   A  9   CA NEWBURY PARK        BLUE CROSS OF CALIFO  :P I H   F :      :E    :E     :     :      :YES    : 50.00:       :
  H0590   A  9   CA NEWBURY PARK        BLUE CROSS OF CALIFO  :P I H   F :      :E    :E     :     :      :YES    : 50.00:       :
  H0351   A  9   AZ PHOENIX             INTERGROUP PREPA D H  :P I H O   :RX    :E    :E     :D    :      :YES    : 50.00:       :
 *H0351   B  9   AZ PHOENIX             INTERGROUP PREPA D H  :P I H O   :RX    :E L  :E A   :D    :      :YES    :      :       :
  H0562   A  9   CA VAN NUYS            HEALTH NET            :P I H   F :      :E    :E     :     :      :YES    : 52.00:       :
  H3372   A  2   NY BALDWINSVILLE       HLTH SVC MED CORP CN  :P I       :      :E    :E     :     :      :YES    : 55.00:       :
  H9006   A  5   MN MINNEAPOLIS         MEDICA                :P I   O F :      :E    :      :     :      :YES    : 55.95:       :
 *H9006   B  5   MN MINNEAPOLIS         MEDICA                :P I   O F :      :E    :      :D    :      :YES    :      :       :
 *H9006   C  5   MN MINNEAPOLIS         MEDICA                :P I   O F :      :E    :      :D    :      :YES    :      :       :
 *H9006   D  5   MN MINNEAPOLIS         MEDICA                :P I   O F :RX    :E    :      :D    :      :YES    :      :       :
  H9005   A  5   MN MINNEAPOLIS         GROUP HEALTH PLAN, I  :P I   O F :RX    :E    :E     :D    :      :YES    : 57.50:       :
 *H9005   B  5   MN MINNEAPOLIS         GROUP HEALTH PLAN, I  :P I   O F :RX    :E    :E     :D    :      :YES    :      :       :
  H3649   A  5   OH TOLEDO              FAMILY HEALTH PLAN,   :P I       :      :E    :      :D    :      :YES    : 60.00:       :
  H0547   A  9   CA SAN BRUNO           AETNA HEALTH PLAN OF  :P I   O   :RX    :E    :E     :D    :      :YES    : 60.00:       :
  H5050   A  10  WA SEATTLE             GROUP HEALTH COOP OF  :P I       :      :E    :E     :     :      :YES    : 61.00:       :
 *H5050   B  10  WA SEATTLE             GROUP HEALTH COOP OF  :P I H     :      :E    :E     :D    :      :YES    :      :       :
 *H5050   C  10  WA SEATTLE             GROUP HEALTH COOP OF  :P I H     :RX    :E    :E     :     :      :YES    :      :       :
  H2206   A  1   MA QUINCY              HARVARD PILGRIM HEAL  :P     O   :      :E    :E     :     :      :YES    : 61.00:       :
  H2258   A  1   MA NORWELL             PILGRIM HEALTH CARE,  :P     O   :      :E    :E     :     :      :YES    : 61.00:       :
  H2455   A  5   MN ST. PAUL            BLUE PLUS, INC.       :P   H     :      :E    :E     :D    :      :YES    : 64.00:       :
  H5063   A  10  WA SEATTLE             OPTIONS HEALTH CARE,  :P I       :      :E    :E     :     :      :YES    : 65.00:       :


 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1997 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER   D REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
 *H5063   B  10  WA SEATTLE             OPTIONS HEALTH CARE,  :P I       :      :E    :E     :D    :      :YES    :      :       :
  H0356   A  9   AZ PHOENIX             PREMIER HEALTHCARE,   :P I   O   :RX    :     :      :     :      :YES    : 65.00:       :
  H1230   A  9   HI HONOLULU            KAISER FOUNDATION HP  :P I   O   :RX    :E    :E     :     :      :YES    : 68.60:       :
  H9003   A  10  OR PORTLAND            KAISER FOUNDATION HP  :P I       :RX    :E    :      :     :      :YES    : 75.00:       :
  H3672   A  5   OH MASSILLON           HOMETOWN HEALTH PLAN  :P I       :RX    :E    :E     :     :      :YES    : 85.00:       :
  H2652   A  7   MO KANSAS CITY         TOTAL HEALTH CARE     :P I       :RX    :E    :E     :     :      :YES    :118.00:       :


  **************************************************************************************************************************





































 A = HEARING A D, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE

 PAYMENT BILL OPTION CHANGES IN 1997 AS OF PERIOD: 12/97                                                             PAGE:      1
                                                                                                                     DATE: 12/01/97

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H0954                 HMO    GROUP ROCKVILLE             KAISER FNDN HP OF THE M D-ATLANTIC ST COST1
 RISKC                              HENDEL                DC                                    23-OCT-95
 01-FEB-97   03   MD  P00014  NON   KAISER FOUNDATION HP  KAISER PERMANENTE
                      P00014
 ___________________________________________________________________________________________________________________________________
 H4954                 OTH          CHARLOTTESVILLE       QUALCHOICE OF VIRGINIA HEALTH PLAN, I DEMO RISKC
 RISKC                              TGRAHAM                                                     01-JAN-97
 01-FEB-97   03   VA  P00961  PRO   (NONE)                QUALCHOICE OF VIRGINIA                CONVERT TO RISK CONTRACT
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 03 (PHILADELPHIA): 2                                          ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1996 AS OF PERIOD: 12/97                                                             PAGE:      2
                                                                                                                     DATE: 12/01/97

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H4564                 CMP    GROUP TEMPLE                SCOTT AND WHITE HEALTH PLAN           COST2
 COST1                              RKING2                                                      23-AUG-95
 01-APR-96   06   TX  P00852  NON   (NONE)                SENIORCARE
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 06 (DALLAS): 1                                                ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H2961                 OTH    GROUP LAS VEGAS             HEALTH PLAN OF NEVADA                 RISKC
 DEMO RISKC                         JHODO                 SHMO                                  20-SEP-96
 01-OCT-96   09   NV  P00967        (NONE)                SENIOR DIMENSIONS
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 09 (SAN FRANCISCO): 1                                         ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H5063                 CMP    GROUP SEATTLE               OPTIONS HEALTH CARE, INC.             COST2
 RISKC                              AKNIEVEL                                                    15-FEB-95
 01-JUN-96   10   WA  P00804  PRO   (NONE)                OPTIONS HEALTH CARE                   PLAN REQUESTED CHANGE
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 10 (SEATTLE): 1                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1995 AS OF PERIOD: 12/97                                                             PAGE:      3
                                                                                                                     DATE: 12/01/97

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H2663                 HMO    GROUP ST. LOUIS             GROUP HEALTH PLAN, INC.               RISKC
 DEMO RISKC                         MJOHN                                                       25-JUL-95
 01-NOV-95   07   MO  P00153  PRO   (NONE)                ADVANTRA
 ___________________________________________________________________________________________________________________________________
 H2663                 HMO    GROUP ST. LOUIS             GROUP HEALTH PLAN, INC.               DEMO RISKC
 RISKC                              MJOHN                                                       01-NOV-95
 01-NOV-95   07   MO  P00153  PRO   (NONE)                ADVANTRA                              CORRECTION TO HISTORY FOR CONVERSION
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 07 (KANSAS CITY): 2                                           ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1993 AS OF PERIOD: 12/97                                                             PAGE:      4
                                                                                                                     DATE: 12/01/97

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H0704                 HMO    GROUP FARMINGTON            KAISER FOUNDATION HP OF CT            COST1
 HCPP                               GPARKER               HARTFORD                              01-FEB-81
 01-JAN-93   01   CT  P00098  NON   KAISER FOUNDATION HP  KAISER FHP                            1876 COST TO 1833 HCPP
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 01 (BOSTON): 1                                                ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H3301                 HMO    GROUP WHITE PLAINS          KAISER FOUNDATION HP OF NY            COST1
 HCPP                               GPARKER                                                     01-AUG-77
 01-JAN-93   02   NY  P00021  NON   KAISER FOUNDATION HP  KAISER FHP                            1876 COST TO 1833 HCPP
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 02 (NEW YORK): 1                                              ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H3451                 HMO    GROUP RALEIGH               KAISER FOUNDATION HP OF NC            COST1
 HCPP                               GPARKER               CHARLOTTE                             01-DEC-89
 01-JAN-93   04   NC  P00334  NON   KAISER FOUNDATION HP  MEDICARE PLAN                         1876 COST TO 1833 HCPP
 ___________________________________________________________________________________________________________________________________
 H3452                 HMO    GROUP RALEIGH               KAISER FOUNDATION HP OF NC            COST1
 HCPP                               PARKER                RALEIGH                               01-JAN-92
 01-JAN-93   04   NC  P00270  NON   KAISER FOUNDATION HP  MEDICARE PLAN                         1876 COST TO 1833 HCPP
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 04 (ATLANTA): 2                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H5053                 CMP    IPA   SPOKANE               QUAL-MED, INLAND NORTHWEST DIVISION   RISKA
 RISKC                              DDALFONZOW                                                  01-NOV-92
 01-MAY-93   10   WA  P00708  PRO   FOUNDATION HEALTH SY  SENIOR SECURITY                       CORRECT ERROR IN INPUT
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 10 (SEATTLE): 1                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1992 AS OF PERIOD: 12/97                                                             PAGE:      5
                                                                                                                     DATE: 12/01/97

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H3353                 CMP    IPA   PARSIPPANY            AETNA HEALTH PLAN OF NEW YORK         HCPP
 COST1                              LIPSKY                                                      01-APR-92
 01-MAY-92   02   NJ  P00668  PRO   AETNA HEALTH PLANS    MEDICARE PROGRAM                      START DATE FOR COST
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 02 (NEW YORK): 1                                              ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1991 AS OF PERIOD: 12/97                                                             PAGE:      6
                                                                                                                     DATE: 12/01/97

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H0749                 HMO    IPA   SHELTONL              PHYSICIANS HLTH SVC OF CT, INC        COST2
 COST1                              RMALSBARY                                                   01-JAN-91
 01-JAN-91   01   CT  P00128  PRO   (NONE)                CAREFREE                              INELIG.FOR OPT.2, PLAN REQ. OPT. 1
 ___________________________________________________________________________________________________________________________________
 H0749                 HMO    IPA   SHELTONL              PHYSICIANS HLTH SVC OF CT, INC        COST1
 COST2                              RMALSBARY                                                   01-JAN-91
 01-JAN-91   01   CT  P00128  PRO   (NONE)                CAREFREE                              CHANGE FROM RISK TO COST
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 01 (BOSTON): 2                                                ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H1605                 OTH    IPA   MOLINE                HERITAGE NATIONAL HP                  COST1
 HCPP                               JLIPSKY                                                     01-OCT-87
 01-JAN-91   05   IL  P09029  PRO   HERITAGE HP           HERITAGE NATIONAL HP                  CONVERSION TO HCPP - KEPT SAME H NUM
 ___________________________________________________________________________________________________________________________________
 H2312                 HMO    GROUP DETROIT               HEALTH ALLIANCE PLAN OF MICHIGAN      RISKB
 RISKC                              MELOVITCH                                                   01-OCT-86
 01-APR-91   05   MI  P00087  NON   (NONE)                HAP SENIOR PLUS
 ___________________________________________________________________________________________________________________________________
 H3601                 HMO    IPA   MARION                HEALTHOHIO, INC.                      COST1
 HCPP                               DDALFONZOW                                                  01-OCT-87
 01-JAN-91   05   OH  P00024  NON   (NONE)                HEALTHOHIO                            COST TO HCPP - KEPT SAME H NUMBER
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 05 (CHICAGO): 3                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1990 AS OF PERIOD: 12/97                                                             PAGE:      7
                                                                                                                     DATE: 12/01/97

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H2418                 CMP    IPA   ST. PAUL              BLUE PLUS, INC.                       RISKC
 DCG                                EN                                                          01-APR-85
 01-JAN-90   05   MN  P00230  NON   (NONE)                HMO MINNESOTA/BLUE PLUS - DULUTH      PARTICIPATE AS DCG
 ___________________________________________________________________________________________________________________________________
 H5250                 OTH    IPA   HUDSON                HMO M DWEST                           RISKC
 DCG                                AKNIEVEL              WISCONSIN                             06-MAY-88
 01-JAN-90   05   WI  P00530  PRO   (NONE)                HMO M DWEST                           PARTICIPATING AS A DCG
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 05 (CHICAGO): 2                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H1203                 CMP    IPA   HONOLULU              HAWAII MED. SRVC. ASSN.               COSTC
 PPO                                RMALSBARY                                                   01-JAN-89
 01-JAN-90   09   HI  P09017  NON   (NONE)                HMSA
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 09 (SAN FRANCISCO): 1                                         ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1989 AS OF PERIOD: 12/97                                                             PAGE:      8
                                                                                                                     DATE: 12/01/97

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H3334                 HMO    STAFF BUFFALO               HEALTH CARE PLAN, INC. (THE)          RISKC
 DCG                                BS                                                          30-DEC-85
 01-AUG-89   02   NY  P00068  NON   (NONE)                HCP/BUFFALO
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 02 (NEW YORK): 1                                              ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H2103                 HMO    IPA   GREENBELT             NYLCARE HEALTH PLANS, INC.            RISKC
 DCG                                TGRAHAM               GREENBELT                             21-JUN-85
 01-AUG-89   03   MD  P00079  PRO   SANUS HP, INC         HEALTH PLUS
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 03 (PHILADELPHIA): 1                                          ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H1036                 HMO    STAFF MIRAMAR               HUMANA MEDICAL PLAN, INC              COST2
 RISKC                              AKNIEVEL              SOUTH FLOR DA MARKET                  01-AUG-89
 01-SEP-89   04   FL  P00126  PRO   HUMANA INC.           HUMANA GOLD PLUS PLAN
                      P00304
                      P00649
                      P00569
 ___________________________________________________________________________________________________________________________________
 H1036                 HMO    STAFF MIRAMAR               HUMANA MEDICAL PLAN, INC              RISKC
 COST2                              AKNIEVEL              SOUTH FLOR DA MARKET                  01-APR-85
 01-AUG-89   04   FL  P00126  PRO   HUMANA INC.           HUMANA GOLD PLUS PLAN
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 04 (ATLANTA): 2                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H9004                 OTH    IPA   MINNEAPOLIS           HEALTHPARTNERS                        RISKC
 DCG                                EN                    MINNEAPOLIS                           01-APR-85
 01-AUG-89   05   MN  P00220  NON   PARTNERS HP           MEDCENTERS H PLAN
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 05 (CHICAGO): 1                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H4508                 HMO    IPA   HOUSTON               NYLCARE HEALTH PLANS, INC.            RISKC
 DCG                                TGRAHAM                                                     04-FEB-86
 01-SEP-89   06   TX  P00196  PRO   SANUS HP, INC         SANUS/NEW YORK LIFE INSURANCE
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1989 AS OF PERIOD: 12/97                                                             PAGE:      9
                                                                                                                     DATE: 12/01/97

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------

                                            ***  TOTAL FOR REGION 06 (DALLAS): 1                                                ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H2601                 HMO    GROUP ST. LOUIS             GROUP HEALTH PLAN, INC.               COST1
 HCPP                               MJOHN                                                       16-OCT-85
 01-JAN-89   07   MO  P00153  PRO   (NONE)                THE NEW GHP,INC                       CONV. FROM COST-HCPP SAME CONTRACT #
 ___________________________________________________________________________________________________________________________________
 H2607                 CMP    IPA   ST. LOUIS             UNITED HEALTHCARE OF THE M DWEST, INC RISKC
 DCG                                MLOWMAN                                                     30-APR-86
 01-SEP-89   07   MO  P00367  PRO   UNITED HEALTHCARE     SANUS HP
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 07 (KANSAS CITY): 2                                           ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H1203                 CMP    IPA   HONOLULU              HAWAII MED. SRVC. ASSN.               RISKB
 COSTC                              RMALSBARY                                                   30-MAY-86
 01-JAN-89   09   HI  P09017  NON   (NONE)                HMSA                                  LOCK-IN COST
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 09 (SAN FRANCISCO): 1                                         ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1988 AS OF PERIOD: 12/97                                                             PAGE:     10
                                                                                                                     DATE: 12/01/97

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H0708                 HMO    IPA   SHELTONL              PHYSICIANS HLTH SVC OF CT, INC        RISKB
 RISKC                              RMALSBARY                                                   29-JUL-85
 01-APR-88   01   CT  P00128  PRO   (NONE)                PHYS HLTH SERV
                      P00345
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 01 (BOSTON): 1                                                ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H3315                 CMP    GROUP NEW YORK              HIP OF GREATER NEW YORK               COST1
 HCPP                               MCLEAN                                                      01-JAN-87
 01-OCT-88   02   NY  P09023  NON   HIP OF NEW YORK       HIP OF GR NY
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 02 (NEW YORK): 1                                              ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H2132                 HMO    IPA   ROCKVILLE             M.D. - IPA, INC.                      RISKB
 RISKC                              JR                                                          20-DEC-85
 01-APR-88   03   MD  P00150  PRO   (NONE)                MD-IPA
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 03 (PHILADELPHIA): 1                                          ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H1105                 HMO    GROUP ATLANTA               KAISER FOUNDATION HP OF GA, INC.      RISKB
 RISKC                              GPARKER                                                     01-NOV-86
 01-APR-88   04   GA  P00366  NON   KAISER FOUNDATION HP  KAISER-GA
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 04 (ATLANTA): 1                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H3607                 HMO    GROUP CLEVELAND             KAISER FOUNDATION HP OF OHIO          RISKB
 RISKC                              MLOWMAN               CLEVELAND                             01-DEC-86
 01-APR-88   05   OH  P00046  NON   KAISER FOUNDATION HP  MEDICARE PLUS
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 05 (CHICAGO): 1                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1988 AS OF PERIOD: 12/97                                                             PAGE:     11
                                                                                                                     DATE: 12/01/97

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------
 H4504                 HMO    IPA   CORPUS CHRISTI        HUMANA HP OF TEXAS                    RISKB
 RISKC                              GPARKER               CORPUS CHRISTI                        26-JUL-85
 01-APR-88   06   TX  P00206  PRO   HUMANA INC.           HUMANA GOLD PLUS PLAN
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 06 (DALLAS): 1                                                ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H1703                 HMO    GROUP OVERLAND PARK         KAISER FOUNDATION HP OF KS CITY, INC. COST1
 HCPP                               SHENDEL                                                     01-JAN-84
 01-JAN-88   07   KS  P00178  NON   KAISER FOUNDATION HP  KAISER OF KS CITY                     COST CONVERTING TO HCPP
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 07 (KANSAS CITY): 1                                           ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H0524                 HMO    GROUP                       KAISER FOUNDATION HP, INC.            RISKB
 RISKC                              SHENDEL               LOS ANGELES                           01-JUN-87
 01-APR-88   09   CA  P00187  NON   KAISER FOUNDATION HP  KAISER PERMANENTE SENIOR ADVANTAGE
 ___________________________________________________________________________________________________________________________________
 H0526                 HMO    GROUP                       KAISER FOUNDATION HP, INC.            RISKB
 RISKC                              SHENDEL               BAKERSFIELD                           10-DEC-87
 01-APR-88   09   CA  P00578  NON   KAISER FOUNDATION HP  KAISER PERMANENTE SENIOR ADVANTAGE
 ___________________________________________________________________________________________________________________________________
 H0527                 HMO    IPA   SAN DEIGO             FHP, INC.                             RISKB
 RISKC                              SB                                                          24-SEP-85
 01-MAR-88   09   CA  P00080  PRO   LINCOLN NATIONAL      PEAK HEALTH PLAN
 ___________________________________________________________________________________________________________________________________
 H9037                 HMO    IPA   SACRAMENTO            QUALMED PLANS FOR HEALTH              RISKB
 RISKC                              WIGGS                 VALLEY DIVISION                       01-JUL-85
 01-APR-88   09   CA  P00761  PRO   (NONE)                QUAL-MED SENIOR SECURITY
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 09 (SAN FRANCISCO): 4                                         ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H9047                 HMO    IPA   PORTLAND              PROV DENCE HEALTH PLANS               RISKB
 RISKC                              RGROSS2                                                     01-JAN-87
 01-APR-88   10   OR  P00354  NON   (NONE)                PROV DENCE GOOD HEALTH PLAN MEDICARE
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 10 (SEATTLE): 1                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1987 AS OF PERIOD: 12/97                                                             PAGE:     12
                                                                                                                     DATE: 12/01/97

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H9033                 HMO    GROUP BROCKTON              HEALTHWAY MEDICAL PLAN, INC.          DEMO RISKC
 RISKC                                                                                          01-JAN-84
 31-DEC-87   01   MA  P00156  NON   (NONE)                HEALTHWAY MED PLAN
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 01 (BOSTON): 1                                                ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H9013                 HMO    STAFF TROY                  SELECTCARE HMO, INC.                  DEMO RISKC
 RISKC                              DCHAMBERS                                                   01-JAN-84
 31-DEC-87   05   MI  P00041  PRO   (NONE)                GR HLTH SE/SELCT CAR
 ___________________________________________________________________________________________________________________________________
 H9105                 CMP    IPA   ST. PAUL              NWNL HEALTH NETWORK, INC.             DEMO RISKC
 RISKC                              EN                                                          01-AUG-84
 31-DEC-87   05   MN  P09033  NON   (NONE)                NWNL HEALTH NETWORK                   DEMO CONVERTED TO RISKC
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 05 (CHICAGO): 2                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H9047                 HMO    IPA   PORTLAND              PROV DENCE HEALTH PLANS               DEMO RISKB
 RISKB                              RGROSS2                                                     01-NOV-85
 01-JAN-87   10   OR  P00354  NON   (NONE)                PROV DENCE GOOD HEALTH PLAN MEDICARE  INITIAL VALUE = DEMO
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 10 (SEATTLE): 1                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1986 AS OF PERIOD: 12/97                                                             PAGE:     13
                                                                                                                     DATE: 12/01/97

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H0709                 HMO    STAFF NEW HAVEN             COMMUNITY HLTH CARE PLAN, INC         OLD RISKA
 RISKC                              RJ                    NEW HAVEN                             29-NOV-84
 01-JUL-86   01   CT  P00007  NON   (NONE)                COMM HLTH CARE PLN                    PER TRIM MEMO AAA567
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 01 (BOSTON): 1                                                ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H2311                 HMO    STAFF SAGINAW               BLUE CARE NETWORK - EAST MICHIGAN     RISKB
 RISKC                              MLOWMAN                                                     01-JAN-86
 01-JUL-86   05   MI  P00103  NON   (NONE)                GROUP HEALTH SERVICE OF MI
 ___________________________________________________________________________________________________________________________________
 H5201                 HMO    IPA   MILWAUKEE             SAMARITAN HEALTH PLAN INS CORP        RISKA
 RISKC                                                    RACINE/KENOSHA                        01-OCT-85
 01-MAR-86   05   WI  P00414  PRO   (NONE)                SAMARITAN
                      P00415
                      P00166
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 05 (CHICAGO): 2                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H0502                 HMO    STAFF MARTINEZ              CONTRA COSTA HEALTH PLAN              OLD RISKA
 COST1                              JHODO                                                       01-JAN-86
 01-JAN-86   09   CA  P00119  NON   (NONE)                SENIOR HEALTH                         OLD COST TO COST 1 OPTION
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 09 (SAN FRANCISCO): 1                                         ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1985 AS OF PERIOD: 12/97                                                             PAGE:     14
                                                                                                                     DATE: 12/01/97

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H9001                 HMO    GROUP WORCHESTER            FALLON COMMUNITY HEALTH PLAN, INC.    DEMO RISKC
 RISKC                              RGROSS2                                                     01-JAN-84
 01-APR-85   01   MA  P00075  NON   (NONE)                SENIOR PLAN                           INITIAL VALUE = DEMO
 ___________________________________________________________________________________________________________________________________
 H9025                 CMP    IPA   WORCESTER             CENTRAL MASSACHUSETTS HC, INC.        DEMO RISKC
 RISKC                              RJ                                                          01-JAN-84
 01-APR-85   01   MA  P09003  NON   (NONE)                CENTRAL MASS HC
 ___________________________________________________________________________________________________________________________________
 H9031                 HMO    STAFF                       MEDICAL WEST COMMUNITY HP             DEMO RISKB
 RISKC                                                    MEDICAL WEST                          01-JAN-84
 01-APR-85   01   MA  P00124  NON   (NONE)                MEDICAL WEST COMMUNITY HP             INITIAL VALUE = DEMO
 ___________________________________________________________________________________________________________________________________
 H9032                 HMO    STAFF BOSTON                HMO BLUE                              DEMO RISKC
 RISKC                              RJ                    HMO BLUE                              01-JAN-84
 01-APR-85   01   MA  P00192  NON   (NONE)                MED EAST COMM HP                      INITIAL VALUE = DEMO
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 01 (BOSTON): 4                                                ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H9014                 CMP    IPA   ROCHESTER             FINGER LAKES INSURANCE CO, INC.       DEMO RISKC
 RISKC                              ENEVINS                                                     01-DEC-83
 01-APR-85   02   NY  P09014  NON   (NONE)                GENESEE VALLEY GROUP HEALTH           INITIAL VALUE = DEMO
 ___________________________________________________________________________________________________________________________________
 H9022                 HMO    IPA   SHORT HILLS           FOUNDATION HEALTH PLAN                DEMO RISKC
 RISKC                              BS                                                          01-FEB-84
 01-APR-85   02   NJ  P00056  PRO   (NONE)                FOUNDATION HEALTH PL
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 02 (NEW YORK): 2                                              ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H9024                 CMP    GROUP EASTON                DELMARVA HEALTH CARE PLAN, INC.       DEMO RISKC
 RISKC                                                                                          01-APR-84
 01-APR-85   03   MD  P00614  NON   (NONE)                DELMARVA                              CHG ON 8/21 FROM 12 TO 06 PER OPHC
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 03 (PHILADELPHIA): 1                                          ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H9011                 CMP    STAFF ORLANDO               UNITED HEALTHCARE OF FLOR DA INC.     DEMO RISKC
 RISKC                              MLOWMAN                                                     01-OCT-82
 01-APR-85   04   FL  P00152  PRO   UNITED HEALTHCARE     MEDICARE COMPLETE                     INITIAL VALUE = DEMO
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1985 AS OF PERIOD: 12/97                                                             PAGE:     15
                                                                                                                     DATE: 12/01/97

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------
 H9012                 HMO    IPA   GAINESVILLE           AV-MED HEALTH PLAN INC                DEMO RISKB
 RISKB                                                    MIAMI                                 01-NOV-82
 01-APR-85   04   FL  P00043  NON   (NONE)                AV-MED HEALTH PLAN                    INITIALLY A DEMO
 ___________________________________________________________________________________________________________________________________
 H9050                 HMO    GROUP TAMPA                 HUMANA MEDICAL PLAN, INC              DEMO RISKB
 RISKB                                                    TAMPA MARKET                          01-AUG-82
 01-APR-85   04   FL  P00304  PRO   HUMANA HP, INC        INTERNATIONAL MEDICAL CENTERS, INC    INITIALLY A DEMO
 ___________________________________________________________________________________________________________________________________
 H9058                 HMO    STAFF MIAMI                 MAXICARE/HEALTHAMERICA FLOR DA, INC   DEMO RISKB
 RISKB                                                                                          01-FEB-83
 01-APR-85   04   FL  P00142  PRO   MAXICARE              HEALTHCARE OF BROWARD, INC            INITIALLY A DEMO
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 04 (ATLANTA): 4                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H9015                 HMO    IPA   SOUTHFIELD            BLUE CARE NETWORK - SOUTHEAST MICHIGA DEMO RISKC
 RISKC                              CEISENBERG                                                  01-JAN-84
 01-APR-85   05   MI  P00216  NON   (NONE)                HEALTH CARE NETWORK
 ___________________________________________________________________________________________________________________________________
 H9021                 HMO    IPA   MARION                HEALTHOHIO, INC.                      DEMO RISKB
 RISKB                                                                                          01-JUN-84
 01-APR-85   05   OH  P00024  NON   (NONE)                HEALTH OHIO
 ___________________________________________________________________________________________________________________________________
 H9023                 HMO    GROUP CINCINNATI            CHOICE CARE                           DEMO RISKB
 RISKC                                                                                          01-FEB-84
 01-APR-85   05   OH  P00638  NON   (NONE)                CHOICE CARE
 ___________________________________________________________________________________________________________________________________
 H9028                 HMO    IPA   INDIANAPOLIS          MAXICARE INDIANA, INC.                DEMO RISKC
 RISKC                              MALSBARY              INDIANAPOLIS                          01-JAN-84
 01-APR-85   05   IN  P00028  PRO   MAXICARE              MAX 65 PLUS                           INITIAL VALUE = DEMO
 ___________________________________________________________________________________________________________________________________
 H9039                 CMP    IPA   MINNEAPOLIS           MEDICA                                DEMO RISKB
 RISKB                              MELOVITCH                                                   01-MAR-84
 01-JUL-85   05   MN  P09031  NON   (NONE)                PREFERRED HLTH PLN
 ___________________________________________________________________________________________________________________________________
 H9045                 HMO    IPA   CHICAGO               UNITED HEALTHCARE OF ILLINOIS, INC    DEMO RISKC
 RISKC                              AKNIEVEL                                                    01-JUN-84
 01-JUL-85   05   IL  P00094  PRO   UNITED HEALTHCARE     MEDICARE COMPLETE                     INITIALLY A DEMO
 ___________________________________________________________________________________________________________________________________
 H9051                 HMO    IPA   CHICAGO               MAXICARE HEALTH PLAN OF THE M DWEST   DEMO RISKC
 RISKC                                                    ILLINOIS                              01-AUG-84
 01-JUL-85   05   IL  P00030  PRO   MAXICARE              MAXICARE ILL
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1985 AS OF PERIOD: 12/97                                                             PAGE:     16
                                                                                                                     DATE: 12/01/97

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------

                                            ***  TOTAL FOR REGION 05 (CHICAGO): 7                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H9002                 HMO    IPA   LOS ANGELES           MAXICARE, A CALIFORNIA CORPORATION    DEMO RISKC
 RISKC                                                    SOUTHERN CALIFORNIA                   01-JUL-84
 01-JUL-85   09   CA  P00011  PRO   MAXICARE              MAXICARE                              ORIGINALLY A DEMO
 ___________________________________________________________________________________________________________________________________
 H9016                 HMO    GROUP INGLEWOOD             UHP HEALTHCARE                        DEMO RISKC
 RISKC                              RMALSBARY                                                   01-FEB-84
 01-APR-85   09   CA  P00171  NON   (NONE)                UNITED HEALTH PLAN FOR SENIORS
 ___________________________________________________________________________________________________________________________________
 H9030                 HMO    STAFF CERRITOS              FHP, INC.                             DEMO RISKC
 RISKC                              MJOHN                 SOUTHERN CALIFORNIA                   01-DEC-83
 01-APR-85   09   CA  P00039  PRO   PHS, INC.             FHP SENIOR PLAN
 ___________________________________________________________________________________________________________________________________
 H9037                 HMO    IPA   SACRAMENTO            QUALMED PLANS FOR HEALTH              DEMO RISKB
 RISKB                              WIGGS                 VALLEY DIVISION                       01-JUN-84
 01-JUL-85   09   CA  P00761  PRO   (NONE)                QUAL-MED SENIOR SECURITY              INITIAL VALUE = DEMO
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 09 (SAN FRANCISCO): 4                                         ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1976 AS OF PERIOD: 12/97                                                             PAGE:     17
                                                                                                                     DATE: 12/01/97

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H0501                 HMO    IPA   LOS ANGELES           MAXICARE, A CALIFORNIA CORPORATION    OLD RISKA
 COST1                              RMALSBARY             SOUTHERN CALIFORNIA                   01-APR-77
 25-MAR-76   09   CA  P00011  PRO   MAXICARE              MAXICARE                              OLD COST TO COST 1 OPTION
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 09 (SAN FRANCISCO): 1                                         ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________

                                                    ************************************
                                                    *                                  *
                                                    *  TOTAL CHANGES:              73  *
                                                    *                                  *
                                                    ************************************

 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97          (SORTED BY CHAIN ORGANIZATION)                                    PAGE:        1
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0547        HMO   IPA    SAN BRUNO              AETNA HEALTH PLAN OF CALIFORNIA INC.     01-JUL-86              28,828  H0511
 RISKC                     LIPSKY                                                                                    125
    09  CA   P00090  PRO   AETNA HEALTH PLANS     SENIOR CHOICE                             FEB-86   01-97/12-97          COST1
 __________________________________________________________________________________________________________________________________
 H0523        HMO   IPA    LOMA LINDA             AETNA HP OF CALIFORNIA INC               01-MAY-86              55,295
 RISKC                     JLIPSKY                                                                                     9
    09  CA   P00144  PRO   AETNA HEALTH PLANS     SENIOR CHOICE                             AUG-86   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3656        CMP   IPA    RICHFIELD              AETNA HEALTH PLANS OF OHIO, INC.         01-OCT-94              14,480
 RISKC                     JLIPSKY                                                                                   164
    05  OH   P00790  PRO   AETNA HEALTH PLANS     SENIOR CHOICE                             DEC-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3956        CMP   IPA    WAYNE                  AETNA HEALTH PLANS OF CENTRAL/EAST PA    01-JAN-98               2,656
 RISKC                     JLIPSKY                EASTERN & CENTRAL PENNSYLVANIA                                     971-
    03  PA   P00758  PRO   AETNA HEALTH PLANS     SENIOR CHOICE                             JUL-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3157        CMP   IPA    PARSIPANY              AETNA HEALTH PLANS OF NEW JERSEY         01-JAN-98               4,659
 RISKC                     JLIPSKY                                                                                 1,594-
    02  NJ   P00849  PRO   AETNA HEALTH PLANS     SENIOR CHOICE                             FEB-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0354        HMO   STAFF  PHOENIX                CIGNA HEALTHCARE OF ARIZONA, INC.        01-DEC-92              36,805  H0301
 RISKC                     HODO                   PHOENIX                                                            425
    09  AZ   P00065  PRO   CIGNA HP, INC          CIGNA HEALTHCARE FOR SENIORS              JAN-93   01-97/12-97          COST1
 __________________________________________________________________________________________________________________________________
 H0659        CMP   IPA    DENVER                 CIGNA HEALTHCARE OF COLORADO, INC.       01-OCT-94               4,394
 RISKC                     CHAMBERS                                                                                    1
    08  CO   P00572  PRO   CIGNA HP, INC          CIGNA HEALTHCARE FOR SENIORS              NOV-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3251        HMO   GROUP  ALBUQUERQUE            LOVELACE HEALTH PLAN, INC.               01-NOV-93              15,496
 RISKC                     CHAMBERS                                                                                  145
    06  NM   P00149  PRO   CIGNA HP, INC          LOVELACE SENIOR PLAN                      JAN-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1087        CMP   GROUP  TAMPA                  CIGNA HEALTHCARE OF FLOR DA, INC.        01-SEP-95               3,883
 RISKC                     DCHAMBERS              TAMPA                                                               92
    04  FL   P00837  PRO   CIGNA HP, INC          CIGNA HEALTHCARE FOR SENIORS              NOV-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0570        HMO   IPA    WOODLAND HILLS         HEALTH NET                               01-SEP-93               3,344
 RISKC                     DDALFONZOWIGGS         CENTRAL VALLEY                                                      26-
    09  CA   P00516  NON   FOUNDATION HEALTH SY   HEALTH NET SENIORITY PLUS                 NOV-93   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0562        HMO   IPA    WOODLAND HILLS         HEALTH NET                               01-OCT-92              62,600  H0517
 RISKC                     DDALFONZOWIGGS                                                                            143
    09  CA   P00082  NON   FOUNDATION HEALTH SY   HEALTH NET SENIORITY PLUS                 DEC-92   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 H5055        HMO   IPA    BELLEVUE               QUAL-MED WASHINGTON HEALTH PLAN, INC.    01-MAY-93                 724
 RISKC                     DDALFONZOWIGGS         PUGET SOUND REGION                                                  17
    10  WA   P00710  PRO   FOUNDATION HEALTH SY   SENIOR SECURITY                           FEB-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97          (SORTED BY CHAIN ORGANIZATION)                                    PAGE:        2
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0615        HMO   IPA    AURORA                 QUAL-MED, INC., DENVER                   01-JUL-88               8,501
 RISKC                     DDALFONZOWIGGS         DENVER                                                              10-
    08  CO   P00587  PRO   FOUNDATION HEALTH SY   QUAL-MED SENIOR SECURITY                  AUG-88   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H5053        CMP   IPA    SPOKANE                QUAL-MED, INLAND NORTHWEST DIVISION      01-MAY-93               2,440
 RISKC                     DDALFONZOWIGGS                                                                            204-
    10  WA   P00708  PRO   FOUNDATION HEALTH SY   SENIOR SECURITY                           JUN-93   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3249        HMO   IPA    ALBUQUERQUE            QUALMED, NEW MEXICO                      01-MAR-92               2,260
 RISKC                     WIGGS                  NEW MEXICO                                                          13
    06  NM   P00319  PRO   FOUNDATION HEALTH SY   QUALMED SENIOR SECURITY                   APR-92   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3949        HMO   GROUP  PHILADELPHIA           QUALMED PLANS FOR HEALTH, INC. (PHILA.   01-FEB-92              14,385
 RISKC                     WIGGS                                                                                     197
    03  PA   P00093  PRO   FOUNDATION HEALTH SY   WISE CHOICE                               JUN-92   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0757        CMP   IPA    NORTH HAVEN            M.D. HEALTH PLAN, INC.                   01-MAY-97               6,435
 RISKC                     DDALFONZOWIGGS                                                                          1,346
    01  CT   P00970  PRO   FOUNDATION HEALTH SY   SENIOR SECURITY                                    05-97/04-98
 __________________________________________________________________________________________________________________________________
 H0586        HMO   IPA    RANCHO CORDOVA         FOUNDATION HEALTH, A CALIFORNIA PLAN     01-MAR-94              19,317  H0506
 RISKC                     MALSBARY                                                                                   52
    09  CA   P00051  PRO   FOUNDATION HEALTH SY   FOUNDATION HEALTH SENIOR VALUE            APR-94   01-97/12-97          COST1
 __________________________________________________________________________________________________________________________________
 H0557        CMP   IPA    ORANGE                 FOUNDATION HEALTH, A CALIFORNIA PLAN     01-MAR-92               8,752
 RISKC                     RMALSBARY                                                                                 202-
    09  CA   P00673  PRO   FOUNDATION HEALTH SY   FOUNDATION HEALTH SENIOR VALUE            JUN-92   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1013        CMP   IPA    SUNRISE                FOUNDATION HEALTH, A FLOR DA HLTH PLAN   01-JUN-87              24,005
 RISKC                     RMALSBARY                                                                                 137-
    04  FL   P09026  PRO   FOUNDATION HEALTH SY   FOUNDATION SENIOR VALUE                   JUN-87   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0351        HMO   IPA    TUCSON                 INTERGROUP PREPA D HLTH SERV OF AZ INC   01-MAR-92              47,416
 RISKC                     RMALSBARY                                                                                 274
    09  AZ   P00365  PRO   FOUNDATION HEALTH SY   SENIOR CARE                               MAY-92   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H2206        HMO   STAFF  BROOKLINE              HARVARD PILGRIM HEALTH CARE              01-JUL-85              49,210
 RISKC                     RKING2                 URBAN                                                            5,064
    01  MA   P00042  NON   HARVARD                FIRST SENIORITY                           JUL-85   01-97/12-97
             P00343
 __________________________________________________________________________________________________________________________________
 H2204        HMO   GROUP  WELLESLEY              HARVARD COMMUNITY HEALTH PLAN OF NE, I   01-SEP-85                 373
 RISKC                     RKING2                 WELLESLEY                                                            8
    01  MA   P00161  NON   HARVARD                SENIORCARE                                SEP-85   01-97/12-97
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97          (SORTED BY CHAIN ORGANIZATION)                                    PAGE:        3
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H2101        HMO   GROUP  BALTIMORE              HEALTHCARE CORP. OF THE M D-ATLANTIC     01-JUN-86              26,820
 RISKC                     SHENDEL                                                                                   631
    03  MD   P00059  PRO   HEALTHCARE CORP OF A   CAREFIRST                                 JUN-86   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3050        HMO   IPA    CONCORD                HEALTHSOURCE NEW HAMPSHIRE, INC.         01-APR-97               6,791
 RISKC                     DCHAMBERS                                                                                 376
    01  NH   P00452  PRO   HEALTHSOURCE, INC.     HEALTHSOURCE FOR SENIORS                           02-97/01-98
 __________________________________________________________________________________________________________________________________
 H3330        CMP   GROUP  NEW YORK               HIP OF GREATER NEW YORK                  01-JUL-87              60,376  H3314
 RISKC                     ROSS                                                                                      458
    02  NY   P09023  NON   HIP OF NEW YORK        HIP OF GREATER NEW YORK, HIP VIP          AUG-87   01-97/12-97          HCPP
 __________________________________________________________________________________________________________________________________
 H3152        HMO   IPA    FAIRFIELD              HMO OF NEW JERSEY, INC. (THE) SOUTH      01-SEP-93              62,146
 RISKC                     MORRIS                 MOORESTOWN                                                       1,009
    02  NJ   P00203  PRO   U.S. HEALTHCARE, INC   US HEALTHCARE GOLDEN MEDICARE PLAN        NOV-93   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3158        HMO   GROUP  NEW BRUNSWICK          HIP OF NEW JERSEY, INC.                  01-JAN-96               7,913
 RISKC                     ROSS                                                                                       79
    02  NJ   P00112  NON   HIP OF NEW YORK        HIP VIP                                   JAN-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H2649        HMO   STAFF  KANSAS CITY            HUMANA KANSAS CITY, INC.                 01-JAN-90              21,821  H2605
 RISKC                     FOSTER                                                                                    325
    07  MO   P00022  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                     JAN-90   01-97/12-97          OLD RISKC
 __________________________________________________________________________________________________________________________________
 H1036        HMO   STAFF  MIRAMAR                HUMANA MEDICAL PLAN, INC                 01-FEB-86             249,267  H9050
 RISKC                     AKNIEVEL               SOUTH FLOR DA MARKET                                             1,370
    04  FL   P00126  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                     APR-85   01-97/12-97          RISKB
             P00304
             P00649
             P00569
 __________________________________________________________________________________________________________________________________
 H1890        CMP   IPA    LOUISVILLE             HUMANA HEALTH PLAN, INC.                 01-JAN-88              10,289
 RISKC                     PFOSTER                                                                                   172
    04  KY   P09032  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                     DEC-87   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1406        HMO   STAFF  CHICAGO                HUMANA HEALTH PLAN, INC.                 01-JUL-85              55,318
 RISKC                     GPARKER                ILLINOIS                                                         1,326
    05  IL   P00061  NON   HUMANA INC.            HUMANA GOLD PLUS PLAN                     JUL-85   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4504        HMO   IPA    CORPUS CHRISTI         HUMANA HP OF TEXAS                       01-JAN-86              10,054
 RISKC                     GPARKER                CORPUS CHRISTI                                                      77
    06  TX   P00206  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                     JAN-86   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4510        HMO   IPA    SAN ANTONIO            HUMANA HP OF TEXAS                       01-MAR-88              39,120
 RISKC                     GPARKER                SAN ANTONIO                                                      1,265
    06  TX   P00573  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                     JUN-88   01-97/12-97
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97          (SORTED BY CHAIN ORGANIZATION)                                    PAGE:        4
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0307        HMO   IPA    PHOENIX                HUMANA HEALTH PLAN, INC.                 01-APR-88              21,948
 RISKC                     GPARKER                PHOENIX                                                            361
    09  AZ   P00570  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                     JUN-88   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0951        HMO   GROUP  ROCKVILLE              KAISER FNDN HP OF THE M D-ATLANTIC STS   01-JAN-98               3,662
 RISKC                     SHENDEL                DC                                                                 235-
    03  DC   P00014  NON   KAISER FOUNDATION HP   KAISER PERMANENETE GOLD PLUS PLAN         FEB-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0630        HMO   GROUP  AURORA                 KAISER FOUNDATION HP OF CO               01-JAN-86              38,457  H0600
 RISKC                     LOWMAN                                                                                    303
    08  CO   P00047  NON   KAISER FOUNDATION HP   KAISER PERMANENTE SENIOR ADVANTAGE        DEC-85   01-97/12-97          HCPP
 __________________________________________________________________________________________________________________________________
 H1170        HMO   GROUP  ATLANTA                KAISER FOUNDATION HP OF GA, INC.         01-JAN-97               2,220
 RISKC                     PARKER                                                                                    194
    04  GA   P00366  NON   KAISER FOUNDATION HP   SENIOR ADVANTAGE                                   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1751        HMO   GROUP  OVERLAND PARK          KAISER FOUNDATION HP OF KS CITY, INC.    01-JUN-96               3,266
 RISKC                     HENDEL                                                                                     78
    07  KS   P00178  NON   KAISER FOUNDATION HP   KAISER PERMANENTE SENIOR ADVANTAGE        AUG-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3607        HMO   GROUP  CLEVELAND              KAISER FOUNDATION HP OF OHIO             01-JAN-87              24,598  H6360
 RISKC                     MLOWMAN                CLEVELAND                                                           91
    05  OH   P00046  NON   KAISER FOUNDATION HP   MEDICARE PLUS                             JAN-87   01-97/12-97          HCPP
 __________________________________________________________________________________________________________________________________
 H3363        HMO   GROUP  WHITE PLAINS           KAISER FOUNDATION HP OF NY               01-OCT-95               1,960
 RISKC                     PARKER                                                                                      8
    02  NY   P00021  NON   KAISER FOUNDATION HP   SENIOR ADVANTAGE                          DEC-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H9003        HMO   GROUP  PORTLAND               KAISER FOUNDATION HP OF THE N W          01-APR-80              33,538  H3803
 RISKC                     PARKER                                                                                      6-
    10  OR   P00045  NON   KAISER FOUNDATION HP   KAISER-NW                                 APR-85   01-97/12-97          COST1
 __________________________________________________________________________________________________________________________________
 H0526        HMO   GROUP                         KAISER FOUNDATION HP, INC.               01-JAN-88               4,341
 RISKC                     SHENDEL                BAKERSFIELD                                                         65
    09  CA   P00578  NON   KAISER FOUNDATION HP   KAISER PERMANENTE SENIOR ADVANTAGE        JAN-88   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0583        HMO   GROUP                         KAISER FOUNDATION HP, INC.               01-APR-94             185,726  H6052
 RISKC                     SHENDEL                OAKLAND                                                          2,295
    09  CA   P00184  NON   KAISER FOUNDATION HP   KAISER SENIOR ADVANTAGE                   JUL-94   01-97/12-97          HCPP
 __________________________________________________________________________________________________________________________________
 H0524        HMO   GROUP                         KAISER FOUNDATION HP, INC.               01-AUG-87             200,883  H6050
 RISKC                     SHENDEL                LOS ANGELES                                                      1,439
    09  CA   P00187  NON   KAISER FOUNDATION HP   KAISER PERMANENTE SENIOR ADVANTAGE        SEP-87   01-97/12-97          HCPP
 __________________________________________________________________________________________________________________________________
 H1230        HMO   GROUP  HONOLULU               KAISER FOUNDATION HP, INC.               01-MAY-86              14,903  H1200
 RISKC                     HENDEL                 HONOLULU                                                           147
    09  HI   P00195  NON   KAISER FOUNDATION HP   SENIOR PLAN                               MAY-86   01-97/12-97          HCPP
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97          (SORTED BY CHAIN ORGANIZATION)                                    PAGE:        5
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0558        HMO   IPA    LOS ANGELES            MAXICARE, A CALIFORNIA CORPORATION       01-SEP-91               4,098  H9002
 RISKC                     MALSBARY               SOUTHERN CALIFORNIA                                                113
    09  CA   P00011  PRO   MAXICARE               MAX65                                     DEC-91   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 H9028        HMO   IPA    INDIANAPOLIS           MAXICARE INDIANA, INC.                   01-JAN-84               3,744
 RISKC                     MALSBARY               INDIANAPOLIS                                                        45
    05  IN   P00028  PRO   MAXICARE               MAX 65 PLUS                               APR-85   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0752        CMP   IPA    NORWALK                OXFORD HEALTH PLANS, (CONNECTICUT), IN   01-OCT-95               8,465
 RISKC                     SLINDENBERG                                                                               171
    01  CT   P00815  PRO   OXFORD HEALTH PLANS    MEDICARE ADVANTAGE                        MAR-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3107        CMP   IPA    NEW YORK               OXFORD HEALTH PLANS (NEW JERSEY), INC.   01-OCT-91              21,113
 RISKC                     SLINDENBERG                                                                               391
    02  NY   P00428  PRO   OXFORD HEALTH PLANS    OXFORD MEDICARE ADVANTAGE                 MAR-92   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3307        CMP   IPA    NEW YORK               OXFORD HEALTH PLANS (NEW YORK) INC.      01-OCT-91             131,615
 RISKC                     SLINDENBERG                                                                               978
    02  NY   P09030  PRO   OXFORD HEALTH PLANS    OXFORD MEDICARE ADVANTAGE                 JAN-92   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1056        HMO   IPA    MIAMI                  PCA HEALTH PLANS OF FLOR DA, INC.        01-SEP-91              11,643  H1055
 RISKC                     CMORENO                                                                                   520-
    04  FL   P00670  PRO   PCA, INC.              PCA QUALICARE                             NOV-91   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 H4557        HMO   IPA    AUSTIN                 PCA HEALTH PLANS OF TEXAS, INC.          01-JAN-93              21,881
 RISKC                     GROSS                  AUSTIN                                                              62-
    06  TX   P00260  PRO   PCA, INC.              PCA QUALICARE                             MAR-93   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1460        HMO   IPA    OAKBROOK TERRACE       FHP OF ILLINOIS, INC                     01-JAN-96               4,916
 RISKC                     MJOHN                                                                                      85
    05  IL   P00308  PRO   PHS, INC.              FHP SENIOR PLAN                           FEB-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3658        HMO   IPA    CINCINNATI             FHP OF OHIO, INC                         01-MAY-96              13,247
 RISKC                     MJOHN                                                                                     205
    05  OH   P00360  PRO   PHS, INC.              SENIOR PLAN                               JUN-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0580        HMO   IPA    CONCORD                FHP, INC.                                01-FEB-95              17,993  H0569
 RISKC                     MJOHN                  NORTHERN CALIFORNIA                                                 57-
    09  CA   P00753  PRO   PHS, INC.              SENIOR PLAN, SENIOR PLAN PLUS             MAR-95   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 H9030        HMO   STAFF  CERRITOS               FHP, INC.                                01-NOV-83             169,631  H6051
 RISKC                     MJOHN                  SOUTHERN CALIFORNIA                                              2,968-
    09  CA   P00039  PRO   PHS, INC.              FHP SENIOR PLAN                           APR-85   01-97/12-97          HCPP
 __________________________________________________________________________________________________________________________________
 H0303        HMO   IPA    PHOENIX                PACIFICARE OF ARIZONA, INC               01-APR-86              88,682
 RISKC                     MJOHN                                                                                     821
    09  AZ   P00388  PRO   PHS, INC.              SECURE HORIZONS                           APR-86   01-97/12-97
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97          (SORTED BY CHAIN ORGANIZATION)                                    PAGE:        6
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H3204        HMO   IPA    ALBUQUERQUE            FHP OF NEW MEXICO, INC.                  01-APR-86              17,869
 RISKC                     RMALSBARY                                                                                  38-
    06  NM   P00389  PRO   PHS, INC.              FHP SENIOR PLAN                           APR-86   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H2949        HMO   IPA    LAS VEGAS              PACIFICARE OF NEVADA, INC                01-OCT-92              24,171
 RISKC                     MJOHN                  LAS VEGAS, NV                                                      550
    09  NV   P00697  PRO   PHS, INC.              FHP SENIOR PLAN                           NOV-92   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0543        HMO   IPA    CYPRESS                PACIFICARE OF CA, INC                    01-JUN-85             285,477  H0513
 RISKC                     ABRESLIN               SOUTHERN CALIFORNIA                                              1,275
    09  CA   P00527  PRO   PHS, INC.              SECURE HORIZONS                           SEP-85   01-97/12-97          COST1
             P00682
             P00523
             P00524
             P00525
             P00526
 __________________________________________________________________________________________________________________________________
 H3749        HMO   GROUP  TULSA                  PACIFICARE OF OKLAHOMA, INC.             01-JAN-91              15,851  H3753
 RISKC                     MJOHN                                                                                      25-
    06  OK   P00398  PRO   PHS, INC.              SECURE HORIZONS                           FEB-91   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 H3805        HMO   IPA    LAKE OSWEGO            PACIFICARE OF OREGON, INC.               01-JAN-86              40,652  H3850
 RISKC                     MJOHN                  PORTLAND                                                           306-
    10  OR   P00363  PRO   PHS, INC.              SECURE HORIZONS                           FEB-86   01-97/12-97          RISKC
             P00417
             P00416
 __________________________________________________________________________________________________________________________________
 H4590        HMO   IPA    SAN ANTONIO            PACIFICARE OF TEXAS, INC.                01-NOV-87              66,098  H4562
 RISKC                     MJOHN                  SAN ANTONIO                                                        119
    06  TX   P00483  PRO   PHS, INC.              SECURE HORIZONS                           JAN-88   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 H4562        HMO   IPA    HOUSTON                FHP OF TEXAS, INC.                       01-JAN-98               2,506
 RISKC                     RMALSBARY                                                                                 354-
    06  TX   P00795  PRO   PHS, INC.              FHP SENIOR PLAN                           JUN-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4653        HMO   GROUP  SALT LAKE CITY         PACIFICARE OF UTAH, INC.                 01-JUL-96              12,869  H4600
 RISKC                     MJOHN                                                                                     209
    08  UT   P00882  PRO   PHS, INC.              SENIOR PLAN                               SEP-96   01-97/12-97          HCPP
 __________________________________________________________________________________________________________________________________
 H0609        HMO   IPA    ENGLEWOOD              PACIFICARE OF COLORADO, INC              01-JUL-86              52,629
 RISKC                     MJOHN                  DENVER                                                             271
    08  CO   P00020  PRO   PHS, INC.              SECURE HORIZONS                           JUL-86   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H5005        CMP   IPA    MERCER ISLAND          PACIFICARE OF WASHINGTON, INC.           01-MAR-87              56,661  H5060
 RISKC                     MJOHN                                                                                     467-
    10  WA   P09025  PRO   PHS, INC.              SECURE HORIZONS                           NOV-87   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97          (SORTED BY CHAIN ORGANIZATION)                                    PAGE:        7
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0598        HMO   IPA    CYPRESS                PACIFICARE OF CA, INC                    01-JUL-95               4,797
 RISKC                     ABRESLIN               BUTTE COUNTY                                                       219
    09  CA   P00812  PRO   PHS, INC.              SECURE HORIZONS                           SEP-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0559        HMO   IPA    SAN FRANCISCO          PACIFICARE OF CALIFORNIA, INC.           01-FEB-92              79,375  H0582
 RISKC                     ABRESLIN               NORTHERN CALIFORNIA                                                605
    09  CA   P00685  PRO   PHS, INC.              SECURE HORIZONS                           APR-92   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 H1081        HMO   GROUP  MAITLAND               PRUDENTIAL HLTH CARE PLAN, INC.          01-JUL-95              10,043
 RISKC                     ENEVINS                ORLANDO                                                            126
    04  FL   P00239  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE          SEP-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4560        HMO   IPA    SAN ANTONIO            PRUDENTIAL HLTH CARE PLAN, INC           01-OCT-94               3,458
 RISKC                     ENEVINS                SAN ANTONIO                                                         24
    06  TX   P00278  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE          DEC-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4563        HMO   GROUP  SUGAR LAND             PRUDENTIAL HLTH CARE PLAN, INC.          01-JAN-95               8,659
 RISKC                     ENEVINS                HOUSTON                                                            106
    06  TX   P00016  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE          FEB-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1070        HMO   GROUP  JACKSONVILLE           PRUDENTIAL HLTH CARE PLAN, INC.          01-AUG-94               9,585
 RISKC                     ENEVINS                JACKSONVILLE                                                       215
    04  FL   P00263  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE          SEP-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1074        HMO   IPA    TAMPA                  PRUDENTIAL HLTH CARE PLAN, INC.          01-NOV-94              21,962
 RISKC                     ENEVINS                TAMPA                                                              754
    04  FL   P00381  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE          JAN-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3163        HMO   IPA    SUGAR LAND             PRUDENTIAL HLTH CARE PLAN, INC.          01-APR-97                 906
 RISKC                     ENEVINS                NEW JERSEY                                                         133
    02  NJ   P00081  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE                   04-97/03-98
 __________________________________________________________________________________________________________________________________
 H0576        CMP   GROUP  WOODLAND HILLS         PRUDENTIAL HEALTH CARE PLAN OF CA        01-FEB-94               4,926
 RISKC                     ENEVINS                                                                                    82
    09  CA   P00746  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE          JUL-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0577        CMP   GROUP  WOODLAND HILLS         PRUDENTIAL HEALTH CARE PLAN OF CA        01-FEB-94               3,449
 RISKC                     ENEVINS                                                                                     9-
    09  CA   P00747  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE          JUL-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1073        HMO   GROUP  FT. LAUDERDALE         PRUDENTIAL HLTH CARE PLAN, INC.          01-AUG-94              20,146
 RISKC                     ENEVINS                PRUCARE OF SOUTH FLOR DA                                           322
    04  FL   P00756  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE          OCT-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3654        CMP   GROUP  CLEVELAND              PRUDENTIAL HEALTH CARE PLAN OF N. OHIO   01-AUG-94              13,027
 RISKC                     ENEVINS                PRUCARE OF N. OHIO                                                 138
    05  OH   P00775  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE          SEP-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97          (SORTED BY CHAIN ORGANIZATION)                                    PAGE:        8
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H2654        CMP   IPA    ST. LOUIS              UNITED HEALTHCARE OF THE M DWEST, INC.   01-OCT-92              33,930  H2658
 RISKC                     MLOWMAN                                                                                   843
    07  MO   P00367  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                         DEC-92   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 H3354        HMO   IPA    JACKSON HEIGHTS        NYLCARE HEALTH PLANS,INC.                01-FEB-92              10,354
 RISKC                     TGRAHAM                N Y CITY - NY                                                      105-
    02  NY   P00507  PRO   SANUS HP, INC          NYLCARE 65                                APR-92   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3161        HMO   IPA    JACKSON HEIGHTS        NYLCARE HEALTH PLANS, INC.               01-FEB-97                 764
 RISKC                     TGRAHAM                NEW JERSEY                                                          77
    02  NJ   P00508  PRO   SANUS HP, INC          NYLCARE 65                                         02-97/01-98
 __________________________________________________________________________________________________________________________________
 H4507        HMO   IPA    IRVING                 NYLCARE HEALTH PLANS,INC                 01-JAN-87              27,668
 RISKC                     TGRAHAM                DALLAS                                                             284
    06  TX   P00237  PRO   SANUS HP, INC          NYLCARE 65                                JAN-87   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4558        HMO   IPA    HOUSTON                NYLCARE HEALTH PLANS, INC.               01-JUN-93              40,500  H4549
 RISKC                     GRAHAM                                                                                    916
    06  TX   P00196  PRO   SANUS HP, INC          NYLCARE 65                                JUL-93   01-97/12-97          HCPP
 __________________________________________________________________________________________________________________________________
 H2152        HMO   IPA    GREENBELT              NYLCARE HEALTH PLANS, INC.               01-MAY-94              14,649
 RISKC                     TGRAHAM                GREENBELT                                                          311
    03  MD   P00079  PRO   SANUS HP, INC          NYLCARE 65                                AUG-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3931        HMO   IPA    BLUE BELL              US HEALTH CARE SYSTEMS OF PA             01-NOV-85              89,939  H3901
 RISKC                     JLIPSKY                BLUE BELL                                                        1,043
    03  PA   P00147  PRO   U.S. HEALTHCARE, INC   US HEALTHCARE                             NOV-85   01-97/12-97          COST1
 __________________________________________________________________________________________________________________________________
 H3951        HMO   IPA    PITTSBURGH             US HEALTH CARE SYSTEMS OF PA             01-JUL-91              27,333
 RISKC                     JLIPSKY                PITTSBURGH                                                         104
    03  PA   P00533  PRO   U.S. HEALTHCARE, INC   US HEALTHCARE                             AUG-91   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H3312        HMO   IPA    UNIONDALE              US HEALTHCARE, INC.                      01-OCT-86              29,800
 RISKC                     JLIPSKY                                                                                   433
    02  NY   P00405  PRO   U.S. HEALTHCARE, INC   U.S. HEALTHCARE GOLDEN MEDICARE PLAN      DEC-86   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0751        HMO   IPA    M DDLETOWN             US HEALTHCARE, INC. - FAIRFIELD, CT      01-APR-94              15,031
 RISKC                     JLIPSKY                                                                                    10-
    01  CT   P00543  PRO   U.S. HEALTHCARE, INC   US HEALTHCARE MEDICARE PLAN               JUL-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4102        CMP   IPA    WARWICK                UNITED HEALTH PLANS OF NEW ENGLAND, IN   01-OCT-87              20,900
 RISKC                     SLINDENBERG                                                                               181
    01  RI   P00311  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                         FEB-88   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H2151        CMP   IPA    BALTIMORE              UNITED HEALTHCARE OF THE M D-ATLANTIC,   01-MAY-94              14,541
 RISKC                     SHENDEL                                                                                   471
    03  MD   P00743  PRO   UNITED HEALTHCARE      ADVANTAGE 65                              JUN-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97          (SORTED BY CHAIN ORGANIZATION)                                    PAGE:        9
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
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 H0151        CMP   IPA    BIRMINGHAM             UNITED HEALTHCARE OF ALABAMA, INC.       01-FEB-95              13,426
 RISKC                     MLOWMAN                                                                                   838
    04  AL   P00766  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                         APR-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1080        CMP   IPA    TAMPA                  UNITED HEALTHCARE OF FL, INC.            01-JAN-96              18,329
 RISKC                     MLOWMAN                TAMPA                                                            1,126
    04  FL   P00806  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                         FEB-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H9011        CMP   STAFF  ORLANDO                UNITED HEALTHCARE OF FLOR DA INC.        01-OCT-82              58,677
 RISKC                     MLOWMAN                                                                                   773
    04  FL   P00152  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                         APR-85   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H1155        CMP   IPA    ATLANTA                UNITED HEALTHCARE OF GEORGIA, INC.       01-MAR-96              14,341
 RISKC                     MLOWMAN                                                                                   391
    04  GA   P00832  PRO   UNITED HEALTHCARE      UNITED FOR SENIORS                        MAY-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H9045        HMO   IPA    CHICAGO                UNITED HEALTHCARE OF ILLINOIS, INC       01-JUL-84              55,209  H1452
 RISKC                     AKNIEVEL                                                                                  490
    05  IL   P00094  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                         JUL-85   01-97/12-97          RISKC
 __________________________________________________________________________________________________________________________________
 H3659        CMP   IPA    COLUMBUS               UNITED HEALTHCARE OF OHIO, INC.          01-MAY-96              35,187
 RISKC                     AKNIEVEL                                                                                1,358
    05  OH   P00840  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                         JUL-96   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H5253        CMP   IPA    MILWAUKEE              PRIMECARE HEALTH PLAN, INC.              01-AUG-95              13,032
 RISKC                     AKNIEVEL                                                                                  655
    05  WI   P00792  PRO   UNITED HEALTHCARE      PRIMECARE GOLD                            OCT-95   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H2802        CMP   IPA    OMAHA                  UNITED HEALTHCARE OF THE M DLANDS, INC   01-OCT-85               5,892
 RISKC                     AKNIEVEL                                                                                  131
    07  NE   P00281  PRO   UNITED HEALTHCARE      SENIORCARE                                OCT-85   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H4567        CMP   GROUP  DALLAS                 UNITED HEALTHCARE OF TEXAS, INC-DALLAS   01-JAN-97               2,679
 RISKC                     RKING2                                                                                    346
    06  TX   P00909  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                                  03-97/02-98
 __________________________________________________________________________________________________________________________________
 H0661        CMP   GROUP  ENGLEWOOD              UNITED HEALTHCARE OF COLORADO, INC.      01-FEB-97               5,018
 RISKC                     RKING2                                                                                    494
    08  CO   P00905  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                         APR-97   03-97/01-98
 __________________________________________________________________________________________________________________________________
 H1954        HMO   IPA    BATON ROUGE            COMMUNITY HLTH NETWORK OF LOUISIANA      01-SEP-94              19,149
 RISKC                     LOWMAN                                                                                      4
    06  LA   P00667  PRO   UNITED HEALTHCARE      COMMUNITY 65                              NOV-94   01-97/12-97
 __________________________________________________________________________________________________________________________________
 H0452        CMP   IPA    LITTLE ROCK            UNITED HEALTHCARE OF ARKANSAS, INC.      01-JUL-97                   0
 RISKC                     MLOWMAN                                                                                     0
    06  AR   P00918  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                                  06-97/05-98
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/97          (SORTED BY CHAIN ORGANIZATION)                                    PAGE:       10
                                                                                                                     DATE: 12/01/97

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
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