










                                                           MONTHLY REPORT


                                                     MEDICARE MANAGED CARE PLANS


                                                           DECEMBER  1998






























                        ATTACHED IS THE MONTHLY REPORT OF MEDICARE MANAGED CARE HEALTH PLANS.
                        PLEASE CONTACT THE OFFICE OF MANAGED CARE
                        AT (410) 786-1111, IF THERE ARE ANY QUESTIONS.


 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:          1
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0751        HMO   IPA    MIDDLETOWN             AETNA U.S. HEALTHCARE INC.             01-APR-1994             14,494
 RISKC                     JLIPSKY                                                                                 -157
    01  CT   P00543  PRO   U.S. HEALTHCARE, INC   AETNA U.S. HEALTHCARE GOLDEN MEDICARE   JUL-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0752        CMP   IPA    NORWALK                OXFORD HEALTH PLANS, (CONNECTICUT), IN 01-OCT-1995              6,706
 RISKC                     JHEALEY                                                                                 -895
    01  CT   P00815  PRO   OXFORD HEALTH PLANS    MEDICARE ADVANTAGE                      MAR-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0754        CMP   IPA    FARMINGTON             CONNECTICARE, INC                      01-SEP-1997             10,615
 RISKC                     AKNIEVEL                                                                                 571
    01  CT   P01027  NON   (NONE)                 CONNECTICARE 65                         OCT-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0755        HMO   IPA    SHELTON                PHYSICIANS HEALTH SERVICE OF CT., INC. 01-DEC-1996             26,462   H0757
 RISKC                     RMALSBARY                                                                               -128
    01  CT   P00902  PRO   FOUNDATION HEALTH SY   SMARTCHOICE                             JAN-1997 01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H0756        CMP   IPA    NORTH HAVEN            BLUE CROSS & BLUE SHIELD OF CONN.,INC. 01-MAR-1997             22,915
 RISKC                     JLIPSKY                NONE                                                            1,258
    01  CT   P00953  NON   (NONE)                 MEDICARE BLUE CONNECTICUT               MAY-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0757        CMP   IPA    NORTH HAVEN            M.D. HEALTH PLAN, INC.                 01-JAN-1999             18,079
 RISKC                     DDALFONZOWIGGS                                                                          -166
    01  CT   P00970  PRO   FOUNDATION HEALTH SY   SENIOR SECURITY                         JUN-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0758        CMP   IPA    HARTFORD               CIGNA HEALTHCARE OF CONNECTICUT, INC.  01-MAY-1997              2,199
 RISKC                     DCHAMBERS                                                                                305
    01  CT   P00983  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS            NOV-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0759        CMP   GROUP  HARTFORD               MEDSPAN HEALTH OPTIONS, INC            01-FEB-1998              3,391
 RISKC                     MELOVITCH                                                                                560
    01  CT   P01035  PRO   (NONE)                 THE MEDSPAN MEDICARE PLAN               MAR-1998 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0760        CMP   GROUP  LATHAM                 KAISER FOUNDATION HEALTH PLAN OF CTINC 01-JAN-1998              1,699   H0761
 RISKC                     AKNIEVEL                                                                                  70
    01  CT   P01056  NON   (NONE)                 SENIOR ADVANTAGE                        MAR-1998 01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H0761        CMP   GROUP  LATHAM                 KAISER FOUNDATION HEALTH PLAN OF CTINC 01-JAN-1999                491
 RISKC                     AKNIEVEL                                                                                  43
    01  CT   P01056  NON   (NONE)                 SENIOR ADVANTAGE                        APR-1998 01-1998/12-1998
 __________________________________________________________________________________________________________________________________
 H2204        HMO   GROUP  WELLESLEY              HARVARD COMMUNITY HEALTH PLAN OF NE, I 01-SEP-1985                506
 RISKC                     RKING2                 WELLESLEY                                                           7
    01  MA   P00161  NON   HARVARD                SENIORCARE                              SEP-1985 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2206        HMO   STAFF  BROOKLINE              HARVARD PILGRIM HEALTH CARE            01-JUL-1985             62,316
 RISKC                     RKING2                 URBAN                                                             864
    01  MA   P00042  NON   HARVARD                FIRST SENIORITY                         JUL-1985 01-1999/12-1999
             P00343
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:          2
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H2255        HMO   IPA    BURLINGTON             AETNA U.S. HEALTHCARE, INC.            01-JAN-1999             11,240
 RISKC                     JLIPSKY                                                                               -2,613
    01  MA   P00771  PRO   (NONE)                 US HEALTHCARE MEDICARE HEALTH PLAN      JUL-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2256        HMO   IPA    WALTHAM                TUFTS ASSOCIATED HMO, INC.             01-JUL-1994             87,923
 RISKC                     JHEALEY                TAHMO WESTERN REGION                                            1,817
    01  MA   P00177  NON   (NONE)                 SECURE HORIZONS TUFTS HEALTH PLAN FOR   OCT-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2261        CMP   IPA    BOSTON                 HMO BLUE, INC                          01-JAN-1996             13,575
 RISKC                     JLIPSKY                                                                                  199
    01  MA   P00839  NON   (NONE)                 BLUE CARE 65                            MAR-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3049        HMO   IPA    BURLINGTON             AETNA U.S HEALTHCARE, INC.             01-JAN-1999              1,175
 RISKC                     JLIPSKY                                                                                 -201
    01  MA   P00772  PRO   (NONE)                 US HEALTHCARE MEDICARE PLAN             JUL-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H9001        HMO   GROUP  WORCHESTER             FALLON COMMUNITY HEALTH PLAN, INC.     01-APR-1980             32,916
 RISKC                     RGROSS2                                                                                  -92
    01  MA   P00075  NON   (NONE)                 SENIOR PLAN                             APR-1985 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2049        CMP   GROUP  PORTLAND               NYLCARE HEALTH PLANS OF MAINE INC.     01-FEB-1998                482
 RISKC                     TGRAHAM                                                                                   39
    01  ME   P01046  PRO   (NONE)                 NYLCARE 65                              MAY-1998 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3050        HMO   IPA    CONCORD                HEALTHSOURCE NEW HAMPSHIRE, INC.       01-APR-1997             11,589
 RISKC                     DCHAMBERS                                                                                559
    01  NH   P00452  PRO   HEALTHSOURCE, INC.     HEALTHSOURCE FOR SENIORS                MAY-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3051        HMO   GROUP  MANCESTER              MATTHEW THORNTON HEALTH PLAN           01-JAN-1999              2,348
 RISKC                     RGROSS2                NASHUA                                                           -491
    01  NH   P00066  NON   (NONE)                 LIFETIME HEALTH                         AUG-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3052        HMO   IPA    WALTHAM                TUFTS HEALTH PLAN OF NEW ENGLAND (TNE) 01-JUN-1997              1,015
 RISKC                     JHEALEY                                                                                  289
    01  NH   P01001  PRO   (NONE)                 TUFTS SENIORS PRODUCT                   OCT-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2266        HMO   IPA    PROVIDENCE             TUFTS HEALTH PLAN OF NEW ENGLAND, INC. 01-FEB-1998                 71
 RISKC                     JHEALEY                TUFTS HEALTH PLAN                                                  -1
    01  RI   P01058  PRO   (NONE)                 SECURE HORIZONS                         APR-1998 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4102        CMP   IPA    WARWICK                UNITED HEALTH PLANS OF NEW ENGLAND, IN 01-OCT-1987             22,320
 RISKC                     SLINDENBERG                                                                             -162
    01  RI   P00311  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                       FEB-1988 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4149        CMP   STAFF  PROVIDENCE             HARVARD COMMUNITY HEALTH PLAN OF N.E.  01-MAY-1995              5,330
 RISKC                     RKING2                                                                                    -6
    01  RI   P00826  NON   (NONE)                 FIRST SENIORTY                          AUG-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:          3
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H4152        CMP   GROUP  PROVIDENCE             COORDINATED HEALTH PARTNERS            01-JAN-1997             25,568
 RISKC                     RKING2                 COORDINATED HEALTH P                                            1,436
    01  RI   P00874  PRO   (NONE)                 BLUE CHIP FOR MEDICARE                  MAY-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4153        CMP   IPA    WARWICK                UNITED HEALTH PLANS OF NEW ENGLAND, IN 01-JUL-1996             11,476
 RISKC                     SLINDENBERG                                                                              867
    01  RI   P00311  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                       OCT-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 01 (BOSTON): 26 CONTRACTS              TOTAL ENROLLMENTS FOR REGION WITHIN NATION:   396,901       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 7.5%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 6.6%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H3152        HMO   IPA    FAIRFIELD              AETNA U.S. HEALTHCARE, INC.            01-SEP-1993             79,390
 RISKC                     MORRIS                 MOORESTOWN                                                        358
    02  NJ   P00203  PRO   U.S. HEALTHCARE, INC   AETNA U.S. HEALTHCARE GOLDEN MEDICARE   NOV-1993 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3154        CMP   IPA    NEWARK                 HORIZON HEALTHCARE OF NEW JERSEY, INC. 01-JAN-1996             39,971
 RISKC                     SLINDENBERG                                                                            2,016
    02  NJ   P00827  PRO   (NONE)                 MEDICARE BLUE                           MAR-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3155        HMO   IPA    NEPTUNE                FIRST OPTION HEALTH PLAN OF NJ, INC    01-DEC-1995              2,809
 RISKC                     DWIGGS                                                                                  -182
    02  NJ   P00800  PRO   FOUNDATION HEALTH SY   SENIOR OPTIONS                          FEB-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3156        HMO   IPA    MR. LAUREL             AMERIHEALTH HMO_INC                    01-OCT-1995             16,442
 RISKC                     TMORRIS2                                                                                 137
    02  NJ   P00848  PRO   (NONE)                 AMERIHEALTH 65                          FEB-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3158        HMO   GROUP  NEW BRUNSWICK          HIP OF NEW JERSEY, INC.                01-JAN-1996             10,087
 RISKC                     RGROSS2                                                                                  290
    02  NJ   P00112  NON   HIP OF NEW YORK        HIP VIP MEDICARE PLAN                   JAN-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3160        CMP   GROUP  ROCKAWAY               CIGNA HEALTHCARE OF NORTHERN NJ, INC.  01-APR-1997              1,851
 RISKC                     DCHAMBERS                                                                                236
    02  NJ   P00951  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS            AUG-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3162        CMP   IPA    WILMINGTON             CIGNA HEALTHCARE OF NEW JERSEY, INC.   01-JAN-1998                  0
 RISKC                     DCHAMBERS              SOUTH                                                               0
    02  NJ   P00998  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS                     01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3386        HMO   IPA    ISELIN                 PRUDENTIAL HCP OF NEW YORK, INC        01-JAN-1999                775
 RISKC                     JHEALEY                NEW YORK                                                         -273
    02  NJ   P00232  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE        FEB-1998 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:          4
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H3107        CMP   IPA    NEW YORK               OXFORD HEALTH PLANS (NEW JERSEY), INC. 01-OCT-1991             19,829
 RISKC                     JHEALEY                                                                                 -704
    02  NY   P00428  PRO   OXFORD HEALTH PLANS    OXFORD MEDICARE ADVANTAGE               MAR-1992 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3159        CMP   GROUP  NEW YORK               UNITED HEALTHCARE OF NEW JERSEY, INC.  01-MAR-1997              5,278
 RISKC                     SLINDENBERG                                                                             -178
    02  NY   P00946  PRO   (NONE)                 MEDICARE COMPLETE                       MAY-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3161        HMO   IPA    JACKSON HEIGHTS        NYLCARE HEALTH PLANS, INC.             01-JAN-1999                778
 RISKC                     TGRAHAM                NEW JERSEY                                                        -95
    02  NY   P00508  PRO   SANUS HP, INC          NYLCARE 65                              MAY-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3305        HMO   IPA    ROCHESTER              ROCHESTER AREA HMO, INC.               01-NOV-1985             22,537   H3309
 RISKC                     ENEVINS                                                                                   84
    02  NY   P00105  NON   (NONE)                 PREFERRED CARE GOLD                     DEC-1985 01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H3307        CMP   IPA    NEW YORK               OXFORD HEALTH PLANS (NEW YORK) INC.    01-OCT-1991            122,472
 RISKC                     JHEALEY                                                                               -3,153
    02  NY   P09030  PRO   OXFORD HEALTH PLANS    OXFORD MEDICARE ADVANTAGE               JAN-1992 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3312        HMO   IPA    UNIONDALE              AETNA U.S. HEALTHCARE, INC.            01-OCT-1986             39,879
 RISKC                     JLIPSKY                                                                                1,587
    02  NY   P00405  PRO   U.S. HEALTHCARE, INC   AETNA U.S.HEALTHCARE GOLDEN MEDICARE P  DEC-1986 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3330        CMP   GROUP  NEW YORK               HIP OF GREATER NEW YORK                01-JUL-1987             70,070   H3314
 RISKC                     RGROSS2                                                                                  721
    02  NY   P09023  NON   HIP OF NEW YORK        HIP VIP MEDICARE PLAN                   AUG-1987 01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H3351        HMO   STAFF  BUFFALO                HEALTH CARE PLAN, INC. (THE)           01-JAN-1990             19,362   H3334
 RISKC                     RGROSS2                                                                                  894
    02  NY   P00068  NON   (NONE)                 HEALTH CARE PLAN/ SENIORCHOICE          JAN-1990 01-1999/12-1999        DCG
 __________________________________________________________________________________________________________________________________
 H3354        HMO   IPA    JACKSON HEIGHTS        NYLCARE HEALTH PLANS,INC.              01-JAN-1999              9,018
 RISKC                     TGRAHAM                N Y CITY - NY                                                    -400
    02  NY   P00507  PRO   SANUS HP, INC          NYLCARE 65                              APR-1992 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3359        CMP   GROUP  NEW YORK               MANAGED HEALTH, INC.                   01-JUN-1994              1,968
 RISKC                     SLINDENBERG                                                                              512
    02  NY   P00742  NON   (NONE)                 MANAGED HEALTH 65 PLUS                  JUL-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3360        CMP   IPA    MELVILLE               VYTRA HEALTHCARE                       01-NOV-1994             16,471
 RISKC                     ENEVINS                                                                                 -627
    02  NY   P00755  PRO   (NONE)                 VYTRA MEDICARE                          SEP-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3361        CMP   IPA    KINGSTON               WELLCARE_OF NEW YORK, INC.             01-SEP-1995             10,115
 RISKC                     JLIPSKY                                                                                 -122
    02  NY   P00813  PRO   (NONE)                 SENIOR HEALTH PLAN                      OCT-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:          5
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H3362        HMO   IPA    BUFFALO                INDEPENDENT HEALTH ASSOC.              01-JAN-1996             24,778
 RISKC                     RGROSS2                BUFFALO                                                        -1,135
    02  NY   P00115  NON   (NONE)                 INDEPENDENT HEALTH'S ENCOMPASS 65       MAY-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3363        HMO   GROUP  WHITE PLAINS           KAISER FOUNDATION HP OF NY             01-OCT-1995              2,230
 RISKC                     AKNIEVEL               COMMUNITY HEALTH PLA                                               50
    02  NY   P00021  NON   KAISER FOUNDATION HP   SENIOR ADVANTAGE                        DEC-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3365        CMP   GROUP  NEW YORK               CIGNA HEALTHCARE OF NEW YORK           01-MAR-1996              6,167
 RISKC                     DCHAMBERS                                                                                212
    02  NY   P00834  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS            OCT-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3366        HMO   IPA    WHITE PLAINS           PHYSICIANS HLTH SVC OF NY, INC         01-MAR-1996             11,207
 RISKC                     RMALSBARY                                                                                193
    02  NY   P00563  PRO   (NONE)                 PHS/SMARTCHOICE                         MAR-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3368        HMO   STAFF  LATHAM                 CAPITAL AREA COMMUNITY HP              01-MAY-1996              9,619
 RISKC                     AKNIEVEL               ALBANY(NY)                                                         92
    02  NY   P00025  NON   (NONE)                 SENIOR ADVANTAGE                        OCT-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3370        CMP   IPA    NEW YORK               EMPIRE BLUE CROSS-BLUE SHIELD          01-JUL-1996             19,967
 RISKC                     ENEVINS                                                                                  897
    02  NY   P00886  NON   (NONE)                 BLUECHOICE SENIOR PLAN                  SEP-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3371        CMP   IPA    LATHAM                 COMMUNITY HEALTH PLAN                  01-JAN-1999              3,230
 RISKC                     AKNIEVEL               UNITED REGION                                                     -31
    02  NY   P00891  NON   (NONE)                 SENIOR ADVANTAGE                        NOV-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3372        HMO   GROUP  BALDWINSVILLE          HLTH SVC MED CORP CNTRL NY             01-JAN-1997              1,140
 RISKC                     RGROSS2                BALDWINSVILLE                                                      59
    02  NY   P00145  NON   (NONE)                 SENIORCHOICE                            JAN-1998 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3373        HMO   STAFF  POUGHKEEPSIE           CAPITAL AREA COMMUNITY HP              01-SEP-1996              6,822
 RISKC                     AKNIEVEL               POUGHKEEPSIE                                                      261
    02  NY   P00175  NON   (NONE)                 SENIOR ADVANTAGE                        NOV-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3378        CMP   IPA    MELVILLE               MDNY HEALTHCARE, INC.                  01-DEC-1996              3,622
 RISKC                     JHEALEY                                                                                  452
    02  NY   P00941  PRO   (NONE)                 MDSELECT 65                             FEB-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3379        CMP   GROUP  NEW YORK               UNITED HEALTHCARE OF NEW YORK, INC.    01-MAR-1997              8,708
 RISKC                     SLINDENBERG                                                                              392
    02  NY   P00944  PRO   (NONE)                 MEDICARE COMPLETE                       MAY-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3383        CMP   IPA    GLENS FALLS            HUM/HEALTHCARE SYSTEMS, INC.           01-JUN-1997              1,724
 RISKC                     JLIPSKY                PARTNERS HEALTH PLANS                                              95
    02  NY   P01032  PRO   (NONE)                 SENIOR GOLD                             SEP-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:          6
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H3384        CMP   IPA    BUFFALO                NEW YORK CARE PLUS INSURANCE CO, INC.  01-FEB-1998              2,205
 RISKC                     JHEALEY                                                                                  542
    02  NY   P01033  NON   (NONE)                 SENIOR BLUE                             APR-1998 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3385        CMP   IPA    ALBANY                 NEW YORK CARE PLUS INSURANCE CO., INC  01-FEB-1998                984
 RISKC                     JHEALEY                                                                                  118
    02  NY   P01036  NON   (NONE)                 SENIOR BLUE                             MAY-1998 01-1998/12-1998
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 02 (NEW YORK): 34 CONTRACTS            TOTAL ENROLLMENTS FOR REGION WITHIN NATION:   591,505       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 9.8%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 9.8%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H0852        CMP   IPA    WILMINGTON             CIGNA HEALTHCARE OF DELAWARE, INC.     01-JAN-1998                  0
 RISKC                     DCHAMBERS                                                                                  0
    03  DE   P01002  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS                     01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3968        CMP   IPA    WILMINGTON             CIGNA HEALTHCARE OF PENNSYLVANIA, INC. 01-JAN-1998                  0
 RISKC                     DCHAMBERS                                                                                  0
    03  DE   P00997  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS                     01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0954        CMP   GROUP  ROCKVILLE              KAISER FNDN HP OF THE MID-ATLANTIC STS 01-FEB-1997             19,835   H0951
 RISKC                     HENDEL                 DC                                                              1,272
    03  MD   P00014  NON   KAISER FOUNDATION HP   KAISER PERMANENTE                       AUG-1997 01-1999/12-1999        RISKC
             P00014
 __________________________________________________________________________________________________________________________________
 H2101        HMO   GROUP  BALTIMORE              HEALTHCARE CORP. OF THE MID-ATLANTIC   01-JUN-1986             31,933
 RISKC                     TMORRIS2                                                                               3,147
    03  MD   P00059  PRO   HEALTHCARE CORP OF A   CAREFIRST                               JUN-1986 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2151        CMP   IPA    BALTIMORE              UNITED HEALTHCARE OF THE MID-ATLANTIC, 01-MAY-1994             20,673
 RISKC                     SLINDENBERG                                                                             -393
    03  MD   P00743  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                       JUN-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2152        HMO   IPA    GREENBELT              NYLCARE HEALTH PLANS, INC.             01-JAN-1999             14,133
 RISKC                     TGRAHAM                GREENBELT                                                      -1,152
    03  MD   P00079  PRO   SANUS HP, INC          NYLCARE 65                              AUG-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2153        CMP   IPA    ROCKVILLE              OPTIMUM CHOICE, INC.                   01-JAN-1999              7,090
 RISKC                     SHENDEL                                                                                 -339
    03  MD   P00757  PRO   (NONE)                 OPTIMUM CHOICE ADVANTAGE                AUG-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:          7
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H2158        CMP   IPA    BALTIMORE              PRUDENTIAL HEALTH CARE PLAN            01-JAN-1999              7,191
 RISKC                     JHEALEY                PHCP-MID-ATLANTIC                                              -1,589
    03  MD   P00962  PRO   (NONE)                 PRUDENTIAL HEALTHCARE SENIORCARE        FEB-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2160        CMP   GROUP  COLUMBIA               CIGNA HEALTHCARE MID-ATLANTIC, INC.    01-FEB-1998                  0
 RISKC                     DCHAMBERS                                                                                  0
    03  MD   P01049  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS                     01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0850        HMO   IPA    BLUE BELL              AETNA U.S. HEALTHCARE INC.             01-JAN-1999              8,295
 RISKC                     JLIPSKY                                                                                  -54
    03  PA   P00779  PRO   (NONE)                 US  HEALTHCARE MEDICARE PLAN            JUL-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0851        HMO   IPA    PHILADELPHIA           AMERIHEALTH HMO INC.                   01-JAN-1999              2,529
 RISKC                     TMORRIS2                                                                                 -24
    03  PA   P00895  PRO   (NONE)                 AMERIHEALTH 65                          NOV-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0953        HMO   IPA    BLUE BELL              AETNA U.S. HEALTHCARE INC.             01-JAN-1999                247
 RISKC                     JLIPSKY                US HEALTHCARE D.C.                                                -11
    03  PA   P00781  PRO   (NONE)                 US HEALTHCARE MEDICARE HEALTH PLAN      AUG-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2154        HMO   IPA    BLUE BELL              AETNA U.S. HEALTHCARE, INC.            01-JAN-1999             10,113
 RISKC                     JLIPSKY                US HEALTHCARE MD                                                 -815
    03  PA   P00780  PRO   (NONE)                 US HEALTHCARE MEDICARE PLAN             NOV-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3931        HMO   IPA    BLUE BELL              AETNA U.S. HEALTHCARE                  01-NOV-1985             98,875   H3901
 RISKC                     JLIPSKY                BLUE BELL                                                         459
    03  PA   P00147  PRO   U.S. HEALTHCARE, INC   US HEALTHCARE                           NOV-1985 01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H3949        HMO   GROUP  PHILADELPHIA           QUALMED PLANS FOR HEALTH, INC. (PHILA. 01-FEB-1992             12,085
 RISKC                     WIGGS                                                                                   -178
    03  PA   P00093  PRO   FOUNDATION HEALTH SY   WISE CHOICE                             JUN-1992 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3951        HMO   IPA    PITTSBURGH             AETNA U.S. HEALTHCARE                  01-JUL-1991             29,001
 RISKC                     JLIPSKY                PITTSBURGH                                                        166
    03  PA   P00533  PRO   U.S. HEALTHCARE, INC   AETNA U.S. HEALTHCARE GOLDEN MEDICARE   AUG-1991 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3952        HMO   IPA    PHILADELPHIA           KEYSTONE HEALTH PLAN EAST, INC.        01-JAN-1993            112,515
 RISKC                     TMORRIS2                                                                                 406
    03  PA   P00159  PRO   (NONE)                 KEYSTONE 65                             MAR-1993 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3953        HMO   IPA    WILKES BARRE           HMO OF NORTHEASTERN PA, INC            01-FEB-1994             29,597
 RISKC                     TMORRIS2                                                                                 269
    03  PA   P00548  NON   (NONE)                 FIRST PRIORITY 65                       JUL-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3954        HMO   GROUP  DANVILLE               PENN STATE GEISINGER HEALTH PLAN       01-MAR-1994             39,467
 RISKC                     TMORRIS2                                                                                 451
    03  PA   P00515  NON   (NONE)                 GEISINGER GOLD                          APR-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:          8
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H3957        HMO   IPA    PITTSBURGH             KEYSTONE HEALTH PLAN WEST, INC.        01-MAR-1995            137,868
 RISKC                     TMORRIS2                                                                                 997
    03  PA   P00555  PRO   (NONE)                 SECURITY BLUE                           MAY-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3959        HMO   GROUP  PITTSBURGH             HEALTHAMERICA PENNSYLVANIA, INC.       01-JAN-1996             11,818
 RISKC                     MERV JOHN              PITTSBURGH                                                        248
    03  PA   P00008  PRO   (NONE)                 ADVANTRA                                MAR-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3960        HMO   GROUP  HARRISBURG             HEALTHAMERICA OF CENTRAL PA.           01-JUL-1996             13,768   H3961
 RISKC                     MJOHN                                                                                   -509
    03  PA   P00732  PRO   (NONE)                 ADVANTRA                                AUG-1996 01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H3962        CMP   IPA    CAMP HILL              KEYSTONE HEALTH PLAN CENTRAL,INC.      01-MAY-1996             19,894
 RISKC                     TMORRIS2                                                                                 142
    03  PA   P00893  PRO   (NONE)                 SENIOR BLUE                             JUN-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3969        CMP   IPA    PITTSBURGH             QUALMED PLANS FOR HEALTH, W. PA., INC  01-JUN-1998              1,930
 RISKC                     DDALFONZOWIGGS                                                                             6
    03  PA   P01003  NON   (NONE)                 WISE CHOICE                                      01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3970        HMO   IPA    LANCASTER              HEALTHGUARD OF LANCASTER, INC          01-JUL-1997              3,525
 RISKC                     MJOHN                                                                                    122
    03  PA   P00532  PRO   (NONE)                 MEDIGUARD                               OCT-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3971        CMP   GROUP  HARRISBURG             HEALTHCENTRAL INC.                     01-JAN-1998              2,254
 RISKC                     TMORRIS2               N/A                                                               693
    03  PA   P01048  NON   (NONE)                                                                  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4952        HMO   IPA    BLUE BELL              AETNA U.S. HEALTHCARE, INC.            01-JAN-1999                467
 RISKC                     JLIPSKY                                                                                  -32
    03  PA   P00945  NON   (NONE)                 USHC MEDICARE PLAN                      SEP-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4953        HMO   IPA    BLUE BELL              AETNA U.S. HEALTHCARE, INC.            01-JAN-1999                451
 RISKC                     JLIPSKY                                                                                  -59
    03  PA   P00945  NON   (NONE)                 USHC MEDICARE PLAN                      JAN-1998 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4949        HMO   IPA    VIRGINA BEACH          OPTIMA HEALTH PLAN                     01-FEB-1991             12,489
 RISKC                     TGRAHAM                                                                                  263
    03  VA   P00326  NON   (NONE)                 OPTIMA  MEDICARE CHOICE                 APR-1991 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4951        CMP   IPA    GLEN ALLEN             CIGNA HEALTHCARE OF VIRGINIA, INC.     01-SEP-1996              6,769
 RISKC                     DCHAMBERS                                                                                377
    03  VA   P00904  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS            NOV-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4954        OTH          CHARLOTTESVILLE        QUALCHOICE OF VIRGINIA HEALTH PLAN, IN 01-JAN-1999                922
 RISKC                     TGRAHAM                                                                                   -2
    03  VA   P00961  PRO   (NONE)                 QUALCHOICE OF VIRGINIA                  JUL-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:          9
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H4955        CMP   IPA    RICHMOND               HEALTHKEEPERS, INC.                    01-FEB-1998              1,316
 RISKC                     MJOHN                                                                                    333
    03  VA   P01018  NON   (NONE)                 TRIGON HEALTHKEEPERS GOLD               MAY-1998 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0567        CMP   GROUP  CHARLESTON             CARELINK HEALTH PLANS                  01-MAY-1998                  0
 RISKC                     JHODO                  CHARLESTON                                                          0
    03  WV   P01040  PRO   (NONE)                 CARELINK'S GOLD HEALTH PLAN                      01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H5149        CMP   GROUP  PITTSBURGH             COVENTRY HP OF WV DBA HEALTHASSURANCE  01-JAN-1998                  0
 RISKC                     TMORRIS2                                                                                   0
    03  WV   P00975  PRO   (NONE)                 ADVANTRA                                         01-1999/12-1999
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 03 (PHILADELPHIA): 34 CONTRACTS        TOTAL ENROLLMENTS FOR REGION WITHIN NATION:   657,050       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 9.8%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 10.9%     ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H0150        CMP   IPA    BIRMINGHAM             HEALTH PARTNERS OF ALABAMA, INC.       01-MAR-1994             12,568
 RISKC                     AMOSES                                                                                   113
    04  AL   P00749  PRO   (NONE)                 SENIORS FIRST                           MAY-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0151        CMP   IPA    BIRMINGHAM             UNITED HEALTHCARE OF ALABAMA, INC.     01-FEB-1995             20,413
 RISKC                     MLOWMAN                                                                                  292
    04  AL   P00766  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                       APR-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0152        CMP   IPA    BIRMINGHAM             UNITED HEALTHCARE OF ALABAMA, INC.     01-MAR-1995             12,346
 RISKC                     MLOWMAN                                                                                  105
    04  AL   P00766  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                       APR-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0153        CMP   IPA    BIRMINGHAM             HEALTH PARTNERS OF ALABAMA, INC.       01-MAR-1997                637
 RISKC                     AMOSES                                                                                    98
    04  AL   P00749  PRO   (NONE)                 SENIORS FIRST MEDICARE PLAN             MAY-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0154        CMP   IPA    BIRMINGHAM             VIVA HEALTH, INC.                      01-MAY-1998                185
 RISKC                     SLINDENBERG                                                                               44
    04  AL   P01062  PRO   (NONE)                 VIVA MEDICARE                                    01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1013        CMP   IPA    SUNRISE                FOUNDATION HEALTH, A FLORIDA HLTH PLAN 01-JUN-1987             24,891
 RISKC                     RMALSBARY                                                                                510
    04  FL   P09026  PRO   FOUNDATION HEALTH SY   FOUNDATION SENIOR VALUE                 JUN-1987 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1015        CMP   IPA    TAMPA                  AETNA U.S. HEALTHCARE, INC.            01-AUG-1997              5,137
 RISKC                     JLIPSKY                                                                                1,194
    04  FL   P01004  PRO   (NONE)                 AETNA U.S.HEALTHCARE GOLDEN MEDICARE P  JAN-1998 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:         10
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H1016        HMO   IPA    GAINESVILLE            AV-MED HEALTH PLAN INC                 01-SEP-1987             36,596   H9012
 RISKC                     SLINDENBERG            MIAMI                                                             502
    04  FL   P00043  NON   (NONE)                 AV-MED MEDICARE PLAN                    APR-1985 01-1999/12-1999        RISKB
 __________________________________________________________________________________________________________________________________
 H1019        CMP   IPA    TAMPA                  PHYSICIANS HEALTHCARE PLANS, INC       01-FEB-1998                920
 RISKC                     AMOSES                                                                                   192
    04  FL   P01022  PRO   (NONE)                 PHYSICIANS CARE PLUS                    APR-1998 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1020        HMO   IPA    TAMPA                  HEALTH OPTIONS, INC.                   01-SEP-1997              8,943
 RISKC                     LLITTLEAXE             LEE                                                               284
    04  FL   P01029  PRO   (NONE)                 MEDICARE AND MORE                       OCT-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1022        CMP   IPA    DELRAY BEACH           FLORIDA HEALTH CHOICE, INC.            01-JAN-1998              9,697
 RISKC                     SLINDENBERG            N/A                                                               430
    04  FL   P01053  NON   (NONE)                 FIRSTCHOICE MEDICARE                    JAN-1998 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1025        CMP   STAFF  WINTER HAVEN           FLORIDA 1ST HEALTH PLANS, INC.         01-JAN-1999                  0
 RISKC                     MELOVITCH                                                                                  0
    04  FL   P01069  PRO   (NONE)                 FLORIDA 1ST MEDICARE PLAN                        01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1026        HMO   IPA    MIAMI                  HEALTH OPTIONS, INC                    01-AUG-1986             57,286   H9026
 RISKC                     LLITTLEAXE             SOUTH FLORIDA                                                      82
    04  FL   P00114  PRO   (NONE)                 MEDICARE AND MORE                       APR-1985 01-1999/12-1999        DEMO RISKB
 __________________________________________________________________________________________________________________________________
 H1035        HMO   STAFF  HOLLY HILL             FLORIDA HEALTH CARE PLAN, INC.         01-NOV-1985             14,688   H1065
 RISKC                     GROSS                                                                                     17
    04  FL   P00003  NON   (NONE)                 SENIOR CARE                             NOV-1985 01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H1036        HMO   STAFF  MIRAMAR                HUMANA MEDICAL PLAN, INC               01-FEB-1986            238,957   H9050
 RISKC                     MMCLEAN                SOUTH FLORIDA MARKET                                           -2,672
    04  FL   P00126  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                   APR-1985 01-1999/12-1999        RISKB
             P00304
             P00649
             P00569
 __________________________________________________________________________________________________________________________________
 H1056        HMO   IPA    MIAMI                  PCA HEALTH PLANS OF FLORIDA, INC.      01-JAN-1999              7,808   H1055
 RISKC                     PFOSTER                                                                                 -341
    04  FL   P00670  PRO   PCA, INC.              PCA QUALICARE                           NOV-1991 01-1998/12-1998        RISKC
 __________________________________________________________________________________________________________________________________
 H1057        HMO   IPA    GAINESVILLE            AV-MED HEALTH PLAN INC                 01-AUG-1993             14,304
 RISKC                     SLINDENBERG            GAINESVILLE                                                      -681
    04  FL   P00702  NON   (NONE)                 AV-MED MEDICARE PLAN                    NOV-1993 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1059        HMO   IPA    GAINESVILLE            AV-MED HEALTH PLAN INC                 01-AUG-1993              6,918
 RISKC                     SLINDENBERG            JACKSONVILLE                                                      -79
    04  FL   P00703  NON   (NONE)                 AV-MED MEDICARE PLAN                    NOV-1993 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:         11
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H1061        HMO   IPA    GAINESVILLE            AV-MED HEALTH PLAN INC                 01-AUG-1993              4,382
 RISKC                     SLINDENBERG            ORLANDO                                                         1,210
    04  FL   P00704  NON   (NONE)                 AV-MED MEDICARE PLAN                    OCT-1993 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1062        HMO   IPA    MIAMI                  AV-MED HEALTH PLAN INC                 01-AUG-1993             17,195
 RISKC                     LINDENBERG             TAMPA                                                             421
    04  FL   P00226  NON   (NONE)                 AV-MED MEDICARE PLAN                    NOV-1993 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1068        HMO   IPA    TAMPA                  PCA HEALTH PLANS OF FLORIDA, INC.      01-JAN-1999             12,403   H1067
 RISKC                     MMCLEAN                TAMPA/ORLANDO                                                    -761
    04  FL   P00737  PRO   (NONE)                 PCA QUALICARE                           OCT-1994 01-1998/12-1998        RISKC
 __________________________________________________________________________________________________________________________________
 H1069        HMO   IPA    JACKSONVILLE           PCA HEALTH PLANS OF FLORIDA, INC.      01-JAN-1999              5,442
 RISKC                     MMCLEAN                JACKSONVILLE                                                      249
    04  FL   P00738  PRO   (NONE)                 PCA QUALICARE                           OCT-1994 01-1998/12-1998
 __________________________________________________________________________________________________________________________________
 H1070        HMO   GROUP  JACKSONVILLE           PRUDENTIAL HLTH CARE PLAN, INC.        01-AUG-1994             12,396
 RISKC                     JHEALEY                JACKSONVILLE                                                      290
    04  FL   P00263  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE        SEP-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1071        HMO   GROUP  JACKSONVILLE           HEALTH OPTIONS, INC                    01-APR-1994              7,648
 RISKC                     LLITTLEAXE             NORTHEAST REGION                                                  279
    04  FL   P00280  PRO   (NONE)                 MEDICARE AND MORE                       JUN-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1072        CMP   IPA    MAITLAND               COMMUNITY HEALTH CARE SYSTEMS, INC.    01-APR-1997              2,922
 RISKC                     RGROSS2                                                                                  -16
    04  FL   P00959  PRO   (NONE)                 HEALTHCHOICE CARES                      JUN-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1073        HMO   GROUP  PLANTATION             PRUDENTIAL HLTH CARE PLAN, INC.        01-AUG-1994             22,156
 RISKC                     JHEALEY                PRUCARE OF SOUTH FLORIDA                                          290
    04  FL   P00756  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE        OCT-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1074        HMO   IPA    TAMPA                  PRUDENTIAL HLTH CARE PLAN, INC.        01-NOV-1994             26,863
 RISKC                     JHEALEY                TAMPA                                                             474
    04  FL   P00381  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE        JAN-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1076        CMP   IPA    HOLLYWOOD              HIP HEALTH PLAN OF FLORIDA, INC.       01-JAN-1995             21,349   H6336
 RISKC                     RGROSS2                                                                                  333
    04  FL   P00794  NON   (NONE)                 HIP VIP MEDICARE PLAN                   APR-1995 01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H1078        CMP   IPA    MIAMI                  NEIGHBORHOOD HEALTH PARTNERSHIP INC    01-JUN-1995             18,290
 RISKC                     JHEALEY                                                                                  393
    04  FL   P00801  NON   (NONE)                 NEIGHBORHOOD HLTH PARTNERSHIP THE SENI  JUL-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1080        CMP   IPA    TAMPA                  UNITED HEALTHCARE OF FL, INC.          01-JAN-1996             35,413
 RISKC                     MLOWMAN                TAMPA                                                           1,196
    04  FL   P00806  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                       FEB-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:         12
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H1081        HMO   GROUP  MAITLAND               PRUDENTIAL HLTH CARE PLAN, INC.        01-JUL-1995             13,185
 RISKC                     JHEALEY                ORLANDO                                                           895
    04  FL   P00239  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE        SEP-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1082        HMO   IPA    JACKSONVILLE           HEALTH OPTIONS, INC                    01-MAR-1996             35,092
 RISKC                     DROSS1                 WEST COAST REGION                                                 684
    04  FL   P00463  PRO   (NONE)                 MEDICARE AND MORE                       APR-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1084        CMP   IPA    HOLLYWOOD              HIP HEALTH PLAN OF FLORIDA, INC.       01-SEP-1995              2,741   H6336
 RISKC                     RGROSS2                                                                                   -6
    04  FL   P00794  NON   (NONE)                 HIP VIP MEDICARE PLAN - TAMPA           NOV-1995 01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H1087        CMP   GROUP  TAMPA                  CIGNA HEALTHCARE OF FLORIDA, INC.      01-SEP-1995              6,591
 RISKC                     DCHAMBERS              TAMPA                                                             498
    04  FL   P00837  PRO   CIGNA HP, INC          CIGNA HEALTHCARE FOR SENIORS            NOV-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1088        CMP   IPA    JACKSONVILLE           PRINCIPAL HEALTH CARE OF FLORIDA, INC. 01-JAN-1999              3,591
 RISKC                     TMORRIS2                                                                              -1,227
    04  FL   P00842  PRO   (NONE)                 PRINCIPAL HEALTH CARE 65                AUG-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1094        CMP   IPA    PENSACOLA              UNITED HEALTHCARE OF FL, INC           01-APR-1997              2,661
 RISKC                     MLOWMAN                                                                                  386
    04  FL   P00907  PRO   (NONE)                 MEDICARE COMPLETE                       MAY-1998 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1095        HMO   IPA    ORLANDO                HEALTH OPTIONS, INC                    01-MAY-1996             10,564
 RISKC                     LLITTLEAXE             CENTRAL FLORIDA                                                 1,888
    04  FL   P00459  PRO   (NONE)                 MEDICARE AND MORE                       JUL-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1098        CMP   GROUP  TAMPA                  CIGNA HEALTHCARE OF FLORIDA, INC.      01-JAN-1997              1,885
 RISKC                     DCHAMBERS              ORLANDO                                                           260
    04  FL   P00956  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS            FEB-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1099        CMP   GROUP  MELBOURNE              HEALTH FIRST HEALTH PLANS, INC.        01-APR-1997             12,539
 RISKC                     SLINDENBERG            HEALTH FIRST HEALTH PLANS                                         616
    04  FL   P00973  PRO   (NONE)                 HEALTH FIRST MEDICARE PLAN              MAY-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H9011        CMP   STAFF  ORLANDO                UNITED HEALTHCARE OF FLORIDA INC.      01-OCT-1982             66,796
 RISKC                     MLOWMAN                                                                                  132
    04  FL   P00152  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                       APR-1985 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1155        CMP   IPA    ATLANTA                UNITED HEALTHCARE OF GEORGIA, INC.     01-MAR-1996             15,900
 RISKC                     MLOWMAN                                                                               -1,152
    04  GA   P00832  PRO   UNITED HEALTHCARE      UNITED FOR SENIORS                      MAY-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1156        HMO   IPA    ATLANTA                AETNA U.S.HEALTHCARE OF GEORGIA, INC.  01-AUG-1996              4,490
 RISKC                     TMORRIS2                                                                                   5
    04  GA   P00856  PRO   (NONE)                 AETNA U.S. HEALTHCARE GOLDEN MEDICARE   DEC-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:         13
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H1168        CMP   IPA    ATLANTA                HMO GEORGIA, INC                       01-JAN-1997              9,391
 RISKC                     LLITTLEAXE                                                                               458
    04  GA   P00958  PRO   (NONE)                 BLUECHOICE PLATINUM                     MAY-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1170        HMO   GROUP  ATLANTA                KAISER FOUNDATION HP OF GA, INC.       01-JAN-1997              5,432
 RISKC                     AKNIEVEL                                                                                 250
    04  GA   P00366  NON   KAISER FOUNDATION HP   SENIOR ADVANTAGE                        MAY-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1171        CMP   IPA    ATLANTA                CIGNA HEALTHCARE OF GEORGIA, INC.      01-JAN-1998              3,967
 RISKC                     DCHAMBERS                                                                              1,062
    04  GA   P01050  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS            MAY-1998 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4563        HMO   GROUP  ATLANTA                PRUDENTIAL HLTH CARE PLAN, INC.        01-JAN-1995              9,784
 RISKC                     JHEALEY                HOUSTON                                                            57
    04  GA   P00016  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE        FEB-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1849        CMP   IPA    LOUISVILLE             SOUTHEASTERN UNITED MEDIGROUP INC-SUMI 01-JAN-1998                  0
 RISKC                     MLOWMAN                                                                                    0
    04  KY   P01037  PRO   (NONE)                 ANTHEM SENIOR ADVANTAGE                          01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1851        CMP   IPA    LEXINGTON              ADVANTAGE CARE, INC.                   01-MAY-1998                  0
 RISKC                     SLINDENBERG            N/A                                                                 0
    04  KY   P01075  PRO   (NONE)                 ADVANTAGE CARE PRIME 65                          01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1890        CMP   IPA    LOUISVILLE             HUMANA HEALTH PLAN, INC.               01-JAN-1988             13,153
 RISKC                     MMCLEAN                                                                                   98
    04  KY   P09032  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                   DEC-1987 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3449        CMP   IPA    WINSTON SALEM          PARTNERS NATIONAL HEALTH PLANS OF NC,  01-JUL-1995             13,091
 RISKC                     AMOSES                                                                                   303
    04  NC   P00796  PRO   (NONE)                 PARTNERS MEDICARE CHOICE                JAN-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3455        CMP   IPA    WINSTON SALEM          QUALCHOICE OF NORTH CAROLINA INC,      01-AUG-1996             14,064
 RISKC                     AMOSES                                                                                   174
    04  NC   P00915  PRO   (NONE)                 QUALCHOICE MEDICARE GOLD                DEC-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3456        CMP   IPA    GREENSBORO             UNITED HEALTHCARE OF NORTH CAROLINA    01-JUN-1997                732
 RISKC                     MLOWMAN                                                                                   68
    04  NC   P00935  PRO   (NONE)                 MEDICARE COMPLETE                                01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3457        CMP   IPA    CHAPEL HILL            WELLPATH SELECT, INC.                  01-SEP-1997              2,537
 RISKC                     TGRAHAM                                                                                  163
    04  NC   P01012  PRO   (NONE)                 WELLPATH 65 HEALTH PLAN                 NOV-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4249        HMO   IPA    COLUMBIA               COMPANION HEALTHCARE CORPORATION       01-FEB-1996              1,094
 RISKC                     AMOSES                 PIEDMONT                                                            0
    04  SC   P00369  PRO   (NONE)                 PRIME COMPANION                         MAR-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:         14
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H4452        CMP   IPA    NASHVILLE              HEALTH 1*2*3                           01-JAN-1996             12,203
 RISKC                     AMOSES                                                                                   383
    04  TN   P00820  PRO   (NONE)                 HEALTH 1*2*3 PLATINUM                   APR-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4454        CMP   IPA    NASHVILLE              HEALTH NET HMO, INC.                   01-OCT-1996              5,542
 RISKC                     AMOSES                                                                                   190
    04  TN   P00900  PRO   (NONE)                 HEALTH NET 65                           JAN-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4455        CMP   IPA    CHATTANOOGA            TENNESSEE HEALTH CARE NETWORK, INC.    01-SEP-1997              2,457
 RISKC                     ENEVINS                                                                                  193
    04  TN   P00963  PRO   (NONE)                 HMO BLUE SECURITY                       APR-1998 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4457        HMO   IPA    CHATTANOOGA            HEALTHSOURCE TENNESSEE, INC.           01-SEP-1997              2,191
 RISKC                     DCHAMBERS                                                                                 97
    04  TN   P01008  PRO   (NONE)                 HEALTHSOURCE FOR SENIORS                JAN-1998 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4458        CMP   IPA    NASHVILLE              UNITED HEALTHCARE OF TENNESSEE, INC.   01-FEB-1998                 20
 RISKC                     CEISENBERG                                                                                20
    04  TN   P01013  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE - MEMPHIS                      01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4459        CMP   IPA    NASHVILLE              UNITED HEALTHCARE OF TENNESSEE, INC.   01-FEB-1998                 28
 RISKC                     CEISENBERG                                                                                28
    04  TN   P01013  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE - NASHVILLE                    01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4460        CMP   IPA    NASHVILLE              UNITED HEALTHCARE OF TENNESSEE, INC.   01-FEB-1998                  8
 RISKC                     CEISENBERG                                                                                 8
    04  TN   P01013  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE - CHATTANOOGA                  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4461        CMP   IPA    KNOXVILLE              CARITEN HEALTH PLAN IN                 01-JAN-1998              1,526
 RISKC                     SLINDENBERG                                                                               74
    04  TN   P01034  PRO   (NONE)                 CARITEN SENIOR HEALTH                   MAR-1998 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4462        CMP   IPA    NASHVILLE              PHOENIX HEALTHCARE CORPORATION         01-JUL-1998                  0
 RISKC                     JLIPSKY                                                                                    0
    04  TN   P01059  PRO   (NONE)                 PLATINUM PLUS                                    01-1998/12-1998
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 04 (ATLANTA): 63 CONTRACTS             TOTAL ENROLLMENTS FOR REGION WITHIN NATION:   932,008       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 18.2%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 15.4%     ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H1406        HMO   STAFF  CHICAGO                HUMANA HEALTH PLAN, INC.               01-JUL-1985             67,123   H1458
 RISKC                     PFOSTER                ILLINOIS                                                        1,902
    05  IL   P00061  NON   HUMANA INC.            HUMANA GOLD PLUS PLAN                   JUL-1985 01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:         15
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H1458        CMP   IPA    DES PLAINES            HEALTH DIRECT INSURANCE, INC.          01-JAN-1999              3,269
 RISKC                     PFOSTER                                                                                  -80
    05  IL   P00791  PRO   (NONE)                 HEALTH DIRECT HMO SENIOR PLAN           JAN-1995 01-1998/12-1998
 __________________________________________________________________________________________________________________________________
 H1460        HMO   IPA    OAKBROOK TERRACE       PRINCIPAL HEALTH PLAN OF ILLINOIS      01-JAN-1996              5,059
 RISKC                     TMORRIS2                                                                                -113
    05  IL   P00308  PRO   PHS, INC.              FHP SENIOR PLAN                         FEB-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1461        CMP   IPA    OAKBROOK               NYLCARE, INC.                          01-JAN-1999              3,776
 RISKC                     TGRAHAM                                                                                 -946
    05  IL   P00952  PRO   (NONE)                 NYLCARE 65                              NOV-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1465        CMP   IPA    CHICAGO                AETNA HEALTH PLAN OF ILLINOIS,INC.     01-SEP-1997              1,926
 RISKC                     TMORRIS2                                                                                 998
    05  IL   P01007  PRO   (NONE)                 AETNA U.S.HEALTHCARE GOLDEN MEDICARE P  FEB-1998 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1469        CMP   GROUP  WESTMONT               ACCORD HEALTH PLAN                     01-AUG-1998                160
 RISKC                     MLOWMAN                                                                                  154
    05  IL   P01080  PRO   (NONE)                 ACCORD MEDICARE                                  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4456        CMP   IPA    MOLINE                 HERITAGE NATIONAL HEALTHPLAN, INC.     01-JUL-1997              6,346
 RISKC                     MJOHN                                                                                    169
    05  IL   P00987  PRO   (NONE)                 SECURE PLUS                             AUG-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H9045        HMO   IPA    CHICAGO                UNITED HEALTHCARE OF ILLINOIS, INC     01-JUL-1984             60,095   H1452
 RISKC                     MLOWMAN                                                                               -1,040
    05  IL   P00094  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                       JUL-1985 01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H1557        CMP   IPA    INDIANAPOLIS           ANTHEM HEALTH OF INDIANA, INC          01-JUN-1996              3,075
 RISKC                     LOWMAN                                                                                   -10
    05  IN   P00236  PRO   (NONE)                 ANTHEM ADVANTAGE OF INDIANA (ADVANTAGE  AUG-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3655        CMP   GROUP                         COMMUNITY INSURANCE COMPANY            01-OCT-1994             55,299
 RISKC                     MLOWMAN                                                                                 -683
    05  IN   P00785  NON   (NONE)                 ANTHEM SENIOR ADVANTAGE                 DEC-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H9028        HMO   IPA    INDIANAPOLIS           MAXICARE INDIANA, INC.                 01-JAN-1984              4,698
 RISKC                     MALSBARY               INDIANAPOLIS                                                       54
    05  IN   P00028  PRO   MAXICARE               MAX 65 PLUS                             APR-1985 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2312        HMO   GROUP  DETROIT                HEALTH ALLIANCE PLAN OF MICHIGAN       01-JAN-1987             23,793
 RISKC                     MELOVITCH                                                                                 78
    05  MI   P00087  NON   (NONE)                 HAP SENIOR PLUS                         JAN-1987 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2350        HMO   IPA    SOUTHFIELD             BLUE CARE NETWORK - SOUTHEAST MICHIGAN 01-APR-1997              5,295
 RISKC                     JLIPSKY                                                                                   57
    05  MI   P00216  NON   (NONE)                 MEDICARE BLUE                           JUL-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:         16
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H2351        CMP   IPA    SAGINAW                BLUE CARE NETWORK OF EAST MICHIGAN     01-MAY-1997                955
 RISKC                     JLIPSKY                                                                                   36
    05  MI   P00912  NON   (NONE)                 MEDICARE BLUE                           OCT-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2352        CMP   IPA    FARMINGTON HILLS       CARE CHOICES HMO                       01-JUL-1997              2,435
 RISKC                     TGRAHAM                                                                                   31
    05  MI   P00919  NON   (NONE)                 CARE CHOICES SENIOR                     NOV-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2353        CMP   IPA    ANN ARBOR              MCARE                                  01-NOV-1996             12,446
 RISKC                     MELOVITCH                                                                                332
    05  MI   P00921  NON   (NONE)                 MCARE SENIOR PLAN                       FEB-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2354        CMP   IPA    FLINT                  HEALTHPLUS OF MICHIGAN                 01-APR-1997              1,363
 RISKC                     TGRAHAM                                                                                   78
    05  MI   P00957  NON   (NONE)                 HEALTHPLUS SENIOR                       JUL-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2357        CMP   IPA    TROY                   SELECTCARE HMO,INC.                    01-SEP-1997              2,365
 RISKC                     MJOHN                                                                                    149
    05  MI   P01021  PRO   (NONE)                 MEDICARE GOLD                           OCT-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H9009        HMO   STAFF  LANSING                BLUE CARE NETWORK OF MID MICHIGAN      01-AUG-1981              6,978
 RISKC                     JLIPSKY                                                                                   12
    05  MI   P00049  NON   (NONE)                 MEDICARE BLUE                           APR-1985 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2455        CMP   IPA    ST. PAUL               BLUE PLUS, INC.                        01-JAN-1999              1,492
 RISKC                     CHAMBERS                                                                                 -40
    05  MN   P00230  NON   (NONE)                 PREFERRED SENIORS                       JAN-1995 01-1998/12-1998
 __________________________________________________________________________________________________________________________________
 H2459        CMP   IPA    ST. PAUL               UCARE MINNESOTA                        01-MAY-1998              1,158
 RISKC                     AKNIEVEL                                                                                 555
    05  MN   P01064  NON   (NONE)                 UCARE FOR SENIORS                                01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H9005        HMO   STAFF  MINNEAPOLIS            GROUP HEALTH PLAN, INC.                01-MAY-1984             20,497   H2405
 RISKC                     CHAMBERS               MINNEAPOLIS                                                        18
    05  MN   P00238  NON   (NONE)                 GROUP HEALTH SENIORS                    APR-1985 01-1999/12-1999        HCPP
 __________________________________________________________________________________________________________________________________
 H9006        CMP   IPA    MINNEAPOLIS            MEDICA                                 01-DEC-1980             33,490
 RISKC                     MELOVITCH                                                                               -673
    05  MN   P09031  NON   (NONE)                 MEDICA                                  APR-1985 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3607        CMP   GROUP  CLEVELAND              KAISER FOUNDATION HP OF OHIO           01-JAN-1987             26,104   H6360
 RISKC                     MLOWMAN                CLEVELAND                                                         178
    05  OH   P00046  NON   KAISER FOUNDATION HP   MEDICARE PLUS                           JAN-1987 01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H3649        CMP   IPA    TOLEDO                 FAMILY HEALTH PLAN, INC.               01-FEB-1993              4,416
 RISKC                     MELOVITCH                                                                                223
    05  OH   P00705  NON   (NONE)                 SENIORSENSE                             APR-1993 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:         17
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H3653        CMP   IPA    TOLEDO                 PARAMOUNT CARE, INC                    01-FEB-1995             18,386
 RISKC                     DDALFONZOWIGGS                                                                           517
    05  OH   P00769  PRO   (NONE)                 PARAMOUNT ELITE                         APR-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3654        CMP   GROUP  CLEVELAND              PRUDENTIAL HEALTH CARE PLAN OF N. OHIO 01-AUG-1994             16,768
 RISKC                     JHEALEY                PRUCARE OF N. OHIO                                                400
    05  OH   P00775  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE        SEP-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3656        CMP   IPA    RICHFIELD              AETNA U.S. HEALTHCARE, INC.            01-OCT-1994             16,322
 RISKC                     JLIPSKY                                                                                1,039
    05  OH   P00790  PRO   AETNA HEALTH PLANS     AETNA U.S.HEALTHCARE GOLDEN MEDICARE P  DEC-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3657        CMP   IPA    CLEVELAND              QUALCHOICE HEALTH PLAN                 01-FEB-1996              9,728
 RISKC                     MELOVITCH                                                                                -31
    05  OH   P00821  PRO   (NONE)                 QUALCHOICE MEDICARE PRIME               APR-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3658        HMO   IPA    CINCINNATI             PACIFICARE OF OHIO, INC.               01-MAY-1996             16,556
 RISKC                     MJOHN                                                                                    389
    05  OH   P00360  PRO   PHS, INC.              SENIOR PLAN                             JUN-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3659        CMP   IPA    COLUMBUS               UNITED HEALTHCARE OF OHIO, INC.        01-MAY-1996             53,256
 RISKC                     MLOWMAN                                                                                 -613
    05  OH   P00840  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                       JUL-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3660        CMP   GROUP  AKRON                  SUMMACARE INC.                         01-JUN-1996             10,436
 RISKC                     JLIPSKY                                                                                  368
    05  OH   P00843  PRO   (NONE)                 SUMMACARE SECURE                        AUG-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3663        CMP   IPA    CLEVELAND              EMERALD HMO, INC.                      01-FEB-1997              3,233
 RISKC                     DDALFONZOWIGGS                                                                            17
    05  OH   P00888  PRO   (NONE)                 EMERALD HORIZONS                        MAY-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3664        CMP   GROUP  CANTON                 PRIMETIME MEDICAL INSURANCE COMPANY    01-JAN-1997              6,544
 RISKC                     DDALFONZOWIGGS                                                                           234
    05  OH   P00889  PRO   (NONE)                 PRIMETIME HEALTH PLAN                   APR-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3666        HMO   IPA    CINCINNATI             HUMANA HEALTH PLAN OF OHIO, INC.       01-JAN-1997              8,369   H3667
 RISKC                     PFOSTER                HUMANA HEALTH PLAN OF OHIO, INC.                                  189
    05  OH   P00731  PRO   (NONE)                 HUMANA GOLD PLUS PLAN                   FEB-1997 01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H3667        HMO   IPA    CINCINNATI             CHOICECARE HEALTH PLANS, INC.          01-JAN-1999              6,920   H9023
 RISKC                     PFOSTER                                                                                 -102
    05  OH   P00908  PRO   (NONE)                 SENIOR HEALTH BY CHOICECARE             MAR-1997 01-1998/12-1998        RISKC
 __________________________________________________________________________________________________________________________________
 H3671        CMP   IPA    CICINNATI              AETNA U.S. HEALTHCARE, INC.            01-FEB-1997              4,831
 RISKC                     JLIPSKY                                                                                  113
    05  OH   P00934  PRO   (NONE)                 AETNA U.S.HEALTHCARE GOLDEN MEDICARE P  JUN-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:         18
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H3672        CMP   IPA    MASSILLON              HOMETOWN HEALTH PLAN                   01-MAR-1997              1,631
 RISKC                     JHODO                                                                                    225
    05  OH   P00955  NON   (NONE)                 HOMETOWN SECURECARE                     AUG-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3673        CMP   GROUP  PITTSBURGH             HEALTHAMERICA PI,DBA HEALTHASSURANCE H 01-JAN-1998                  0
 RISKC                     TMORRIS2                                                                                   0
    05  OH   P00974  PRO   (NONE)                 ADVANTRA                                         01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3674        CMP   GROUP  INDEPENDENCE           CIGNA HEALTHCARE OF OHIO, INC.         01-SEP-1997              2,472
 RISKC                     DCHAMBERS                                                                                319
    05  OH   P00999  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS            NOV-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3676        CMP   IPA    NEWARK                 COMMUNITY HEALTH PLAN OF OHIO          01-JAN-1998              3,323   H3677
 RISKC                     TGRAHAM                                                                                  442
    05  OH   P01026  NON   (NONE)                 CHPO SENIORS                            MAR-1998 01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H3677        CMP   IPA    NEWARK                 COMMUNITY HEALTH PLAN OF OHIO          01-JAN-1999                  6
 RISKC                     TGRAHAM                                                                                    0
    05  OH   P01030  NON   (NONE)                 CHPO SENIOR                                      01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3678        CMP   GROUP  CLEVELAND              MEDICAL MUTUAL OF OHIO                 01-JUL-1998                  0
 RISKC                     DWIGGS                                                                                     0
    05  OH   P01090  PRO   (NONE)                 WISE CARE                                        07-1998/06-1999
 __________________________________________________________________________________________________________________________________
 H5253        CMP   IPA    MILWAUKEE              PRIMECARE HEALTH PLAN, INC.            01-AUG-1995             20,508
 RISKC                     MLOWMAN                                                                                  344
    05  WI   P00792  PRO   UNITED HEALTHCARE      PRIMECARE GOLD                          OCT-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H5257        HMO   IPA    MILWAUKEE              HUMANA WI HLTH ORGANIZATION INS CORP   01-JAN-1998              2,335
 RISKC                     PFOSTER                                                                                  211
    05  WI   P00480  PRO   (NONE)                 HUMANA GOLD PLUS PLAN                   APR-1998 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H5258        CMP   GROUP  MILWAUKEE              BLUECROSS & BLUESHIELD UNITED OF WISCO 01-JAN-1998              1,371
 RISKC                     SLINDENBERG                                                                              118
    05  WI   P01047  NON   (NONE)                 MEDICARE BLUE                           MAY-1998 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H5259        CMP   GROUP  MILWAUKEE              BLUECROSS & BLUESHIELD UNITED OF WISCO 01-JAN-1998                430
 RISKC                     SLINDENBERG                                                                               25
    05  WI   P01047  NON   (NONE)                 MEDICARE BLUE                                    01-1999/12-1999
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 05 (CHICAGO): 47 CONTRACTS             TOTAL ENROLLMENTS FOR REGION WITHIN NATION:   557,038       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 13.6%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 9.2%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:         19
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0451        HMO   IPA    LITTLE ROCK            HMO PARTNERS                           01-JAN-1996              8,449
 RISKC                     MELOVITCH                                                                                -26
    06  AR   P00762  PRO   (NONE)                 HEALTH ADVANTAGE MEDIPAK HMO            APR-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0452        CMP   IPA    LITTLE ROCK            UNITED HEALTHCARE OF ARKANSAS, INC.    01-JUL-1997                661
 RISKC                     SLINDENBERG                                                                               51
    06  AR   P00918  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                                01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0453        HMO   IPA    LITTLE ROCK            HEALTHSOURCE, ARKANSAS, INC.           01-JUN-1996              1,687
 RISKC                     DCHAMBERS              NONE                                                              181
    06  AR   P00948  PRO   (NONE)                 HEALTHSOURCE                            OCT-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0455        CMP   IPA    LITTLE ROCK            UNITED HEALTHCARE OF ARKANSAS, INC.    01-JUL-1997              3,554
 RISKC                     SLINDENBERG                                                                              119
    06  AR   P00918  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                       AUG-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1951        HMO   GROUP  METAIRIE               OCHSNER HEALTH PLAN                    01-JUN-1994             45,522   H1949
 RISKC                     MELOVITCH              NEW ORLEANS                                                       533
    06  LA   P00320  PRO   (NONE)                 TOTAL HEALTH 65                         DEC-1994 01-1999/12-1999        HCPP
             P00468
             P00871
             P00872
             P00873
 __________________________________________________________________________________________________________________________________
 H1954        HMO   IPA    BATON ROUGE            UNITED HEALTH CARE OF LOUISIANA        01-SEP-1994             23,089
 RISKC                     LOWMAN                                                                                    79
    06  LA   P00667  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                       NOV-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1955        HMO   IPA    BATON ROUGE            GULF SOUTH HEALTH PLANS, INC.          01-JAN-1995             14,594
 RISKC                     MLOWMAN                                                                                  529
    06  LA   P00681  PRO   (NONE)                 GULF SOUTH HEALTH PLANS, INC.           APR-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1956        CMP   GROUP  NEW ORLEANS            ADVANTAGE HEALTH PLAN, INC.            01-JAN-1999             10,074
 RISKC                     DCHAMBERS                                                                               -501
    06  LA   P00833  PRO   (NONE)                 ADVANTAGE 65                            MAR-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1958        CMP   IPA    METAIRIE               SMA HMO,INC.                           01-SEP-1996              9,125
 RISKC                     DCHAMBERS              SMARTPLAN                                                         152
    06  LA   P00906  PRO   (NONE)                 SMARTPLAN 65                            NOV-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1962        CMP   IPA    METAIRE                AETNA U.S. HEALTHCARE , INC.           01-JAN-1997              2,292
 RISKC                     JLIPSKY                                                                                  182
    06  LA   P00932  PRO   (NONE)                 AETNA U.S.HEALTHCARE GOLDEN MEDICARE P  MAR-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3204        HMO   IPA    ALBUQUERQUE            FHP OF NEW MEXICO, INC.                01-APR-1986             16,616   H3250
 RISKC                     RMALSBARY                                                                                -51
    06  NM   P00389  PRO   PHS, INC.              FHP SENIOR PLAN                         APR-1986 01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:         20
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H3249        HMO   IPA    ALBUQUERQUE            QUALMED, NEW MEXICO                    01-MAR-1992              3,596
 RISKC                     WIGGS                  NEW MEXICO                                                         30
    06  NM   P00319  PRO   FOUNDATION HEALTH SY   QUALMED SENIOR SECURITY                 APR-1992 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3250        HMO   IPA    ALBUQUERQUE            PRESBYTERIAN HEALTH PLAN, INC.         01-JAN-1999              2,567
 RISKC                     DDALFONZOWIGGS                                                                             9
    06  NM   P00511  PRO   (NONE)                 PRESBYTERIAN SENIOR HEALTH PLAN         JAN-1994 01-1998/12-1998
 __________________________________________________________________________________________________________________________________
 H3251        HMO   GROUP  ALBUQUERQUE            LOVELACE HEALTH PLAN, INC.             01-NOV-1993             17,073
 RISKC                     CHAMBERS                                                                                  80
    06  NM   P00149  PRO   CIGNA HP, INC          LOVELACE SENIOR PLAN                    JAN-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3253        HMO   GROUP  ALBUQUERQUE            LOVELACE HEALTH PLAN, INC.             01-OCT-1995              2,900
 RISKC                     CHAMBERS                                                                                  21
    06  NM   P00149  PRO   CIGNA HP, INC          LOVELACE SENIOR PLAN                    APR-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4574        HMO   IPA    ALBUQUERQUE            FHP OF NEW MEXICO, INC.                01-JUN-1997              1,955
 RISKC                     DWIGGS                 FHP OF EL PASO                                                    417
    06  NM   P00982  PRO   (NONE)                 SECURE HORIZONS                                  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3749        HMO   GROUP  TULSA                  PACIFICARE OF OKLAHOMA, INC.           01-JAN-1991             16,171   H3753
 RISKC                     MJOHN                                                                                     50
    06  OK   P00398  PRO   PHS, INC.              SECURE HORIZONS                         FEB-1991 01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H3754        HMO   GROUP  TULSA                  PACIFICARE OF OKLAHOMA, INC.           01-JAN-1996             10,749
 RISKC                     MJOHN                                                                                     14
    06  OK   P00398  PRO   PHS, INC.              SECURE HORIZONS                         JUN-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3755        HMO   IPA    TULSA                  COMMUNITY CARE HMO, INC                01-MAY-1996             10,168
 RISKC                     DDALFONZOWIGGS                                                                           296
    06  OK   P00847  PRO   (NONE)                 COMMUNITY CARE HMO SENIOR HEALTH PLAN   JUL-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3756        CMP   IPA    OKLAHOMA CITY          HEALTHCARE OKLAHOMA, INC.              01-AUG-1996              2,283
 RISKC                     TGRAHAM                                                                                   67
    06  OK   P00892  PRO   (NONE)                 PERFECT HARMONY                         OCT-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3757        HMO   IPA    TULSA                  BLUELINCS HMO, INC.                    01-SEP-1996              4,562
 RISKC                     ELOVITCH               TULSA                                                             -24
    06  OK   P00264  PRO   (NONE)                 BLUELINCS SENIOR                        NOV-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3163        HMO   IPA    ISELIN                 PRUDENTIAL HLTH CARE PLAN, INC.        01-JAN-1999              2,790
 RISKC                     JHEALEY                NEW JERSEY                                                       -766
    06  TX   P00081  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE        JUL-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4504        HMO   IPA    CORPUS CHRISTI         HUMANA HP OF TEXAS                     01-JAN-1986             10,896
 RISKC                     PFOSTER                CORPUS CHRISTI                                                    -51
    06  TX   P00206  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                   JAN-1986 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:         21
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H4507        HMO   IPA    IRVING                 NYLCARE HEALTH PLANS,INC               01-JAN-1987             36,251
 RISKC                     TGRAHAM                DALLAS                                                          1,282
    06  TX   P00237  PRO   SANUS HP, INC          NYLCARE 65                              JAN-1987 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4510        HMO   IPA    SAN ANTONIO            HUMANA HP OF TEXAS                     01-MAR-1988             59,826
 RISKC                     MMCLEAN                SAN ANTONIO                                                     6,679
    06  TX   P00573  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                   JUN-1988 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4557        HMO   IPA    AUSTIN                 PCA HEALTH PLANS OF TEXAS, INC.        01-JAN-1999              8,644
 RISKC                     MMCLEAN                AUSTIN                                                         -6,719
    06  TX   P00260  PRO   PCA, INC.              PCA QUALICARE                           MAR-1993 01-1998/12-1998
 __________________________________________________________________________________________________________________________________
 H4558        HMO   IPA    HOUSTON                NYLCARE HEALTH PLANS, INC.             01-JUN-1993             52,323   H4549
 RISKC                     GRAHAM                                                                                   995
    06  TX   P00196  PRO   SANUS HP, INC          NYLCARE 65                              JUL-1993 01-1999/12-1999        HCPP
 __________________________________________________________________________________________________________________________________
 H4559        HMO   IPA    ARLINGTON              HARRIS HEALTH PLAN,INC                 01-JAN-1995             39,461
 RISKC                     JLIPSKY                                                                                1,323
    06  TX   P00662  NON   (NONE)                 HARRIS METHODIST SENIOR HEALTH PLAN     JAN-1995 01-1999/12-1999
             P00854
 __________________________________________________________________________________________________________________________________
 H4560        HMO   IPA    SAN ANTONIO            PRUDENTIAL HLTH CARE PLAN, INC         01-OCT-1994              4,831
 RISKC                     JHEALEY                SAN ANTONIO                                                        59
    06  TX   P00278  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE        DEC-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4565        HMO   IPA    HOUSTON                TEXAS HEALTH CHOICE, L.C.              01-JUL-1996              6,126
 RISKC                     SHENDEL                                                                                  189
    06  TX   P00831  PRO   (NONE)                 GOLDEN CHOICE                           OCT-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4566        CMP   GROUP  IRVING                 CIGNA HEALTHCARE OF TEXAS, INC.- N. TX 01-SEP-1997              1,151
 RISKC                     DCHAMBERS              )                                                                 201
    06  TX   P00995  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS            NOV-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4567        CMP   GROUP  DALLAS                 UNITED HEALTHCARE OF TEXAS, INC-DALLAS 01-JAN-1999              5,694
 RISKC                     SLINDENBERG                                                                           -2,333
    06  TX   P00909  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                       MAY-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4568        CMP   GROUP  AUSTIN                 UNITED HEALTHCARE OF TEXAS, INC -AUSTI 01-JAN-1999                  0
 RISKC                     SLINDENBERG                                                                                0
    06  TX   P00911  PRO   (NONE)                 MEDICARE COMPLETE                                01-1998/12-1998
 __________________________________________________________________________________________________________________________________
 H4569        CMP   GROUP  HOUSTON                CIGNA HEALTHCARE OF TEXAS, INC.-SOUTH  01-JAN-1997              4,576
 RISKC                     DCHAMBERS                                                                                 28
    06  TX   P00920  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS            APR-1997 01-1998/12-1998
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:         22
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H4570        CMP   IPA    DALLAS                 AETNA U.S. HEALTHCARE, INC.            01-JAN-1999                819
 RISKC                     JLIPSKY                SOUTH                                                            -230
    06  TX   P00947  PRO   (NONE)                 SENIOR CHOICE                           MAY-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4571        CMP   IPA    IRVING                 AETNA U.S. HEALTHCARE OF NORTH TEXAS,  01-JAN-1999                175
 RISKC                     JLIPSKY                NORTH TEXAS                                                      -183
    06  TX   P00949  PRO   (NONE)                 SENIOR CHOICE                           JUN-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4573        CMP   GROUP  HOUSTON                UNITED HEALTHCARE OF TEXAS, INC.-HOUST 01-OCT-1997                 21
 RISKC                     SLINDENBERG                                                                               21
    06  TX   P00968  PRO   (NONE)                 MEDICARE COMPLETE                                01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4576        CMP   IPA    HOUSTON                HMO BLUE,SOUTHEAST TEXAS               01-JAN-1998                525
 RISKC                     RKING2                                                                                   106
    06  TX   P01009  PRO   (NONE)                 SENIOR BLUE                                      01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4578        HMO   IPA    HOUSTON                TEXAS HEALTH CHOICE, L.C.              01-JAN-1998              2,259   H4575
 RISKC                     SHENDEL                                                                                   80
    06  TX   P00831  PRO   (NONE)                 SENIOR ADVANTAGE                        MAR-1998 12-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H4579        CMP   IPA    TYLER                  HEALTHCARE PARTNERS PLANS, INC         01-APR-1998              2,405
 RISKC                     DDALFONZOWIGGS                                                                           309
    06  TX   P01038  PRO   (NONE)                 EAST TEXAS MEDICARE PLAN                         01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4580        CMP   GROUP  RICHARDSON             HMO BLUE,NORTHEAST TEXAS               01-FEB-1998                310
 RISKC                     RKING2                 HMO BLUE, NE TEXAS                                                 61
    06  TX   P01041  PRO   (NONE)                 SENIOR BLUE                                      01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4582        CMP   GROUP  AUSTIN                 SETON HEALTH PLAN                      01-MAY-1998                 57
 RISKC                     JHEALEY                                                                                   20
    06  TX   P01065  PRO   (NONE)                 N/A                                              01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4590        HMO   IPA    SAN ANTONIO            PACIFICARE OF TEXAS, INC.              01-NOV-1987             61,880   H4562
 RISKC                     MJOHN                  SAN ANTONIO                                                    -1,466
    06  TX   P00483  PRO   PHS, INC.              SECURE HORIZONS                         JAN-1988 01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 06 (DALLAS): 43 CONTRACTS              TOTAL ENROLLMENTS FOR REGION WITHIN NATION:   508,707       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 12.4%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 8.4%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H1750        CMP   IPA    WICHITA                PREFERRED PLUS OF KANSAS, INC.         01-JUN-1996              1,790
 RISKC                     TGRAHAM                                                                                   43
    07  KS   P00838  PRO   (NONE)                 PREFERRED SENIOR CARE                   JUL-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:         23
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H1751        HMO   GROUP  OVERLAND PARK          KAISER FOUNDATION HP OF KS CITY, INC.  01-JUN-1996              3,939
 RISKC                     HENDEL                                                                                    23
    07  KS   P00178  NON   KAISER FOUNDATION HP   KAISER PERMANENTE SENIOR ADVANTAGE      AUG-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1752        CMP   IPA    OVERLAND PARK          CIGNA HEALTHCARE OF KANSAS/MISSOURI    01-JAN-1998                843
 RISKC                     DCHAMBERS                                                                                 45
    07  KS   P01017  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS                     01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2649        HMO   STAFF  KANSAS CITY            HUMANA KANSAS CITY, INC.               01-JAN-1990             24,726   H2605
 RISKC                     FOSTER                                                                                    68
    07  MO   P00022  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                   JAN-1990 01-1999/12-1999        OLD RISKC
 __________________________________________________________________________________________________________________________________
 H2652        HMO   IPA    KANSAS CITY            TOTAL HEALTH CARE                      01-FEB-1990              1,973   H2603
 RISKC                     JOHN                                                                                     -22
    07  MO   P00168  NON   (NONE)                 TOTAL HEALTH CARE 65                    MAR-1990 01-1999/12-1999        OLD RISKB
 __________________________________________________________________________________________________________________________________
 H2654        CMP   IPA    MARYLAND HEIGHTS       UNITED HEALTHCARE OF THE MIDWEST, INC. 01-OCT-1992             45,255   H2658
 RISKC                     SLINDENBERG                                                                              465
    07  MO   P00367  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                       DEC-1992 01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H2656        CMP   STAFF  KANSAS CITY            GOOD HEALTH HMO, INC.                  01-MAR-1994              7,209
 RISKC                     MJOHN                                                                                    -82
    07  MO   P00740  PRO   (NONE)                 BLUE ADVANTAGE 65                       MAY-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2659        HMO   IPA    ST LOUIS               HMO MISSOURI, INC.                     01-MAR-1995              5,476
 RISKC                     GRAHAM                                                                                   -40
    07  MO   P00648  PRO   (NONE)                 BLUECHOICE SENIOR                       APR-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2663        HMO   GROUP  ST. LOUIS              GROUP HEALTH PLAN, INC.                01-NOV-1995             38,425   H2601
 RISKC                     MJOHN                                                                                    336
    07  MO   P00153  PRO   (NONE)                 ADVANTRA                                JAN-1996 01-1999/12-1999        HCPP
 __________________________________________________________________________________________________________________________________
 H2666        CMP   GROUP  KANSAS CITY            HEALTHNET                              01-JUN-1996             12,432
 RISKC                     JHODO                  KANSAS CITY                                                       392
    07  MO   P00870  PRO   (NONE)                 HEALTHNET SENIOR EXCEL                  AUG-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2667        CMP   IPA    ST. LOUIS              MERCY HEALTH PLANS OF MISSOURI INC.    01-FEB-1997              4,346
 RISKC                     TGRAHAM                                                                                   79
    07  MO   P00943  PRO   (NONE)                 MERCY CARE PLUS                         APR-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2668        CMP   IPA    ST LOUIS               MERCY HEALTH PLANS OF MISSOURI         01-APR-1998                386
 RISKC                     TGRAHAM                                                                                  139
    07  MO   P01031  PRO   (NONE)                 MERCY PREMIER PLUS                               01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2669        CMP   GROUP  ST. LOUIS              UNITED HEALTHCARE OF THE MIDWEST, INC. 01-MAY-1998                260
 RISKC                     SLINDENBERG                                                                               64
    07  MO   P01078  PRO   (NONE)                 MEDICARE COMPLETE                                01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:         24
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H2802        CMP   IPA    OMAHA                  UNITED HEALTHCARE OF THE MIDLANDS, INC 01-OCT-1985              7,717
 RISKC                     SLINDENBERG                                                                               69
    07  NE   P00281  PRO   UNITED HEALTHCARE      SENIORCARE                              OCT-1985 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2849        CMP   IPA    OMAHA                  EXCLUSIVE HEALTHCARE, INC.             01-SEP-1996              6,357
 RISKC                     TMORRIS2                                                                                  60
    07  NE   P00885  PRO   (NONE)                 MEDICARE PREFERRED                      NOV-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 07 (KANSAS CITY): 15 CONTRACTS         TOTAL ENROLLMENTS FOR REGION WITHIN NATION:   161,134       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 4.3%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 2.7%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H0603        HMO   IPA    DENVER                 HMO COLORADO, INC                      01-JAN-1986             12,431
 RISKC                     JLIPSKY                DENVER                                                            229
    08  CO   P00160  PRO   (NONE)                 BLUEADVANTAGE FOR SENIORS               JAN-1986 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0609        HMO   IPA    ENGLEWOOD              PACIFICARE OF COLORADO, INC            01-JUL-1986             58,527
 RISKC                     MJOHN                  DENVER                                                          1,074
    08  CO   P00020  PRO   PHS, INC.              SECURE HORIZONS                         JUL-1986 01-1999/12-1999
             P00020
 __________________________________________________________________________________________________________________________________
 H0615        HMO   IPA    DENVER                 QUAL-MED, INC., DENVER                 01-JUL-1988              8,015
 RISKC                     DDALFONZOWIGGS         DENVER                                                           -407
    08  CO   P00587  PRO   FOUNDATION HEALTH SY   QUAL-MED SENIOR SECURITY                AUG-1988 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0630        HMO   GROUP  DENVER                 KAISER FOUNDATION HP OF CO             01-JAN-1986             41,821   H0600
 RISKC                     LOWMAN                                                                                   349
    08  CO   P00047  NON   KAISER FOUNDATION HP   KAISER PERMANENTE SENIOR ADVANTAGE      DEC-1985 01-1999/12-1999        HCPP
 __________________________________________________________________________________________________________________________________
 H0659        CMP   IPA    DENVER                 CIGNA HEALTHCARE OF COLORADO, INC.     01-OCT-1994              4,914
 RISKC                     CHAMBERS                                                                                 193
    08  CO   P00572  PRO   CIGNA HP, INC          CIGNA HEALTHCARE FOR SENIORS            NOV-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0660        CMP   IPA    DENVER                 MUTUAL OF OMAHA OF COLORADO, INC.      01-AUG-1996              2,930
 RISKC                     TMORRIS2                                                                                 272
    08  CO   P00861  PRO   (NONE)                 MEDICARE PREFERRED                      NOV-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0661        CMP   GROUP  ENGLEWOOD              UNITED HEALTHCARE OF COLORADO, INC.    01-JAN-1999              9,644
 RISKC                     SLINDENBERG                                                                           -1,572
    08  CO   P00905  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                       APR-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:         25
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0664        HMO   IPA    PUEBLO                 QUAL-MED, INC., COLORADO SPRINGS       01-JAN-1998                310   H0656
 RISKC                     DWIGGS                 COLORADO SPRINGS                                                    4
    08  CO   P00590  PRO   FOUNDATION HEALTH SY   QUALMED SENIOR SECURITY                 FEB-1998 01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H0665        HMO   IPA    PUEBLO                 QUAL-MED, INC., PUEBLO                 01-JAN-1998              1,961   H0655
 RISKC                     DWIGGS                 PUEBLO                                                            -16
    08  CO   P00589  PRO   FOUNDATION HEALTH SY   QUALMED SENIOR SECURITY                 FEB-1998 01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H3549        CMP   GROUP  FARGO                  BLUE CROSS & BLUE SHIELD OF N. DAKOTA  01-MAY-1998                163
 RISKC                     RKING2                                                                                    55
    08  ND   P01063  NON   (NONE)                 BLUE CARE                                        01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4651        CMP   GROUP  SALT LAKE CITY         IHC CARE, INC.                         01-JAN-1999              5,373   H4603
 RISKC                     DDALFONZOWIGGS                                                                          -220
    08  UT   P00916  NON   (NONE)                 IHC SENIOR CARE                         MAY-1996 01-1998/12-1998        RISKC
 __________________________________________________________________________________________________________________________________
 H4653        HMO   GROUP  SALT LAKE CITY         PACIFICARE OF UTAH, INC.               01-JAN-1999              9,689   H4600
 RISKC                     MJOHN                                                                                   -491
    08  UT   P00882  PRO   PHS, INC.              SENIOR PLAN                             SEP-1996 01-1998/12-1998        HCPP
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 08 (DENVER): 12 CONTRACTS              TOTAL ENROLLMENTS FOR REGION WITHIN NATION:   155,778       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 3.5%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 2.6%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H0303        HMO   IPA    PHOENIX                PACIFICARE OF ARIZONA, INC             01-APR-1986             86,488
 RISKC                     MJOHN                                                                                   -585
    09  AZ   P00388  PRO   PHS, INC.              SECURE HORIZONS                         APR-1986 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0307        HMO   IPA    PHOENIX                HUMANA HEALTH PLAN, INC.               01-APR-1988             23,050
 RISKC                     MMCLEAN                PHOENIX                                                           141
    09  AZ   P00570  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                   JUN-1988 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0350        CMP   IPA    PHOENIX                MARICOPA COUNTY HEALTH PLAN            01-NOV-1993              2,538
 RISKC                     JHODO                                                                                     10
    09  AZ   P00689  NON   (NONE)                 MARICOPA SENIOR SELECT (MSSP)           JAN-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0351        HMO   IPA    TUCSON                 INTERGROUP PREPAID HLTH SERV OF AZ INC 01-MAR-1992             51,261
 RISKC                     RMALSBARY                                                                                533
    09  AZ   P00365  PRO   FOUNDATION HEALTH SY   SENIOR CARE                             MAY-1992 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0352        CMP   IPA    TUCSON                 HEALTHPARTNERS HEALTH PLANS, INC       01-JUN-1992             24,990
 RISKC                     RMALSBARY                                                                               -529
    09  AZ   P00692  PRO   (NONE)                 HEALTHPARTNERS FOR SENIORS              AUG-1992 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:         26
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0354        HMO   STAFF  PHOENIX                CIGNA HEALTHCARE OF ARIZONA, INC.      01-DEC-1992             40,930   H0301
 RISKC                     HODO                   PHOENIX                                                           271
    09  AZ   P00065  PRO   CIGNA HP, INC          CIGNA HEALTHCARE FOR SENIORS            JAN-1993 01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H0355        CMP   IPA    PHOENIX                BLUE CROSS/SHIELD OF ARIZ              01-JUN-1996             11,269
 RISKC                     TGRAHAM                                                                                  377
    09  AZ   P00877  NON   (NONE)                 MEDICARE BLUE                           AUG-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0356        CMP   IPA    PHOENIX                PREMIER HEALTHCARE, INC.               01-JUL-1996             12,688
 RISKC                     MJOHN                                                                                    600
    09  AZ   P00899  PRO   (NONE)                 PREMIER FOR SENIORS                     AUG-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0358        CMP   GROUP  PHOENIX                UNITED HEALTHCARE OF ARIZONA, INC.     01-JAN-1999                  0
 RISKC                     SLINDENBERG                                                                                0
    09  AZ   P00985  PRO   (NONE)                 MEDICARE COMPLETE                                01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0359        CMP   IPA    PHOENIX                AETNA U.S. HEALTHCARE, INC.            01-JUN-1997              1,379
 RISKC                     JLIPSKY                                                                                  158
    09  AZ   P00992  PRO   (NONE)                 AETNA U.S.HEALTHCARE GOLDEN MEDICARE P  NOV-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0504        CMP   IPA    SAN FRANCISCO          CALIFORNIA PHYSICIANS' SERVICES CORP.  01-MAY-1996              2,174   H0554
 RISKC                     TGRAHAM                LOS ANGELES BASIN                                                   2
    09  CA   P00817  NON   (NONE)                 SHIELD 65                               AUG-1996 01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H0520        CMP   GROUP  LONG BEACH             UNITED HEALTHCARE OF CALIFORNIA-SOUTHE 01-AUG-1997              1,353
 RISKC                     SLINDENBERG                                                                              138
    09  CA   P00977  PRO   (NONE)                 UNITED FOR SENIORS                      NOV-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0523        HMO   IPA    LOMA LINDA             AETNA U.S.HEALTHCARE OF CALIFORNIA INC 01-MAY-1986             50,993
 RISKC                     JLIPSKY                                                                                  -99
    09  CA   P00144  PRO   AETNA HEALTH PLANS     AETNA U.S. HEALTHCARE GOLDEN MEDIARE P  AUG-1986 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0524        CMP   GROUP  OAKLAND                KAISER FOUNDATION HP, INC.             01-AUG-1987            220,469   H6050
 RISKC                     SHENDEL                LOS ANGELES                                                     2,044
    09  CA   P00187  NON   KAISER FOUNDATION HP   KAISER PERMANENTE SENIOR ADVANTAGE      SEP-1987 01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H0525        CMP   GROUP  SAN FRANCISCO          UNITED HLTHCARE CALIFORNIA-NORTHERN CA 01-JAN-1999                322
 RISKC                     SLINDENBERG                                                                              -18
    09  CA   P00978  PRO   (NONE)                 MEDICARE COMPLETE                       DEC-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0526        HMO   GROUP                         KAISER FOUNDATION HP, INC.             01-JAN-1988              5,360
 RISKC                     SHENDEL                BAKERSFIELD                                                        94
    09  CA   P00578  NON   KAISER FOUNDATION HP   KAISER PERMANENTE SENIOR ADVANTAGE      JAN-1988 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0528        HMO   IPA    SAN JOSE               LIFEGUARD, INC.                        01-JAN-1999                693
 RISKC                     ABRESLIN                                                                                -165
    09  CA   P00086  PRO   (NONE)                 LIFEGUARD FOR SENIORS                   FEB-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:         27
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0529        HMO   IPA    SAN FRANCISCO          PACIFICARE OF CALIFORNIA, INC.         01-MAR-1997             61,038   H9030
 RISKC                     MJOHN                  NORTHERN CALIFORNIA                                             1,556
    09  CA   P00685  PRO   PHS, INC.              SECURE HORIZONS                         MAR-1997 01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H0543        HMO   IPA    CYPRESS                PACIFICARE OF CA, INC                  01-JUN-1985            434,014   H0513
 RISKC                     MJOHN                  SOUTHERN CALIFORNIA                                              -205
    09  CA   P00527  PRO   PHS, INC.              SECURE HORIZONS                         SEP-1985 01-1999/12-1999        COST1
             P00682
             P00523
             P00524
             P00525
             P00526
 __________________________________________________________________________________________________________________________________
 H0545        HMO   IPA    POMONA                 INTER VALLEY HEALTH PLAN, INC.         01-JUN-1986             12,760   H0515
 RISKC                     MORRIS                                                                                    29
    09  CA   P00130  NON   (NONE)                 SERVICE TO SENIOR                       JUN-1986 01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H0547        HMO   IPA    SAN BRUNO              AETNA U.S. HEALTHCARE OF CALIFORNIA, I 01-JUL-1986             25,119   H0511
 RISKC                     LIPSKY                                                                                -1,117
    09  CA   P00090  PRO   AETNA HEALTH PLANS     AETNA U.S. HELATHCARE GOLDEN MEDICARE   FEB-1986 01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H0554        CMP   IPA    WOODLAND HILLS         CAREAMERICA HEALTH PLANS               01-JAN-1999             54,863
 RISKC                     MJOHN                                                                                    437
    09  CA   P00645  PRO   (NONE)                 GOLDEN OUTLOOK & CAREAMERICA 65 PLUS    NOV-1990 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0558        HMO   IPA    LOS ANGELES            MAXICARE, A CALIFORNIA CORPORATION     01-SEP-1991              6,183   H9002
 RISKC                     MALSBARY               SOUTHERN CALIFORNIA                                               279
    09  CA   P00011  PRO   MAXICARE               MAX65                                   DEC-1991 01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H0559        HMO   IPA    SAN FRANCISCO          PACIFICARE OF CALIFORNIA, INC.         01-FEB-1992             97,788   H0582
 RISKC                     MJOHN                  NORTHERN CALIFORNIA                                               569
    09  CA   P00685  PRO   PHS, INC.              SECURE HORIZONS                         APR-1992 01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H0562        HMO   IPA    WOODLAND HILLS         HEALTH NET                             01-OCT-1992             82,777   H0517
 RISKC                     DDALFONZOWIGGS                                                                           318
    09  CA   P00082  NON   FOUNDATION HEALTH SY   HEALTH NET SENIORITY PLUS               DEC-1992 01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H0563        HMO   IPA    WOODLAND HILLS         HEALTH NET                             01-OCT-1992             62,684   H0557
 RISKC                     WIGGS                                                                                   -672
    09  CA   P00082  NON   FOUNDATION HEALTH SY   SENIORITY PLUS                          DEC-1992 01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H0564        CMP   IPA    NEWBURY PARK           BLUE CROSS OF CALIFORNIA               01-JUN-1993             15,422
 RISKC                     SHENDEL                                                                                1,150
    09  CA   P00699  PRO   (NONE)                 BLUE CROSS SENIOR SECURE                SEP-1993 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:         28
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0566        HMO   IPA    SANTA ROSA             HEALTH PLAN OF THE REDWOODS            01-AUG-1993             10,179
 RISKC                     JHODO                                                                                    -19
    09  CA   P00113  NON   (NONE)                 MEDIPRIME                               SEP-1993 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0568        HMO   IPA    MODESTO                NATIONAL MED, INC.                     01-SEP-1993             16,085
 RISKC                     HODO                                                                                     -23
    09  CA   P00312  PRO   (NONE)                 SECURITYCARE                            DEC-1993 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0570        HMO   IPA    WOODLAND HILLS         HEALTH NET                             01-SEP-1993              4,509
 RISKC                     DDALFONZOWIGGS         CENTRAL VALLEY                                                    -50
    09  CA   P00516  NON   FOUNDATION HEALTH SY   HEALTH NET SENIORITY PLUS               NOV-1993 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0571        CMP   IPA    SAN FRANCISCO          CHINESE COMMUNITY HEALTH PLAN          01-AUG-1994                942
 RISKC                     RMALSBARY                                                                                 22
    09  CA   P00744  PRO   (NONE)                 CCHP-MEDICARE                           MAY-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0576        CMP   GROUP  WOODLAND HILLS         PRUDENTIAL HEALTH CARE PLAN OF CA      01-JAN-1999              2,856
 RISKC                     JHEALEY                                                                               -2,470
    09  CA   P00746  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE        JUL-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0577        CMP   GROUP  WOODLAND HILLS         PRUDENTIAL HEALTH CARE PLAN OF CA      01-JAN-1999              2,398
 RISKC                     JHEALEY                                                                               -1,332
    09  CA   P00747  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE        JUL-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0581        CMP   STAFF  GLENDALE               CIGNA HEALTHCARE OF CALIFORNIA         01-MAY-1994             25,434   H6054
 RISKC                     DCHAMBERS                                                                                346
    09  CA   P00754  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS            JUL-1994 01-1999/12-1999        HCPP
 __________________________________________________________________________________________________________________________________
 H0583        CMP   GROUP                         KAISER FOUNDATION HP, INC.             01-APR-1994            220,984   H6052
 RISKC                     SHENDEL                OAKLAND                                                         4,304
    09  CA   P00184  NON   KAISER FOUNDATION HP   KAISER SENIOR ADVANTAGE                 JUL-1994 01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H0584        CMP   GROUP                         KAISER FOUNDATION HP, INC.             01-APR-1994             13,431   H6052
 RISKC                     HENDEL                 OAKLAND                                                           184
    09  CA   P00184  NON   KAISER FOUNDATION HP   KAISER SENIOR ADVANTAGE                 FEB-1995 01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H0588        CMP   GROUP  OAKLAND                CIGNA HEALTHCARE OF CALIFORNIA         01-JAN-1999              1,216
 RISKC                     DCHAMBERS              NORTHERN CALIFORNIA                                               -18
    09  CA   P00773  PRO   (NONE)                 CIGNA HEALTHCARE FOR SENIORS            SEP-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0590        CMP   IPA    NEWBURY PARK           BLUE CROSS OF CALIFORNIA               01-AUG-1995                264
 RISKC                     HENDEL                                                                                    -2
    09  CA   P00699  PRO   (NONE)                 BLUE CROSS SENIOR SECURE - FRESNO/MADE  OCT-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0591        CMP   IPA    NEWBURY PARK           BLUE CROSS OF CALIFORNIA               01-AUG-1995              2,865
 RISKC                     HENDEL                                                                                   158
    09  CA   P00699  PRO   (NONE)                 BLUE CROSS SENIOR SECURE - NORTHERN CA  OCT-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:         29
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0593        HMO   IPA    MODESTO                NATIONAL MED, INC.                     01-JAN-1999              1,338
 RISKC                     HODO                                                                                     -68
    09  CA   P00312  PRO   (NONE)                 SECURITYCARE/NORTHERN COMPONENT         APR-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0594        HMO   IPA    SAN JOSE               LIFEGUARD, INC.                        01-JAN-1999              2,541
 RISKC                     ABRESLIN                                                                              -1,129
    09  CA   P00086  PRO   (NONE)                 LIFEGUARD SENIORPLAN                    OCT-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0595        HMO   IPA    MILPITAS               LIFEGUARD, INC.                        01-JAN-1999              1,157
 RISKC                     ABRESLIN                                                                                -377
    09  CA   P00788  PRO   (NONE)                 LIFEGUARD SENIORPLAN                    JAN-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0598        HMO   IPA    CYPRESS                PACIFICARE OF CA, INC                  01-JUL-1995              6,966
 RISKC                     MJOHN                  BUTTE COUNTY                                                      158
    09  CA   P00812  PRO   PHS, INC.              SECURE HORIZONS                         SEP-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0599        CMP   IPA    SAN FRANCISCO          CALIFORNIA PHYSICIANS' SERVICES CORP.  01-MAY-1996              4,517
 RISKC                     TGRAHAM                SAN FRANCISCO BAY AREA                                            409
    09  CA   P00816  NON   (NONE)                 SHIELD 65                               JUL-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H9016        HMO   GROUP  INGLEWOOD              UHP HEALTHCARE                         01-APR-1984              9,807
 RISKC                     RMALSBARY                                                                               -112
    09  CA   P00171  NON   (NONE)                 UNITED HEALTH PLAN FOR SENIORS          APR-1985 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1230        CMP   GROUP  HONOLULU               KAISER FOUNDATION HP, INC.             01-MAY-1986             15,832   H1200
 RISKC                     HENDEL                 HONOLULU                                                           -5
    09  HI   P00195  NON   KAISER FOUNDATION HP   SENIOR PLAN                             MAY-1986 01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H2931        HMO   GROUP  LAS VEGAS              HEALTH PLAN OF NEVADA, INC.            01-JUN-1985             12,817   H2901
 RISKC                     HODO                   LAS VEGAS                                                         899
    09  NV   P00176  PRO   (NONE)                 SENIOR DIMENSIONS                       JUL-1985 01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H2949        HMO   IPA    LAS VEGAS              PACIFICARE OF NEVADA, INC              01-OCT-1992             22,898
 RISKC                     MJOHN                  LAS VEGAS, NV                                                    -502
    09  NV   P00697  PRO   PHS, INC.              SECURE HORIZONS                         NOV-1992 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2959        HMO   IPA    LAS VEGAS              HUMANA HEALTH PLAN, INC.               01-AUG-1995             10,199
 RISKC                     PFOSTER                LAS VEGAS, NV                                                      36
    09  NV   P00805  PRO   (NONE)                 HUMANA GOLD PLUS PLAN                   NOV-1995 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2960        HMO   IPA    RENO                   HOMETOWN HEALTH PLAN                   01-OCT-1995              6,372   H2957
 RISKC                     HODO                                                                                       2
    09  NV   P00666  NON   (NONE)                 SENIOR CARE PLUS HEALTH PLAN            DEC-1995 01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 09 (SAN FRANCISCO): 50 CONTRACTS       TOTAL ENROLLMENTS FOR REGION WITHIN NATION: 1,784,212       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 14.5%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 29.5%     ***
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:         30
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H1350        CMP   IPA    MERIDIAN               BLUE CROSS OF IDAHO HEALTH SERVICES, I 01-SEP-1997              3,321
 RISKC                     GPARKER                                                                                  231
    10  ID   P01015  NON   (NONE)                 TRUE BLUE                               OCT-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3805        HMO   IPA    LAKE OSWEGO            PACIFICARE OF OREGON, INC.             01-JAN-1986             29,587   H3850
 RISKC                     MJOHN                  PORTLAND                                                           86
    10  OR   P00363  PRO   PHS, INC.              SECURE HORIZONS                         FEB-1986 01-1999/12-1999        RISKC
             P00417
             P00416
 __________________________________________________________________________________________________________________________________
 H3855        HMO   IPA    PORTLAND               PROVIDENCE HEALTH PLAN                 01-JAN-1994              4,187
 RISKC                     RGROSS2                SOUTHERN OREGON                                                    13
    10  OR   P00733  NON   (NONE)                 PROVIDENCE MEDICARE EXTRA               MAY-1994 01-1998/12-1998
 __________________________________________________________________________________________________________________________________
 H3856        HMO   IPA    SALEM                  HMO OREGON              .              01-JAN-1994             17,225   H9049
 RISKC                     MELOVITCH              SALEM                                                             158
    10  OR   P00054  NON   (NONE)                 FIRST CHOICE 65                         JAN-1994 01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H3857        CMP   IPA    EUGENE                 PROVIDENCE HEALTH PLAN                 01-SEP-1994              2,022
 RISKC                     RGROSS2                LOWER COLUMBIA AREA                                               -11
    10  OR   P00799  NON   (NONE)                 PROVIDENCE MEDICARE EXTRA               NOV-1994 01-1998/12-1998
 __________________________________________________________________________________________________________________________________
 H3858        CMP   GROUP  EUGENE                 PROVIDENCE HEALTH PLAN                 01-SEP-1995             11,437   H3854
 RISKC                     RGROSS2                                                                                   36
    10  OR   P00810  NON   (NONE)                 PROVIDENCE MEDICARE EXTRA               OCT-1995 01-1998/12-1998        RISKC
 __________________________________________________________________________________________________________________________________
 H3862        HMO   GROUP  LAKE OSWEGO            PACIFICARE OF OREGON II                01-JAN-1998              7,882
 RISKC                     MJOHN                  SALEM                                                              35
    10  OR   P00416  PRO   PHS, INC.              SECURE HORIZONS                         JAN-1998 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3863        HMO   GROUP  LAKE OSWEGO            PACIFICARE OF OREGON II                01-JAN-1998              1,886
 RISKC                     MJOHN                  CORVALLIS                                                         -19
    10  OR   P00417  PRO   PHS, INC.              SECURE HORIZONS                         FEB-1998 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H9003        HMO   GROUP  PORTLAND               KAISER FOUNDATION HP OF THE N W        01-APR-1980             34,180   H3803
 RISKC                     AKNIEVEL                                                                                  63
    10  OR   P00045  NON   KAISER FOUNDATION HP   KAISER-NW                               APR-1985 01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H9047        HMO   IPA    PORTLAND               PROVIDENCE HEALTH PLAN                 01-DEC-1985             27,093
 RISKC                     RGROSS2                                                                                  218
    10  OR   P00354  NON   (NONE)                 PROVIDENCE MEDICARE EXTRA               MAR-1987 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:         31
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H9049        HMO   IPA    PORTLAND               HMO OREGON,INC.                        01-JUN-1985                 91
 RISKC                     MELOVITCH                                                                                 14
    10  OR   P00518  PRO   (NONE)                 FIRST CHOICE 65                         MAR-1988 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H5005        CMP   IPA    MERCER ISLAND          PACIFICARE OF WASHINGTON, INC.         01-MAR-1987             60,373   H5060
 RISKC                     MJOHN                                                                                    521
    10  WA   P09025  PRO   PHS, INC.              SECURE HORIZONS                         NOV-1987 01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H5050        CMP   STAFF  SEATTLE                GROUP HEALTH COOP OF PUGET SOUND       01-JAN-1989             55,182   H5001
 RISKC                     AKNIEVEL                                                                                 109
    10  WA   P00606  NON   (NONE)                 GROUP HEALTH MEDICARE                   JAN-1989 01-1999/12-1999        OLD RISKB
 __________________________________________________________________________________________________________________________________
 H5052        CMP   IPA    SEATTLE                PROVIDENCE HEALTH PLAN                 01-JAN-1999             19,668
 RISKC                     RGROSS2                                                                               -1,685
    10  WA   P00700  NON   (NONE)                 PROVIDENCE MEDICARE EXTRA               JUN-1993 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H5053        CMP   IPA    SPOKANE                QUAL-MED, INLAND NORTHWEST DIVISION    01-JAN-1999              2,145
 RISKC                     DDALFONZOWIGGS                                                                          -181
    10  WA   P00708  PRO   FOUNDATION HEALTH SY   SENIOR SECURITY                         JUN-1993 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H5055        HMO   IPA    BELLEVUE               QUAL-MED WASHINGTON HEALTH PLAN, INC.  01-JAN-1999                492
 RISKC                     DDALFONZOWIGGS         PUGET SOUND REGION                                                -28
    10  WA   P00710  PRO   FOUNDATION HEALTH SY   SENIOR SECURITY                         FEB-1994 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H5063        CMP   GROUP  SEATTLE                OPTIONS HEALTH CARE, INC.              01-JUN-1996              5,534
 RISKC                     AKNIEVEL                                                                                  65
    10  WA   P00804  PRO   (NONE)                 OPTIONS HEALTH CARE                     SEP-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H5066        CMP   GROUP  SPOKANE                MEDICAL SERVICE CORPORATION OF E. WA   01-MAR-1996              5,125
 RISKC                     AKNIEVEL                                                                                 973
    10  WA   P00822  NON   (NONE)                 MSC CLASSIC CARE                        JUN-1996 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H5069        HMO   STAFF  SPOKANE                GROUP HEALTH NORTHWEST                 01-JAN-1996              3,036
 RISKC                     AKNIEVEL               WASHINGTON                                                          8
    10  WA   P00040  NON   (NONE)                 GROUP HEALTH NORTHWEST                  MAR-1996 01-1998/12-1998
 __________________________________________________________________________________________________________________________________
 H5071        CMP   IPA    MOUNTLAKE TERRACE      HEALTHPLUS                             01-OCT-1996             11,739
 RISKC                     MELOVITCH                                                                                382
    10  WA   P00890  NON   (NONE)                 SENIOR PARTNERS                         JAN-1997 01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H5072        CMP   IPA    SEATTLE                HMO WASHINGTON                         01-SEP-1997                770
 RISKC                     MELOVITCH                                                                                222
    10  WA   P00950  PRO   (NONE)                 HEALTHSENCE                                      01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H5074        CMP   GROUP  SEATTLE                AETNA U.S. HEALTHCARE INC.             01-MAY-1998              8,238
 RISKC                     JLIPSKY                                                                                  167
    10  WA   P01073  PRO   (NONE)                 AETNA U.S. HEALTHCARE GOLDEN MEDICARE            01-1999/12-1999
 __________________________________________________________________________________________________________________________________

 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998                                                                        PAGE:         32
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------

     *** TOTAL FOR REGION 10 (SEATTLE): 22 CONTRACTS             TOTAL ENROLLMENTS FOR REGION WITHIN NATION:   311,213       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 6.4%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 5.1%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________

                                             ************************************
                                             *                                  *
                                             *  TOTAL CONTRACTS:           346  *
                                             *  TOTAL ENROLLMENT:    6,055,546  *
                                             *                                  *
                                             ************************************
 PICS  (2.5.1)                               TEFRA COST CONTRACTS AS OF PERIOD: 12/1998                         09:01   DEC 03 1998
                                                            (BY REGION)                                              PAGE:        1

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                               CONTRACT                      ENROLLMENT
 DESC/       TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                     EFFECTIVE       CONTRACT       FOR PERIOD/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                      DATE          PERIOD        MTHLY CHGE
 ----------------------------------------------------------------------------------------------------------------------------------
 H2265        HMO   STAFF  WEST SPRINGFIELD       COMMUNITY HP                           01-JAN-1998   01-1998/12-1998            5
 COST1                     AKNIEVEL               CENTRAL MASS.                                                                   5
    01  MA   P00373  NON   (NONE)                 MEDICAREPLUS
             P00350
             P00351
 __________________________________________________________________________________________________________________________________
 H4101        HMO   STAFF  PROVIDENCE             HARVARD COMMUNITY HPLAN OF NEW ENGLAND 01-JAN-1999   01-1996/12-1996        2,137
 COST1                     RKING2                                                                                               -26
    01  RI   P00006  NON   HARVARD                CAREPLUS
 __________________________________________________________________________________________________________________________________
 H4749        HMO   STAFF  WILLISTON              CAPITAL AREA COMMUNITY HP              01-SEP-1994   01-1996/12-1996        1,646
 COST1                     AKNIEVEL               BENNINGTON(VT)                                                                 31
    01  VT   P00349  NON   (NONE)                 SENIOR ADVANTAGE
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 01 (BOSTON): 3 CONTRACTS               TOTAL ENROLLMENTS FOR REGION WITHIN NATION:     3,788       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 8.8%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 1.7%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H3149        HMO   GROUP  NEW BRUNSWICK          HIP OF NEW JERSEY, INC.                01-MAR-1993   01-1996/12-1996        2,251
 COST1                     RGROSS2                                                                                              -56
    02  NJ   P00112  NON   HIP OF NEW YORK        HIP HEALTH PLAN OF NEW JERSEY
 __________________________________________________________________________________________________________________________________
 H3308        HMO   STAFF  POUGHKEEPSIE           CAPITAL AREA COMMUNITY HP              01-MAY-1984   01-1996/12-1996          690
 COST1                     AKNIEVEL               POUGHKEEPSIE                                                                   -4
    02  NY   P00175  NON   (NONE)                 MEDICARE PLUS
 __________________________________________________________________________________________________________________________________
 H3349        HMO   STAFF  LATHAM                 CAPITAL AREA COMMUNITY HP              01-JAN-1990   01-1997/12-1997        4,238
 COST1                     AKNIEVEL               ALBANY(NY)                                                                     -7
    02  NY   P00025  NON   (NONE)                 MEDICARE PLUS
 __________________________________________________________________________________________________________________________________
 H3356        CMP   IPA    ROCHESTER              FINGER LAKES HEALTH INSURANCE CO., INC 01-JAN-1993   01-1996/12-1996       33,547
 COST1                     NEVINS                                                                                               143
    02  NY   P09114  NON   (NONE)                 BLUE CHOICE SENIOR/SENIORCARE
 __________________________________________________________________________________________________________________________________
 H3367        CMP   IPA    LATHAM                 COMMUNITY HEALTH PLAN                  01-JUN-1996   07-1996/06-1997        2,474
 COST1                     AKNIEVEL                                                                                              33
    02  NY   P00858  NON   (NONE)                 MEDICARE PLUS
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 02 (NEW YORK): 5 CONTRACTS             TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    43,200       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 14.7%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 19.5%     ***

 __________________________________________________________________________________________________________________________________
 PICS  (2.5.1)                               TEFRA COST CONTRACTS AS OF PERIOD: 12/1998                         09:01   DEC 03 1998
                                                            (BY REGION)                                              PAGE:        2

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                               CONTRACT                      ENROLLMENT
 DESC/       TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                     EFFECTIVE       CONTRACT       FOR PERIOD/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                      DATE          PERIOD        MTHLY CHGE
 ----------------------------------------------------------------------------------------------------------------------------------
 __________________________________________________________________________________________________________________________________
 H5102        HMO   IPA    ST. CLAIRSVILLE        HEALTH PLAN OF THE UPPER OHIO VALLEY   01-FEB-1983   01-1996/12-1996        7,408
 COST1                     TMORRIS2                                                                                             -27
    03  WV   P00121  NON   (NONE)                 HP UPPER OH VALLEY
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 03 (PHILADELPHIA): 1 CONTRACTS         TOTAL ENROLLMENTS FOR REGION WITHIN NATION:     7,408       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 2.9%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 3.3%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H1010        HMO   STAFF  TALLAHASSEE            CAPITAL GROUP HEALTH SVC OF FL         01-AUG-1983   01-1996/12-1996        3,676
 COST1                     RGROSS2                                                                                               11
    04  FL   P00162  NON   (NONE)                 CAPITAL HEALTH PLAN
 __________________________________________________________________________________________________________________________________
 H3453        HMO   GROUP  RALEIGH                KAISER FOUNDATION HP OF NC             01-APR-1996   05-1996/04-1997        1,130
 COST1                     AKNIEVEL               CHARLOTTE                                                                      -6
    04  NC   P00334  NON   KAISER FOUNDATION HP   THE KAISER PERMANENTE MEDICARE PLAN
 __________________________________________________________________________________________________________________________________
 H3454        HMO   GROUP  RALEIGH                KAISER FOUNDATION HP OF NC             01-APR-1996   05-1996/04-1997        1,245
 COST1                     AKNIEVEL               RALEIGH                                                                        -7
    04  NC   P00270  NON   KAISER FOUNDATION HP   THE KAISER PERMANENTE MEDICARE PLAN
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 04 (ATLANTA): 3 CONTRACTS              TOTAL ENROLLMENTS FOR REGION WITHIN NATION:     6,051       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 8.8%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 2.7%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H1449        HMO   STAFF  CHICAGO                RUSH PRUDENTIAL HMO, INC               01-JAN-1990   01-1996/12-1996        3,777
 COST1                     JHEALEY                                                                                              -15
    05  IL   P00763  PRO   (NONE)                 MEDICARE PROGRAM OF RUSH PRUDENTIAL HMO, INC.
             P00050
 __________________________________________________________________________________________________________________________________
 H1553        HMO   IPA    INDIANAPOLIS           THE M PLAN, INC.                       01-JAN-1993   01-1996/12-1996        4,916
 COST1                     MELOVITCH                                                                                             25
    05  IN   P00688  PRO   (NONE)                 SENIOR SECURECARE
 __________________________________________________________________________________________________________________________________
 H1555        HMO   GROUP  LAFAYETTE              ARNETT HMO                             01-MAR-1997   03-1997/02-1998        4,741
 COST1                     MELOVITCH                                                                                            234
    05  IN   P00451  PRO   (NONE)                 MEDICARE PLAN
 __________________________________________________________________________________________________________________________________
 PICS  (2.5.1)                               TEFRA COST CONTRACTS AS OF PERIOD: 12/1998                         09:01   DEC 03 1998
                                                            (BY REGION)                                              PAGE:        3

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                               CONTRACT                      ENROLLMENT
 DESC/       TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                     EFFECTIVE       CONTRACT       FOR PERIOD/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                      DATE          PERIOD        MTHLY CHGE
 ----------------------------------------------------------------------------------------------------------------------------------
 H1558        HMO   GROUP  EVANSVILLE             WELBORN HMO                            01-FEB-1998   01-1997/12-1997        1,438
 COST1                     MELOVITCH                                                                                             35
    05  IN   P00556  PRO   (NONE)                 WELBORN CLINIC
 __________________________________________________________________________________________________________________________________
 H3602        CMP   GROUP  BELLAIRE               QUALMED PLANS FOR HEALTH-OHIO/WEST VIR 01-FEB-1983   01-1996/12-1996          724
 COST1                     DDALFONZOWIGGS                                                                                         2
    05  OH   P00174  PRO   FOUNDATION HEALTH SY   ADVANTAGE GOLD
 __________________________________________________________________________________________________________________________________
 H3661        CMP   IPA    MARION                 HEALTH OHIO, INC                       01-JAN-1998   01-1998/12-1998        7,196
 COST1                     DDALFONZOWIGGS                                                                                       -13
    05  OH   P00846  NON   (NONE)                 HEALTHFIRST
 __________________________________________________________________________________________________________________________________
 H5254        CMP   GROUP  MENASHA                NETWORK HEALTH PLAN OF WISCONSIN,INC   01-JUN-1996   06-1996/05-1997        3,137
 COST1                     AKNIEVEL                                                                                              23
    05  WI   P00841  PRO   (NONE)                 NETWORK SENIOR PLUS
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 05 (CHICAGO): 7 CONTRACTS              TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    25,929       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 20.6%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 11.7%     ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H4564        CMP   GROUP  TEMPLE                 SCOTT AND WHITE HEALTH PLAN            01-APR-1996   04-1996/03-1997       19,801
 COST1                     RKING2                                                                                               287
    06  TX   P00852  NON   (NONE)                 SENIORCARE
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 06 (DALLAS): 1 CONTRACTS               TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    19,801       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 2.9%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 8.9%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H1651        CMP   GROUP  DUBUQUE                MEDICAL ASSOCIATES HEALTH PLAN, INC.   01-FEB-1996   02-1996/01-1997          374
 COST1                     GRAHAM                                                                                               108
    07  IA   P00868  PRO   (NONE)                 MEDICARE ADVANTAGE
 __________________________________________________________________________________________________________________________________
 H5256        CMP   GROUP  DUBUQUE                MEDICAL ASSOCIATES CLINIC HEALTH PLAN  01-FEB-1996   02-1996/01-1997          140
 COST1                     GRAHAM                                                                                                35
    07  WI   P00869  NON   (NONE)                 MEDICARE ADVANTAGE
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 07 (KANSAS CITY): 2 CONTRACTS          TOTAL ENROLLMENTS FOR REGION WITHIN NATION:       514       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 5.9%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 0.2%      ***
 PICS  (2.5.1)                               TEFRA COST CONTRACTS AS OF PERIOD: 12/1998                         09:01   DEC 03 1998
                                                            (BY REGION)                                              PAGE:        4

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                               CONTRACT                      ENROLLMENT
 DESC/       TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                     EFFECTIVE       CONTRACT       FOR PERIOD/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                      DATE          PERIOD        MTHLY CHGE
 ----------------------------------------------------------------------------------------------------------------------------------

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H0602        HMO   IPA    GRAND JUNCTION         ROCKY MOUNTAIN HMO                     01-NOV-1977   01-1996/12-1996       13,919
 COST1                     JLIPSKY                                                                                                0
    08  CO   P00009  NON   (NONE)                 ROCKY MOUNTAIN MEDICARE PLAN
 __________________________________________________________________________________________________________________________________
 H0657        HMO   IPA    MONTE VISTA            HMO HEALTH PLANS, INC.                 01-JAN-1994   01-1996/12-1996          605
 COST1                     LIPSKY                                                                                                 0
    08  CO   P00078  NON   (NONE)                 HMO HEALTH PLANS
 __________________________________________________________________________________________________________________________________
 H3503        HMO   GROUP  RUGBY                  HEART OF AMERICA HMO                   01-JAN-1984   01-1996/12-1996          703
 COST1                     JLIPSKY                                                                                               -2
    08  ND   P00212  NON   (NONE)                 HEART OF AMERICA MEDICARE COORDINATED CARE PLAN
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 08 (DENVER): 3 CONTRACTS               TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    15,227       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 8.8%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 6.9%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H0502        HMO   STAFF  MARTINEZ               CONTRA COSTA HEALTH PLAN               01-JUL-1977   01-1996/12-1996          838
 COST1                     JHODO                                                                                                 -9
    09  CA   P00119  NON   (NONE)                 SENIOR HEALTH
 __________________________________________________________________________________________________________________________________
 H1251        CMP   IPA    HONOLULU               HAWAII MED. SRVC. ASSN.                01-JAN-1998   01-1998/12-1998       36,089
 COST2                     RMALSBARY                                                                                          2,852
    09  HI   P09017  NON   (NONE)                 65 C PLUS
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 09 (SAN FRANCISCO): 2 CONTRACTS        TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    36,927       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 5.9%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 16.6%     ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H1349        CMP   IPA    LEWISTON               REGENCE BLUESHIELD OF IDAHO.           01-JAN-1997   01-1997/12-1997        5,608
 COST1                     SLINDENBERG                                                                                          156
    10  ID   P00898  NON   (NONE)                 HEALTHSENSE 65
 __________________________________________________________________________________________________________________________________
 H3801        CMP   IPA    CLACKAMAS              QUALMED OREGON HEALTH PLAN, INC.       01-JAN-1999   01-1996/12-1996        6,282
 COST1                     DWIGGS                                                                                              -632
    10  OR   P00091  NON   FOUNDATION HEALTH SY   PACC MEDICARE HMO PLAN
 __________________________________________________________________________________________________________________________________
 PICS  (2.5.1)                               TEFRA COST CONTRACTS AS OF PERIOD: 12/1998                         09:01   DEC 03 1998
                                                            (BY REGION)                                              PAGE:        5

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                               CONTRACT                      ENROLLMENT
 DESC/       TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                     EFFECTIVE       CONTRACT       FOR PERIOD/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                      DATE          PERIOD        MTHLY CHGE
 ----------------------------------------------------------------------------------------------------------------------------------
 H3851        HMO   IPA    SALEM                  HMO OREGON              .              01-JAN-1993   01-1996/12-1996       44,178
 COST1                     MELOVITCH              SALEM                                                                         229
    10  OR   P00054  NON   (NONE)                 PREFERRED CHOICE 65
 __________________________________________________________________________________________________________________________________
 H3860        CMP   IPA    CLACKAMAS              QUALMED OREGON HEALTH PLAN, INC.       01-JAN-1999   10-1995/09-1996           72
 COST1                     DWIGGS                                                                                                -1
    10  OR   P00091  NON   FOUNDATION HEALTH SY   PACC MEDICARE HMO PLAN
 __________________________________________________________________________________________________________________________________
 H5002        HMO   STAFF  SPOKANE                GROUP HEALTH NORTHWEST                 01-JUL-1979   01-1996/12-1996        3,917
 COST1                     AKNIEVEL               WASHINGTON                                                                    -58
    10  WA   P00040  NON   (NONE)                 GROUP HEALTH NORTHWEST
             P00344
             P00862
             P00863
             P00864
             P00865
             P00866
 __________________________________________________________________________________________________________________________________
 H5067        CMP   MEDGP  SEATTLE                VIRGINIA MASON HEALTH PLAN, INC.       01-JAN-1999   01-1996/12-1996          903
 COST1                     NEVINS                                                                                              -105
    10  WA   P00728  PRO   (NONE)                 VIRGINIA MASON MEDICARE CHOICE
 __________________________________________________________________________________________________________________________________
 H5068        HMO   STAFF  SPOKANE                GROUP HEALTH NORTHWEST                 01-JUL-1979   01-1996/12-1996        2,076
 COST1                     AKNIEVEL               WASHINGTON                                                                    -10
    10  WA   P00040  NON   (NONE)                 GROUP HEALTH NORTHWEST
             P00344
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 10 (SEATTLE): 7 CONTRACTS              TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    63,036       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 20.6%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 28.4%     ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________

                                             ************************************
                                             *                                  *
                                             *  TOTAL CONTRACTS:            34  *
                                             *  TOTAL ENROLLMENT:      221,881  *
                                             *                                  *
                                             ************************************
 TEFRA RISK CONTRACTS THAT HAVE COST ENROLLEES REMAINING AS OF PERIOD: 12/1998                                     PAGE:          1
                                                                                                                   DATE: 12/03/1998

 COST            PLAN    MODEL/  CITY/                  PLAN NAME/                         COST CONTRACT  ENROLLMENT  RISK CONTRACT
 CONTR           TYPE/    TAX    PLAN MANAGER/          REGIONAL COMPONENT/                 EFFEC. DATE/  FOR PERIOD/  EFFEC. DATE/
   NO.  REG  ST   NO.    STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                  CLOSED     MTHLY CHGE     NO./DESC
 ----------------------------------------------------------------------------------------------------------------------------------
 H3304   02  NY   HMO    STAFF   BUFFALO                HEALTH CARE PLAN, INC. (THE)        01-SEP-1980         440     01-JAN-1990
 COST1                           RGROSS2                                                                         -6        H3351
                 P00068   NON    (NONE)                 MED PLUS                              12-1991                      RISKC
 __________________________________________________________________________________________________________________________________

                                                      ***  TOTAL FOR REGION 02 (NEW YORK): 1                     440            ***
 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H3803   10  OR   HMO    GROUP   PORTLAND               KAISER FOUNDATION HP OF THE N W     01-MAY-1985       2,420     01-APR-1980
 COST1                           AKNIEVEL                                                                        -2        H9003
                 P00045   NON    KAISER FOUNDATION HP   KAISER NW                             12-1991                      RISKC
 __________________________________________________________________________________________________________________________________

                                                      ***  TOTAL FOR REGION 10 (SEATTLE): 1                    2,420            ***
 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________

                                                    ************************************
                                                    *                                  *
                                                    *  TOTAL CONTRACTS:             2  *
                                                    *  TOTAL ENROLLMENT:        2,860  *
                                                    *                                  *
                                                    ************************************
 HEALTH CARE PREPAYMENT PLANS (HCPPS) AS OF PERIOD: 12/1998                                                         PAGE:         1
                                                                                                                    DATE: 12/03/1998

 CONTR NO./  PLAN  MODEL/  CITY/                  PLAN NAME/                               CONTRACT     CONT PERIOD/    PREV
 REG  ST     TYPE/  TAX    PLAN MANAGER/          REGIONAL  COMPONENT/                     EFFECTIVE    ENROLLMENT/     CONT#/
              NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                     DATE        MTHLY CHGE      TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0704        HMO   GROUP  FARMINGTON             KAISER FOUNDATION HP OF CT               01-JAN-1999  01-1996/12-1996
  01  CT                   AKNIEVEL               HARTFORD                                                    791
             P00098  NON   KAISER FOUNDATION HP   KAISER FHP                                                  -53
 __________________________________________________________________________________________________________________________________
 H2251        OTH   STAFF  BOSTON                 HMO BLUE                                 01-JAN-1999  01-1996/12-1996 H9032
  01  MA                   DWASHINGTON                                                                      1,468       RISKC
             P00690  NON   (NONE)                 BLUE CARE 65                                                -23
 __________________________________________________________________________________________________________________________________
 H2253        OTH   IPA    BOSTON                 NEIGHBORHOOD HEALTH PLAN                 01-JAN-1999  01-1996/12-1996
  01  MA                   RKING2                                                                              43
             P00694  NON   (NONE)                 SENIOR HEALTH PLUS                                            0
 __________________________________________________________________________________________________________________________________
 H2254        HMO   GROUP  AMHERST                KAISER FNDN HP OF MASSACHUSETTS, INC     01-JAN-1999  01-1996/12-1996 H2217
  01  MA                   AKNIEVEL                                                                         2,468       RISKC
             P00062  NON   KAISER FOUNDATION HP   ELDER PLAN                                                  -13
 __________________________________________________________________________________________________________________________________
 H6221        HMO   STAFF  WEST SPRINGFIELD       COMMUNITY HP                             01-JAN-1999  01-1996/12-1996 H2209
  01  MA                   AKNIEVEL               CENTRAL MASS.                                             3,012       RISKB
             P00373  NON   (NONE)                 COMMUNITY HEALTH PLAN, INC                                  -27
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 01 (BOSTON): 5 CONTRACTS               TOTAL ENROLLMENTS FOR REGION WITHIN NATION:     7,782       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 11.6%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 3.2%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H3301        HMO   GROUP  WHITE PLAINS           KAISER FOUNDATION HP OF NY               01-JAN-1999  01-1996/12-1996
  02  NY                   AKNIEVEL               COMMUNITY HEALTH PLA                                        437
             P00021  NON   KAISER FOUNDATION HP   KAISER FHP                                                  -11
 __________________________________________________________________________________________________________________________________
 H6331        OTH   GROUP  YONKERS                BORO MEDICAL CENTER                      01-JAN-1987  01-1996/12-1996 90331
  02  NY                   RGROSS2                                                                          5,017       HCPP
             P00631  NON   (NONE)                 BORO MEDICAL CENTER                                         -21
 __________________________________________________________________________________________________________________________________
 H6333        OTH   GROUP  NEW YORK               NYSA-ILA COORDINATING COMMITTEE          01-MAY-1985  01-1996/12-1996 90333
  02  NY                   CMORENO                                                                         10,963       HCPP
             P00632  NON   (NONE)                 NYSA-ILA                                                    -17
 __________________________________________________________________________________________________________________________________
 H6334        OTH   GROUP  NEW YORK               UNION FAMILY MEDICAL FUND                01-JAN-1987  01-1996/12-1996 90334
  02  NY                   RGROSS2                                                                          1,704       HCPP
             P00637  NON   (NONE)                 UNION FMLY MED FUND                                         -17
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 02 (NEW YORK): 4 CONTRACTS             TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    18,121       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 9.3%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 7.6%      ***
 HEALTH CARE PREPAYMENT PLANS (HCPPS) AS OF PERIOD: 12/1998                                                         PAGE:         2
                                                                                                                    DATE: 12/03/1998

 CONTR NO./  PLAN  MODEL/  CITY/                  PLAN NAME/                               CONTRACT     CONT PERIOD/    PREV
 REG  ST     TYPE/  TAX    PLAN MANAGER/          REGIONAL  COMPONENT/                     EFFECTIVE    ENROLLMENT/     CONT#/
              NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                     DATE        MTHLY CHGE      TYPE
 ----------------------------------------------------------------------------------------------------------------------------------

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 90091        OTH   GROUP  WASHINGTON             UNITED MINE WORKERS OF AMERICA           01-FEB-1974  01-1996/12-1996
  03  DC                   RMALSBARY                                                                       69,586
             P00643  NON   (NONE)                 UNITED MINE WORKERS                                        -292
 __________________________________________________________________________________________________________________________________
 H2150        CMP   GROUP  ROCKVILLE              KAISER FNDN HP OF THE MID-ATLANTIC STS   01-JAN-1991  01-1996/12-1996 H2106
  03  MD                   HENDEL                 DC                                                        7,746       RISKC
             P00014  NON   KAISER FOUNDATION HP   MEDICARE PLUS                                               -53
 __________________________________________________________________________________________________________________________________
 H6390        OTH   GROUP  PHILADELPHIA           PHILA AFL-CIO HOSPITAL ASSOCIATION       01-JAN-1999  01-1996/12-1996
  03  PA                   JHODO                                                                              427
             P00634  NON   (NONE)                 PHIL AFL-CIO HSP ASN                                        -10
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 03 (PHILADELPHIA): 3 CONTRACTS         TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    77,759       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 7.0%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 32.4%     ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H6102        CMP   GROUP  HEATHROW               SUNSTAR HEALTH PLAN, INC.                01-JAN-1999  01-1996/12-1996
  04  FL                   MELOVITCH                                                                        2,015
             P00619  NON   (NONE)                 SUNSTAR HEALTH PLAN                                         -23
 __________________________________________________________________________________________________________________________________
 H1149        HMO   GROUP  ATLANTA                KAISER FOUNDATION HP OF GA, INC.         01-JAN-1999  01-1997/12-1997 H1105
  04  GA                   AKNIEVEL                                                                           724       RISKC
             P00366  NON   KAISER FOUNDATION HP   SENIOR SECURE                                               -89
 __________________________________________________________________________________________________________________________________
 H3451        HMO   GROUP  RALEIGH                KAISER FOUNDATION HP OF NC               01-JAN-1999  01-1996/12-1996 H3401
  04  NC                   AKNIEVEL               CHARLOTTE                                                   673       RISKC
             P00334  NON   KAISER FOUNDATION HP   MEDICARE PLAN                                                19
 __________________________________________________________________________________________________________________________________
 H3452        HMO   GROUP  RALEIGH                KAISER FOUNDATION HP OF NC               01-JAN-1999  01-1996/12-1996 H3401
  04  NC                   AKNIEVEL               RALEIGH                                                   1,789       RISKC
             P00270  NON   KAISER FOUNDATION HP   MEDICARE PLAN                                                12
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 04 (ATLANTA): 4 CONTRACTS              TOTAL ENROLLMENTS FOR REGION WITHIN NATION:     5,201       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 9.3%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 2.2%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 HEALTH CARE PREPAYMENT PLANS (HCPPS) AS OF PERIOD: 12/1998                                                         PAGE:         3
                                                                                                                    DATE: 12/03/1998

 CONTR NO./  PLAN  MODEL/  CITY/                  PLAN NAME/                               CONTRACT     CONT PERIOD/    PREV
 REG  ST     TYPE/  TAX    PLAN MANAGER/          REGIONAL  COMPONENT/                     EFFECTIVE    ENROLLMENT/     CONT#/
              NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                     DATE        MTHLY CHGE      TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H1454        CMP   STAFF  MOLINE                 DEERE FAMILY HEALTHPLAN, INC             01-JAN-1999  08-1996/12-1996
  05  IL                   JLIPSKY                                                                          1,387
             P00719  PRO   (NONE)                 DEERE FAMILY HEALTHPLAN MEDICARE PROGRAM                      6
 __________________________________________________________________________________________________________________________________
 H1459        OTH   UNION  HOMEWOOD               ILLINOIS CENTRAL HOSPITAL ASSOCIATION    01-OCT-1995  01-1996/12-1996
  05  IL                   JLIPSKY                                                                          7,233
             P00823  NON   (NONE)                 MEDICARE SUPPLEMENT PLAN                                     24
 __________________________________________________________________________________________________________________________________
 H1605        CMP   IPA    MOLINE                 HERITAGE NATIONAL HP                     01-JAN-1999  01-1996/12-1996 H6162
  05  IL                   JLIPSKY                                                                         11,474       HCPP
             P09029  PRO   HERITAGE HP            HERITAGE NATIONAL HP                                        -19
 __________________________________________________________________________________________________________________________________
 H6140        OTH   GROUP  DECATUR                WABASH MEM. HOSPITAL                     01-JAN-1987  01-1996/12-1996 90140
  05  IL                   JLIPSKY                                                                          1,856       HCPP
             P00621  NON   (NONE)                 WABASH AREA HOSPITAL ASSOCIATION                             -3
 __________________________________________________________________________________________________________________________________
 H6141        OTH   GROUP  CHICAGO                SIDNEY HILLMAN HC                        01-FEB-1983  01-1996/12-1996
  05  IL                   MELOVITCH                                                                        1,548
             P00622  NON   (NONE)                 SIDNEY HILLMAN HEALTH CENTER                                -18
 __________________________________________________________________________________________________________________________________
 H6142        OTH   GROUP  CHICAGO                UNION HEALTH SERVICES, INC.              01-FEB-1983  01-1996/12-1996
  05  IL                   MLOWMAN                                                                          1,705
             P00623  NON   (NONE)                 UHS MEDICARE 65                                              -2
 __________________________________________________________________________________________________________________________________
 H6143        OTH   GROUP  CHICAGO                UNION MEDICAL CENTER                     01-FEB-1983  01-1996/12-1996
  05  IL                   JLIPSKY                                                                            365
             P00624  NON   (NONE)                 UNION MEDICAL CENTER                                         -2
 __________________________________________________________________________________________________________________________________
 H6151        HMO   GROUP  LAFAYETTE              ARNETT HMO                               01-JAN-1999  01-1996/12-1996
  05  IN                   MELOVITCH                                                                          219
             P00451  PRO   (NONE)                 ARNETT HMO                                                 -286
 __________________________________________________________________________________________________________________________________
 H6152        HMO   GROUP  EVANSVILLE             WELBORN HMO                              01-JAN-1999  01-1996/12-1996
  05  IN                   MELOVITCH                                                                        3,892
             P00556  PRO   (NONE)                 WELBORN HMO                                                 -55
 __________________________________________________________________________________________________________________________________
 H2349        OTH   GROUP  DETROIT                COMPREHENSIVE HEALTH SERVICES, INC.      01-JAN-1999  01-1991/12-1991
  05  MI                   DCHAMBERS                                                                          495
             P00106  NON   (NONE)                 THE WELLNESS PLAN                                            -7
 __________________________________________________________________________________________________________________________________
 H2449        OTH   GROUP  ST. PAUL               HMO MINNESOTA/BLUE PLUS                  01-JAN-1999  03-1994/02-1995 H2412
  05  MN                   DCHAMBERS                                                                        7,333       RISKC
             P00938  NON   (NONE)                 MEDICARE AND MORE                                           -83
 __________________________________________________________________________________________________________________________________
 H2450        CMP   IPA    MINNEAPOLIS            MEDICA                                   01-JAN-1990  01-1991/12-1991 H2430
  05  MN                   MELOVITCH                                                                       21,153       RISKC
             P00940  NON   (NONE)                 PHP PLUS                                                   -191
 __________________________________________________________________________________________________________________________________
 HEALTH CARE PREPAYMENT PLANS (HCPPS) AS OF PERIOD: 12/1998                                                         PAGE:         4
                                                                                                                    DATE: 12/03/1998

 CONTR NO./  PLAN  MODEL/  CITY/                  PLAN NAME/                               CONTRACT     CONT PERIOD/    PREV
 REG  ST     TYPE/  TAX    PLAN MANAGER/          REGIONAL  COMPONENT/                     EFFECTIVE    ENROLLMENT/     CONT#/
              NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                     DATE        MTHLY CHGE      TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H2453        CMP   IPA    MINNEAPOLIS            HEALTHPARTNERS                           01-JAN-1999  01-1992/12-1992 H9004
  05  MN                   CHAMBERS               MINNEAPOLIS                                              16,404       DCG
             P00220  NON   PARTNERS HP            HEALTHPARTNERS                                               19
 __________________________________________________________________________________________________________________________________
 H6240        OTH   GROUP  ST. CLOUD              CENTRAL MINNESOTA GROUP_HEALTH PLAN      01-JAN-1999  01-1991/12-1991 90190
  05  MN                   DCHAMBERS                                                                          624       HCPP
             P00628  NON   (NONE)                 CENTRAL MINN GHP                                            -26
 __________________________________________________________________________________________________________________________________
 H6242        CMP   GROUP  TWO HARBORS            FIRST PLAN OF MINNESOTA                  01-JAN-1999  01-1991/12-1991 90260
  05  MN                   DCHAMBERS                                                                        1,483       HCPP
             P00629  NON   (NONE)                 CHC INC.                                                      1
 __________________________________________________________________________________________________________________________________
 H5251        OTH   IPA    HUDSON                 HMO MIDWEST                              01-JAN-1999  01-1991/12-1991 H5250
  05  WI                   AMOSES                 WISCONSIN                                                   944       DCG
             P00530  PRO   (NONE)                 MEDICARE AND MORE                                            -7
 __________________________________________________________________________________________________________________________________
 H6521        CMP   GROUP  MIDDLETON              DEAN HLTH PLAN, INC./DEANCAREHMO         01-JAN-1999  01-1991/12-1991
  05  WI                   AMOSES                                                                          11,811
             P00265  PRO   (NONE)                 DEANCARE HMO                                                -53
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 05 (CHICAGO): 17 CONTRACTS             TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    89,926       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 39.5%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 37.5%     ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H4556        OTH   OTHER  TEMPLE                 SANTA FE EMPLOYEES HOSPITAL ASSO.        01-JAN-1992  01-1992/12-1992 H6171
  06  TX                   MLOWMAN                                                                          9,286       HCPP
             P00676        (NONE)                 SANTE FE HOSPITAL ASSOCIATION                              -158
 __________________________________________________________________________________________________________________________________
 H6451        HMO   GROUP  DALLAS                 TEXAS HEALTH CHOICE, L.C.                01-JAN-1999  01-1991/12-1991 H4530
  06  TX                   SHENDEL                                                                          1,586       RISKC
             P00095  NON   (NONE)                 KAISER TEXAS                                                -44
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 06 (DALLAS): 2 CONTRACTS               TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    10,872       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 4.7%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 4.5%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H1649        CMP   IPA    WEST DES MOINES        PRINCIPAL HEALTH CARE OF IOWA, INC.      01-JAN-1999  01-1991/12-1991 H1601
  07  IA                   TMORRIS2                                                                           822       RISKC
             P00248  PRO   (NONE)                 SENIOR ADVANTAGE                                            -74
 __________________________________________________________________________________________________________________________________
 HEALTH CARE PREPAYMENT PLANS (HCPPS) AS OF PERIOD: 12/1998                                                         PAGE:         5
                                                                                                                    DATE: 12/03/1998

 CONTR NO./  PLAN  MODEL/  CITY/                  PLAN NAME/                               CONTRACT     CONT PERIOD/    PREV
 REG  ST     TYPE/  TAX    PLAN MANAGER/          REGIONAL  COMPONENT/                     EFFECTIVE    ENROLLMENT/     CONT#/
              NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                     DATE        MTHLY CHGE      TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H6161        OTH   GROUP  DUBUQUE                MEDICAL ASSOC HLTH PLAN INC              01-JAN-1999  01-1991/12-1991
  07  IA                   JHODO                                                                            6,711
             P00224  PRO   (NONE)                 MED ASSN CLINIC HP                                           -9
 __________________________________________________________________________________________________________________________________
 H1703        HMO   GROUP  OVERLAND PARK          KAISER FOUNDATION HP OF KS CITY, INC.    01-JAN-1999  01-1991/12-1991
  07  KS                   SHENDEL                                                                            212
             P00178  NON   KAISER FOUNDATION HP   KAISER OF KS CITY                                           -15
 __________________________________________________________________________________________________________________________________
 H6261        OTH   GROUP  ST. LOUIS              ST. LOUIS LABOR HEALTH INSTITUTE         01-JAN-1987  07-1995/06-1996 90264
  07  MO                   JHODO                                                                            1,911       HCPP
             P00630  NON   (NONE)                 LABOR HLTH INSTITUTE                                         -9
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 07 (KANSAS CITY): 4 CONTRACTS          TOTAL ENROLLMENTS FOR REGION WITHIN NATION:     9,656       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 9.3%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 4.0%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H4649        HMO   GROUP  SALT LAKE CITY         IHC GROUP, INC.                          01-JAN-1999  06-1993/05-1994
  08  UT                   DDALFONZOWIGGS                                                                      56
             P00680  NON   (NONE)                 IHC SENIOR CARE                                              -2
 __________________________________________________________________________________________________________________________________
 H4650        OTH   EMPGP  SALT LAKE CITY         DESERET HEALTHCARE TRUST                 01-SEP-1993  09-1993/12-1994
  08  UT                   DDALFONZOWIGGS                                                                   3,421
             P00715  NON   (NONE)                 DESERET HEALTHCARE SENIOR CHOICE HEALTH PLAN                 -8
 __________________________________________________________________________________________________________________________________
 H4652        OTH   UNION  SALT LAKE CITY         UNION PACIFIC RR EMPLOYES HEALTH SYS     01-DEC-1993  01-1994/12-1994
  08  UT                   DDALFONZOWIGGS                                                                  16,046
             P00739  NON   (NONE)                 UNION PACIFIC RR EMPLOYES HEALTH SYS                        -39
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 08 (DENVER): 3 CONTRACTS               TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    19,523       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 7.0%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 8.1%      ***

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H6053        OTH   GROUP  COVINA                 SANTE FE EMPLOYEES HOSPITAL ASSN.        01-JAN-1987  01-1991/12-1991 90053
  09  CA                   JHODO                                                                            1,013       HCPP
             P00644  NON   (NONE)                 SANTA FE EHA                                                 -9
 __________________________________________________________________________________________________________________________________


     *** TOTAL FOR REGION 09 (SAN FRANCISCO): 1 CONTRACTS        TOTAL ENROLLMENTS FOR REGION WITHIN NATION:     1,013       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 2.3%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 0.4%      ***
 HEALTH CARE PREPAYMENT PLANS (HCPPS) AS OF PERIOD: 12/1998                                                         PAGE:         6
                                                                                                                    DATE: 12/03/1998

 CONTR NO./  PLAN  MODEL/  CITY/                  PLAN NAME/                               CONTRACT     CONT PERIOD/    PREV
 REG  ST     TYPE/  TAX    PLAN MANAGER/          REGIONAL  COMPONENT/                     EFFECTIVE    ENROLLMENT/     CONT#/
              NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                     DATE        MTHLY CHGE      TYPE
 ----------------------------------------------------------------------------------------------------------------------------------

 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________

                                                    ************************************
                                                    *                                  *
                                                    *  TOTAL HCPPS:                43  *
                                                    *  TOTAL ENROLLMENT:      239,853  *
                                                    *                                  *
                                                    ************************************
 HCPPS CONVERTED TO RISK (COST ENROLLEES REMAINING) AS OF PERIOD: 12/1998                                          PAGE:          1
                                                                                                                   DATE: 12/03/1998

 CONTR NO.                PLAN     MODEL/   CITY/                   PLAN NAME/                              ENROLLMENT  RISK CONT#/
   DESC                   TYPE/     TAX     PLAN MANAGER/           REGIONAL COMPONENT/                         FOR        DESC/
              REG   ST     NO.     STATUS   CHAIN ORGANIZATION      MEDICARE PRODUCT NAME                      PERIOD   EFFEC. DATE
 ----------------------------------------------------------------------------------------------------------------------------------
 H3314         02   NY     CMP     GROUP    NEW YORK                HIP OF GREATER NEW YORK                    11,935       H3330
 HCPP                                       RGROSS2                                                              -169       RISKC
                          P09023    NON     HIP OF NEW YORK         HIP OF GR NY                                        01-JUL-1987
 __________________________________________________________________________________________________________________________________
 H3315         02   NY     CMP     GROUP    NEW YORK                HIP OF GREATER NEW YORK                       658       H3330
 HCPP                                       RGROSS2                                                                -7       RISKC
                          P09023    NON     HIP OF NEW YORK         HIP OF GR NY                                        01-JUL-1987
 __________________________________________________________________________________________________________________________________

                                                      *** TOTAL FOR REGION 02 (NEW YORK): 2                     12,593          ***
 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H6336         04   FL     CMP     IPA      HOLLYWOOD               HIP HEALTH PLAN OF FLORIDA INC.               625       H1084
 HCPP                                       RGROSS2                                                               -10       RISKC
                          P09019    NON     (NONE)                  HIP HEALTH PLAN OF FLORIDA INC.                     01-SEP-1995
 __________________________________________________________________________________________________________________________________

                                                      *** TOTAL FOR REGION 04 (ATLANTA): 1                         625          ***
 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H6360         05   OH     CMP     GROUP    CLEVELAND               KAISER FOUNDATION HP OF OHIO                1,417       H3607
 HCPP                                       LOWMAN                  CLEVELAND                                     -57       RISKC
                          P00046    NON     KAISER FOUNDATION HP    MEDICARE PLUS                                       01-JAN-1987
 __________________________________________________________________________________________________________________________________

                                                      *** TOTAL FOR REGION 05 (CHICAGO): 1                       1,417          ***
 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H2601         07   MO     HMO     GROUP    ST. LOUIS               GROUP HEALTH PLAN, INC.                       295       H2663
 HCPP                                       MJOHN                                                                 -52       RISKC
                          P00153    PRO     (NONE)                  THE NEW GHP,INC                                     01-NOV-1995
 __________________________________________________________________________________________________________________________________

                                                      *** TOTAL FOR REGION 07 (KANSAS CITY): 1                     295          ***
 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 H0600         08   CO     HMO     GROUP    DENVER                  KAISER FOUNDATION HP OF CO                    429       H0630
 HCPP                                       MLOWMAN                                                               -14       RISKC
                          P00047    NON     KAISER FOUNDATION HP    KAISER COLORADO                                     01-JAN-1986
 __________________________________________________________________________________________________________________________________
 H4600         08   UT     HMO     GROUP    SALT LAKE CITY          PACIFICARE OF UTAH, INC.                    1,367       H0630
 HCPP                                       MJOHN                                                                 -14       RISKC
                          P00882    PRO     PHS, INC.               SENIOR ADVANTAGE                                    01-JAN-1986
 __________________________________________________________________________________________________________________________________

                                                      *** TOTAL FOR REGION 08 (DENVER): 2                        1,796          ***
 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________
 HCPPS CONVERTED TO RISK (COST ENROLLEES REMAINING) AS OF PERIOD: 12/1998                                          PAGE:          2
                                                                                                                   DATE: 12/03/1998

 CONTR NO.                PLAN     MODEL/   CITY/                   PLAN NAME/                              ENROLLMENT  RISK CONT#/
   DESC                   TYPE/     TAX     PLAN MANAGER/           REGIONAL COMPONENT/                         FOR        DESC/
              REG   ST     NO.     STATUS   CHAIN ORGANIZATION      MEDICARE PRODUCT NAME                      PERIOD   EFFEC. DATE
 ----------------------------------------------------------------------------------------------------------------------------------
 H6050         09   CA     CMP     GROUP    OAKLAND                 KAISER FOUNDATION HP, INC.                 12,325       H0524
 HCPP                                       HENDEL                  LOS ANGELES                                  -595       RISKC
                          P00187    NON     KAISER FOUNDATION HP    KAISER SOUTH CALIF                                  01-AUG-1987
 __________________________________________________________________________________________________________________________________
 H6052         09   CA     CMP     GROUP                            KAISER FOUNDATION HP, INC.                 43,332       H0584
 HCPP                                       HENDEL                  OAKLAND                                    -2,517       RISKC
                          P00184    NON     KAISER FOUNDATION HP    KAISER NORTH CALIF                                  01-APR-1994
 __________________________________________________________________________________________________________________________________
 H1200         09   HI     CMP     GROUP    HONOLULU                KAISER FOUNDATION HP, INC.                  3,111       H1230
 HCPP                                       SHENDEL                 HONOLULU                                       -5       RISKC
                          P00195    NON     KAISER FOUNDATION HP    KAISER FHP                                          01-MAY-1986
 __________________________________________________________________________________________________________________________________

                                                      *** TOTAL FOR REGION 09 (SAN FRANCISCO): 3                58,768          ***
 __________________________________________________________________________________________________________________________________
 __________________________________________________________________________________________________________________________________

                                                    ************************************
                                                    *                                  *
                                                    *  TOTAL HCPPS:                10  *
                                                    *  TOTAL ENROLLMENT:       75,494  *
                                                    *                                  *
                                                    ************************************
 DEMONSTRATIONS AS OF PERIOD: 12/1998                                                                              PAGE:          1
                                                                                                                   DATE: 12/03/1998

  CONTR          PLAN    MODEL/  CITY/                  PLAN NAME/                               CONTRACT        ACR     ENROLLMENT
   NO./          TYPE/    TAX    PLAN MANAGER/          REGIONAL COMPONENT/                      EFFECTIVE    CONTRACT   FOR PERIOD
  TYPE  REG  ST   NO.    STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                      DATE        PERIOD    MTHLY CHGE
 ----------------------------------------------------------------------------------------------------------------------------------
 H2259   01  MA   HMO    IPA     WALTHAM                EVERCARE                                01-AUG-1995    01/1999-      2,299
 DEMO RISKC                      RKING2                 EVERCARE - BOSTON                                                       61
 EC              P00829   PRO    (NONE)                 EVERCARE - MASSACHUSETTS                               12/1999
 __________________________________________________________________________________________________________________________________

     *** TOTAL FOR REGION 01 (BOSTON): 1 CONTRACTS               TOTAL ENROLLMENTS FOR REGION WITHIN NATION:     2,299       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 3.0%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 1.4%      ***

 __________________________________________________________________________________________________________________________________



 H9101   02  NY   OTH    GROUP   BROOKLYN               ELDERPLAN, INC.  - SHMO                 01-MAR-1985    01/1993-      5,234
 DEMO RISKC                      ENEVINS                                                                                        96
 A-SHMO          P00641   NON    (NONE)                 ELDERPLAN                                              12/1993
 __________________________________________________________________________________________________________________________________

     *** TOTAL FOR REGION 02 (NEW YORK): 1 CONTRACTS             TOTAL ENROLLMENTS FOR REGION WITHIN NATION:     5,234       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 3.0%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 3.2%      ***

 __________________________________________________________________________________________________________________________________



 H2155   03  MD   HMO    IPA     BALTIMORE              EVERCARE                                01-AUG-1995    01/1999-      2,117
 DEMO RISKC                      RKING2                 EVERCARE - BALTIMORE                                                    53
 EC              P00828   PRO    (NONE)                 EVERCARE-MARYLAND                                      12/1999
 __________________________________________________________________________________________________________________________________
 H3963   03  PA   OTH    OTHER   PHILADELPHIA           INDEPENDENCE BLUE CROSS                 01-JAN-1997    01/1999-      8,361
 DEMO RISKC                      TMORRIS2                                                                                      145
 CHOICE - RISK ADJUST                                                                                                               -
                 P00937   NON    (NONE)                 PERSONAL CHOICE 65                                     12/1999
 __________________________________________________________________________________________________________________________________
 H3964   03  PA   OTH    OTHER   PHILADELPHIA           HEALTH PARTNERS OF PHILADELPHIA INC     01-JAN-1997    01/1999-      2,441
 DEMO RISKC                      TMORRIS2                                                                                        5
 CHOICE - RISK ADJUST                                                                                                               -
                 P00965   NON    (NONE)                                                                        12/1999
 __________________________________________________________________________________________________________________________________
 H3966   03  PA   OTH    OTHER   MEDIA                  CROZER-KEYSTONE HEALTH SYSTEM           01-JAN-1997    01/1999-      3,574
 DEMO RISKC                      TMORRIS2                                                                                      115
 CHOICE - RISK ADJUST                                                                                                               -
                 P00971   NON    (NONE)                                                                        12/1999
 __________________________________________________________________________________________________________________________________
 DEMONSTRATIONS AS OF PERIOD: 12/1998                                                                              PAGE:          2
                                                                                                                   DATE: 12/03/1998

  CONTR          PLAN    MODEL/  CITY/                  PLAN NAME/                               CONTRACT        ACR     ENROLLMENT
   NO./          TYPE/    TAX    PLAN MANAGER/          REGIONAL COMPONENT/                      EFFECTIVE    CONTRACT   FOR PERIOD
  TYPE  REG  ST   NO.    STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                      DATE        PERIOD    MTHLY CHGE
 ----------------------------------------------------------------------------------------------------------------------------------

     *** TOTAL FOR REGION 03 (PHILADELPHIA): 4 CONTRACTS         TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    16,493       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 12.1%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 10.1%     ***

 __________________________________________________________________________________________________________________________________



 H1021   04  FL   HMO    IPA     MIAMI                  HEALTH OPTIONS, INC                     01-APR-1998    04/1998-        371
 DEMO RISKC                      LLITTLEAXE             SOUTH FLORIDA                                                           40
 ESRD DEMO       P00114   PRO    (NONE)                 ESRD DEMONSTRATION                                     03/1999
 __________________________________________________________________________________________________________________________________
 H1083   04  FL   OTH    OTHER   TAMPA                  EVERCARE TAMPA                          01-OCT-1996    01/1999-      1,262
 DEMO RISKC                      RKING2                                                                                         38
 EC              P00969   PRO    (NONE)                 EVERCARE                                               12/1999
 __________________________________________________________________________________________________________________________________
 H1096   04  FL   OTH    OTHER   ORLANDO                FLORIDA HOSPITAL HEALTHCARE SYSTEM      01-JAN-1999    01/1999-      9,827
 DEMO RISKC                      ENEVINS                                                                                    -4,549
 CHOICE - RISK ADJUST                                                                                                               -
                 P00930          (NONE)                 FLORIDA HOSPITAL PREMIER CARE                          12/1999
 __________________________________________________________________________________________________________________________________
 H1151   04  GA   OTH    OTHER   ATLANTA                EVERCARE                                01-MAY-1995    01/1999-      1,613
 DEMO RISKC                      RKING2                 ATLANTA                                                                 45
 EC              P00819   PRO    (NONE)                 EVERCARE GEORGIA                                       12/1999
 __________________________________________________________________________________________________________________________________
 H1163   04  GA   OTH    OTHER   ATLANTA                SCHP, INC.                              01-OCT-1997    01/1999-      2,811
 DEMO RISKC                      RGROSS2                                                                                       295
 CHOICE - RISK ADJUST                                                                                                               -
                 P00922   NON    (NONE)                 MEDICARE SECURE CHOICE                                 12/1999
 __________________________________________________________________________________________________________________________________
 H1169   04  GA   OTH    OTHER   ATLANTA                SAINT JOSEPH'S CARE MANAGEMENT CORPORA  01-MAY-1998    01/1999-      2,504
 DEMO RISKC                      ENEVINS                                                                                       183
 CHOICE - RISK ADJUST                                                                                                               -
                 P00960   NON    (NONE)                 MEDICARE SMART                                         12/1999
 __________________________________________________________________________________________________________________________________
 H2551   04  MS   OTH    OTHER   KEESLER AFB            MEDICARE SUBVENTION DEMONSTRATION       01-NOV-1998    10/1998-      1,101
 DEMO RISKC                      JHEALEY                KEESLER AFB BILOXI                                                   1,101
 DOD SUBVENTION  P01107          (NONE)                 TRICARE SENIOR PRIME                                   09/1999
 __________________________________________________________________________________________________________________________________
 H4463   04  TN   OTH    IPA     NASHVILLE              PHOENIX HEALTHCARE CORPORATION          01-MAY-1998    05/1998-         10
 DEMO RISKC                      JLIPSKY                                                                                         1
 ESRD DEMO       P01099   PRO    (NONE)                 PLATINUM PLUS                                          04/1999
 __________________________________________________________________________________________________________________________________

     *** TOTAL FOR REGION 04 (ATLANTA): 8 CONTRACTS              TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    19,499       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 24.2%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 11.9%     ***

 DEMONSTRATIONS AS OF PERIOD: 12/1998                                                                              PAGE:          3
                                                                                                                   DATE: 12/03/1998

  CONTR          PLAN    MODEL/  CITY/                  PLAN NAME/                               CONTRACT        ACR     ENROLLMENT
   NO./          TYPE/    TAX    PLAN MANAGER/          REGIONAL COMPONENT/                      EFFECTIVE    CONTRACT   FOR PERIOD
  TYPE  REG  ST   NO.    STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                      DATE        PERIOD    MTHLY CHGE
 ----------------------------------------------------------------------------------------------------------------------------------
 __________________________________________________________________________________________________________________________________



 H1463   05  IL   HMO    GROUP   URBANA                 HEALTH ALLIANCE MEDICAL PLANS           01-OCT-1997    01/1999-      3,865
 DEMO RISKC                      PFOSTER                URBANA                                                                 276
 CHOICE - RISK ADJUST                                                                                                               -
                 P00404   PRO    (NONE)                 HEALTH ALLIANCE 65                                     12/1999
 __________________________________________________________________________________________________________________________________
 H2456   05  MN   OTH    GROUP   ST. PAUL               UCARE MINNESOTA                         01-JAN-1997    01/1997-        428
 DEMO RISKC                      JLIPSKY                                                                                        28
 MINNESOTA LONG-TERM                                                                                                                -
                 P01005   NON    (NONE)                                                                        12/1997
 __________________________________________________________________________________________________________________________________
 H2457   05  MN   OTH    GROUP   MINNEAPOLIS            METROPOLITAN HEALTH PLAN                01-JAN-1997    01/1997-        351
 DEMO RISKC                      JLIPSKY                                                                                         6
 MINNESOTA LONG-TERM                                                                                                                -
                 P01006   NON    (NONE)                                                                        12/1997
 __________________________________________________________________________________________________________________________________
 H2458   05  MN   OTH    OTHER   MINNETONKA             MEDICA                                  01-JUL-1997    09/1997-      1,827
 DEMO RISKC                      JLIPSKY                                                                                        -9
 MINNESOTA LONG-TERM                                                                                                                -
                 P01054   NON    (NONE)                                                                        08/1998
 __________________________________________________________________________________________________________________________________
 H3668   05  OH   OTH    OTHER   WESTERVILLE            MT. CARMEL HEALTH PLAN, INC.            01-MAR-1997    01/1999-      9,100
 DEMO RISKC                      AKNIEVEL                                                                                      398
 CHOICE - RISK ADJUST                                                                                                               -
                 P00923   NON    (NONE)                 MEDIGOLD                                               12/1999
 __________________________________________________________________________________________________________________________________
 H3669   05  OH   OTH    OTHER                          OHIO HEALTH ALLIANCE                    01-JAN-1999    01/1999-      6,270
 DEMO RISKC                      AKNIEVEL                                                                                     -681
 CHOICE - RISK ADJUST                                                                                                               -
                 P00924   PRO    (NONE)                 MEDICAREEXTRA                                          12/1999
 __________________________________________________________________________________________________________________________________

     *** TOTAL FOR REGION 05 (CHICAGO): 6 CONTRACTS              TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    21,841       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 18.2%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 13.3%     ***

 __________________________________________________________________________________________________________________________________



 H1961   06  LA   OTH    OTHER   KENNER                 TENET CHOICES, INC.                     01-JUL-1997    01/1999-      3,115
 DEMO RISKC                      ENEVINS                                                                                       116
 CHOICE - RISK ADJUST                                                                                                               -
                 P00931          (NONE)                 TENET CHOICES 65                                       12/1999
 __________________________________________________________________________________________________________________________________
 DEMONSTRATIONS AS OF PERIOD: 12/1998                                                                              PAGE:          4
                                                                                                                   DATE: 12/03/1998

  CONTR          PLAN    MODEL/  CITY/                  PLAN NAME/                               CONTRACT        ACR     ENROLLMENT
   NO./          TYPE/    TAX    PLAN MANAGER/          REGIONAL COMPONENT/                      EFFECTIVE    CONTRACT   FOR PERIOD
  TYPE  REG  ST   NO.    STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                      DATE        PERIOD    MTHLY CHGE
 ----------------------------------------------------------------------------------------------------------------------------------
 H4572   06  TX   OTH    IPA     HOUSTON                MEMORIAL SISTERS OF CHARITY HMO, LLC.   01-JAN-1997    01/1999-     11,583
 DEMO RISKC                                                                                                                  1,494
 CHOICE - RISK ADJUST                                                                                                               -
                 P00964   NON    (NONE)                 CHOICE 65                                              12/1999
 __________________________________________________________________________________________________________________________________
 H4586   06  TX   OTH    OTHER   LACKLAND AIR FORCE B   MEDICARE SUBVENTION DEMONSTRATION       01-SEP-1998    09/1998-      9,959
 DEMO RISKC                      ENEVINS                SAN ANTONIO                                                          3,136
 DOD SUBVENTION  P01095   NON    (NONE)                 TRICARE SOUTHWEST SENIOR HEALTH PLAN                   12/1999
 __________________________________________________________________________________________________________________________________

     *** TOTAL FOR REGION 06 (DALLAS): 3 CONTRACTS               TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    24,657       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 9.1%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 15.0%     ***

 __________________________________________________________________________________________________________________________________



 H0662   08  CO   OTH    OTHER   ENGLEWOOD              EVERCARE COLORADO                       01-JUL-1997    01/1999-        713
 DEMO RISKC                      RKING2                 EVERCARE                                                                64
 EC              P01023   PRO    (NONE)                 EVERCARE                                               12/1999
 __________________________________________________________________________________________________________________________________
 H2749   08  MT   OTH    IPA     BILLINGS               YELLOWSTONE COMMUNITY HEALTH PLAN, INC  01-MAR-1997    01/1999-      1,965
 DEMO RISKC                      DDALFONZOWIGGS                                                                                 83
 CHOICE - RISK ADJUST                                                                                                               -
                 P00933   NON    (NONE)                 GOLDCHOICE                                             12/1999
 __________________________________________________________________________________________________________________________________

     *** TOTAL FOR REGION 08 (DENVER): 2 CONTRACTS               TOTAL ENROLLMENTS FOR REGION WITHIN NATION:     2,678       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 6.1%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 1.6%      ***

 __________________________________________________________________________________________________________________________________



 H0357   09  AZ   OTH    OTHER   PHOENIX                EVERCARE PHOENIX                        01-OCT-1996    01/1999-        324
 DEMO RISKC                      RKING2                                                                                          3
 EC              P00976   PRO    (NONE)                 EVERCARE                                               12/1999
 __________________________________________________________________________________________________________________________________
 H0516   09  CA   OTH    OTHER   SAN DIEGO              THE REGENTS OF THE UNIVERSITY OF CALIF  01-MAR-1998    01/1999-        514
 DEMO RISKC                      JLIPSKY                                                                                       134
 CHOICE - 95% AAPCC                                                                                                                 -
                 P00936   NON    (NONE)                 UCSD SENIOR HEALTH PLAN                                12/1999
 __________________________________________________________________________________________________________________________________
 DEMONSTRATIONS AS OF PERIOD: 12/1998                                                                              PAGE:          5
                                                                                                                   DATE: 12/03/1998

  CONTR          PLAN    MODEL/  CITY/                  PLAN NAME/                               CONTRACT        ACR     ENROLLMENT
   NO./          TYPE/    TAX    PLAN MANAGER/          REGIONAL COMPONENT/                      EFFECTIVE    CONTRACT   FOR PERIOD
  TYPE  REG  ST   NO.    STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                      DATE        PERIOD    MTHLY CHGE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0533   09  CA   OTH    OTHER   SAN DIEGO              MEDICARE SUBVENTION DEMONSTRATION       01-NOV-1998    11/1998-      2,071
 DEMO RISKC                      ENEVINS                SAN DIEGO NAVAL MED                                                    678
 DOD SUBVENTION  P01108          (NONE)                 TRICARE SENIOR PRIME                                   10/1999
 __________________________________________________________________________________________________________________________________
 H0565   09  CA   CMP    GROUP   OAKLAND                KAISER FOUNDATION HP, INC.              01-DEC-1997    12/1997-        479
 DEMO RISKC                      SHENDEL                LOS ANGELES                                                             74
 ESRD DEMO       P00187   NON    KAISER FOUNDATION HP   SPECIAL ADVANTAGE                                      11/1998
 __________________________________________________________________________________________________________________________________
 H9104   09  CA   OTH    GROUP   LONG BEACH             SCAN HEALTH PLAN                        01-MAR-1985    01/1996-     34,057
 DEMO RISKC                      TGRAHAM                                                                                     1,057
 A-SHMO          P00642   NON    (NONE)                 SCAN                                                   12/1996
 __________________________________________________________________________________________________________________________________
 H2961   09  NV   OTH    GROUP   LAS VEGAS              HEALTH PLAN OF NEVADA                   01-OCT-1996    01/1999-     26,209
 DEMO RISKC                      JHODO                  SHMO                                                                     7
 SHMO II         P00967          (NONE)                 SENIOR DIMENSIONS                                      12/1999
 __________________________________________________________________________________________________________________________________

     *** TOTAL FOR REGION 09 (SAN FRANCISCO): 6 CONTRACTS        TOTAL ENROLLMENTS FOR REGION WITHIN NATION:    63,654       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 18.2%   PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 38.8%     ***

 __________________________________________________________________________________________________________________________________



 H9103   10  OR   HMO    GROUP   PORTLAND               KAISER FOUNDATION HP OF THE N W         01-MAR-1985    01/1999-      4,207
 DEMO RISKC                      AKNIEVEL                                                                                      -34
 A-SHMO          P00045   NON    KAISER FOUNDATION HP   KAISER MEDICARE - PLUS II                              12/1999
 __________________________________________________________________________________________________________________________________
 H5077   10  WA   OTH    OTHER   TACOMA                 MEDICARE SUBVENTION DEMONSTRATION       01-JUL-1998    07/1998-      3,346
 DEMO RISKC                      ENEVINS                MADIGAN AMC TACOMA                                                      62
 DOD SUBVENTION  P01096   NON    (NONE)                 TRICARE SENIOR PRIME                                   12/1999
 __________________________________________________________________________________________________________________________________

     *** TOTAL FOR REGION 10 (SEATTLE): 2 CONTRACTS              TOTAL ENROLLMENTS FOR REGION WITHIN NATION:     7,553       ***

     *** PERCENTAGE OF REGIONAL CONTRACTS WITHIN NATION: 6.1%    PERCENTAGE OF REGIONAL ENROLLMENTS WITHIN NATION: 4.6%      ***

 __________________________________________________________________________________________________________________________________



 DEMONSTRATIONS AS OF PERIOD: 12/1998                                                                              PAGE:          6
                                                                                                                   DATE: 12/03/1998

  CONTR          PLAN    MODEL/  CITY/                  PLAN NAME/                               CONTRACT        ACR     ENROLLMENT
   NO./          TYPE/    TAX    PLAN MANAGER/          REGIONAL COMPONENT/                      EFFECTIVE    CONTRACT   FOR PERIOD
  TYPE  REG  ST   NO.    STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                      DATE        PERIOD    MTHLY CHGE
 ----------------------------------------------------------------------------------------------------------------------------------

                                                    ************************************
                                                    *                                  *
                                                    *  TOTAL CONTRACTS:            33  *
                                                    *  TOTAL ENROLLMENT:      163,908  *
                                                    *                                  *
                                                    ************************************
                                                  BENEFIT AND PREMIUM SUMMARY - PLAN COUNTS
                                                             TEFRA RISK HMOS AND CMPS
                                                             (AS OF DECEMBER 01, 1998)

                                                                                                                            EXTEND.
                       ROUTINE             HEALTH    OUTPAT.    FOOT      EYE                 EAR      HEARING              MENTAL
                       PHYSICALS  IMMUM    ED.       DRUGS      CARE      EXAMS    LENSES     EXAMS    AIDS      DENTAL     HEALTH
                       ---------  -----    ------    -------    ----      -----    ------     -----    -------   ------     ------
 NUMBER AND              327      304      128       226       101       280        2        243         2       124       NO DATA
 PERCENT OF PLANS
 OFFERING ADDITIONAL
 BENEFITS IN THESE
 CATEGORIES IN BASIC
 OPTION PACKAGE

                       (96.75%)  (89.94%)  (37.87%)  (66.86%)  (29.88%)  (82.84%)  (0.59%)   (71.89%)  (0.59%)   (36.69%)
 ----------------------------------------------------------------------------------------------------------------------------------

 PLANS CHARGING COPAYS FOR BASIC PACKAGE: 313 YES (92.60%) 25 NO (7.40%)

 PLANS OFFERING HIGH OPTION PACKAGE: 172 OR (50.89%)

 BASIC PREMIUM RANGE:

                                    NUMBER OF PLANS             RANGE            (%)
                                    ---------------             -----             -

                                          236                   $ 0               69.82
                                           15                   $ 0.01 - $19.99    4.44
                                           43                   $20.00 - $39.99   12.72
                                           23                   $40.00 - $59.99    6.80
                                           18                   $60.00 - $79.99    5.33
                                            1                   ABOVE $80.00       0.30

 AVERAGE BASIC PREMIUM = $11.39     HIGHEST BASIC PREMIUM = $110.00     MEDIAN BASIC PREMIUM = $35.00
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
  H0751   A  1   CT BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    : 15.00:       :
 *H0751   B  1   CT BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :
 *H0751   C  1   CT BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :
 *H0751   D  1   CT BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :
  H0752   A  1   CT NORWALK             OXFORD HEALTH PLANS,  :P I H     :RX    :     :      :     :      :YES    :  0.00:       :
  H0754   A  1   CT FARMINGTON          CONNECTICARE, INC     :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H0755   A  1   CT SHELTON             PHYSICIANS HEALTH SE  :P I     F :RX    :E    :E     :     :      :YES    : 29.00:       :
  H0756   A  1   CT NORTH HAVEN         BLUE CROSS & BLUE SH  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H0756   B  1   CT NORTH HAVEN         BLUE CROSS & BLUE SH  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H0758   A  1   CT HARTFORD            CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H0758   B  1   CT HARTFORD            CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
 *H0759   B  1   CT HARTFORD            CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H0760   A  1   CT LATHAM              KAISER FOUNDATION HE  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H2204   A  1   MA DEDHAM              HARVARD COMMUNITY HE  :P I H O   :      :E    :E     :D    :      :YES    : 42.00:       :
 *H2204   B  1   MA DEDHAM              HARVARD COMMUNITY HE  :P I H O   :      :E    :E     :D    :      :YES    :      :       :
  H2206   A  1   MA QUINCY              HARVARD PILGRIM HEAL  :P I H O   :      :E    :E     :D    :      :YES    : 61.00:       :
 *H2206   B  1   MA QUINCY              HARVARD PILGRIM HEAL  :P I H O   :      :E    :E     :D    :      :YES    :      :       :
  H2256   A  1   MA WALTHAM             TUFTS ASSOCIATED HMO  :P I       :      :E    :E     :D    :      :YES    :  0.00:       :
 *H2256   B  1   MA WALTHAM             TUFTS ASSOCIATED HMO  :P I       :      :E    :E     :D    :      :YES    :      :       :
  H2261   A  1   MA N QUINCY            HMO BLUE, INC         :P I       :      :E    :E     :     :      :YES    : 30.00:       :
 *H2261   B  1   MA N QUINCY            HMO BLUE, INC         :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H9001   A  1   MA WORCHESTER          FALLON COMMUNITY HEA  :P I       :      :     :      :D    :      :YES    :  0.00:       :
  H2049   A  1   ME PORTLAND            NYLCARE HEALTH PLANS  :P I H O F :RX    :E    :E     :D    :      :YES    : 65.00:       :
  H3050   A  1   NH CONCORD             HEALTHSOURCE NEW HAM  :P I H     :      :     :      :     :      :YES    :  0.00:       :
 *H3050   B  1   NH CONCORD             HEALTHSOURCE NEW HAM  :P I H     :      :E    :E     :     :      :YES    :      :       :
 *H3050   C  1   NH CONCORD             HEALTHSOURCE NEW HAM  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H3052   A  1   NH WALTHAM             TUFTS HEALTH PLAN OF  :P I       :      :E    :E     :D    :      :YES    :  0.00:       :
  H2266   A  1   RI PROVIDENCE          TUFTS HEALTH PLAN OF  :P I       :RX    :E    :E     :D    :      :NO     : -0.01:       :
  H4102   A  1   RI WARWICK             UNITED HEALTH PLANS   :P I H O F :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H4102   B  1   RI WARWICK             UNITED HEALTH PLANS   :P I H O F :RX    :E    :E     :     :      :YES    :      :       :
 *H4102   C  1   RI WARWICK             UNITED HEALTH PLANS   :P I H O F :RX    :E    :E     :     :      :YES    :      :       :
  H4149   A  1   RI QUINCY              HARVARD COMMUNITY HE  :P I H O   :      :E    :E     :D    :      :YES    :  0.00:       :
 *H4149   B  1   RI QUINCY              HARVARD COMMUNITY HE  :P I H O   :      :E    :E     :D    :      :YES    :      :       :
  H4152   A  1   RI PROVIDENCE          COORDINATED HEALTH P  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H4152   B  1   RI PROVIDENCE          COORDINATED HEALTH P  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H4153   A  1   RI WARWICK             UNITED HEALTH PLANS   :P I H   F :      :E    :E     :     :      :YES    :  0.00:       :
 *H4153   B  1   RI WARWICK             UNITED HEALTH PLANS   :P I H   F :      :E    :E     :     :      :YES    :      :       :

                     BOSTON REGION                   20
  --------------------------------------------------------------------------------------------------------------------------------
  H3152   A  2   NJ BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    : 45.00:       :
 *H3152   B  2   NJ BLUE BELL           AETNA U.S. HEALTHCAR  :P I H O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3152   C  2   NJ BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :
 *H3152   D  2   NJ BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :


 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
 *H3152   E  2   NJ BLUE BELL           AETNA U.S. HEALTHCAR  :P I H O   :RX    :E    :E     :D    :      :YES    :      :       :
  H3154   A  2   NJ NEWARK              HORIZON HEALTHCARE O  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H3155   A  2   NJ RED BANK            FIRST OPTION HEALTH   :P I       :      :     :      :     :      :YES    : 49.00:       :
 *H3155   B  2   NJ RED BANK            FIRST OPTION HEALTH   :P I       :      :     :      :     :      :YES    :      :       :
  H3156   A  2   NJ WILMINGTON          AMERIHEALTH HMO_INC   :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
 *H3156   B  2   NJ WILMINGTON          AMERIHEALTH HMO_INC   :P I H     :      :E    :E     :D    :      :YES    :      :       :
 *H3156   C  2   NJ WILMINGTON          AMERIHEALTH HMO_INC   :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
 *H3156   D  2   NJ WILMINGTON          AMERIHEALTH HMO_INC   :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H3158   A  2   NJ NEW BRUNSWICK       HIP OF NEW JERSEY, I  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H3158   B  2   NJ NEW BRUNSWICK       HIP OF NEW JERSEY, I  :P I H     :RX    :E    :E     :     :      :YES    :      :       :
  H3160   A  2   NJ ROCKAWAY            CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H3160   B  2   NJ ROCKAWAY            CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H3162   A  2   NJ WILMINGTON          CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H3162   B  2   NJ WILMINGTON          CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
 *H3162   C  2   NJ WILMINGTON          CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H3107   A  2   NY NORWALK             OXFORD HEALTH PLANS   :P I H     :RX    :     :      :     :      :YES    :  0.00:       :
  H3159   A  2   NY NEW YORK            UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3159   B  2   NY NEW YORK            UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H3305   A  2   NY ROCHESTER           ROCHESTER AREA HMO,   :P I H O   :RX    :E    :E     :     :      :YES    : 24.00:       :
  H3307   A  2   NY NORWALK             OXFORD HEALTH PLANS   :P I H     :RX    :     :      :     :      :YES    :  0.00:       :
  H3312   A  2   NY BLUE BELL           AETNA U.S. HEALTHCAR  :P I H O F :RX    :E    :E     :D    :      :NO     :  0.00:       :
 *H3312   B  2   NY BLUE BELL           AETNA U.S. HEALTHCAR  :P I H O F :RX    :E    :E     :D    :      :NO     :      :       :
 *H3312   C  2   NY BLUE BELL           AETNA U.S. HEALTHCAR  :P I H O F :RX    :E    :E     :D    :      :NO     :      :       :
 *H3312   D  2   NY BLUE BELL           AETNA U.S. HEALTHCAR  :P I H O F :RX    :E    :E     :D    :      :NO     :      :       :
  H3330   A  2   NY NEW YORK            HIP OF GREATER NEW Y  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3330   B  2   NY NEW YORK            HIP OF GREATER NEW Y  :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H3351   A  2   NY BUFFALO             HEALTH CARE PLAN, IN  :P I H     :      :E    :E     :     :      :YES    : 27.00:       :
 *H3351   B  2   NY BUFFALO             HEALTH CARE PLAN, IN  :P I H   F :RX    :E    :E     :     :      :YES    :      :       :
 *H3351   C  2   NY BUFFALO             HEALTH CARE PLAN, IN  :P I H   F :RX    :E    :E     :     :      :YES    :      :       :
  H3359   A  2   NY NEW HYDE PARK       MANAGED HEALTH, INC.  :P I       :      :     :      :     :      :YES    :  0.00:       :
 *H3359   B  2   NY NEW HYDE PARK       MANAGED HEALTH, INC.  :P I     F :      :     :      :D    :      :NO     :      :       :
 *H3359   C  2   NY NEW HYDE PARK       MANAGED HEALTH, INC.  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H3360   A  2   NY MELVILLE            VYTRA HEALTHCARE      :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3360   B  2   NY MELVILLE            VYTRA HEALTHCARE      :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
 *H3360   C  2   NY MELVILLE            VYTRA HEALTHCARE      :P I       :RX    :E    :E     :D    :      :NO     :      :       :
 *H3360   D  2   NY MELVILLE            VYTRA HEALTHCARE      :P I       :RX    :E    :E     :D    :      :NO     :      :       :
  H3361   A  2   NY KINGSTON            WELLCARE_OF NEW YORK  :P I H     :RX    :E    :E     :     :      :NO     :  0.00:       :
  H3362   A  2   NY BUFFALO             INDEPENDENT HEALTH A  :P I       :      :E    :      :     :      :YES    :  0.00:       :
  H3363   A  2   NY ROCKVILLE           KAISER FOUNDATION HP  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H3365   A  2   NY NEW YORK            CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H3365   B  2   NY NEW YORK            CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H3366   A  2   NY WHITE PLAINS        PHYSICIANS HLTH SVC   :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3366   B  2   NY WHITE PLAINS        PHYSICIANS HLTH SVC   :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H3368   A  2   NY LATHAM              CAPITAL AREA COMMUNI  :  I H     :RX    :E    :E     :D    :      :YES    : 41.00:       :


 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
  H3370   A  2   NY NEW YORK            EMPIRE BLUE CROSS-BL  :P I H     :RX    :E    :E     :D    :      :NO     :  0.00:       :
  H3372   A  2   NY BALDWINSVILLE       HLTH SVC MED CORP CN  :P I       :      :E    :E     :     :      :YES    : 55.00:       :
  H3373   A  2   NY LATHAM              CAPITAL AREA COMMUNI  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
  H3378   A  2   NY MELVILLE            MDNY HEALTHCARE, INC  :P I H O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3378   B  2   NY MELVILLE            MDNY HEALTHCARE, INC  :P I H O F :RX    :E    :E     :D    :      :YES    :      :       :
  H3379   A  2   NY NEW YORK            UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3379   B  2   NY NEW YORK            UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H3383   A  2   NY GLENS FALLS         HUM/HEALTHCARE SYSTE  :P I       :      :E    :E     :     :      :YES    : 29.00:       :
  H3384   A  2   NY BUFFALO             NEW YORK CARE PLUS I  :P I       :RX    :     :      :     :      :YES    :  0.00:       :
  H3385   A  2   NY ALBANY              NEW YORK CARE PLUS I  :P I       :RX    :     :      :     :      :YES    : 25.00:       :

                     NEW YORK REGION                 30
  --------------------------------------------------------------------------------------------------------------------------------
  H0852   A  3   DE WILMINGTON          CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H0852   B  3   DE WILMINGTON          CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
 *H0852   C  3   DE WILMINGTON          CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H3968   A  3   DE WILMINGTON          CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    : -0.01:       :
 *H3968   B  3   DE WILMINGTON          CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
 *H3968   C  3   DE WILMINGTON          CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H0954   A  3   MD ROCKVILLE           KAISER FNDN HP OF TH  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H0954   B  3   MD ROCKVILLE           KAISER FNDN HP OF TH  :P I H     :      :E    :E     :     :      :YES    :      :       :
  H2101   A  3   MD TIMONIUM            HEALTHCARE CORP. OF   :P I H O   :RX    :E    :E     :D    :      :YES    : 75.00:       :
  H2151   A  3   MD BALTIMORE           UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H2151   B  3   MD BALTIMORE           UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H2160   A  3   MD COLUMBIA            CIGNA HEALTHCARE MID  :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H2160   B  3   MD COLUMBIA            CIGNA HEALTHCARE MID  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
 *H2160   C  3   MD COLUMBIA            CIGNA HEALTHCARE MID  :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H3931   A  3   PA BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    : 20.00:       :
 *H3931   B  3   PA BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :
 *H3931   C  3   PA BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :
  H3949   A  3   PA PHILADELPHIA        QUALMED PLANS FOR HE  :P I H   F :      :E    :E     :D    :      :YES    : 29.00:       :
  H3951   A  3   PA BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H3951   B  3   PA BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :
 *H3951   C  3   PA BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :
 *H3951   D  3   PA BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :
  H3952   A  3   PA PHILADELPHIA        KEYSTONE HEALTH PLAN  :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
 *H3952   B  3   PA PHILADELPHIA        KEYSTONE HEALTH PLAN  :P I H     :      :E    :E     :D    :      :YES    :      :       :
 *H3952   C  3   PA PHILADELPHIA        KEYSTONE HEALTH PLAN  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
 *H3952   D  3   PA PHILADELPHIA        KEYSTONE HEALTH PLAN  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H3953   A  3   PA WILKES BARRE        HMO OF NORTHEASTERN   :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
 *H3953   B  3   PA WILKES BARRE        HMO OF NORTHEASTERN   :P I H     :RX    :E    :E     :     :      :YES    :      :       :
 *H3953   C  3   PA WILKES BARRE        HMO OF NORTHEASTERN   :P I H     :      :E    :E     :     :      :YES    :      :       :
 *H3953   D  3   PA WILKES BARRE        HMO OF NORTHEASTERN   :P I H     :      :E    :E     :     :      :YES    :      :       :
  H3954   A  3   PA DANVILLE            PENN STATE GEISINGER  :P I H   F :      :E    :E     :     :      :YES    :  0.00:       :


 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
 *H3954   B  3   PA DANVILLE            PENN STATE GEISINGER  :P I H   F :      :E    :E     :     :      :YES    :      :       :
  H3957   A  3   PA PITTSBURG           KEYSTONE HEALTH PLAN  :P I       :      :E L  :E A   :     :      :YES    :  0.00:       :
  H3959   A  3   PA PITTSBURGH          HEALTHAMERICA PENNSY  :P I     F :      :     :      :     :      :YES    :  0.00:       :
 *H3959   B  3   PA PITTSBURGH          HEALTHAMERICA PENNSY  :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
 *H3959   C  3   PA PITTSBURGH          HEALTHAMERICA PENNSY  :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H3960   A  3   PA HARRISBURG          HEALTHAMERICA OF CEN  :P I     F :      :     :      :     :      :YES    :  0.00:       :
 *H3960   B  3   PA HARRISBURG          HEALTHAMERICA OF CEN  :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H3962   A  3   PA CAMPHILL            KEYSTONE HEALTH PLAN  :P I       :      :E    :E     :D    :      :YES    : 60.00:       :
  H3969   A  3   PA PUEBLO              QUALMED PLANS FOR HE  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H3970   A  3   PA LANCASTER           HEALTHGUARD OF LANCA  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H3970   B  3   PA LANCASTER           HEALTHGUARD OF LANCA  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H3971   A  3   PA HARRISBURG          HEALTHCENTRAL INC.    :P I     F :RX    :E L  :E A   :D    :      :YES    : 30.00:       :
  H4949   A  3   VA VIRGINIA BEACH      OPTIMA HEALTH PLAN    :P I       :      :E    :      :     :      :YES    : 35.00:       :
  H4951   A  3   VA GLEN ALLEN          CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H4951   B  3   VA GLEN ALLEN          CIGNA HEALTHCARE OF   :P I     F :RX    :E    :E     :     :      :YES    :      :       :
 *H4951   C  3   VA GLEN ALLEN          CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H4955   A  3   VA ROANOKE             HEALTHKEEPERS, INC.   :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H4955   B  3   VA ROANOKE             HEALTHKEEPERS, INC.   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H0567   A  3   WV CHARLESTON          CARELINK HEALTH PLAN  :P I     F :      :E    :E     :     :      :YES    : 25.00:       :
 *H0567   B  3   WV CHARLESTON          CARELINK HEALTH PLAN  :P I     F :RX    :E    :E     :     :      :YES    :      :       :
  H5149   A  3   WV PITTSBURGH          COVENTRY HP OF WV DB  :P I     F :      :     :      :     :      :YES    : 46.00:       :

                     PHILADELPHIA REGION             24
  --------------------------------------------------------------------------------------------------------------------------------
  H0150   A  4   AL BIRMINGHAM          HEALTH PARTNERS OF A  :P I     F :      :E    :E     :D    :      :YES    :  0.00:       :
 *H0150   B  4   AL BIRMINGHAM          HEALTH PARTNERS OF A  :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H0151   A  4   AL BIRMINGHAM          UNITED HEALTHCARE OF  :P I H O   :      :E    :E     :D    :      :YES    :  0.00:       :
 *H0151   B  4   AL BIRMINGHAM          UNITED HEALTHCARE OF  :P I H O   :      :E    :E     :D    :      :YES    :      :       :
  H0152   A  4   AL BIRMINGHAM          UNITED HEALTHCARE OF  :  I H O   :      :E    :E     :     :      :YES    :  0.00:       :
 *H0152   B  4   AL BIRMINGHAM          UNITED HEALTHCARE OF  :  I H O   :      :E    :E     :     :      :YES    :      :       :
  H0153   A  4   AL BIRMINGHAM          HEALTH PARTNERS OF A  :P I     F :      :E    :E     :D    :      :YES    :  0.00:       :
 *H0153   B  4   AL BIRMINGHAM          HEALTH PARTNERS OF A  :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H0154   A  4   AL BIRMINGHAM          VIVA HEALTH, INC.     :P I       :      :E    :E     :D    :      :YES    :  0.00:       :
  H1013   A  4   FL MIAMI               FOUNDATION HEALTH, A  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1015   A  4   FL TAMPA               AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :     :      :NO     :  0.00:       :
 *H1015   B  4   FL TAMPA               AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :D    :      :NO     :      :       :
  H1016   A  4   FL MIAMI               AV-MED HEALTH PLAN I  :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1019   A  4   FL CORAL GABLES        PHYSICIANS HEALTHCAR  :P I     F :RX    :E    :E     :D    :      :NO     :  0.00:       :
  H1020   A  4   FL TAMPA               HEALTH OPTIONS, INC.  :          :RX    :     :E     :D    :      :YES    :  0.00:       :
  H1022   A  4   FL DELRAY BEACH        FLORIDA HEALTH CHOIC  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1026   A  4   FL JACSONVILLE         HEALTH OPTIONS, INC   :      O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1035   A  4   FL HOLLY HILL          FLORIDA HEALTH CARE   :  I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H1035   B  4   FL HOLLY HILL          FLORIDA HEALTH CARE   :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H1036   A  4   FL LOUISVILLE          HUMANA MEDICAL PLAN,  :P     O F :RX    :E    :E     :     :      :YES    :  0.00:       :


 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
  H1057   A  4   FL LOUISVILLE          AV-MED HEALTH PLAN I  :P I     F :RX    :E    :E     :     :      :YES    : 61.00:       :
  H1059   A  4   FL LOUISVILLE          AV-MED HEALTH PLAN I  :P I     F :RX    :E    :E     :     :      :YES    : 49.00:       :
  H1061   A  4   FL LOUISVILLE          AV-MED HEALTH PLAN I  :P I     F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1062   A  4   FL MIAMI               AV-MED HEALTH PLAN I  :P I     F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1070   A  4   FL JACKSONVILLE        PRUDENTIAL HLTH CARE  :P I       :RX    :E    :      :     :      :YES    :  0.00:       :
  H1071   A  4   FL JACSONVILLE         HEALTH OPTIONS, INC   :          :RX    :E    :      :D    :      :NO     :  0.00:       :
  H1072   A  4   FL MAITLAND            COMMUNITY HEALTH CAR  :P I       :      :     :      :D    :      :YES    :  0.00:       :
  H1073   A  4   FL PLANTATION          PRUDENTIAL HLTH CARE  :P I     F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1074   A  4   FL ATLANTA             PRUDENTIAL HLTH CARE  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1076   A  4   FL HOLLYWOOD           HIP HEALTH PLAN OF F  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1078   A  4   FL MIAMI               NEIGHBORHOOD HEALTH   :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1080   A  4   FL TAMPA               UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H1080   B  4   FL TAMPA               UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H1081   A  4   FL MAITLAND            PRUDENTIAL HLTH CARE  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1082   A  4   FL TAMPA               HEALTH OPTIONS, INC   :          :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1084   A  4   FL HOLLYWOOD           HIP HEALTH PLAN OF F  :P I H   F :RX    :E    :E     :D    :      :YES    : 24.00:       :
 *H1084   B  4   FL HOLLYWOOD           HIP HEALTH PLAN OF F  :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H1087   A  4   FL TAMPA               CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H1087   B  4   FL TAMPA               CIGNA HEALTHCARE OF   :P I       :RX    :E    :      :     :      :YES    :      :       :
  H1094   A  4   FL BIRMINGHAM          UNITED HEALTHCARE OF  :P I     F :      :E    :E     :     :      :YES    :  0.00:       :
 *H1094   B  4   FL BIRMINGHAM          UNITED HEALTHCARE OF  :P I     F :      :E    :E     :     :      :YES    :      :       :
  H1095   A  4   FL JACKSONVILLE        HEALTH OPTIONS, INC   :          :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1098   A  4   FL TAMPA               CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H1098   B  4   FL TAMPA               CIGNA HEALTHCARE OF   :P I       :RX    :E    :      :     :      :YES    :      :       :
  H1099   A  4   FL MELBOURNE           HEALTH FIRST HEALTH   :P I       :RX    :E    :      :D    :      :YES    :  0.00:       :
 *H1099   B  4   FL MELBOURNE           HEALTH FIRST HEALTH   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H9011   A  4   FL TAMPA               UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1155   A  4   GA ATLANTA             UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H1155   B  4   GA ATLANTA             UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :     :      :YES    :      :       :
  H1156   A  4   GA BLUE BELL           AETNA U.S.HEALTHCARE  :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H1156   B  4   GA BLUE BELL           AETNA U.S.HEALTHCARE  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H1156   C  4   GA BLUE BELL           AETNA U.S.HEALTHCARE  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H1168   A  4   GA ATLANTA             HMO GEORGIA, INC      :P I     F :RX    :E    :E     :     :      :YES    : 19.50:       :
  H1170   A  4   GA ATLANTA             KAISER FOUNDATION HP  :P I H     :RX    :E    :      :     :      :YES    :  0.00:       :
 *H1170   B  4   GA ATLANTA             KAISER FOUNDATION HP  :P I H     :RX    :E    :      :     :      :YES    :      :       :
  H1171   A  4   GA ATLANTA             CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :NO     :  0.00:       :
 *H1171   B  4   GA ATLANTA             CIGNA HEALTHCARE OF   :P I     F :RX    :E    :E     :     :      :NO     :      :       :
  H4563   A  4   GA ATLANTA             PRUDENTIAL HLTH CARE  :P I       :RX    :E    :      :     :      :YES    :  0.00:       :
  H1849   A  4   KY MASON               SOUTHEASTERN UNITED   :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1851   A  4   KY LEXINGTON           ADVANTAGE CARE, INC.  :P I       :      :E    :E     :     :      :YES    : 12.00:       :
 *H1851   B  4   KY LEXINGTON           ADVANTAGE CARE, INC.  :P I       :      :E    :E     :     :      :YES    :      :       :
  H1890   A  4   KY LOUISVILLE          HUMANA HEALTH PLAN,   :P     O F :      :E    :E     :D    :      :YES    : 10.00:       :
 *H1890   B  4   KY LOUISVILLE          HUMANA HEALTH PLAN,   :P     O F :RX    :E    :E     :D    :      :YES    :      :       :
  H3449   A  4   NC WINSTON SALEM       PARTNERS NATIONAL HE  :P I   O   :      :E    :      :     :      :YES    : 40.00:       :


 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
  H3455   A  4   NC WINSTON SALEM       QUALCHOICE OF NORTH   :P I       :RX    :E    :      :     :      :NO     : 35.00:       :
  H3456   A  4   NC GREENSBORO          UNITED HEALTHCARE OF  :P I H   F :      :E    :E     :     :      :YES    :  0.00:       :
  H3457   A  4   NC CHAPEL HILL         WELLPATH SELECT, INC  :P I   O   :RX    :E    :      :D    :      :YES    :  0.00:       :
  H4249   A  4   SC COLUMBIA            COMPANION HEALTHCARE  :P I       :      :E    :E     :     :      :YES    : 45.00:       :
  H4452   A  4   TN NASHVILLE           HEALTH 1*2*3          :P I       :      :E    :      :     :      :YES    :  0.00:       :
 *H4452   B  4   TN NASHVILLE           HEALTH 1*2*3          :P I       :      :E    :      :     :      :YES    :      :       :
  H4454   A  4   TN NASHVILLE           HEALTH NET HMO, INC.  :P I       :      :E    :E     :     :      :YES    :  0.00:       :
  H4455   A  4   TN CHATTANOOGA         TENNESSEE HEALTH CAR  :P I H O   :      :E    :E     :     :      :YES    :  0.00:       :
 *H4455   B  4   TN CHATTANOOGA         TENNESSEE HEALTH CAR  :P I H O   :RX    :E    :E     :     :      :YES    :      :       :
  H4457   A  4   TN CHATTANOOGA         HEALTHSOURCE TENNESS  :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H4457   B  4   TN CHATTANOOGA         HEALTHSOURCE TENNESS  :P I       :RX    :E    :E     :     :      :YES    :      :       :
 *H4457   C  4   TN CHATTANOOGA         HEALTHSOURCE TENNESS  :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H4458   A  4   TN BIRMINGHAM          UNITED HEALTHCARE OF  :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
 *H4458   B  4   TN BIRMINGHAM          UNITED HEALTHCARE OF  :P I H     :      :E    :E     :     :      :YES    :      :       :
  H4459   A  4   TN BIRMINGHAM          UNITED HEALTHCARE OF  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H4459   B  4   TN BIRMINGHAM          UNITED HEALTHCARE OF  :P I H     :RX    :E    :E     :     :      :YES    :      :       :
  H4460   A  4   TN BIRMINGHAM          UNITED HEALTHCARE OF  :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
  H4461   A  4   TN KNOXVILLE           CARITEN HEALTH PLAN   :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
 *H4461   B  4   TN KNOXVILLE           CARITEN HEALTH PLAN   :P I H     :RX    :E    :E     :     :      :YES    :      :       :
  H4462   A  4   TN NASHVILLE           PHOENIX HEALTHCARE C  :P I       :      :E    :E     :     :      :NO     :  0.00:       :

                     ATLANTA REGION                  58
  --------------------------------------------------------------------------------------------------------------------------------
  H1406   A  5   IL CHICAGO             HUMANA HEALTH PLAN,   :P     O F :RX    :     :      :D    :      :YES    :  0.00:       :
 *H1406   B  5   IL CHICAGO             HUMANA HEALTH PLAN,   :P     O F :RX    :     :      :D    :      :YES    :      :       :
  H1460   A  5   IL OAKBROOK TERRACE    PRINCIPAL HEALTH PLA  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H1460   B  5   IL OAKBROOK TERRACE    PRINCIPAL HEALTH PLA  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H1465   A  5   IL CHICAGO             AETNA HEALTH PLAN OF  :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H1465   B  5   IL CHICAGO             AETNA HEALTH PLAN OF  :P I H O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H1465   C  5   IL CHICAGO             AETNA HEALTH PLAN OF  :P I H O   :RX    :E    :E     :D    :      :YES    :      :       :
  H1469   A  5   IL WESTMONT            ACCORD HEALTH PLAN    :P I       :      :     :      :     :      :YES    :  0.00:       :
  H4456   A  5   IL MOLINE              HERITAGE NATIONAL HE  :P I       :      :     :      :     :      :YES    : 27.00:       :
 *H4456   B  5   IL MOLINE              HERITAGE NATIONAL HE  :P I       :RX    :E    :      :     :      :YES    :      :       :
  H9045   A  5   IL CHICAGO             UNITED HEALTHCARE OF  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H9045   B  5   IL CHICAGO             UNITED HEALTHCARE OF  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
 *H9045   C  5   IL CHICAGO             UNITED HEALTHCARE OF  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
 *H9045   D  5   IL CHICAGO             UNITED HEALTHCARE OF  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H1557   A  5   IN INDIANAPOLIS        ANTHEM HEALTH OF IND  :P I     F :RX    :E    :E     :     :      :YES    : 20.00:       :
  H3655   A  5   IN CINCINNATI          COMMUNITY INSURANCE   :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H9028   A  5   IN INDIANAPOLIS        MAXICARE INDIANA, IN  :P   H     :RX    :     :      :     :      :YES    : 26.00:       :
 *H9028   B  5   IN INDIANAPOLIS        MAXICARE INDIANA, IN  :P   H     :RX    :E    :      :D    :      :YES    :      :       :
  H2312   A  5   MI DETROIT             HEALTH ALLIANCE PLAN  :P I H   F :      :E    :E     :     :      :NO     :  4.39:       :
 *H2312   B  5   MI DETROIT             HEALTH ALLIANCE PLAN  :P I H   F :      :E    :E     :     :      :YES    :      :       :
 *H2312   C  5   MI DETROIT             HEALTH ALLIANCE PLAN  :P I H   F :RX    :E    :E     :     :      :YES    :      :       :


 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
  H2350   A  5   MI SOUTHFIELD          BLUE CARE NETWORK -   :P I       :      :     :      :     :      :YES    :  0.00:       :
 *H2350   B  5   MI SOUTHFIELD          BLUE CARE NETWORK -   :P I       :RX    :E    :E     :     :      :YES    :      :       :
 *H2350   C  5   MI SOUTHFIELD          BLUE CARE NETWORK -   :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H2351   A  5   MI SAGINAW             BLUE CARE NETWORK OF  :P I   O   :      :     :      :     :      :YES    : 25.00:       :
 *H2351   B  5   MI SAGINAW             BLUE CARE NETWORK OF  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H2352   A  5   MI FARMINGTON HILLS    CARE CHOICES HMO      :P         :      :     :      :     :      :YES    :  0.00:       :
 *H2352   B  5   MI FARMINGTON HILLS    CARE CHOICES HMO      :P         :RX    :E    :      :D    :      :YES    :      :       :
 *H2352   C  5   MI FARMINGTON HILLS    CARE CHOICES HMO      :P         :RX    :E    :E     :D    :      :YES    :      :       :
  H2353   A  5   MI SOUTHFIELD          MCARE                 :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H2353   B  5   MI SOUTHFIELD          MCARE                 :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
 *H2353   C  5   MI SOUTHFIELD          MCARE                 :P I H     :RX    :E    :E     :     :      :YES    :      :       :
  H2354   A  5   MI FLINT               HEALTHPLUS OF MICHIG  :P I       :RX    :E    :E     :     :      :YES    : 20.00:       :
 *H2354   B  5   MI FLINT               HEALTHPLUS OF MICHIG  :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H2357   A  5   MI TROY                SELECTCARE HMO,INC.   :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H9009   A  5   MI LANSING             BLUE CARE NETWORK OF  :P I H     :      :E    :      :     :      :YES    : 48.00:       :
  H2459   A  5   MN ST. PAUL            UCARE MINNESOTA       :P I   O F :RX    :E    :E     :D    :      :YES    : 68.00:       :
 *H2459   B  5   MN ST. PAUL            UCARE MINNESOTA       :P I   O F :RX    :E    :E     :D    :      :YES    :      :       :
 *H2459   C  5   MN ST. PAUL            UCARE MINNESOTA       :P I   O F :RX    :E    :E     :D    :      :YES    :      :       :
  H9005   A  5   MN MINNEAPOLIS         GROUP HEALTH PLAN, I  :P I   O F :      :E    :E     :D    :      :YES    : 69.00:       :
 *H9005   B  5   MN MINNEAPOLIS         GROUP HEALTH PLAN, I  :P I   O F :RX    :E    :E     :D    :      :YES    :      :       :
 *H9005   C  5   MN MINNEAPOLIS         GROUP HEALTH PLAN, I  :P I   O F :RX    :E    :E     :D    :      :YES    :      :       :
  H9006   A  5   MN MINNEAPOLIS         MEDICA                :P I     F :RX    :E    :E     :     :      :YES    : 60.95:       :
 *H9006   B  5   MN MINNEAPOLIS         MEDICA                :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
 *H9006   C  5   MN MINNEAPOLIS         MEDICA                :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H3607   A  5   OH ROCKVILLE           KAISER FOUNDATION HP  :P     O   :      :E    :E     :     :      :YES    : 35.33:       :
 *H3607   B  5   OH ROCKVILLE           KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :     :      :YES    :      :       :
 *H3607   C  5   OH ROCKVILLE           KAISER FOUNDATION HP  :P     O F :RX    :E    :E     :     :      :YES    :      :       :
  H3649   A  5   OH TOLEDO              FAMILY HEALTH PLAN,   :P   H O   :RX    :E    :      :D    :      :YES    :  0.00:       :
  H3653   A  5   OH TOLEDO              PARAMOUNT CARE, INC   :P I     F :      :E    :E     :D    :      :YES    :  0.00:       :
 *H3653   B  5   OH TOLEDO              PARAMOUNT CARE, INC   :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H3654   A  5   OH CLEVELAND           PRUDENTIAL HEALTH CA  :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H3656   A  5   OH RICHFIELD           AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H3656   B  5   OH RICHFIELD           AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :     :      :YES    :      :       :
 *H3656   C  5   OH RICHFIELD           AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
 *H3656   D  5   OH RICHFIELD           AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H3657   A  5   OH CLEVELAND           QUALCHOICE HEALTH PL  :P   H O F :      :E    :E     :     :      :YES    :  0.00:       :
 *H3657   B  5   OH CLEVELAND           QUALCHOICE HEALTH PL  :P   H O F :RX    :E    :E     :D    :      :YES    :      :       :
 *H3657   C  5   OH CLEVELAND           QUALCHOICE HEALTH PL  :P   H O F :RX    :E    :E     :D    :      :YES    :      :       :
 *H3657   D  5   OH CLEVELAND           QUALCHOICE HEALTH PL  :P   H O F :RX    :E    :E     :D    :      :YES    :      :       :
  H3658   A  5   OH CINCINNATI          PACIFICARE OF OHIO,   :P I H     :RX    :E    :      :D    :      :YES    :  0.00:       :
  H3659   A  5   OH EDINA               UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3659   B  5   OH EDINA               UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H3660   A  5   OH AKRON               SUMMACARE INC.        :P I H     :RX    :E    :      :D    :      :YES    : 25.00:       :
  H3663   A  5   OH CLEVELAND           EMERALD HMO, INC.     :P I   O F :RX    :E    :E     :D    :      :YES    :  0.00:       :


 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
  H3664   A  5   OH CANTON              PRIMETIME MEDICAL IN  :P I     F :      :E    :E     :D    :      :YES    :  0.00:       :
  H3666   A  5   OH CINCINNATI          HUMANA HEALTH PLAN O  :P     O F :RX    :E    :      :D    :      :YES    :  0.00:       :
  H3671   A  5   OH CICINNATI           AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H3671   B  5   OH CICINNATI           AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :     :      :YES    :      :       :
 *H3671   C  5   OH CICINNATI           AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
 *H3671   D  5   OH CICINNATI           AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H3672   A  5   OH MASSILLON           HOMETOWN HEALTH PLAN  :P I H     :RX    :E    :E     :     :      :YES    : 39.00:       :
  H3673   A  5   OH PITTSBURGH          HEALTHAMERICA PI,DBA  :P I     F :      :     :      :     :      :YES    : 24.00:       :
  H3674   A  5   OH INDEPENDENCE        CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H3674   B  5   OH INDEPENDENCE        CIGNA HEALTHCARE OF   :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H3676   A  5   OH NEWARK              COMMUNITY HEALTH PLA  :P I       :RX    :E    :E     :     :      :NO     :  0.00:       :
  H3678   A  5   OH CLEVELAND           MEDICAL MUTUAL OF OH  :P I       :      :E    :E     :     :      :YES    :  0.00:       :
  H5253   A  5   WI MILWAUKEE           PRIMECARE HEALTH PLA  :P I H   F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H5257   A  5   WI MILWAUKEE           HUMANA WI HLTH ORGAN  :P I   O F :      :E    :      :     :      :YES    :  0.00:       :
  H5258   A  5   WI MILWAUKEE           BLUECROSS & BLUESHIE  :P I       :RX    :E    :      :     :      :YES    : 30.00:       :
  H5259   A  5   WI MILWAUKEE           BLUECROSS & BLUESHIE  :P I       :RX    :E    :      :     :      :YES    : 30.00:       :

                     CHICAGO REGION                  42
  --------------------------------------------------------------------------------------------------------------------------------
  H0451   A  6   AR LITTLE ROCK         HMO PARTNERS          :P I     F :      :     :      :     :      :YES    : 29.00:       :
 *H0451   B  6   AR LITTLE ROCK         HMO PARTNERS          :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H0452   A  6   AR BIRMINGHAM          UNITED HEALTHCARE OF  :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
 *H0452   B  6   AR BIRMINGHAM          UNITED HEALTHCARE OF  :P I H     :      :E    :E     :     :      :YES    :      :       :
  H0453   A  6   AR LITTLE ROCK         HEALTHSOURCE, ARKANS  :          :      :     :      :     :      :YES    :  6.90:       :
 *H0453   B  6   AR LITTLE ROCK         HEALTHSOURCE, ARKANS  :P I       :      :     :      :     :      :YES    :      :       :
 *H0453   C  6   AR LITTLE ROCK         HEALTHSOURCE, ARKANS  :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H0455   A  6   AR BIRMINGHAM          UNITED HEALTHCARE OF  :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
 *H0455   B  6   AR BIRMINGHAM          UNITED HEALTHCARE OF  :P I H     :      :E    :E     :     :      :YES    :      :       :
  H1951   A  6   LA METAIRIE            OCHSNER HEALTH PLAN   :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1954   A  6   LA BATON ROUGE         UNITED HEALTH CARE O  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H1954   B  6   LA BATON ROUGE         UNITED HEALTH CARE O  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H1955   A  6   LA BATON ROUGE         GULF SOUTH HEALTH PL  :P I   O   :      :E    :E     :D    :      :YES    :  0.00:       :
  H1958   A  6   LA METAIRIE            SMA HMO,INC.          :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1962   A  6   LA METAIRE             AETNA U.S. HEALTHCAR  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H1962   B  6   LA METAIRE             AETNA U.S. HEALTHCAR  :P I       :RX    :E    :E     :     :      :YES    :      :       :
 *H1962   C  6   LA METAIRE             AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :     :      :YES    :      :       :
  H3204   A  6   NM ALBUQUERQUE         FHP OF NEW MEXICO, I  :P I H   F :      :E    :E     :     :      :YES    :  0.00:       :
 *H3204   B  6   NM ALBUQUERQUE         FHP OF NEW MEXICO, I  :P I H   F :RX    :E    :E     :     :      :YES    :      :       :
 *H3204   C  6   NM ALBUQUERQUE         FHP OF NEW MEXICO, I  :P I H   F :RX    :E    :E     :     :      :YES    :      :       :
  H3249   A  6   NM ALBUQUERQUE         QUALMED, NEW MEXICO   :P I H   F :RX    :E    :E     :     :      :YES    : 35.00:       :
 *H3249   B  6   NM ALBUQUERQUE         QUALMED, NEW MEXICO   :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H3251   A  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :P I       :      :     :      :     :      :NO     :  0.00:       :
 *H3251   B  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :P I     F :      :E    :E     :     :      :NO     :      :       :
 *H3251   C  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :P I     F :RX    :E    :E     :     :      :NO     :      :       :


 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
 *H3251   D  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :P I     F :RX    :E    :E     :     :      :NO     :      :       :
  H3253   A  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :P I       :      :     :      :     :      :NO     :  0.00:       :
 *H3253   B  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :P I     F :      :E    :E     :     :      :NO     :      :       :
 *H3253   C  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :P I     F :RX    :E    :E     :     :      :NO     :      :       :
 *H3253   D  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :P I     F :RX    :E    :E     :     :      :NO     :      :       :
  H4574   A  6   NM ALBUQUERQUE         FHP OF NEW MEXICO, I  :P I H   F :      :E    :E     :     :      :YES    :  0.00:       :
 *H4574   B  6   NM ALBUQUERQUE         FHP OF NEW MEXICO, I  :P I H   F :RX    :E    :E     :     :      :YES    :      :       :
 *H4574   C  6   NM ALBUQUERQUE         FHP OF NEW MEXICO, I  :P I H   F :RX    :E    :E     :     :      :YES    :      :       :
  H3749   A  6   OK CYPRESS             PACIFICARE OF OKLAHO  :P I H     :RX    :E    :E     :     :      :YES    : 19.00:       :
  H3754   A  6   OK CYPRESS             PACIFICARE OF OKLAHO  :P I H     :RX    :E    :E     :     :      :YES    : 19.00:       :
  H3755   A  6   OK TULSA               COMMUNITY CARE HMO,   :P   H     :RX    :E    :      :D    :      :YES    :  0.00:       :
 *H3755   B  6   OK TULSA               COMMUNITY CARE HMO,   :P   H     :RX    :E    :      :D    :      :YES    :      :       :
  H3756   A  6   OK OKLAHOMA CITY       HEALTHCARE OKLAHOMA,  :P I       :      :E    :E     :     :      :YES    :  0.00:       :
 *H3756   B  6   OK OKLAHOMA CITY       HEALTHCARE OKLAHOMA,  :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H3757   A  6   OK TULSA               BLUELINCS HMO, INC.   :P I       :      :     :E     :     :      :YES    :  0.00:       :
 *H3757   B  6   OK TULSA               BLUELINCS HMO, INC.   :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
 *H3757   C  6   OK TULSA               BLUELINCS HMO, INC.   :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H4504   A  6   TX LOUISVILLE          HUMANA HP OF TEXAS    :P     O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H4504   B  6   TX LOUISVILLE          HUMANA HP OF TEXAS    :P     O F :RX    :E    :E     :D    :      :YES    :      :       :
  H4507   A  6   TX IRVING              NYLCARE HEALTH PLANS  :P I       :RX    :E    :      :D    :      :YES    : 25.00:       :
  H4510   A  6   TX SAN ANTONIO         HUMANA HP OF TEXAS    :P I   O F :RX    :E    :E     :D    :      :YES    : 15.00:       :
  H4558   A  6   TX HOUSTON             NYLCARE HEALTH PLANS  :P I   O   :      :E    :E     :D    :      :YES    :  0.00:       :
 *H4558   B  6   TX HOUSTON             NYLCARE HEALTH PLANS  :P I   O F :RX    :E    :E     :D    :      :YES    :      :       :
 *H4558   C  6   TX HOUSTON             NYLCARE HEALTH PLANS  :P I H O F :RX    :E    :E     :D    :      :YES    :      :       :
  H4559   A  6   TX ARLINGTON           HARRIS HEALTH PLAN,I  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H4560   A  6   TX SAN ANTONIO         PRUDENTIAL HLTH CARE  :P I       :RX    :E    :      :     :      :YES    :  0.00:       :
  H4565   A  6   TX DALLAS              TEXAS HEALTH CHOICE,  :P I       :RX    :E    :      :D    :      :YES    :  0.00:       :
  H4566   A  6   TX IRVING              CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H4566   B  6   TX IRVING              CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H4569   A  6   TX HOUSTON             CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H4569   B  6   TX HOUSTON             CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H4573   A  6   TX HOUSTON             UNITED HEALTHCARE OF  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H4573   B  6   TX HOUSTON             UNITED HEALTHCARE OF  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H4576   A  6   TX HOUSTON             HMO BLUE,SOUTHEAST T  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
  H4578   A  6   TX DALLAS              TEXAS HEALTH CHOICE,  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
  H4579   A  6   TX TYLER               HEALTHCARE PARTNERS   :P I       :RX    :E    :      :D    :      :YES    : 24.95:       :
  H4580   A  6   TX EL PASO             HMO BLUE,NORTHEAST T  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
  H4582   A  6   TX AUSTIN              SETON HEALTH PLAN     :P         :      :     :      :     :      :YES    :  0.00:       :
  H4590   A  6   TX CYPRESS             PACIFICARE OF TEXAS,  :P I H   F :RX    :E    :E     :D    :      :YES    : 15.00:       :

                     DALLAS REGION                   35
  --------------------------------------------------------------------------------------------------------------------------------
  H1750   A  7   KS WICHITA             PREFERRED PLUS OF KA  :P I H     :      :     :      :     :      :YES    :  0.00:       :
 *H1750   B  7   KS WICHITA             PREFERRED PLUS OF KA  :P I H     :      :E    :      :     :      :YES    :      :       :


 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
 *H1750   C  7   KS WICHITA             PREFERRED PLUS OF KA  :P I H     :RX    :E    :      :     :      :YES    :      :       :
  H1751   A  7   KS AURORA              KAISER FOUNDATION HP  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H1751   B  7   KS AURORA              KAISER FOUNDATION HP  :P I H     :RX    :E    :E     :     :      :YES    :      :       :
  H1752   A  7   KS OVERLAND PARK       CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
  H2649   A  7   MO LOUISVILLE          HUMANA KANSAS CITY,   :  I     F :RX    :     :E     :D    :      :YES    :  0.00:       :
 *H2649   B  7   MO LOUISVILLE          HUMANA KANSAS CITY,   :  I     F :RX    :     :E     :D    :      :YES    :      :       :
  H2652   A  7   MO KANSAS CITY         TOTAL HEALTH CARE     :P I       :RX    :E    :E     :     :      :YES    :110.00:       :
  H2654   A  7   MO ST LOUIS            UNITED HEALTHCARE OF  :P I H O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H2654   B  7   MO ST LOUIS            UNITED HEALTHCARE OF  :P I H O F :RX    :E    :E     :D    :      :YES    :      :       :
  H2656   A  7   MO KANSAS CITY         GOOD HEALTH HMO, INC  :P I       :      :E    :E     :     :      :YES    :  0.00:       :
 *H2656   B  7   MO KANSAS CITY         GOOD HEALTH HMO, INC  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
 *H2656   C  7   MO KANSAS CITY         GOOD HEALTH HMO, INC  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H2659   A  7   MO ST. LOUIS           HMO MISSOURI, INC.    :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H2663   A  7   MO ST. LOUIS           GROUP HEALTH PLAN, I  :P I H O   :RX    :E    :      :D    :      :YES    :  0.00:       :
  H2666   A  7   MO KANSAS CITY         HEALTHNET             :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H2666   B  7   MO KANSAS CITY         HEALTHNET             :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H2667   A  7   MO ST LOUIS            MERCY HEALTH PLANS O  :P I     F :RX    :E    :E     :     :      :YES    : 49.00:       :
  H2668   A  7   MO ST LOUIS            MERCY HEALTH PLANS O  :P I     F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H2669   A  7   MO ST. LOUIS           UNITED HEALTHCARE OF  :P I H O F :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H2669   B  7   MO ST. LOUIS           UNITED HEALTHCARE OF  :P I H O F :RX    :E    :E     :     :      :YES    :      :       :
  H2802   A  7   NE OMAHA               UNITED HEALTHCARE OF  :P I H     :RX    :E    :      :     :      :YES    :  0.00:       :
 *H2802   B  7   NE OMAHA               UNITED HEALTHCARE OF  :P I H     :RX    :E    :      :     :      :YES    :      :       :
  H2849   A  7   NE OMAHA               EXCLUSIVE HEALTHCARE  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :

                     KANSAS CITY REGION              15
  --------------------------------------------------------------------------------------------------------------------------------
  H0603   A  8   CO DENVER              HMO COLORADO, INC     :P I   O   :RX    :E    :E     :D    :      :YES    : 35.00:       :
 *H0603   B  8   CO DENVER              HMO COLORADO, INC     :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H0603   C  8   CO DENVER              HMO COLORADO, INC     :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H0609   A  8   CO ENGLEWOOD           PACIFICARE OF COLORA  :P   H     :RX    :E    :E     :     :      :YES    : 50.00:       :
  H0615   A  8   CO DENVER              QUAL-MED, INC., DENV  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0630   A  8   CO DENVER              KAISER FOUNDATION HP  :P I H O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H0630   B  8   CO DENVER              KAISER FOUNDATION HP  :P I H O   :RX    :E    :E     :D    :      :YES    :      :       :
  H0659   A  8   CO DENVER              CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H0659   B  8   CO DENVER              CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H0660   A  8   CO OMAHA               MUTUAL OF OMAHA OF C  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0664   A  8   CO PUEBLO              QUAL-MED, INC., COLO  :P         :RX    :E    :E     :     :      :YES    :  0.00:       :
  H0665   A  8   CO DENVER              QUAL-MED, INC., PUEB  :P         :      :E    :E     :     :      :YES    : 35.00:       :
  H3549   A  8   ND FARGO               BLUE CROSS & BLUE SH  :P         :RX    :E    :      :     :      :YES    : 39.00:       :

                     DENVER REGION                    9
  --------------------------------------------------------------------------------------------------------------------------------
  H0303   A  9   AZ COSTA MESA          PACIFICARE OF ARIZON  :P I H     :RX    :     :      :     :      :YES    :  0.00:       :
  H0307   A  9   AZ PHOENIX             HUMANA HEALTH PLAN,   :P     O F :RX    :E    :E     :D    :      :YES    :  0.00:       :


 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
  H0350   A  9   AZ PHOENIX             MARICOPA COUNTY HEAL  :P   H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0351   A  9   AZ PHOENIX             INTERGROUP PREPAID H  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H0351   B  9   AZ PHOENIX             INTERGROUP PREPAID H  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H0352   A  9   AZ TUCSON              HEALTHPARTNERS HEALT  :P I H     :RX    :E    :E     :     :      :YES    : 20.00:       :
 *H0352   B  9   AZ TUCSON              HEALTHPARTNERS HEALT  :P I H     :RX    :E    :E     :     :      :YES    :      :       :
  H0354   A  9   AZ PHOENIX             CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H0354   B  9   AZ PHOENIX             CIGNA HEALTHCARE OF   :P I     F :RX    :E    :E     :     :      :YES    :      :       :
 *H0354   C  9   AZ PHOENIX             CIGNA HEALTHCARE OF   :P I     F :RX    :E    :E     :     :      :YES    :      :       :
  H0355   A  9   AZ PHOENIX             BLUE CROSS/SHIELD OF  :P I   O   :RX    :E    :      :D    :      :YES    :  0.00:       :
 *H0355   B  9   AZ PHOENIX             BLUE CROSS/SHIELD OF  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H0356   A  9   AZ PHOENIX             PREMIER HEALTHCARE,   :P I   O   :RX    :     :      :     :      :YES    : 65.00:       :
  H0359   A  9   AZ PHOENIX             AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H0359   B  9   AZ PHOENIX             AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :     :      :YES    :      :       :
 *H0359   C  9   AZ PHOENIX             AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H0504   A  9   CA SAN FRANCISCO       CALIFORNIA PHYSICIAN  :P         :RX    :     :      :     :      :YES    :  0.00:       :
 *H0504   B  9   CA SAN FRANCISCO       CALIFORNIA PHYSICIAN  :P       F :RX    :E    :E     :D    :      :NO     :      :       :
  H0520   A  9   CA LONG BEACH          UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H0520   B  9   CA LONG BEACH          UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H0523   A  9   CA LOMA LINDA          AETNA U.S.HEALTHCARE  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H0523   B  9   CA LOMA LINDA          AETNA U.S.HEALTHCARE  :P I H     :RX    :E    :E     :     :      :YES    :      :       :
 *H0523   C  9   CA LOMA LINDA          AETNA U.S.HEALTHCARE  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H0524   A  9   CA OAKLAND             KAISER FOUNDATION HP  :P I   O   :RX    :E    :      :     :      :YES    :  0.00:       :
 *H0524   B  9   CA OAKLAND             KAISER FOUNDATION HP  :P I   O   :RX    :E    :      :D    :      :YES    :      :       :
  H0526   A  9   CA PASADENA            KAISER FOUNDATION HP  :P I   O   :RX    :E    :      :     :      :YES    :  0.00:       :
 *H0526   B  9   CA PASADENA            KAISER FOUNDATION HP  :P I   O   :RX    :E    :      :D    :      :YES    :      :       :
  H0529   A  9   CA CYPRESS             PACIFICARE OF CALIFO  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0543   A  9   CA CYPRESS             PACIFICARE OF CA, IN  :P I H     :RX    :E    :E     :D    :      :YES    : 10.00:       :
  H0545   A  9   CA POMONA              INTER VALLEY HEALTH   :P I H O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0547   A  9   CA MIDDLETOWN          AETNA U.S. HEALTHCAR  :P I       :RX    :E    :E     :     :      :YES    : 43.36:       :
 *H0547   B  9   CA MIDDLETOWN          AETNA U.S. HEALTHCAR  :P I       :RX    :E    :E     :     :      :YES    :      :       :
 *H0547   C  9   CA MIDDLETOWN          AETNA U.S. HEALTHCAR  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H0558   A  9   CA LOS ANGELES         MAXICARE, A CALIFORN  :P   H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0559   A  9   CA CYPRESS             PACIFICARE OF CALIFO  :P I       :      :E    :E     :     :      :YES    : 50.00:       :
  H0562   A  9   CA VAN NUYS            HEALTH NET            :P I H   F :      :E    :E     :     :      :YES    : 52.00:       :
  H0563   A  9   CA VAN NUYS            HEALTH NET            :P I     F :RX    :E    :E     :     :      :YES    : 15.00:       :
  H0564   A  9   CA NEWBURY PARK        BLUE CROSS OF CALIFO  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0566   A  9   CA SANTA ROSA          HEALTH PLAN OF THE R  :P   H     :RX    :E    :      :     :      :YES    : 29.00:       :
  H0568   A  9   CA MODESTO             NATIONAL MED, INC.    :P I       :RX    :     :      :D    :      :YES    : 22.00:       :
 *H0568   B  9   CA MODESTO             NATIONAL MED, INC.    :P I       :RX    :     :E     :D    :      :YES    :      :       :
  H0570   A  9   CA WOODLAND HILLS      HEALTH NET            :P I H   F :RX    :E    :E     :     :      :YES    : 30.00:       :
  H0571   A  9   CA SAN FRANCISCO       CHINESE COMMUNITY HE  :P         :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0581   A  9   CA GLENDALE            CIGNA HEALTHCARE OF   :P I       :      :     :      :     :      :NO     : 50.00:       :
 *H0581   B  9   CA GLENDALE            CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :     :      :NO     :      :       :
  H0583   A  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :     :      :YES    :  0.00:       :


 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
 *H0583   B  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H0583   C  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :     :      :YES    :      :       :
 *H0583   D  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :     :      :YES    :      :       :
  H0584   A  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H0584   B  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H0584   C  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O F :RX    :E    :E     :D    :      :YES    :      :       :
 *H0584   D  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O F :RX    :E    :E     :     :      :YES    :      :       :
 *H0584   E  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O F :RX    :E    :E     :     :      :YES    :      :       :
  H0590   A  9   CA NEWBURY PARK        BLUE CROSS OF CALIFO  :P I H   F :      :E    :E     :     :      :YES    : 65.00:       :
  H0591   A  9   CA NEWBURY PARK        BLUE CROSS OF CALIFO  :P I H   F :      :E    :E     :     :      :YES    : 36.00:       :
  H0598   A  9   CA SAN FRANCISCO       PACIFICARE OF CA, IN  :P I H     :      :E    :E     :     :      :YES    : 25.00:       :
  H0599   A  9   CA SAN FRANCISCO       CALIFORNIA PHYSICIAN  :P         :RX    :     :      :     :      :YES    :  0.00:       :
 *H0599   B  9   CA SAN FRANCISCO       CALIFORNIA PHYSICIAN  :P       F :RX    :E    :E     :D    :      :YES    :      :       :
  H9016   A  9   CA INGLEWOOD           UHP HEALTHCARE        :P I   O F :RX    :E    :E     :D    :      :NO     :  0.00:       :
  H1230   A  9   HI HONOLULU            KAISER FOUNDATION HP  :P I H O   :      :E    :E     :     :      :YES    : 68.60:       :
  H2931   A  9   NV LAS VEGAS           HEALTH PLAN OF NEVAD  :P I       :RX    :     :      :     :      :YES    : 20.50:       :
 *H2931   B  9   NV LAS VEGAS           HEALTH PLAN OF NEVAD  :P I       :RX    :     :      :     :      :YES    :      :       :
  H2949   A  9   NV LAS VEGAS           PACIFICARE OF NEVADA  :P I H     :RX    :     :      :     :      :YES    :  0.00:       :
  H2959   A  9   NV LAS VEGAS           HUMANA HEALTH PLAN,   :P I H O F :RX    :E    :      :     :      :YES    :  0.00:       :
  H2960   A  9   NV RENO                HOMETOWN HEALTH PLAN  :P I H     :RX    :     :      :D    :      :YES    :  0.00:       :
 *H2960   B  9   NV RENO                HOMETOWN HEALTH PLAN  :P I H     :RX    :     :      :D    :      :YES    :      :       :
 *H2960   C  9   NV RENO                HOMETOWN HEALTH PLAN  :P I H     :RX    :     :      :D    :      :YES    :      :       :

                     SAN FRANCISCO REGION            40
  --------------------------------------------------------------------------------------------------------------------------------
  H1350   A  10  ID MERIDIAN            BLUE CROSS OF IDAHO   :P I       :RX    :E    :E     :     :      :YES    : 70.81:       :
  H3805   A  10  OR CYPRESS             PACIFICARE OF OREGON  :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
  H3855   A  10  OR PORTLAND            PROVIDENCE HEALTH PL  :P I       :      :E    :      :     :      :YES    : 67.25:       :
 *H3855   B  10  OR PORTLAND            PROVIDENCE HEALTH PL  :P I       :      :E    :      :     :      :YES    :      :       :
  H3856   A  10  OR PORTLAND            HMO OREGON            :P         :      :E    :      :     :      :YES    : 15.00:       :
 *H3856   B  10  OR PORTLAND            HMO OREGON            :P         :RX    :E    :E     :D    :      :YES    :      :       :
  H3857   A  10  OR EUGENE              PROVIDENCE HEALTH PL  :P I       :RX    :E    :E     :     :      :YES    : 69.00:       :
  H3858   A  10  OR EUGENE              PROVIDENCE HEALTH PL  :P I       :RX    :E    :E     :     :      :YES    : 69.00:       :
  H3862   A  10  OR EUGENE              PACIFICARE OF OREGON  :P I H     :      :E    :E     :     :      :YES    : 44.00:       :
  H3863   A  10  OR CYPRESS             PACIFICARE OF OREGON  :P I H     :      :E    :E     :     :      :YES    : 50.00:       :
  H9003   A  10  OR PORTLAND            KAISER FOUNDATION HP  :P I       :RX    :E    :E     :     :      :YES    : 75.00:       :
  H9047   A  10  OR PORTLAND            PROVIDENCE HEALTH PL  :P I       :      :E    :      :     :      :YES    : 45.00:       :
 *H9047   B  10  OR PORTLAND            PROVIDENCE HEALTH PL  :P I       :      :E    :      :     :      :YES    :      :       :
  H9049   A  10  OR SALEM               HMO OREGON,INC.       :P         :      :E    :      :     :      :YES    : 15.00:       :
 *H9049   B  10  OR SALEM               HMO OREGON,INC.       :P         :RX    :E    :E     :D    :      :NO     :      :       :
  H5005   A  10  WA CYPRESS             PACIFICARE OF WASHIN  :P I H     :      :E    :E     :     :      :YES    : 39.00:       :
  H5050   A  10  WA SEATTLE             GROUP HEALTH COOP OF  :P I       :      :E    :E     :     :      :YES    : 68.00:       :
 *H5050   B  10  WA SEATTLE             GROUP HEALTH COOP OF  :P I H     :      :E    :E     :D    :      :YES    :      :       :
 *H5050   C  10  WA SEATTLE             GROUP HEALTH COOP OF  :P I H     :RX    :E    :E     :     :      :YES    :      :       :


 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY REGION)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------------
  H5063   A  10  WA SEATTLE             OPTIONS HEALTH CARE,  :P I       :      :E    :E     :     :      :YES    : 75.00:       :
 *H5063   B  10  WA SEATTLE             OPTIONS HEALTH CARE,  :P I       :      :E    :E     :D    :      :YES    :      :       :
  H5066   A  10  WA SPOKANE             MEDICAL SERVICE CORP  :P I       :      :E    :E     :     :      :NO     :  0.00:       :
  H5069   A  10  WA SPOKANE             GROUP HEALTH NORTHWE  :P I       :      :E    :E     :     :      :YES    : 19.00:       :
 *H5069   B  10  WA SPOKANE             GROUP HEALTH NORTHWE  :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H5071   A  10  WA MOUNTLAKE TERRACE   HEALTHPLUS            :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
  H5072   A  10  WA SEATTLE             HMO WASHINGTON        :P I     F :      :E    :E     :     :      :YES    :  0.00:       :
  H5074   A  10  WA SAN BRUNO           AETNA U.S. HEALTHCAR  :P I     F :      :E    :E     :D    :      :YES    :  0.00:       :
 *H5074   B  10  WA SAN BRUNO           AETNA U.S. HEALTHCAR  :P I     F :      :E    :E     :D    :      :YES    :      :       :
 *H5074   C  10  WA SAN BRUNO           AETNA U.S. HEALTHCAR  :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :

                     SEATTLE REGION                  19
  --------------------------------------------------------------------------------------------------------------------------------

































 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
  H3968   A  3   DE WILMINGTON          CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    : -0.01:       :
 *H3968   B  3   DE WILMINGTON          CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
 *H3968   C  3   DE WILMINGTON          CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H2266   A  1   RI PROVIDENCE          TUFTS HEALTH PLAN OF  :P I       :RX    :E    :E     :D    :      :NO     : -0.01:       :
  H2849   A  7   NE OMAHA               EXCLUSIVE HEALTHCARE  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H2949   A  9   NV LAS VEGAS           PACIFICARE OF NEVADA  :P I H     :RX    :     :      :     :      :YES    :  0.00:       :
  H0583   A  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :     :      :YES    :  0.00:       :
  H0760   A  1   CT LATHAM              KAISER FOUNDATION HE  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H4461   A  4   TN KNOXVILLE           CARITEN HEALTH PLAN   :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
 *H4461   B  4   TN KNOXVILLE           CARITEN HEALTH PLAN   :P I H     :RX    :E    :E     :     :      :YES    :      :       :
  H3162   A  2   NJ WILMINGTON          CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H3162   B  2   NJ WILMINGTON          CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
 *H3162   C  2   NJ WILMINGTON          CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H1022   A  4   FL DELRAY BEACH        FLORIDA HEALTH CHOIC  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0664   A  8   CO PUEBLO              QUAL-MED, INC., COLO  :P         :RX    :E    :E     :     :      :YES    :  0.00:       :
  H0852   A  3   DE WILMINGTON          CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H0852   B  3   DE WILMINGTON          CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
 *H0852   C  3   DE WILMINGTON          CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H1087   A  4   FL TAMPA               CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H1087   B  4   FL TAMPA               CIGNA HEALTHCARE OF   :P I       :RX    :E    :      :     :      :YES    :      :       :
  H4576   A  6   TX HOUSTON             HMO BLUE,SOUTHEAST T  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1752   A  7   KS OVERLAND PARK       CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
  H4578   A  6   TX DALLAS              TEXAS HEALTH CHOICE,  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
  H3970   A  3   PA LANCASTER           HEALTHGUARD OF LANCA  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H3970   B  3   PA LANCASTER           HEALTHGUARD OF LANCA  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H3654   A  5   OH CLEVELAND           PRUDENTIAL HEALTH CA  :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H2802   A  7   NE OMAHA               UNITED HEALTHCARE OF  :P I H     :RX    :E    :      :     :      :YES    :  0.00:       :
 *H2802   B  7   NE OMAHA               UNITED HEALTHCARE OF  :P I H     :RX    :E    :      :     :      :YES    :      :       :
  H5072   A  10  WA SEATTLE             HMO WASHINGTON        :P I     F :      :E    :E     :     :      :YES    :  0.00:       :
  H0520   A  9   CA LONG BEACH          UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H0520   B  9   CA LONG BEACH          UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H0759   A  1   CT HARTFORD            MEDSPAN HEALTH OPTIO  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H5257   A  5   WI MILWAUKEE           HUMANA WI HLTH ORGAN  :P I   O F :      :E    :      :     :      :YES    :  0.00:       :
  H1849   A  4   KY MASON               SOUTHEASTERN UNITED   :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1171   A  4   GA ATLANTA             CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :NO     :  0.00:       :
 *H1171   B  4   GA ATLANTA             CIGNA HEALTHCARE OF   :P I     F :RX    :E    :E     :     :      :NO     :      :       :
  H3457   A  4   NC CHAPEL HILL         WELLPATH SELECT, INC  :P I   O   :RX    :E    :      :D    :      :YES    :  0.00:       :
  H3456   A  4   NC GREENSBORO          UNITED HEALTHCARE OF  :P I H   F :      :E    :E     :     :      :YES    :  0.00:       :
  H4152   A  1   RI PROVIDENCE          COORDINATED HEALTH P  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H4152   B  1   RI PROVIDENCE          COORDINATED HEALTH P  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H1951   A  6   LA METAIRIE            OCHSNER HEALTH PLAN   :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
  H5253   A  5   WI MILWAUKEE           PRIMECARE HEALTH PLA  :P I H   F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H3649   A  5   OH TOLEDO              FAMILY HEALTH PLAN,   :P   H O   :RX    :E    :      :D    :      :YES    :  0.00:       :
  H1098   A  4   FL TAMPA               CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :


 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
 *H1098   B  4   FL TAMPA               CIGNA HEALTHCARE OF   :P I       :RX    :E    :      :     :      :YES    :      :       :
  H3957   A  3   PA PITTSBURG           KEYSTONE HEALTH PLAN  :P I       :      :E L  :E A   :     :      :YES    :  0.00:       :
  H1073   A  4   FL PLANTATION          PRUDENTIAL HLTH CARE  :P I     F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1062   A  4   FL MIAMI               AV-MED HEALTH PLAN I  :P I     F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1016   A  4   FL MIAMI               AV-MED HEALTH PLAN I  :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0307   A  9   AZ PHOENIX             HUMANA HEALTH PLAN,   :P     O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H3663   A  5   OH CLEVELAND           EMERALD HMO, INC.     :P I   O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1070   A  4   FL JACKSONVILLE        PRUDENTIAL HLTH CARE  :P I       :RX    :E    :      :     :      :YES    :  0.00:       :
  H3676   A  5   OH NEWARK              COMMUNITY HEALTH PLA  :P I       :RX    :E    :E     :     :      :NO     :  0.00:       :
  H1094   A  4   FL BIRMINGHAM          UNITED HEALTHCARE OF  :P I     F :      :E    :E     :     :      :YES    :  0.00:       :
 *H1094   B  4   FL BIRMINGHAM          UNITED HEALTHCARE OF  :P I     F :      :E    :E     :     :      :YES    :      :       :
  H3363   A  2   NY ROCKVILLE           KAISER FOUNDATION HP  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0754   A  1   CT FARMINGTON          CONNECTICARE, INC     :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H3361   A  2   NY KINGSTON            WELLCARE_OF NEW YORK  :P I H     :RX    :E    :E     :     :      :NO     :  0.00:       :
  H3653   A  5   OH TOLEDO              PARAMOUNT CARE, INC   :P I     F :      :E    :E     :D    :      :YES    :  0.00:       :
 *H3653   B  5   OH TOLEDO              PARAMOUNT CARE, INC   :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H4153   A  1   RI WARWICK             UNITED HEALTH PLANS   :P I H   F :      :E    :E     :     :      :YES    :  0.00:       :
 *H4153   B  1   RI WARWICK             UNITED HEALTH PLANS   :P I H   F :      :E    :E     :     :      :YES    :      :       :
  H4102   A  1   RI WARWICK             UNITED HEALTH PLANS   :P I H O F :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H4102   B  1   RI WARWICK             UNITED HEALTH PLANS   :P I H O F :RX    :E    :E     :     :      :YES    :      :       :
 *H4102   C  1   RI WARWICK             UNITED HEALTH PLANS   :P I H O F :RX    :E    :E     :     :      :YES    :      :       :
  H3666   A  5   OH CINCINNATI          HUMANA HEALTH PLAN O  :P     O F :RX    :E    :      :D    :      :YES    :  0.00:       :
  H4951   A  3   VA GLEN ALLEN          CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H4951   B  3   VA GLEN ALLEN          CIGNA HEALTHCARE OF   :P I     F :RX    :E    :E     :     :      :YES    :      :       :
 *H4951   C  3   VA GLEN ALLEN          CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H0659   A  8   CO DENVER              CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H0659   B  8   CO DENVER              CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H0752   A  1   CT NORWALK             OXFORD HEALTH PLANS,  :P I H     :RX    :     :      :     :      :YES    :  0.00:       :
  H4558   A  6   TX HOUSTON             NYLCARE HEALTH PLANS  :P I   O   :      :E    :E     :D    :      :YES    :  0.00:       :
 *H4558   B  6   TX HOUSTON             NYLCARE HEALTH PLANS  :P I   O F :RX    :E    :E     :D    :      :YES    :      :       :
 *H4558   C  6   TX HOUSTON             NYLCARE HEALTH PLANS  :P I H O F :RX    :E    :E     :D    :      :YES    :      :       :
  H3160   A  2   NJ ROCKAWAY            CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H3160   B  2   NJ ROCKAWAY            CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H1078   A  4   FL MIAMI               NEIGHBORHOOD HEALTH   :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1155   A  4   GA ATLANTA             UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H1155   B  4   GA ATLANTA             UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :     :      :YES    :      :       :
  H1026   A  4   FL JACSONVILLE         HEALTH OPTIONS, INC   :      O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H4459   A  4   TN BIRMINGHAM          UNITED HEALTHCARE OF  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H4459   B  4   TN BIRMINGHAM          UNITED HEALTHCARE OF  :P I H     :RX    :E    :E     :     :      :YES    :      :       :
  H9045   A  5   IL CHICAGO             UNITED HEALTHCARE OF  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H9045   B  5   IL CHICAGO             UNITED HEALTHCARE OF  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
 *H9045   C  5   IL CHICAGO             UNITED HEALTHCARE OF  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
 *H9045   D  5   IL CHICAGO             UNITED HEALTHCARE OF  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H3107   A  2   NY NORWALK             OXFORD HEALTH PLANS   :P I H     :RX    :     :      :     :      :YES    :  0.00:       :


 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
  H1071   A  4   FL JACSONVILLE         HEALTH OPTIONS, INC   :          :RX    :E    :      :D    :      :NO     :  0.00:       :
  H3307   A  2   NY NORWALK             OXFORD HEALTH PLANS   :P I H     :RX    :     :      :     :      :YES    :  0.00:       :
  H0504   A  9   CA SAN FRANCISCO       CALIFORNIA PHYSICIAN  :P         :RX    :     :      :     :      :YES    :  0.00:       :
 *H0504   B  9   CA SAN FRANCISCO       CALIFORNIA PHYSICIAN  :P       F :RX    :E    :E     :D    :      :NO     :      :       :
  H1072   A  4   FL MAITLAND            COMMUNITY HEALTH CAR  :P I       :      :     :      :D    :      :YES    :  0.00:       :
  H3384   A  2   NY BUFFALO             NEW YORK CARE PLUS I  :P I       :RX    :     :      :     :      :YES    :  0.00:       :
  H1061   A  4   FL BUFFALO             AV-MED HEALTH PLAN I  :P I     F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H0660   A  8   CO OMAHA               MUTUAL OF OMAHA OF C  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H4460   A  4   TN BIRMINGHAM          UNITED HEALTHCARE OF  :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
  H1081   A  4   FL MAITLAND            PRUDENTIAL HLTH CARE  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1099   A  4   FL MELBOURNE           HEALTH FIRST HEALTH   :P I       :RX    :E    :      :D    :      :YES    :  0.00:       :
 *H1099   B  4   FL MELBOURNE           HEALTH FIRST HEALTH   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H0455   A  6   AR BIRMINGHAM          UNITED HEALTHCARE OF  :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
 *H0455   B  6   AR BIRMINGHAM          UNITED HEALTHCARE OF  :P I H     :      :E    :E     :     :      :YES    :      :       :
  H0615   A  8   CO DENVER              QUAL-MED, INC., DENV  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H0452   A  6   AR BIRMINGHAM          UNITED HEALTHCARE OF  :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
 *H0452   B  6   AR BIRMINGHAM          UNITED HEALTHCARE OF  :P I H     :      :E    :E     :     :      :YES    :      :       :
  H3360   A  2   NY MELVILLE            VYTRA HEALTHCARE      :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3360   B  2   NY MELVILLE            VYTRA HEALTHCARE      :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
 *H3360   C  2   NY MELVILLE            VYTRA HEALTHCARE      :P I       :RX    :E    :E     :D    :      :NO     :      :       :
 *H3360   D  2   NY MELVILLE            VYTRA HEALTHCARE      :P I       :RX    :E    :E     :D    :      :NO     :      :       :
  H1080   A  4   FL TAMPA               UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H1080   B  4   FL TAMPA               UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H3378   A  2   NY MELVILLE            MDNY HEALTHCARE, INC  :P I H O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3378   B  2   NY MELVILLE            MDNY HEALTHCARE, INC  :P I H O F :RX    :E    :E     :D    :      :YES    :      :       :
  H3659   A  5   OH EDINA               UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3659   B  5   OH EDINA               UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H1095   A  4   FL JACKSONVILLE        HEALTH OPTIONS, INC   :          :RX    :E    :E     :     :      :YES    :  0.00:       :
  H4565   A  6   TX DALLAS              TEXAS HEALTH CHOICE,  :P I       :RX    :E    :      :D    :      :YES    :  0.00:       :
  H1406   A  5   IL CHICAGO             HUMANA HEALTH PLAN,   :P     O F :RX    :     :      :D    :      :YES    :  0.00:       :
 *H1406   B  5   IL CHICAGO             HUMANA HEALTH PLAN,   :P     O F :RX    :     :      :D    :      :YES    :      :       :
  H4458   A  4   TN BIRMINGHAM          UNITED HEALTHCARE OF  :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
 *H4458   B  4   TN BIRMINGHAM          UNITED HEALTHCARE OF  :P I H     :      :E    :E     :     :      :YES    :      :       :
  H0529   A  9   CA CYPRESS             PACIFICARE OF CALIFO  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H2350   A  5   MI SOUTHFIELD          BLUE CARE NETWORK -   :P I       :      :     :      :     :      :YES    :  0.00:       :
 *H2350   B  5   MI SOUTHFIELD          BLUE CARE NETWORK -   :P I       :RX    :E    :E     :     :      :YES    :      :       :
 *H2350   C  5   MI SOUTHFIELD          BLUE CARE NETWORK -   :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H4580   A  6   TX EL PASO             HMO BLUE,NORTHEAST T  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
  H4504   A  6   TX LOUISVILLE          HUMANA HP OF TEXAS    :P     O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H4504   B  6   TX LOUISVILLE          HUMANA HP OF TEXAS    :P     O F :RX    :E    :E     :D    :      :YES    :      :       :
  H1082   A  4   FL TAMPA               HEALTH OPTIONS, INC   :          :RX    :E    :E     :     :      :YES    :  0.00:       :
  H2656   A  7   MO KANSAS CITY         GOOD HEALTH HMO, INC  :P I       :      :E    :E     :     :      :YES    :  0.00:       :
 *H2656   B  7   MO KANSAS CITY         GOOD HEALTH HMO, INC  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
 *H2656   C  7   MO KANSAS CITY         GOOD HEALTH HMO, INC  :P I       :RX    :E    :E     :D    :      :YES    :      :       :


 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
  H2666   A  7   MO KANSAS CITY         HEALTHNET             :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H2666   B  7   MO KANSAS CITY         HEALTHNET             :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H1020   A  4   FL TAMPA               HEALTH OPTIONS, INC.  :          :RX    :     :E     :D    :      :YES    :  0.00:       :
  H1019   A  4   FL CORAL GABLES        PHYSICIANS HEALTHCAR  :P I     F :RX    :E    :E     :D    :      :NO     :  0.00:       :
  H3755   A  6   OK TULSA               COMMUNITY CARE HMO,   :P   H     :RX    :E    :      :D    :      :YES    :  0.00:       :
 *H3755   B  6   OK TULSA               COMMUNITY CARE HMO,   :P   H     :RX    :E    :      :D    :      :YES    :      :       :
  H0150   A  4   AL BIRMINGHAM          HEALTH PARTNERS OF A  :P I     F :      :E    :E     :D    :      :YES    :  0.00:       :
 *H0150   B  4   AL BIRMINGHAM          HEALTH PARTNERS OF A  :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H0758   A  1   CT HARTFORD            CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H0758   B  1   CT HARTFORD            CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H3674   A  5   OH INDEPENDENCE        CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H3674   B  5   OH INDEPENDENCE        CIGNA HEALTHCARE OF   :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H1035   A  4   FL HOLLY HILL          FLORIDA HEALTH CARE   :  I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H1035   B  4   FL HOLLY HILL          FLORIDA HEALTH CARE   :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H3330   A  2   NY NEW YORK            HIP OF GREATER NEW Y  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3330   B  2   NY NEW YORK            HIP OF GREATER NEW Y  :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H4573   A  6   TX HOUSTON             UNITED HEALTHCARE OF  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H4573   B  6   TX HOUSTON             UNITED HEALTHCARE OF  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H4559   A  6   TX ARLINGTON           HARRIS HEALTH PLAN,I  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H2160   A  3   MD COLUMBIA            CIGNA HEALTHCARE MID  :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H2160   B  3   MD COLUMBIA            CIGNA HEALTHCARE MID  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
 *H2160   C  3   MD COLUMBIA            CIGNA HEALTHCARE MID  :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H1955   A  6   LA BATON ROUGE         GULF SOUTH HEALTH PL  :P I   O   :      :E    :E     :D    :      :YES    :  0.00:       :
  H1954   A  6   LA BATON ROUGE         UNITED HEALTH CARE O  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H1954   B  6   LA BATON ROUGE         UNITED HEALTH CARE O  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H0354   A  9   AZ PHOENIX             CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H0354   B  9   AZ PHOENIX             CIGNA HEALTHCARE OF   :P I     F :RX    :E    :E     :     :      :YES    :      :       :
 *H0354   C  9   AZ PHOENIX             CIGNA HEALTHCARE OF   :P I     F :RX    :E    :E     :     :      :YES    :      :       :
  H5071   A  10  WA MOUNTLAKE TERRACE   HEALTHPLUS            :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
  H2959   A  9   NV LAS VEGAS           HUMANA HEALTH PLAN,   :P I H O F :RX    :E    :      :     :      :YES    :  0.00:       :
  H9011   A  4   FL TAMPA               UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H3379   A  2   NY NEW YORK            UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3379   B  2   NY NEW YORK            UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H0151   A  4   AL BIRMINGHAM          UNITED HEALTHCARE OF  :P I H O   :      :E    :E     :D    :      :YES    :  0.00:       :
 *H0151   B  4   AL BIRMINGHAM          UNITED HEALTHCARE OF  :P I H O   :      :E    :E     :D    :      :YES    :      :       :
  H2654   A  7   MO ST LOUIS            UNITED HEALTHCARE OF  :P I H O F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H2654   B  7   MO ST LOUIS            UNITED HEALTHCARE OF  :P I H O F :RX    :E    :E     :D    :      :YES    :      :       :
  H2353   A  5   MI SOUTHFIELD          MCARE                 :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H2353   B  5   MI SOUTHFIELD          MCARE                 :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
 *H2353   C  5   MI SOUTHFIELD          MCARE                 :P I H     :RX    :E    :E     :     :      :YES    :      :       :
  H4452   A  4   TN NASHVILLE           HEALTH 1*2*3          :P I       :      :E    :      :     :      :YES    :  0.00:       :
 *H4452   B  4   TN NASHVILLE           HEALTH 1*2*3          :P I       :      :E    :      :     :      :YES    :      :       :
  H3050   A  1   NH CONCORD             HEALTHSOURCE NEW HAM  :P I H     :      :     :      :     :      :YES    :  0.00:       :
 *H3050   B  1   NH CONCORD             HEALTHSOURCE NEW HAM  :P I H     :      :E    :E     :     :      :YES    :      :       :


 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
 *H3050   C  1   NH CONCORD             HEALTHSOURCE NEW HAM  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H3664   A  5   OH CANTON              PRIMETIME MEDICAL IN  :P I     F :      :E    :E     :D    :      :YES    :  0.00:       :
  H3251   A  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :P I       :      :     :      :     :      :NO     :  0.00:       :
 *H3251   B  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :P I     F :      :E    :E     :     :      :NO     :      :       :
 *H3251   C  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :P I     F :RX    :E    :E     :     :      :NO     :      :       :
 *H3251   D  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :P I     F :RX    :E    :E     :     :      :NO     :      :       :
  H1751   A  7   KS AURORA              KAISER FOUNDATION HP  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H1751   B  7   KS AURORA              KAISER FOUNDATION HP  :P I H     :RX    :E    :E     :     :      :YES    :      :       :
  H3757   A  6   OK TULSA               BLUELINCS HMO, INC.   :P I       :      :     :E     :     :      :YES    :  0.00:       :
 *H3757   B  6   OK TULSA               BLUELINCS HMO, INC.   :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
 *H3757   C  6   OK TULSA               BLUELINCS HMO, INC.   :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H3373   A  2   NY LATHAM              CAPITAL AREA COMMUNI  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
  H0571   A  9   CA SAN FRANCISCO       CHINESE COMMUNITY HE  :P         :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1958   A  6   LA METAIRIE            SMA HMO,INC.          :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1013   A  4   FL MIAMI               FOUNDATION HEALTH, A  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H2256   A  1   MA WALTHAM             TUFTS ASSOCIATED HMO  :P I       :      :E    :E     :D    :      :YES    :  0.00:       :
 *H2256   B  1   MA WALTHAM             TUFTS ASSOCIATED HMO  :P I       :      :E    :E     :D    :      :YES    :      :       :
  H0152   A  4   AL BIRMINGHAM          UNITED HEALTHCARE OF  :  I H O   :      :E    :E     :     :      :YES    :  0.00:       :
 *H0152   B  4   AL BIRMINGHAM          UNITED HEALTHCARE OF  :  I H O   :      :E    :E     :     :      :YES    :      :       :
  H4454   A  4   TN NASHVILLE           HEALTH NET HMO, INC.  :P I       :      :E    :E     :     :      :YES    :  0.00:       :
  H3253   A  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :P I       :      :     :      :     :      :NO     :  0.00:       :
 *H3253   B  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :P I     F :      :E    :E     :     :      :NO     :      :       :
 *H3253   C  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :P I     F :RX    :E    :E     :     :      :NO     :      :       :
 *H3253   D  6   NM ALBUQUERQUE         LOVELACE HEALTH PLAN  :P I     F :RX    :E    :E     :     :      :NO     :      :       :
  H4149   A  1   RI QUINCY              HARVARD COMMUNITY HE  :P I H O   :      :E    :E     :D    :      :YES    :  0.00:       :
 *H4149   B  1   RI QUINCY              HARVARD COMMUNITY HE  :P I H O   :      :E    :E     :D    :      :YES    :      :       :
  H0545   A  9   CA POMONA              INTER VALLEY HEALTH   :P I H O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1076   A  4   FL HOLLYWOOD           HIP HEALTH PLAN OF F  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H3362   A  2   NY BUFFALO             INDEPENDENT HEALTH A  :P I       :      :E    :      :     :      :YES    :  0.00:       :
  H4455   A  4   TN CHATTANOOGA         TENNESSEE HEALTH CAR  :P I H O   :      :E    :E     :     :      :YES    :  0.00:       :
 *H4455   B  4   TN CHATTANOOGA         TENNESSEE HEALTH CAR  :P I H O   :RX    :E    :E     :     :      :YES    :      :       :
  H0355   A  9   AZ PHOENIX             BLUE CROSS/SHIELD OF  :P I   O   :RX    :E    :      :D    :      :YES    :  0.00:       :
 *H0355   B  9   AZ PHOENIX             BLUE CROSS/SHIELD OF  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H1750   A  7   KS WICHITA             PREFERRED PLUS OF KA  :P I H     :      :     :      :     :      :YES    :  0.00:       :
 *H1750   B  7   KS WICHITA             PREFERRED PLUS OF KA  :P I H     :      :E    :      :     :      :YES    :      :       :
 *H1750   C  7   KS WICHITA             PREFERRED PLUS OF KA  :P I H     :RX    :E    :      :     :      :YES    :      :       :
  H0599   A  9   CA SAN FRANCISCO       CALIFORNIA PHYSICIAN  :P         :RX    :     :      :     :      :YES    :  0.00:       :
 *H0599   B  9   CA SAN FRANCISCO       CALIFORNIA PHYSICIAN  :P       F :RX    :E    :E     :D    :      :YES    :      :       :
  H1170   A  4   GA ATLANTA             KAISER FOUNDATION HP  :P I H     :RX    :E    :      :     :      :YES    :  0.00:       :
 *H1170   B  4   GA ATLANTA             KAISER FOUNDATION HP  :P I H     :RX    :E    :      :     :      :YES    :      :       :
  H3159   A  2   NY NEW YORK            UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3159   B  2   NY NEW YORK            UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H3953   A  3   PA WILKES BARRE        HMO OF NORTHEASTERN   :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
 *H3953   B  3   PA WILKES BARRE        HMO OF NORTHEASTERN   :P I H     :RX    :E    :E     :     :      :YES    :      :       :


 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
 *H3953   C  3   PA WILKES BARRE        HMO OF NORTHEASTERN   :P I H     :      :E    :E     :     :      :YES    :      :       :
 *H3953   D  3   PA WILKES BARRE        HMO OF NORTHEASTERN   :P I H     :      :E    :E     :     :      :YES    :      :       :
  H3359   A  2   NY NEW HYDE PARK       MANAGED HEALTH, INC.  :P I       :      :     :      :     :      :YES    :  0.00:       :
 *H3359   B  2   NY NEW HYDE PARK       MANAGED HEALTH, INC.  :P I     F :      :     :      :D    :      :NO     :      :       :
 *H3359   C  2   NY NEW HYDE PARK       MANAGED HEALTH, INC.  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H3959   A  3   PA PITTSBURGH          HEALTHAMERICA PENNSY  :P I     F :      :     :      :     :      :YES    :  0.00:       :
 *H3959   B  3   PA PITTSBURGH          HEALTHAMERICA PENNSY  :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
 *H3959   C  3   PA PITTSBURGH          HEALTHAMERICA PENNSY  :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H2663   A  7   MO ST. LOUIS           GROUP HEALTH PLAN, I  :P I H O   :RX    :E    :      :D    :      :YES    :  0.00:       :
  H0350   A  9   AZ PHOENIX             MARICOPA COUNTY HEAL  :P   H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1036   A  4   FL LOUISVILLE          HUMANA MEDICAL PLAN,  :P     O F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H3158   A  2   NJ NEW BRUNSWICK       HIP OF NEW JERSEY, I  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H3158   B  2   NJ NEW BRUNSWICK       HIP OF NEW JERSEY, I  :P I H     :RX    :E    :E     :     :      :YES    :      :       :
  H3154   A  2   NJ NEWARK              HORIZON HEALTHCARE O  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H4955   A  3   VA ROANOKE             HEALTHKEEPERS, INC.   :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H4955   B  3   VA ROANOKE             HEALTHKEEPERS, INC.   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H3312   A  2   NY BLUE BELL           AETNA U.S. HEALTHCAR  :P I H O F :RX    :E    :E     :D    :      :NO     :  0.00:       :
 *H3312   B  2   NY BLUE BELL           AETNA U.S. HEALTHCAR  :P I H O F :RX    :E    :E     :D    :      :NO     :      :       :
 *H3312   C  2   NY BLUE BELL           AETNA U.S. HEALTHCAR  :P I H O F :RX    :E    :E     :D    :      :NO     :      :       :
 *H3312   D  2   NY BLUE BELL           AETNA U.S. HEALTHCAR  :P I H O F :RX    :E    :E     :D    :      :NO     :      :       :
  H2659   A  7   MO ST. LOUIS           HMO MISSOURI, INC.    :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H3655   A  5   IN CINCINNATI          COMMUNITY INSURANCE   :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H3951   A  3   PA BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H3951   B  3   PA BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :
 *H3951   C  3   PA BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :
 *H3951   D  3   PA BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :
  H0526   A  9   CA PASADENA            KAISER FOUNDATION HP  :P I   O   :RX    :E    :      :     :      :YES    :  0.00:       :
 *H0526   B  9   CA PASADENA            KAISER FOUNDATION HP  :P I   O   :RX    :E    :      :D    :      :YES    :      :       :
  H2357   A  5   MI TROY                SELECTCARE HMO,INC.   :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H0524   A  9   CA OAKLAND             KAISER FOUNDATION HP  :P I   O   :RX    :E    :      :     :      :YES    :  0.00:       :
 *H0524   B  9   CA OAKLAND             KAISER FOUNDATION HP  :P I   O   :RX    :E    :      :D    :      :YES    :      :       :
  H2352   A  5   MI FARMINGTON HILLS    CARE CHOICES HMO      :P         :      :     :      :     :      :YES    :  0.00:       :
 *H2352   B  5   MI FARMINGTON HILLS    CARE CHOICES HMO      :P         :RX    :E    :      :D    :      :YES    :      :       :
 *H2352   C  5   MI FARMINGTON HILLS    CARE CHOICES HMO      :P         :RX    :E    :E     :D    :      :YES    :      :       :
  H3960   A  3   PA HARRISBURG          HEALTHAMERICA OF CEN  :P I     F :      :     :      :     :      :YES    :  0.00:       :
 *H3960   B  3   PA HARRISBURG          HEALTHAMERICA OF CEN  :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H3365   A  2   NY NEW YORK            CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H3365   B  2   NY NEW YORK            CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H0584   A  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H0584   B  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H0584   C  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O F :RX    :E    :E     :D    :      :YES    :      :       :
 *H0584   D  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O F :RX    :E    :E     :     :      :YES    :      :       :
 *H0584   E  9   CA OAKLAND             KAISER FOUNDATION HP  :P     O F :RX    :E    :E     :     :      :YES    :      :       :
  H3656   A  5   OH RICHFIELD           AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :


 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
 *H3656   B  5   OH RICHFIELD           AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :     :      :YES    :      :       :
 *H3656   C  5   OH RICHFIELD           AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
 *H3656   D  5   OH RICHFIELD           AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H0756   A  1   CT NORTH HAVEN         BLUE CROSS & BLUE SH  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H0756   B  1   CT NORTH HAVEN         BLUE CROSS & BLUE SH  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H0954   A  3   MD ROCKVILLE           KAISER FNDN HP OF TH  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H0954   B  3   MD ROCKVILLE           KAISER FNDN HP OF TH  :P I H     :      :E    :E     :     :      :YES    :      :       :
  H3156   A  2   NJ WILMINGTON          AMERIHEALTH HMO_INC   :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
 *H3156   B  2   NJ WILMINGTON          AMERIHEALTH HMO_INC   :P I H     :      :E    :E     :D    :      :YES    :      :       :
 *H3156   C  2   NJ WILMINGTON          AMERIHEALTH HMO_INC   :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
 *H3156   D  2   NJ WILMINGTON          AMERIHEALTH HMO_INC   :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H0630   A  8   CO DENVER              KAISER FOUNDATION HP  :P I H O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H0630   B  8   CO DENVER              KAISER FOUNDATION HP  :P I H O   :RX    :E    :E     :D    :      :YES    :      :       :
  H0359   A  9   AZ PHOENIX             AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H0359   B  9   AZ PHOENIX             AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :     :      :YES    :      :       :
 *H0359   C  9   AZ PHOENIX             AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H4457   A  4   TN CHATTANOOGA         HEALTHSOURCE TENNESS  :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H4457   B  4   TN CHATTANOOGA         HEALTHSOURCE TENNESS  :P I       :RX    :E    :E     :     :      :YES    :      :       :
 *H4457   C  4   TN CHATTANOOGA         HEALTHSOURCE TENNESS  :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H3370   A  2   NY NEW YORK            EMPIRE BLUE CROSS-BL  :P I H     :RX    :E    :E     :D    :      :NO     :  0.00:       :
  H3658   A  5   OH CINCINNATI          PACIFICARE OF OHIO,   :P I H     :RX    :E    :      :D    :      :YES    :  0.00:       :
  H3952   A  3   PA PHILADELPHIA        KEYSTONE HEALTH PLAN  :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
 *H3952   B  3   PA PHILADELPHIA        KEYSTONE HEALTH PLAN  :P I H     :      :E    :E     :D    :      :YES    :      :       :
 *H3952   C  3   PA PHILADELPHIA        KEYSTONE HEALTH PLAN  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
 *H3952   D  3   PA PHILADELPHIA        KEYSTONE HEALTH PLAN  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H0351   A  9   AZ PHOENIX             INTERGROUP PREPAID H  :P I       :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H0351   B  9   AZ PHOENIX             INTERGROUP PREPAID H  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H3052   A  1   NH WALTHAM             TUFTS HEALTH PLAN OF  :P I       :      :E    :E     :D    :      :YES    :  0.00:       :
  H2960   A  9   NV RENO                HOMETOWN HEALTH PLAN  :P I H     :RX    :     :      :D    :      :YES    :  0.00:       :
 *H2960   B  9   NV RENO                HOMETOWN HEALTH PLAN  :P I H     :RX    :     :      :D    :      :YES    :      :       :
 *H2960   C  9   NV RENO                HOMETOWN HEALTH PLAN  :P I H     :RX    :     :      :D    :      :YES    :      :       :
  H3805   A  10  OR CYPRESS             PACIFICARE OF OREGON  :P I H     :      :E    :E     :     :      :YES    :  0.00:       :
  H4574   A  6   NM ALBUQUERQUE         FHP OF NEW MEXICO, I  :P I H   F :      :E    :E     :     :      :YES    :  0.00:       :
 *H4574   B  6   NM ALBUQUERQUE         FHP OF NEW MEXICO, I  :P I H   F :RX    :E    :E     :     :      :YES    :      :       :
 *H4574   C  6   NM ALBUQUERQUE         FHP OF NEW MEXICO, I  :P I H   F :RX    :E    :E     :     :      :YES    :      :       :
  H0523   A  9   CA LOMA LINDA          AETNA U.S.HEALTHCARE  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H0523   B  9   CA LOMA LINDA          AETNA U.S.HEALTHCARE  :P I H     :RX    :E    :E     :     :      :YES    :      :       :
 *H0523   C  9   CA LOMA LINDA          AETNA U.S.HEALTHCARE  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H2668   A  7   MO ST LOUIS            MERCY HEALTH PLANS O  :P I     F :RX    :E    :E     :     :      :YES    :  0.00:       :
  H1962   A  6   LA METAIRE             AETNA U.S. HEALTHCAR  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H1962   B  6   LA METAIRE             AETNA U.S. HEALTHCAR  :P I       :RX    :E    :E     :     :      :YES    :      :       :
 *H1962   C  6   LA METAIRE             AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :     :      :YES    :      :       :
  H1015   A  4   FL TAMPA               AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :     :      :NO     :  0.00:       :
 *H1015   B  4   FL TAMPA               AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :D    :      :NO     :      :       :


 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
  H1460   A  5   IL OAKBROOK TERRACE    PRINCIPAL HEALTH PLA  :P I H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H1460   B  5   IL OAKBROOK TERRACE    PRINCIPAL HEALTH PLA  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H2669   A  7   MO ST. LOUIS           UNITED HEALTHCARE OF  :P I H O F :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H2669   B  7   MO ST. LOUIS           UNITED HEALTHCARE OF  :P I H O F :RX    :E    :E     :     :      :YES    :      :       :
  H1156   A  4   GA BLUE BELL           AETNA U.S.HEALTHCARE  :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H1156   B  4   GA BLUE BELL           AETNA U.S.HEALTHCARE  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H1156   C  4   GA BLUE BELL           AETNA U.S.HEALTHCARE  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H0153   A  4   AL BIRMINGHAM          HEALTH PARTNERS OF A  :P I     F :      :E    :E     :D    :      :YES    :  0.00:       :
 *H0153   B  4   AL BIRMINGHAM          HEALTH PARTNERS OF A  :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H1074   A  4   FL ATLANTA             PRUDENTIAL HLTH CARE  :P I       :RX    :E    :E     :     :      :YES    :  0.00:       :
  H4563   A  4   GA ATLANTA             PRUDENTIAL HLTH CARE  :P I       :RX    :E    :      :     :      :YES    :  0.00:       :
  H4560   A  6   TX SAN ANTONIO         PRUDENTIAL HLTH CARE  :P I       :RX    :E    :      :     :      :YES    :  0.00:       :
  H0564   A  9   CA NEWBURY PARK        BLUE CROSS OF CALIFO  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H2151   A  3   MD BALTIMORE           UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H2151   B  3   MD BALTIMORE           UNITED HEALTHCARE OF  :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H2649   A  7   MO LOUISVILLE          HUMANA KANSAS CITY,   :  I     F :RX    :     :E     :D    :      :YES    :  0.00:       :
 *H2649   B  7   MO LOUISVILLE          HUMANA KANSAS CITY,   :  I     F :RX    :     :E     :D    :      :YES    :      :       :
  H3204   A  6   NM ALBUQUERQUE         FHP OF NEW MEXICO, I  :P I H   F :      :E    :E     :     :      :YES    :  0.00:       :
 *H3204   B  6   NM ALBUQUERQUE         FHP OF NEW MEXICO, I  :P I H   F :RX    :E    :E     :     :      :YES    :      :       :
 *H3204   C  6   NM ALBUQUERQUE         FHP OF NEW MEXICO, I  :P I H   F :RX    :E    :E     :     :      :YES    :      :       :
  H4566   A  6   TX IRVING              CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H4566   B  6   TX IRVING              CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H5074   A  10  WA SAN BRUNO           AETNA U.S. HEALTHCAR  :P I     F :      :E    :E     :D    :      :YES    :  0.00:       :
 *H5074   B  10  WA SAN BRUNO           AETNA U.S. HEALTHCAR  :P I     F :      :E    :E     :D    :      :YES    :      :       :
 *H5074   C  10  WA SAN BRUNO           AETNA U.S. HEALTHCAR  :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H5066   A  10  WA SPOKANE             MEDICAL SERVICE CORP  :P I       :      :E    :E     :     :      :NO     :  0.00:       :
  H9001   A  1   MA WORCHESTER          FALLON COMMUNITY HEA  :P I       :      :     :      :D    :      :YES    :  0.00:       :
  H9016   A  9   CA INGLEWOOD           UHP HEALTHCARE        :P I   O F :RX    :E    :E     :D    :      :NO     :  0.00:       :
  H4582   A  6   TX AUSTIN              SETON HEALTH PLAN     :P         :      :     :      :     :      :YES    :  0.00:       :
  H3756   A  6   OK OKLAHOMA CITY       HEALTHCARE OKLAHOMA,  :P I       :      :E    :E     :     :      :YES    :  0.00:       :
 *H3756   B  6   OK OKLAHOMA CITY       HEALTHCARE OKLAHOMA,  :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H3954   A  3   PA DANVILLE            PENN STATE GEISINGER  :P I H   F :      :E    :E     :     :      :YES    :  0.00:       :
 *H3954   B  3   PA DANVILLE            PENN STATE GEISINGER  :P I H   F :      :E    :E     :     :      :YES    :      :       :
  H0558   A  9   CA LOS ANGELES         MAXICARE, A CALIFORN  :P   H     :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H1465   A  5   IL CHICAGO             AETNA HEALTH PLAN OF  :P I   O   :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H1465   B  5   IL CHICAGO             AETNA HEALTH PLAN OF  :P I H O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H1465   C  5   IL CHICAGO             AETNA HEALTH PLAN OF  :P I H O   :RX    :E    :E     :D    :      :YES    :      :       :
  H3366   A  2   NY WHITE PLAINS        PHYSICIANS HLTH SVC   :P I     F :RX    :E    :E     :D    :      :YES    :  0.00:       :
 *H3366   B  2   NY WHITE PLAINS        PHYSICIANS HLTH SVC   :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H0154   A  4   AL BIRMINGHAM          VIVA HEALTH, INC.     :P I       :      :E    :E     :D    :      :YES    :  0.00:       :
  H3657   A  5   OH CLEVELAND           QUALCHOICE HEALTH PL  :P   H O F :      :E    :E     :     :      :YES    :  0.00:       :
 *H3657   B  5   OH CLEVELAND           QUALCHOICE HEALTH PL  :P   H O F :RX    :E    :E     :D    :      :YES    :      :       :
 *H3657   C  5   OH CLEVELAND           QUALCHOICE HEALTH PL  :P   H O F :RX    :E    :E     :D    :      :YES    :      :       :
 *H3657   D  5   OH CLEVELAND           QUALCHOICE HEALTH PL  :P   H O F :RX    :E    :E     :D    :      :YES    :      :       :


 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
  H3671   A  5   OH CICINNATI           AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :     :      :YES    :  0.00:       :
 *H3671   B  5   OH CICINNATI           AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :     :      :YES    :      :       :
 *H3671   C  5   OH CICINNATI           AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
 *H3671   D  5   OH CICINNATI           AETNA U.S. HEALTHCAR  :P I H     :RX    :E    :E     :D    :      :YES    :      :       :
  H3969   A  3   PA PUEBLO              QUALMED PLANS FOR HE  :P I H   F :RX    :E    :E     :D    :      :YES    :  0.00:       :
  H3678   A  5   OH CLEVELAND           MEDICAL MUTUAL OF OH  :P I       :      :E    :E     :     :      :YES    :  0.00:       :
  H4462   A  4   TN NASHVILLE           PHOENIX HEALTHCARE C  :P I       :      :E    :E     :     :      :NO     :  0.00:       :
  H0303   A  9   AZ COSTA MESA          PACIFICARE OF ARIZON  :P I H     :RX    :     :      :     :      :YES    :  0.00:       :
  H1469   A  5   IL WESTMONT            ACCORD HEALTH PLAN    :P I       :      :     :      :     :      :YES    :  0.00:       :
  H4569   A  6   TX HOUSTON             CIGNA HEALTHCARE OF   :P I       :RX    :     :      :     :      :YES    :  0.00:       :
 *H4569   B  6   TX HOUSTON             CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H2312   A  5   MI DETROIT             HEALTH ALLIANCE PLAN  :P I H   F :      :E    :E     :     :      :NO     :  4.39:       :
 *H2312   B  5   MI DETROIT             HEALTH ALLIANCE PLAN  :P I H   F :      :E    :E     :     :      :YES    :      :       :
 *H2312   C  5   MI DETROIT             HEALTH ALLIANCE PLAN  :P I H   F :RX    :E    :E     :     :      :YES    :      :       :
  H0453   A  6   AR LITTLE ROCK         HEALTHSOURCE, ARKANS  :          :      :     :      :     :      :YES    :  6.90:       :
 *H0453   B  6   AR LITTLE ROCK         HEALTHSOURCE, ARKANS  :P I       :      :     :      :     :      :YES    :      :       :
 *H0453   C  6   AR LITTLE ROCK         HEALTHSOURCE, ARKANS  :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H0543   A  9   CA CYPRESS             PACIFICARE OF CA, IN  :P I H     :RX    :E    :E     :D    :      :YES    : 10.00:       :
  H1890   A  4   KY LOUISVILLE          HUMANA HEALTH PLAN,   :P     O F :      :E    :E     :D    :      :YES    : 10.00:       :
 *H1890   B  4   KY LOUISVILLE          HUMANA HEALTH PLAN,   :P     O F :RX    :E    :E     :D    :      :YES    :      :       :
  H1851   A  4   KY LEXINGTON           ADVANTAGE CARE, INC.  :P I       :      :E    :E     :     :      :YES    : 12.00:       :
 *H1851   B  4   KY LEXINGTON           ADVANTAGE CARE, INC.  :P I       :      :E    :E     :     :      :YES    :      :       :
  H4510   A  6   TX SAN ANTONIO         HUMANA HP OF TEXAS    :P I   O F :RX    :E    :E     :D    :      :YES    : 15.00:       :
  H0563   A  9   CA VAN NUYS            HEALTH NET            :P I     F :RX    :E    :E     :     :      :YES    : 15.00:       :
  H3856   A  10  OR PORTLAND            HMO OREGON            :P         :      :E    :      :     :      :YES    : 15.00:       :
 *H3856   B  10  OR PORTLAND            HMO OREGON            :P         :RX    :E    :E     :D    :      :YES    :      :       :
  H9049   A  10  OR SALEM               HMO OREGON,INC.       :P         :      :E    :      :     :      :YES    : 15.00:       :
 *H9049   B  10  OR SALEM               HMO OREGON,INC.       :P         :RX    :E    :E     :D    :      :NO     :      :       :
  H4590   A  6   TX CYPRESS             PACIFICARE OF TEXAS,  :P I H   F :RX    :E    :E     :D    :      :YES    : 15.00:       :
  H0751   A  1   CT BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    : 15.00:       :
 *H0751   B  1   CT BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :
 *H0751   C  1   CT BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :
 *H0751   D  1   CT BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :
  H3754   A  6   OK CYPRESS             PACIFICARE OF OKLAHO  :P I H     :RX    :E    :E     :     :      :YES    : 19.00:       :
  H5069   A  10  WA SPOKANE             GROUP HEALTH NORTHWE  :P I       :      :E    :E     :     :      :YES    : 19.00:       :
 *H5069   B  10  WA SPOKANE             GROUP HEALTH NORTHWE  :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H3749   A  6   OK CYPRESS             PACIFICARE OF OKLAHO  :P I H     :RX    :E    :E     :     :      :YES    : 19.00:       :
  H1168   A  4   GA ATLANTA             HMO GEORGIA, INC      :P I     F :RX    :E    :E     :     :      :YES    : 19.50:       :
  H0352   A  9   AZ TUCSON              HEALTHPARTNERS HEALT  :P I H     :RX    :E    :E     :     :      :YES    : 20.00:       :
 *H0352   B  9   AZ TUCSON              HEALTHPARTNERS HEALT  :P I H     :RX    :E    :E     :     :      :YES    :      :       :
  H1557   A  5   IN INDIANAPOLIS        ANTHEM HEALTH OF IND  :P I     F :RX    :E    :E     :     :      :YES    : 20.00:       :
  H2354   A  5   MI FLINT               HEALTHPLUS OF MICHIG  :P I       :RX    :E    :E     :     :      :YES    : 20.00:       :
 *H2354   B  5   MI FLINT               HEALTHPLUS OF MICHIG  :P I       :RX    :E    :E     :     :      :YES    :      :       :
  H3931   A  3   PA BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    : 20.00:       :


 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
 *H3931   B  3   PA BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :
 *H3931   C  3   PA BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :
  H2931   A  9   NV LAS VEGAS           HEALTH PLAN OF NEVAD  :P I       :RX    :     :      :     :      :YES    : 20.50:       :
 *H2931   B  9   NV LAS VEGAS           HEALTH PLAN OF NEVAD  :P I       :RX    :     :      :     :      :YES    :      :       :
  H0568   A  9   CA MODESTO             NATIONAL MED, INC.    :P I       :RX    :     :      :D    :      :YES    : 22.00:       :
 *H0568   B  9   CA MODESTO             NATIONAL MED, INC.    :P I       :RX    :     :E     :D    :      :YES    :      :       :
  H3673   A  5   OH PITTSBURGH          HEALTHAMERICA PI,DBA  :P I     F :      :     :      :     :      :YES    : 24.00:       :
  H1084   A  4   FL HOLLYWOOD           HIP HEALTH PLAN OF F  :P I H   F :RX    :E    :E     :D    :      :YES    : 24.00:       :
 *H1084   B  4   FL HOLLYWOOD           HIP HEALTH PLAN OF F  :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H3305   A  2   NY ROCHESTER           ROCHESTER AREA HMO,   :P I H O   :RX    :E    :E     :     :      :YES    : 24.00:       :
  H4579   A  6   TX TYLER               HEALTHCARE PARTNERS   :P I       :RX    :E    :      :D    :      :YES    : 24.95:       :
  H3385   A  2   NY ALBANY              NEW YORK CARE PLUS I  :P I       :RX    :     :      :     :      :YES    : 25.00:       :
  H2351   A  5   MI SAGINAW             BLUE CARE NETWORK OF  :P I   O   :      :     :      :     :      :YES    : 25.00:       :
 *H2351   B  5   MI SAGINAW             BLUE CARE NETWORK OF  :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
  H4507   A  6   TX IRVING              NYLCARE HEALTH PLANS  :P I       :RX    :E    :      :D    :      :YES    : 25.00:       :
  H3660   A  5   OH AKRON               SUMMACARE INC.        :P I H     :RX    :E    :      :D    :      :YES    : 25.00:       :
  H0598   A  9   CA SAN FRANCISCO       PACIFICARE OF CA, IN  :P I H     :      :E    :E     :     :      :YES    : 25.00:       :
  H0567   A  3   WV CHARLESTON          CARELINK HEALTH PLAN  :P I     F :      :E    :E     :     :      :YES    : 25.00:       :
 *H0567   B  3   WV CHARLESTON          CARELINK HEALTH PLAN  :P I     F :RX    :E    :E     :     :      :YES    :      :       :
  H9028   A  5   IN INDIANAPOLIS        MAXICARE INDIANA, IN  :P   H     :RX    :     :      :     :      :YES    : 26.00:       :
 *H9028   B  5   IN INDIANAPOLIS        MAXICARE INDIANA, IN  :P   H     :RX    :E    :      :D    :      :YES    :      :       :
  H4456   A  5   IL MOLINE              HERITAGE NATIONAL HE  :P I       :      :     :      :     :      :YES    : 27.00:       :
 *H4456   B  5   IL MOLINE              HERITAGE NATIONAL HE  :P I       :RX    :E    :      :     :      :YES    :      :       :
  H3351   A  2   NY BUFFALO             HEALTH CARE PLAN, IN  :P I H     :      :E    :E     :     :      :YES    : 27.00:       :
 *H3351   B  2   NY BUFFALO             HEALTH CARE PLAN, IN  :P I H   F :RX    :E    :E     :     :      :YES    :      :       :
 *H3351   C  2   NY BUFFALO             HEALTH CARE PLAN, IN  :P I H   F :RX    :E    :E     :     :      :YES    :      :       :
  H0566   A  9   CA SANTA ROSA          HEALTH PLAN OF THE R  :P   H     :RX    :E    :      :     :      :YES    : 29.00:       :
  H3949   A  3   PA PHILADELPHIA        QUALMED PLANS FOR HE  :P I H   F :      :E    :E     :D    :      :YES    : 29.00:       :
  H3383   A  2   NY GLENS FALLS         HUM/HEALTHCARE SYSTE  :P I       :      :E    :E     :     :      :YES    : 29.00:       :
  H0451   A  6   AR LITTLE ROCK         HMO PARTNERS          :P I     F :      :     :      :     :      :YES    : 29.00:       :
 *H0451   B  6   AR LITTLE ROCK         HMO PARTNERS          :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H0755   A  1   CT SHELTON             PHYSICIANS HEALTH SE  :P I     F :RX    :E    :E     :     :      :YES    : 29.00:       :
  H5258   A  5   WI MILWAUKEE           BLUECROSS & BLUESHIE  :P I       :RX    :E    :      :     :      :YES    : 30.00:       :
  H5259   A  5   WI MILWAUKEE           BLUECROSS & BLUESHIE  :P I       :RX    :E    :      :     :      :YES    : 30.00:       :
  H3971   A  3   PA HARRISBURG          HEALTHCENTRAL INC.    :P I     F :RX    :E L  :E A   :D    :      :YES    : 30.00:       :
  H0570   A  9   CA WOODLAND HILLS      HEALTH NET            :P I H   F :RX    :E    :E     :     :      :YES    : 30.00:       :
  H2261   A  1   MA N QUINCY            HMO BLUE, INC         :P I       :      :E    :E     :     :      :YES    : 30.00:       :
 *H2261   B  1   MA N QUINCY            HMO BLUE, INC         :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H4949   A  3   VA VIRGINIA BEACH      OPTIMA HEALTH PLAN    :P I       :      :E    :      :     :      :YES    : 35.00:       :
  H0665   A  8   CO DENVER              QUAL-MED, INC., PUEB  :P         :      :E    :E     :     :      :YES    : 35.00:       :
  H3455   A  4   NC WINSTON SALEM       QUALCHOICE OF NORTH   :P I       :RX    :E    :      :     :      :NO     : 35.00:       :
  H0603   A  8   CO DENVER              HMO COLORADO, INC     :P I   O   :RX    :E    :E     :D    :      :YES    : 35.00:       :
 *H0603   B  8   CO DENVER              HMO COLORADO, INC     :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H0603   C  8   CO DENVER              HMO COLORADO, INC     :P I   O   :RX    :E    :E     :D    :      :YES    :      :       :


 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
  H3249   A  6   NM ALBUQUERQUE         QUALMED, NEW MEXICO   :P I H   F :RX    :E    :E     :     :      :YES    : 35.00:       :
 *H3249   B  6   NM ALBUQUERQUE         QUALMED, NEW MEXICO   :P I H   F :RX    :E    :E     :D    :      :YES    :      :       :
  H3607   A  5   OH ROCKVILLE           KAISER FOUNDATION HP  :P     O   :      :E    :E     :     :      :YES    : 35.33:       :
 *H3607   B  5   OH ROCKVILLE           KAISER FOUNDATION HP  :P     O   :RX    :E    :E     :     :      :YES    :      :       :
 *H3607   C  5   OH ROCKVILLE           KAISER FOUNDATION HP  :P     O F :RX    :E    :E     :     :      :YES    :      :       :
  H0591   A  9   CA NEWBURY PARK        BLUE CROSS OF CALIFO  :P I H   F :      :E    :E     :     :      :YES    : 36.00:       :
  H3672   A  5   OH MASSILLON           HOMETOWN HEALTH PLAN  :P I H     :RX    :E    :E     :     :      :YES    : 39.00:       :
  H5005   A  10  WA CYPRESS             PACIFICARE OF WASHIN  :P I H     :      :E    :E     :     :      :YES    : 39.00:       :
  H3549   A  8   ND FARGO               BLUE CROSS & BLUE SH  :P         :RX    :E    :      :     :      :YES    : 39.00:       :
  H3449   A  4   NC WINSTON SALEM       PARTNERS NATIONAL HE  :P I   O   :      :E    :      :     :      :YES    : 40.00:       :
  H3368   A  2   NY LATHAM              CAPITAL AREA COMMUNI  :  I H     :RX    :E    :E     :D    :      :YES    : 41.00:       :
  H2204   A  1   MA DEDHAM              HARVARD COMMUNITY HE  :P I H O   :      :E    :E     :D    :      :YES    : 42.00:       :
 *H2204   B  1   MA DEDHAM              HARVARD COMMUNITY HE  :P I H O   :      :E    :E     :D    :      :YES    :      :       :
  H0547   A  9   CA MIDDLETOWN          AETNA U.S. HEALTHCAR  :P I       :RX    :E    :E     :     :      :YES    : 43.36:       :
 *H0547   B  9   CA MIDDLETOWN          AETNA U.S. HEALTHCAR  :P I       :RX    :E    :E     :     :      :YES    :      :       :
 *H0547   C  9   CA MIDDLETOWN          AETNA U.S. HEALTHCAR  :P I       :RX    :E    :E     :D    :      :YES    :      :       :
  H3862   A  10  OR MIDDLETOWN          PACIFICARE OF OREGON  :P I H     :      :E    :E     :     :      :YES    : 44.00:       :
  H9047   A  10  OR PORTLAND            PROVIDENCE HEALTH PL  :P I       :      :E    :      :     :      :YES    : 45.00:       :
 *H9047   B  10  OR PORTLAND            PROVIDENCE HEALTH PL  :P I       :      :E    :      :     :      :YES    :      :       :
  H4249   A  4   SC COLUMBIA            COMPANION HEALTHCARE  :P I       :      :E    :E     :     :      :YES    : 45.00:       :
  H3152   A  2   NJ BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    : 45.00:       :
 *H3152   B  2   NJ BLUE BELL           AETNA U.S. HEALTHCAR  :P I H O   :RX    :E    :E     :D    :      :YES    :      :       :
 *H3152   C  2   NJ BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :
 *H3152   D  2   NJ BLUE BELL           AETNA U.S. HEALTHCAR  :P I   O   :RX    :E    :E     :     :      :YES    :      :       :
 *H3152   E  2   NJ BLUE BELL           AETNA U.S. HEALTHCAR  :P I H O   :RX    :E    :E     :D    :      :YES    :      :       :
  H5149   A  3   WV PITTSBURGH          COVENTRY HP OF WV DB  :P I     F :      :     :      :     :      :YES    : 46.00:       :
  H9009   A  5   MI LANSING             BLUE CARE NETWORK OF  :P I H     :      :E    :      :     :      :YES    : 48.00:       :
  H1059   A  4   FL LANSING             AV-MED HEALTH PLAN I  :P I     F :RX    :E    :E     :     :      :YES    : 49.00:       :
  H2667   A  7   MO ST LOUIS            MERCY HEALTH PLANS O  :P I     F :RX    :E    :E     :     :      :YES    : 49.00:       :
  H3155   A  2   NJ RED BANK            FIRST OPTION HEALTH   :P I       :      :     :      :     :      :YES    : 49.00:       :
 *H3155   B  2   NJ RED BANK            FIRST OPTION HEALTH   :P I       :      :     :      :     :      :YES    :      :       :
  H3863   A  10  OR CYPRESS             PACIFICARE OF OREGON  :P I H     :      :E    :E     :     :      :YES    : 50.00:       :
  H0559   A  9   CA CYPRESS             PACIFICARE OF CALIFO  :P I       :      :E    :E     :     :      :YES    : 50.00:       :
  H0609   A  8   CO ENGLEWOOD           PACIFICARE OF COLORA  :P   H     :RX    :E    :E     :     :      :YES    : 50.00:       :
  H0581   A  9   CA GLENDALE            CIGNA HEALTHCARE OF   :P I       :      :     :      :     :      :NO     : 50.00:       :
 *H0581   B  9   CA GLENDALE            CIGNA HEALTHCARE OF   :P I       :RX    :E    :E     :     :      :NO     :      :       :
  H0562   A  9   CA VAN NUYS            HEALTH NET            :P I H   F :      :E    :E     :     :      :YES    : 52.00:       :
  H3372   A  2   NY BALDWINSVILLE       HLTH SVC MED CORP CN  :P I       :      :E    :E     :     :      :YES    : 55.00:       :
  H3962   A  3   PA CAMPHILL            KEYSTONE HEALTH PLAN  :P I       :      :E    :E     :D    :      :YES    : 60.00:       :
  H9006   A  5   MN MINNEAPOLIS         MEDICA                :P I     F :RX    :E    :E     :     :      :YES    : 60.95:       :
 *H9006   B  5   MN MINNEAPOLIS         MEDICA                :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
 *H9006   C  5   MN MINNEAPOLIS         MEDICA                :P I     F :RX    :E    :E     :D    :      :YES    :      :       :
  H1057   A  4   FL MINNEAPOLIS         AV-MED HEALTH PLAN I  :P I     F :RX    :E    :E     :     :      :YES    : 61.00:       :
  H2206   A  1   MA QUINCY              HARVARD PILGRIM HEAL  :P I H O   :      :E    :E     :D    :      :YES    : 61.00:       :


 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
  RISK PLAN BENEFIT COMPARISON AS OF DECEMBER 01, 1998 (SORTED BY PREMIUM)


                                                               PREVENTIVE                           EXT    BASIC
  CONTRACT                                                    :  CARE    :      :EYE  :EAR   :DEN- :MENT  :CO-    :BASIC :HI-OPT :
  NUMBER  ID REG ST    CITY                    PLAN NAME      :P I H O F :DRUGS :CARE :CARE  :TAL  :HLTH  :PAY    : PREM : PREM  :
  --------------------------------------------------------------------------------------------------------------------------
 *H2206   B  1   MA QUINCY              HARVARD PILGRIM HEAL  :P I H O   :      :E    :E     :D    :      :YES    :      :       :
  H0356   A  9   AZ PHOENIX             PREMIER HEALTHCARE,   :P I   O   :RX    :     :      :     :      :YES    : 65.00:       :
  H0590   A  9   CA NEWBURY PARK        BLUE CROSS OF CALIFO  :P I H   F :      :E    :E     :     :      :YES    : 65.00:       :
  H2049   A  1   ME PORTLAND            NYLCARE HEALTH PLANS  :P I H O F :RX    :E    :E     :D    :      :YES    : 65.00:       :
  H3855   A  10  OR PORTLAND            PROVIDENCE HEALTH PL  :P I       :      :E    :      :     :      :YES    : 67.25:       :
 *H3855   B  10  OR PORTLAND            PROVIDENCE HEALTH PL  :P I       :      :E    :      :     :      :YES    :      :       :
  H5050   A  10  WA SEATTLE             GROUP HEALTH COOP OF  :P I       :      :E    :E     :     :      :YES    : 68.00:       :
 *H5050   B  10  WA SEATTLE             GROUP HEALTH COOP OF  :P I H     :      :E    :E     :D    :      :YES    :      :       :
 *H5050   C  10  WA SEATTLE             GROUP HEALTH COOP OF  :P I H     :RX    :E    :E     :     :      :YES    :      :       :
  H2459   A  5   MN ST. PAUL            UCARE MINNESOTA       :P I   O F :RX    :E    :E     :D    :      :YES    : 68.00:       :
  H1230   A  9   HI HONOLULU            KAISER FOUNDATION HP  :P I H O   :      :E    :E     :     :      :YES    : 68.60:       :
  H3857   A  10  OR EUGENE              PROVIDENCE HEALTH PL  :P I       :RX    :E    :E     :     :      :YES    : 69.00:       :
  H3858   A  10  OR EUGENE              PROVIDENCE HEALTH PL  :P I       :RX    :E    :E     :     :      :YES    : 69.00:       :
  H9005   A  5   MN MINNEAPOLIS         GROUP HEALTH PLAN, I  :P I   O F :      :E    :E     :D    :      :YES    : 69.00:       :
 *H9005   B  5   MN MINNEAPOLIS         GROUP HEALTH PLAN, I  :P I   O F :RX    :E    :E     :D    :      :YES    :      :       :
 *H9005   C  5   MN MINNEAPOLIS         GROUP HEALTH PLAN, I  :P I   O F :RX    :E    :E     :D    :      :YES    :      :       :
  H1350   A  10  ID MERIDIAN            BLUE CROSS OF IDAHO   :P I       :RX    :E    :E     :     :      :YES    : 70.81:       :
  H2101   A  3   MD TIMONIUM            HEALTHCARE CORP. OF   :P I H O   :RX    :E    :E     :D    :      :YES    : 75.00:       :
  H5063   A  10  WA SEATTLE             OPTIONS HEALTH CARE,  :P I       :      :E    :E     :     :      :YES    : 75.00:       :
 *H5063   B  10  WA SEATTLE             OPTIONS HEALTH CARE,  :P I       :      :E    :E     :D    :      :YES    :      :       :
  H9003   A  10  OR PORTLAND            KAISER FOUNDATION HP  :P I       :RX    :E    :E     :     :      :YES    : 75.00:       :
  H2652   A  7   MO KANSAS CITY         TOTAL HEALTH CARE     :P I       :RX    :E    :E     :     :      :YES    :110.00:       :


  **************************************************************************************************************************





















 A = HEARING AID, D = DENTAL, E = EYE/EAR EXAM, F = FOOTCARE, H = HEALTH EDUCATION, I = IMMUN, L = LENSES, P = PHYSICALS,
 O = OTHER, M = EXTENDED MENTAL, RX = DRUGS
 * = FLEXIBLE BENEFIT PACKAGE
 PAYMENT BILL OPTION CHANGES IN 1998 AS OF PERIOD: 12/1998                                                         PAGE:      1
                                                                                                                   DATE: 12/03/1998

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H1021                 HMO    IPA   MIAMI                 HEALTH OPTIONS, INC                   ORD DEMO
 DEMO RISKC                         LLITTLEAXE            SOUTH FLORIDA                         01-APR-1997
 01-APR-1998 04   FL  P00114  PRO   (NONE)                ESRD DEMONSTRATION                    CHANGED PER ROBERT FORTENBAUGH,BDMS
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 04 (ATLANTA): 1                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H1558                 HMO    GROUP EVANSVILLE            WELBORN HMO                           COST2
 COST1                              MELOVITCH                                                   01-NOV-1997
 01-JUN-1998 05   IN  P00556  PRO   (NONE)                WELBORN CLINIC                        CORRECT ERROR IN BILLING CODE
 ___________________________________________________________________________________________________________________________________
 H5264                 CMP    GROUP MIDDLETON             DEAN HLTH PLAN, INC./DEANCAREHMO      COST1
 RISKC                              MLOWMAN                                                     15-MAY-1998
 15-MAY-1998 05   WI  P00265  PRO   (NONE)                DEANCARE GOLD                         ENTERED CORRECTLY THE FIRST TIME
 ___________________________________________________________________________________________________________________________________
 H5264                 CMP    GROUP MIDDLETON             DEAN HLTH PLAN, INC./DEANCAREHMO      RISKC
 COST1                              MLOWMAN                                                     15-MAY-1998
 15-MAY-1998 05   WI  P00265  PRO   (NONE)                DEANCARE GOLD
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 05 (CHICAGO): 3                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1997 AS OF PERIOD: 12/1998                                                         PAGE:      2
                                                                                                                   DATE: 12/03/1998

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H0954                 CMP    GROUP ROCKVILLE             KAISER FNDN HP OF THE MID-ATLANTIC ST COST1
 RISKC                              HENDEL                DC                                    23-OCT-1995
 01-FEB-1997 03   MD  P00014  NON   KAISER FOUNDATION HP  KAISER PERMANENTE
                      P00014
 ___________________________________________________________________________________________________________________________________
 H4954                 OTH          CHARLOTTESVILLE       QUALCHOICE OF VIRGINIA HEALTH PLAN, I DEMO RISKC
 RISKC                              TGRAHAM                                                     01-JAN-1997
 01-FEB-1997 03   VA  P00961  PRO   (NONE)                QUALCHOICE OF VIRGINIA                CONVERT TO RISK CONTRACT
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 03 (PHILADELPHIA): 2                                          ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1996 AS OF PERIOD: 12/1998                                                         PAGE:      3
                                                                                                                   DATE: 12/03/1998

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H4564                 CMP    GROUP TEMPLE                SCOTT AND WHITE HEALTH PLAN           COST2
 COST1                              RKING2                                                      23-AUG-1995
 01-APR-1996 06   TX  P00852  NON   (NONE)                SENIORCARE
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 06 (DALLAS): 1                                                ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H2961                 OTH    GROUP LAS VEGAS             HEALTH PLAN OF NEVADA                 RISKC
 DEMO RISKC                         JHODO                 SHMO                                  20-SEP-1996
 01-OCT-1996 09   NV  P00967        (NONE)                SENIOR DIMENSIONS
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 09 (SAN FRANCISCO): 1                                         ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H5063                 CMP    GROUP SEATTLE               OPTIONS HEALTH CARE, INC.             COST2
 RISKC                              AKNIEVEL                                                    15-FEB-1995
 01-JUN-1996 10   WA  P00804  PRO   (NONE)                OPTIONS HEALTH CARE                   PLAN REQUESTED CHANGE
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 10 (SEATTLE): 1                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1995 AS OF PERIOD: 12/1998                                                         PAGE:      4
                                                                                                                   DATE: 12/03/1998

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H2663                 HMO    GROUP ST. LOUIS             GROUP HEALTH PLAN, INC.               RISKC
 DEMO RISKC                         MJOHN                                                       25-JUL-1995
 01-NOV-1995 07   MO  P00153  PRO   (NONE)                ADVANTRA
 ___________________________________________________________________________________________________________________________________
 H2663                 HMO    GROUP ST. LOUIS             GROUP HEALTH PLAN, INC.               DEMO RISKC
 RISKC                              MJOHN                                                       01-NOV-1995
 01-NOV-1995 07   MO  P00153  PRO   (NONE)                ADVANTRA                              CORRECTION TO HISTORY FOR CONVERSION
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 07 (KANSAS CITY): 2                                           ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1993 AS OF PERIOD: 12/1998                                                         PAGE:      5
                                                                                                                   DATE: 12/03/1998

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H0704                 HMO    GROUP FARMINGTON            KAISER FOUNDATION HP OF CT            COST1
 HCPP                               AKNIEVEL              HARTFORD                              01-FEB-1981
 01-JAN-1993 01   CT  P00098  NON   KAISER FOUNDATION HP  KAISER FHP                            1876 COST TO 1833 HCPP
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 01 (BOSTON): 1                                                ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H3301                 HMO    GROUP WHITE PLAINS          KAISER FOUNDATION HP OF NY            COST1
 HCPP                               AKNIEVEL              COMMUNITY HEALTH PLA                  01-AUG-1977
 01-JAN-1993 02   NY  P00021  NON   KAISER FOUNDATION HP  KAISER FHP                            1876 COST TO 1833 HCPP
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 02 (NEW YORK): 1                                              ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H3451                 HMO    GROUP RALEIGH               KAISER FOUNDATION HP OF NC            COST1
 HCPP                               AKNIEVEL              CHARLOTTE                             01-DEC-1989
 01-JAN-1993 04   NC  P00334  NON   KAISER FOUNDATION HP  MEDICARE PLAN                         1876 COST TO 1833 HCPP
 ___________________________________________________________________________________________________________________________________
 H3452                 HMO    GROUP RALEIGH               KAISER FOUNDATION HP OF NC            COST1
 HCPP                               AKNIEVEL              RALEIGH                               01-JAN-1992
 01-JAN-1993 04   NC  P00270  NON   KAISER FOUNDATION HP  MEDICARE PLAN                         1876 COST TO 1833 HCPP
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 04 (ATLANTA): 2                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H5053                 CMP    IPA   SPOKANE               QUAL-MED, INLAND NORTHWEST DIVISION   RISKA
 RISKC                              DDALFONZOW                                                  01-NOV-1992
 01-MAY-1993 10   WA  P00708  PRO   FOUNDATION HEALTH SY  SENIOR SECURITY                       CORRECT ERROR IN INPUT
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 10 (SEATTLE): 1                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1992 AS OF PERIOD: 12/1998                                                         PAGE:      6
                                                                                                                   DATE: 12/03/1998

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H3353                 CMP    IPA   PARSIPPANY            AETNA HEALTH PLAN OF NEW YORK         HCPP
 COST1                              LIPSKY                                                      01-APR-1992
 01-MAY-1992 02   NJ  P00668  PRO   AETNA HEALTH PLANS    MEDICARE PROGRAM                      START DATE FOR COST
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 02 (NEW YORK): 1                                              ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1991 AS OF PERIOD: 12/1998                                                         PAGE:      7
                                                                                                                   DATE: 12/03/1998

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H0749                 HMO    IPA   SHELTONL              PHYSICIANS HLTH SVC OF CT, INC        COST2
 COST1                              RMALSBARY                                                   01-JAN-1991
 01-JAN-1991 01   CT  P00128  PRO   (NONE)                CAREFREE                              INELIG.FOR OPT.2, PLAN REQ. OPT. 1
 ___________________________________________________________________________________________________________________________________
 H0749                 HMO    IPA   SHELTONL              PHYSICIANS HLTH SVC OF CT, INC        COST1
 COST2                              RMALSBARY                                                   01-JAN-1991
 01-JAN-1991 01   CT  P00128  PRO   (NONE)                CAREFREE                              CHANGE FROM RISK TO COST
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 01 (BOSTON): 2                                                ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H1605                 CMP    IPA   MOLINE                HERITAGE NATIONAL HP                  COST1
 HCPP                               JLIPSKY                                                     01-OCT-1987
 01-JAN-1991 05   IL  P09029  PRO   HERITAGE HP           HERITAGE NATIONAL HP                  CONVERSION TO HCPP - KEPT SAME H NUM
 ___________________________________________________________________________________________________________________________________
 H2312                 HMO    GROUP DETROIT               HEALTH ALLIANCE PLAN OF MICHIGAN      RISKB
 RISKC                              MELOVITCH                                                   01-OCT-1986
 01-APR-1991 05   MI  P00087  NON   (NONE)                HAP SENIOR PLUS
 ___________________________________________________________________________________________________________________________________
 H3601                 HMO    IPA   MARION                HEALTHOHIO, INC.                      COST1
 HCPP                               DDALFONZOW                                                  01-OCT-1987
 01-JAN-1991 05   OH  P00024  NON   (NONE)                HEALTHOHIO                            COST TO HCPP - KEPT SAME H NUMBER
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 05 (CHICAGO): 3                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1990 AS OF PERIOD: 12/1998                                                         PAGE:      8
                                                                                                                   DATE: 12/03/1998

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H2418                 CMP    IPA   ST. PAUL              BLUE PLUS, INC.                       RISKC
 DCG                                EN                                                          01-APR-1985
 01-JAN-1990 05   MN  P00230  NON   (NONE)                HMO MINNESOTA/BLUE PLUS - DULUTH      PARTICIPATE AS DCG
 ___________________________________________________________________________________________________________________________________
 H5250                 OTH    IPA   HUDSON                HMO MIDWEST                           RISKC
 DCG                                AMOSES                WISCONSIN                             06-MAY-1988
 01-JAN-1990 05   WI  P00530  PRO   (NONE)                HMO MIDWEST                           PARTICIPATING AS A DCG
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 05 (CHICAGO): 2                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H1203                 CMP    IPA   HONOLULU              HAWAII MED. SRVC. ASSN.               COSTC
 PPO                                RMALSBARY                                                   01-JAN-1989
 01-JAN-1990 09   HI  P09017  NON   (NONE)                HMSA
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 09 (SAN FRANCISCO): 1                                         ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1989 AS OF PERIOD: 12/1998                                                         PAGE:      9
                                                                                                                   DATE: 12/03/1998

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H3334                 HMO    STAFF BUFFALO               HEALTH CARE PLAN, INC. (THE)          RISKC
 DCG                                RGROSS2                                                     30-DEC-1985
 01-AUG-1989 02   NY  P00068  NON   (NONE)                HCP/BUFFALO
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 02 (NEW YORK): 1                                              ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H2103                 HMO    IPA   GREENBELT             NYLCARE HEALTH PLANS, INC.            RISKC
 DCG                                TGRAHAM               GREENBELT                             21-JUN-1985
 01-AUG-1989 03   MD  P00079  PRO   SANUS HP, INC         HEALTH PLUS
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 03 (PHILADELPHIA): 1                                          ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H1036                 HMO    STAFF MIRAMAR               HUMANA MEDICAL PLAN, INC              COST2
 RISKC                              MMCLEAN               SOUTH FLORIDA MARKET                  01-AUG-1989
 01-SEP-1989 04   FL  P00126  PRO   HUMANA INC.           HUMANA GOLD PLUS PLAN
                      P00304
                      P00649
                      P00569
 ___________________________________________________________________________________________________________________________________
 H1036                 HMO    STAFF MIRAMAR               HUMANA MEDICAL PLAN, INC              RISKC
 COST2                              MMCLEAN               SOUTH FLORIDA MARKET                  01-APR-1985
 01-AUG-1989 04   FL  P00126  PRO   HUMANA INC.           HUMANA GOLD PLUS PLAN
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 04 (ATLANTA): 2                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H9004                 CMP    IPA   MINNEAPOLIS           HEALTHPARTNERS                        RISKC
 DCG                                EN                    MINNEAPOLIS                           01-APR-1985
 01-AUG-1989 05   MN  P00220  NON   PARTNERS HP           MEDCENTERS H PLAN
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 05 (CHICAGO): 1                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H4508                 HMO    IPA   HOUSTON               NYLCARE HEALTH PLANS, INC.            RISKC
 DCG                                TGRAHAM                                                     04-FEB-1986
 01-SEP-1989 06   TX  P00196  PRO   SANUS HP, INC         SANUS/NEW YORK LIFE INSURANCE
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1989 AS OF PERIOD: 12/1998                                                         PAGE:     10
                                                                                                                   DATE: 12/03/1998

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------

                                            ***  TOTAL FOR REGION 06 (DALLAS): 1                                                ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H2601                 HMO    GROUP ST. LOUIS             GROUP HEALTH PLAN, INC.               COST1
 HCPP                               MJOHN                                                       16-OCT-1985
 01-JAN-1989 07   MO  P00153  PRO   (NONE)                THE NEW GHP,INC                       CONV. FROM COST-HCPP SAME CONTRACT #
 ___________________________________________________________________________________________________________________________________
 H2607                 CMP    IPA   MARYLAND HEIGHTS      UNITED HEALTHCARE OF THE MIDWEST, INC RISKC
 DCG                                SLINDENBER                                                  30-APR-1986
 01-SEP-1989 07   MO  P00367  PRO   UNITED HEALTHCARE     SANUS HP
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 07 (KANSAS CITY): 2                                           ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H1203                 CMP    IPA   HONOLULU              HAWAII MED. SRVC. ASSN.               RISKB
 COSTC                              RMALSBARY                                                   30-MAY-1986
 01-JAN-1989 09   HI  P09017  NON   (NONE)                HMSA                                  LOCK-IN COST
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 09 (SAN FRANCISCO): 1                                         ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1988 AS OF PERIOD: 12/1998                                                         PAGE:     11
                                                                                                                   DATE: 12/03/1998

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H0708                 HMO    IPA   SHELTONL              PHYSICIANS HLTH SVC OF CT, INC        RISKB
 RISKC                              RMALSBARY                                                   29-JUL-1985
 01-APR-1988 01   CT  P00128  PRO   (NONE)                PHYS HLTH SERV
                      P00345
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 01 (BOSTON): 1                                                ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H3315                 CMP    GROUP NEW YORK              HIP OF GREATER NEW YORK               COST1
 HCPP                               RGROSS2                                                     01-JAN-1987
 01-OCT-1988 02   NY  P09023  NON   HIP OF NEW YORK       HIP OF GR NY
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 02 (NEW YORK): 1                                              ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H2132                 HMO    IPA   ROCKVILLE             M.D. - IPA, INC.                      RISKB
 RISKC                              JR                                                          20-DEC-1985
 01-APR-1988 03   MD  P00150  PRO   (NONE)                MD-IPA
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 03 (PHILADELPHIA): 1                                          ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H1105                 HMO    GROUP ATLANTA               KAISER FOUNDATION HP OF GA, INC.      RISKB
 RISKC                              AKNIEVEL                                                    01-NOV-1986
 01-APR-1988 04   GA  P00366  NON   KAISER FOUNDATION HP  KAISER-GA
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 04 (ATLANTA): 1                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H3607                 CMP    GROUP CLEVELAND             KAISER FOUNDATION HP OF OHIO          RISKB
 RISKC                              MLOWMAN               CLEVELAND                             01-DEC-1986
 01-APR-1988 05   OH  P00046  NON   KAISER FOUNDATION HP  MEDICARE PLUS
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 05 (CHICAGO): 1                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1988 AS OF PERIOD: 12/1998                                                         PAGE:     12
                                                                                                                   DATE: 12/03/1998

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------
 H4504                 HMO    IPA   CORPUS CHRISTI        HUMANA HP OF TEXAS                    RISKB
 RISKC                              PFOSTER               CORPUS CHRISTI                        26-JUL-1985
 01-APR-1988 06   TX  P00206  PRO   HUMANA INC.           HUMANA GOLD PLUS PLAN
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 06 (DALLAS): 1                                                ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H1703                 HMO    GROUP OVERLAND PARK         KAISER FOUNDATION HP OF KS CITY, INC. COST1
 HCPP                               SHENDEL                                                     01-JAN-1984
 01-JAN-1988 07   KS  P00178  NON   KAISER FOUNDATION HP  KAISER OF KS CITY                     COST CONVERTING TO HCPP
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 07 (KANSAS CITY): 1                                           ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H0524                 CMP    GROUP OAKLAND               KAISER FOUNDATION HP, INC.            RISKB
 RISKC                              SHENDEL               LOS ANGELES                           01-JUN-1987
 01-APR-1988 09   CA  P00187  NON   KAISER FOUNDATION HP  KAISER PERMANENTE SENIOR ADVANTAGE
 ___________________________________________________________________________________________________________________________________
 H0526                 HMO    GROUP                       KAISER FOUNDATION HP, INC.            RISKB
 RISKC                              SHENDEL               BAKERSFIELD                           10-DEC-1987
 01-APR-1988 09   CA  P00578  NON   KAISER FOUNDATION HP  KAISER PERMANENTE SENIOR ADVANTAGE
 ___________________________________________________________________________________________________________________________________
 H0527                 HMO    IPA   SAN DEIGO             FHP, INC.                             RISKB
 RISKC                              SB                                                          24-SEP-1985
 01-MAR-1988 09   CA  P00080  PRO   LINCOLN NATIONAL      PEAK HEALTH PLAN
 ___________________________________________________________________________________________________________________________________
 H9037                 HMO    IPA   SACRAMENTO            QUALMED PLANS FOR HEALTH              RISKB
 RISKC                              WIGGS                 VALLEY DIVISION                       01-JUL-1985
 01-APR-1988 09   CA  P00761  PRO   (NONE)                QUAL-MED SENIOR SECURITY
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 09 (SAN FRANCISCO): 4                                         ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H9047                 HMO    IPA   PORTLAND              PROVIDENCE HEALTH PLAN                RISKB
 RISKC                              RGROSS2                                                     01-JAN-1987
 01-APR-1988 10   OR  P00354  NON   (NONE)                PROVIDENCE MEDICARE EXTRA
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 10 (SEATTLE): 1                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1987 AS OF PERIOD: 12/1998                                                         PAGE:     13
                                                                                                                   DATE: 12/03/1998

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H9033                 HMO    GROUP BROCKTON              HEALTHWAY MEDICAL PLAN, INC.          DEMO RISKC
 RISKC                                                                                          01-JAN-1984
 31-DEC-1987 01   MA  P00156  NON   (NONE)                HEALTHWAY MED PLAN
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 01 (BOSTON): 1                                                ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H9013                 HMO    STAFF TROY                  SELECTCARE HMO, INC.                  DEMO RISKC
 RISKC                              DCHAMBERS                                                   01-JAN-1984
 31-DEC-1987 05   MI  P00041  PRO   (NONE)                GR HLTH SE/SELCT CAR
 ___________________________________________________________________________________________________________________________________
 H9105                 CMP    IPA   ST. PAUL              NWNL HEALTH NETWORK, INC.             DEMO RISKC
 RISKC                              EN                                                          01-AUG-1984
 31-DEC-1987 05   MN  P09033  NON   (NONE)                NWNL HEALTH NETWORK                   DEMO CONVERTED TO RISKC
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 05 (CHICAGO): 2                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H9047                 HMO    IPA   PORTLAND              PROVIDENCE HEALTH PLAN                DEMO RISKB
 RISKB                              RGROSS2                                                     01-NOV-1985
 01-JAN-1987 10   OR  P00354  NON   (NONE)                PROVIDENCE MEDICARE EXTRA             INITIAL VALUE = DEMO
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 10 (SEATTLE): 1                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1986 AS OF PERIOD: 12/1998                                                         PAGE:     14
                                                                                                                   DATE: 12/03/1998

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H0709                 HMO    STAFF NEW HAVEN             COMMUNITY HLTH CARE PLAN, INC         OLD RISKA
 RISKC                              RJ                    NEW HAVEN                             29-NOV-1984
 01-JUL-1986 01   CT  P00007  NON   (NONE)                COMM HLTH CARE PLN                    PER TRIM MEMO AAA567
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 01 (BOSTON): 1                                                ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H2311                 HMO    STAFF SAGINAW               BLUE CARE NETWORK - EAST MICHIGAN     RISKB
 RISKC                              MLOWMAN                                                     01-JAN-1986
 01-JUL-1986 05   MI  P00103  NON   (NONE)                GROUP HEALTH SERVICE OF MI
 ___________________________________________________________________________________________________________________________________
 H5201                 HMO    IPA   MILWAUKEE             SAMARITAN HEALTH PLAN INS CORP        RISKA
 RISKC                                                    RACINE/KENOSHA                        01-OCT-1985
 01-MAR-1986 05   WI  P00414  PRO   (NONE)                SAMARITAN
                      P00415
                      P00166
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 05 (CHICAGO): 2                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H0502                 HMO    STAFF MARTINEZ              CONTRA COSTA HEALTH PLAN              OLD RISKA
 COST1                              JHODO                                                       01-JAN-1986
 01-JAN-1986 09   CA  P00119  NON   (NONE)                SENIOR HEALTH                         OLD COST TO COST 1 OPTION
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 09 (SAN FRANCISCO): 1                                         ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1985 AS OF PERIOD: 12/1998                                                         PAGE:     15
                                                                                                                   DATE: 12/03/1998

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H9001                 HMO    GROUP WORCHESTER            FALLON COMMUNITY HEALTH PLAN, INC.    DEMO RISKC
 RISKC                              RGROSS2                                                     01-JAN-1984
 01-APR-1985 01   MA  P00075  NON   (NONE)                SENIOR PLAN                           INITIAL VALUE = DEMO
 ___________________________________________________________________________________________________________________________________
 H9025                 CMP    IPA   WORCESTER             CENTRAL MASSACHUSETTS HC, INC.        DEMO RISKC
 RISKC                              RJ                                                          01-JAN-1984
 01-APR-1985 01   MA  P09003  NON   (NONE)                CENTRAL MASS HC
 ___________________________________________________________________________________________________________________________________
 H9031                 HMO    STAFF                       MEDICAL WEST COMMUNITY HP             DEMO RISKB
 RISKC                                                    MEDICAL WEST                          01-JAN-1984
 01-APR-1985 01   MA  P00124  NON   (NONE)                MEDICAL WEST COMMUNITY HP             INITIAL VALUE = DEMO
 ___________________________________________________________________________________________________________________________________
 H9032                 HMO    STAFF BOSTON                HMO BLUE                              DEMO RISKC
 RISKC                              RJ                    HMO BLUE                              01-JAN-1984
 01-APR-1985 01   MA  P00192  NON   (NONE)                MED EAST COMM HP                      INITIAL VALUE = DEMO
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 01 (BOSTON): 4                                                ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H9014                 CMP    IPA   ROCHESTER             FINGER LAKES INSURANCE CO, INC.       DEMO RISKC
 RISKC                              ENEVINS                                                     01-DEC-1983
 01-APR-1985 02   NY  P09014  NON   (NONE)                GENESEE VALLEY GROUP HEALTH           INITIAL VALUE = DEMO
 ___________________________________________________________________________________________________________________________________
 H9022                 HMO    IPA   SHORT HILLS           FOUNDATION HEALTH PLAN                DEMO RISKC
 RISKC                              BS                                                          01-FEB-1984
 01-APR-1985 02   NJ  P00056  PRO   (NONE)                FOUNDATION HEALTH PL
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 02 (NEW YORK): 2                                              ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H9024                 CMP    GROUP EASTON                DELMARVA HEALTH CARE PLAN, INC.       DEMO RISKC
 RISKC                                                                                          01-APR-1984
 01-APR-1985 03   MD  P00614  NON   (NONE)                DELMARVA                              CHG ON 8/21 FROM 12 TO 06 PER OPHC
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 03 (PHILADELPHIA): 1                                          ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H9011                 CMP    STAFF ORLANDO               UNITED HEALTHCARE OF FLORIDA INC.     DEMO RISKC
 RISKC                              MLOWMAN                                                     01-OCT-1982
 01-APR-1985 04   FL  P00152  PRO   UNITED HEALTHCARE     MEDICARE COMPLETE                     INITIAL VALUE = DEMO
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1985 AS OF PERIOD: 12/1998                                                         PAGE:     16
                                                                                                                   DATE: 12/03/1998

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------
 H9012                 HMO    IPA   GAINESVILLE           AV-MED HEALTH PLAN INC                DEMO RISKB
 RISKB                                                    MIAMI                                 01-NOV-1982
 01-APR-1985 04   FL  P00043  NON   (NONE)                AV-MED HEALTH PLAN                    INITIALLY A DEMO
 ___________________________________________________________________________________________________________________________________
 H9050                 HMO    GROUP TAMPA                 HUMANA MEDICAL PLAN, INC              DEMO RISKB
 RISKB                                                    TAMPA MARKET                          01-AUG-1982
 01-APR-1985 04   FL  P00304  PRO   HUMANA HP, INC        INTERNATIONAL MEDICAL CENTERS, INC    INITIALLY A DEMO
 ___________________________________________________________________________________________________________________________________
 H9058                 HMO    STAFF MIAMI                 MAXICARE/HEALTHAMERICA FLORIDA, INC   DEMO RISKB
 RISKB                                                                                          01-FEB-1983
 01-APR-1985 04   FL  P00142  PRO   MAXICARE              HEALTHCARE OF BROWARD, INC            INITIALLY A DEMO
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 04 (ATLANTA): 4                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H9015                 HMO    IPA   SOUTHFIELD            BLUE CARE NETWORK - SOUTHEAST MICHIGA DEMO RISKC
 RISKC                              JLIPSKY                                                     01-JAN-1984
 01-APR-1985 05   MI  P00216  NON   (NONE)                HEALTH CARE NETWORK
 ___________________________________________________________________________________________________________________________________
 H9021                 HMO    IPA   MARION                HEALTHOHIO, INC.                      DEMO RISKB
 RISKB                                                                                          01-JUN-1984
 01-APR-1985 05   OH  P00024  NON   (NONE)                HEALTH OHIO
 ___________________________________________________________________________________________________________________________________
 H9023                 HMO    GROUP CINCINNATI            CHOICE CARE                           DEMO RISKB
 RISKC                                                                                          01-FEB-1984
 01-APR-1985 05   OH  P00638  NON   (NONE)                CHOICE CARE
 ___________________________________________________________________________________________________________________________________
 H9028                 HMO    IPA   INDIANAPOLIS          MAXICARE INDIANA, INC.                DEMO RISKC
 RISKC                              MALSBARY              INDIANAPOLIS                          01-JAN-1984
 01-APR-1985 05   IN  P00028  PRO   MAXICARE              MAX 65 PLUS                           INITIAL VALUE = DEMO
 ___________________________________________________________________________________________________________________________________
 H9039                 CMP    IPA   MINNEAPOLIS           MEDICA                                DEMO RISKB
 RISKB                              MELOVITCH                                                   01-MAR-1984
 01-JUL-1985 05   MN  P09031  NON   (NONE)                PREFERRED HLTH PLN
 ___________________________________________________________________________________________________________________________________
 H9045                 HMO    IPA   CHICAGO               UNITED HEALTHCARE OF ILLINOIS, INC    DEMO RISKC
 RISKC                              MLOWMAN                                                     01-JUN-1984
 01-JUL-1985 05   IL  P00094  PRO   UNITED HEALTHCARE     MEDICARE COMPLETE                     INITIALLY A DEMO
 ___________________________________________________________________________________________________________________________________
 H9051                 HMO    IPA   CHICAGO               MAXICARE HEALTH PLAN OF THE MIDWEST   DEMO RISKC
 RISKC                                                    ILLINOIS                              01-AUG-1984
 01-JUL-1985 05   IL  P00030  PRO   MAXICARE              MAXICARE ILL
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1985 AS OF PERIOD: 12/1998                                                         PAGE:     17
                                                                                                                   DATE: 12/03/1998

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------

                                            ***  TOTAL FOR REGION 05 (CHICAGO): 7                                               ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 H9002                 HMO    IPA   LOS ANGELES           MAXICARE, A CALIFORNIA CORPORATION    DEMO RISKC
 RISKC                                                    SOUTHERN CALIFORNIA                   01-JUL-1984
 01-JUL-1985 09   CA  P00011  PRO   MAXICARE              MAXICARE                              ORIGINALLY A DEMO
 ___________________________________________________________________________________________________________________________________
 H9016                 HMO    GROUP INGLEWOOD             UHP HEALTHCARE                        DEMO RISKC
 RISKC                              RMALSBARY                                                   01-FEB-1984
 01-APR-1985 09   CA  P00171  NON   (NONE)                UNITED HEALTH PLAN FOR SENIORS
 ___________________________________________________________________________________________________________________________________
 H9030                 HMO    STAFF CERRITOS              FHP, INC.                             DEMO RISKC
 RISKC                              MJOHN                 SOUTHERN CALIFORNIA                   01-DEC-1983
 01-APR-1985 09   CA  P00039  PRO   PHS, INC.             FHP SENIOR PLAN
 ___________________________________________________________________________________________________________________________________
 H9037                 HMO    IPA   SACRAMENTO            QUALMED PLANS FOR HEALTH              DEMO RISKB
 RISKB                              WIGGS                 VALLEY DIVISION                       01-JUN-1984
 01-JUL-1985 09   CA  P00761  PRO   (NONE)                QUAL-MED SENIOR SECURITY              INITIAL VALUE = DEMO
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 09 (SAN FRANCISCO): 4                                         ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________
 PAYMENT BILL OPTION CHANGES IN 1976 AS OF PERIOD: 12/1998                                                         PAGE:     18
                                                                                                                   DATE: 12/03/1998

 CONTRACT/            PLAN   MODEL/ CITY/                 PLAN NAME/                            PREV. TYPE/
 CURR TYPE/           TYPE/   TAX   PLAN MANAGER/         REGIONAL COMPONENT/                   EFF DATE/
 EFF DATE    REG  ST   NO.   STATUS CHAIN ORGANIZATION    MEDICARE PRODUCT NAME                 COMMENT
 -----------------------------------------------------------------------------------------------------------------------------------


 H0501                 HMO    IPA   LOS ANGELES           MAXICARE, A CALIFORNIA CORPORATION    OLD RISKA
 COST1                              RMALSBARY             SOUTHERN CALIFORNIA                   01-APR-1977
 25-MAR-1976 09   CA  P00011  PRO   MAXICARE              MAXICARE                              OLD COST TO COST 1 OPTION
 ___________________________________________________________________________________________________________________________________

                                            ***  TOTAL FOR REGION 09 (SAN FRANCISCO): 1                                         ***
 ___________________________________________________________________________________________________________________________________
 ___________________________________________________________________________________________________________________________________

                                                    ************************************
                                                    *                                  *
                                                    *  TOTAL CHANGES:              77  *
                                                    *                                  *
                                                    ************************************
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998          (SORTED BY CHAIN ORGANIZATION)                                PAGE:          1
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0547        HMO   IPA    SAN BRUNO              AETNA U.S. HEALTHCARE OF CALIFORNIA, I 01-JUL-1986              25,119  H0511
 RISKC                     LIPSKY                                                                                  1,117-
    09  CA   P00090  PRO   AETNA HEALTH PLANS     AETNA U.S. HELATHCARE GOLDEN MEDICARE  FEB-1986  01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H0523        HMO   IPA    LOMA LINDA             AETNA U.S.HEALTHCARE OF CALIFORNIA INC 01-MAY-1986              50,993
 RISKC                     JLIPSKY                                                                                    99-
    09  CA   P00144  PRO   AETNA HEALTH PLANS     AETNA U.S. HEALTHCARE GOLDEN MEDIARE P AUG-1986  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3656        CMP   IPA    RICHFIELD              AETNA U.S. HEALTHCARE, INC.            01-OCT-1994              16,322
 RISKC                     JLIPSKY                                                                                 1,039
    05  OH   P00790  PRO   AETNA HEALTH PLANS     AETNA U.S.HEALTHCARE GOLDEN MEDICARE P DEC-1994  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0354        HMO   STAFF  PHOENIX                CIGNA HEALTHCARE OF ARIZONA, INC.      01-DEC-1992              40,930  H0301
 RISKC                     HODO                   PHOENIX                                                            271
    09  AZ   P00065  PRO   CIGNA HP, INC          CIGNA HEALTHCARE FOR SENIORS           JAN-1993  01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H0659        CMP   IPA    DENVER                 CIGNA HEALTHCARE OF COLORADO, INC.     01-OCT-1994               4,914
 RISKC                     CHAMBERS                                                                                  193
    08  CO   P00572  PRO   CIGNA HP, INC          CIGNA HEALTHCARE FOR SENIORS           NOV-1994  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3251        HMO   GROUP  ALBUQUERQUE            LOVELACE HEALTH PLAN, INC.             01-NOV-1993              17,073
 RISKC                     CHAMBERS                                                                                   80
    06  NM   P00149  PRO   CIGNA HP, INC          LOVELACE SENIOR PLAN                   JAN-1994  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1087        CMP   GROUP  TAMPA                  CIGNA HEALTHCARE OF FLORIDA, INC.      01-SEP-1995               6,591
 RISKC                     DCHAMBERS              TAMPA                                                              498
    04  FL   P00837  PRO   CIGNA HP, INC          CIGNA HEALTHCARE FOR SENIORS           NOV-1995  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0570        HMO   IPA    WOODLAND HILLS         HEALTH NET                             01-SEP-1993               4,509
 RISKC                     DDALFONZOWIGGS         CENTRAL VALLEY                                                      50-
    09  CA   P00516  NON   FOUNDATION HEALTH SY   HEALTH NET SENIORITY PLUS              NOV-1993  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0562        HMO   IPA    WOODLAND HILLS         HEALTH NET                             01-OCT-1992              82,777  H0517
 RISKC                     DDALFONZOWIGGS                                                                            318
    09  CA   P00082  NON   FOUNDATION HEALTH SY   HEALTH NET SENIORITY PLUS              DEC-1992  01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H5055        HMO   IPA    BELLEVUE               QUAL-MED WASHINGTON HEALTH PLAN, INC.  01-JAN-1999                 492
 RISKC                     DDALFONZOWIGGS         PUGET SOUND REGION                                                  28-
    10  WA   P00710  PRO   FOUNDATION HEALTH SY   SENIOR SECURITY                        FEB-1994  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0664        HMO   IPA    PUEBLO                 QUAL-MED, INC., COLORADO SPRINGS       01-JAN-1998                 310  H0656
 RISKC                     DWIGGS                 COLORADO SPRINGS                                                     4
    08  CO   P00590  PRO   FOUNDATION HEALTH SY   QUALMED SENIOR SECURITY                FEB-1998  01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H0615        HMO   IPA    DENVER                 QUAL-MED, INC., DENVER                 01-JUL-1988               8,015
 RISKC                     DDALFONZOWIGGS         DENVER                                                             407-
    08  CO   P00587  PRO   FOUNDATION HEALTH SY   QUAL-MED SENIOR SECURITY               AUG-1988  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998          (SORTED BY CHAIN ORGANIZATION)                                PAGE:          2
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0665        HMO   IPA    PUEBLO                 QUAL-MED, INC., PUEBLO                 01-JAN-1998               1,961  H0655
 RISKC                     DWIGGS                 PUEBLO                                                              16-
    08  CO   P00589  PRO   FOUNDATION HEALTH SY   QUALMED SENIOR SECURITY                FEB-1998  01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H5053        CMP   IPA    SPOKANE                QUAL-MED, INLAND NORTHWEST DIVISION    01-JAN-1999               2,145
 RISKC                     DDALFONZOWIGGS                                                                            181-
    10  WA   P00708  PRO   FOUNDATION HEALTH SY   SENIOR SECURITY                        JUN-1993  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3249        HMO   IPA    ALBUQUERQUE            QUALMED, NEW MEXICO                    01-MAR-1992               3,596
 RISKC                     WIGGS                  NEW MEXICO                                                          30
    06  NM   P00319  PRO   FOUNDATION HEALTH SY   QUALMED SENIOR SECURITY                APR-1992  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3949        HMO   GROUP  PHILADELPHIA           QUALMED PLANS FOR HEALTH, INC. (PHILA. 01-FEB-1992              12,085
 RISKC                     WIGGS                                                                                     178-
    03  PA   P00093  PRO   FOUNDATION HEALTH SY   WISE CHOICE                            JUN-1992  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0757        CMP   IPA    NORTH HAVEN            M.D. HEALTH PLAN, INC.                 01-JAN-1999              18,079
 RISKC                     DDALFONZOWIGGS                                                                            166-
    01  CT   P00970  PRO   FOUNDATION HEALTH SY   SENIOR SECURITY                        JUN-1997  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1013        CMP   IPA    SUNRISE                FOUNDATION HEALTH, A FLORIDA HLTH PLAN 01-JUN-1987              24,891
 RISKC                     RMALSBARY                                                                                 510
    04  FL   P09026  PRO   FOUNDATION HEALTH SY   FOUNDATION SENIOR VALUE                JUN-1987  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0351        HMO   IPA    TUCSON                 INTERGROUP PREPAID HLTH SERV OF AZ INC 01-MAR-1992              51,261
 RISKC                     RMALSBARY                                                                                 533
    09  AZ   P00365  PRO   FOUNDATION HEALTH SY   SENIOR CARE                            MAY-1992  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3155        HMO   IPA    NEPTUNE                FIRST OPTION HEALTH PLAN OF NJ, INC    01-DEC-1995               2,809
 RISKC                     DWIGGS                                                                                    182-
    02  NJ   P00800  PRO   FOUNDATION HEALTH SY   SENIOR OPTIONS                         FEB-1996  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0755        HMO   IPA    SHELTON                PHYSICIANS HEALTH SERVICE OF CT., INC. 01-DEC-1996              26,462  H0757
 RISKC                     RMALSBARY                                                                                 128-
    01  CT   P00902  PRO   FOUNDATION HEALTH SY   SMARTCHOICE                            JAN-1997  01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H2206        HMO   STAFF  BROOKLINE              HARVARD PILGRIM HEALTH CARE            01-JUL-1985              62,316
 RISKC                     RKING2                 URBAN                                                              864
    01  MA   P00042  NON   HARVARD                FIRST SENIORITY                        JUL-1985  01-1999/12-1999
             P00343
 __________________________________________________________________________________________________________________________________
 H2204        HMO   GROUP  WELLESLEY              HARVARD COMMUNITY HEALTH PLAN OF NE, I 01-SEP-1985                 506
 RISKC                     RKING2                 WELLESLEY                                                            7
    01  MA   P00161  NON   HARVARD                SENIORCARE                             SEP-1985  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998          (SORTED BY CHAIN ORGANIZATION)                                PAGE:          3
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H2101        HMO   GROUP  BALTIMORE              HEALTHCARE CORP. OF THE MID-ATLANTIC   01-JUN-1986              31,933
 RISKC                     TMORRIS2                                                                                3,147
    03  MD   P00059  PRO   HEALTHCARE CORP OF A   CAREFIRST                              JUN-1986  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3050        HMO   IPA    CONCORD                HEALTHSOURCE NEW HAMPSHIRE, INC.       01-APR-1997              11,589
 RISKC                     DCHAMBERS                                                                                 559
    01  NH   P00452  PRO   HEALTHSOURCE, INC.     HEALTHSOURCE FOR SENIORS               MAY-1997  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3330        CMP   GROUP  NEW YORK               HIP OF GREATER NEW YORK                01-JUL-1987              70,070  H3314
 RISKC                     RGROSS2                                                                                   721
    02  NY   P09023  NON   HIP OF NEW YORK        HIP VIP MEDICARE PLAN                  AUG-1987  01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H3152        HMO   IPA    FAIRFIELD              AETNA U.S. HEALTHCARE, INC.            01-SEP-1993              79,390
 RISKC                     MORRIS                 MOORESTOWN                                                         358
    02  NJ   P00203  PRO   U.S. HEALTHCARE, INC   AETNA U.S. HEALTHCARE GOLDEN MEDICARE  NOV-1993  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3158        HMO   GROUP  NEW BRUNSWICK          HIP OF NEW JERSEY, INC.                01-JAN-1996              10,087
 RISKC                     RGROSS2                                                                                   290
    02  NJ   P00112  NON   HIP OF NEW YORK        HIP VIP MEDICARE PLAN                  JAN-1996  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2649        HMO   STAFF  KANSAS CITY            HUMANA KANSAS CITY, INC.               01-JAN-1990              24,726  H2605
 RISKC                     FOSTER                                                                                     68
    07  MO   P00022  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                  JAN-1990  01-1999/12-1999        OLD RISKC
 __________________________________________________________________________________________________________________________________
 H1036        HMO   STAFF  MIRAMAR                HUMANA MEDICAL PLAN, INC               01-FEB-1986             238,957  H9050
 RISKC                     MMCLEAN                SOUTH FLORIDA MARKET                                             2,672-
    04  FL   P00126  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                  APR-1985  01-1999/12-1999        RISKB
             P00304
             P00649
             P00569
 __________________________________________________________________________________________________________________________________
 H1890        CMP   IPA    LOUISVILLE             HUMANA HEALTH PLAN, INC.               01-JAN-1988              13,153
 RISKC                     MMCLEAN                                                                                    98
    04  KY   P09032  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                  DEC-1987  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1406        HMO   STAFF  CHICAGO                HUMANA HEALTH PLAN, INC.               01-JUL-1985              67,123  H1458
 RISKC                     PFOSTER                ILLINOIS                                                         1,902
    05  IL   P00061  NON   HUMANA INC.            HUMANA GOLD PLUS PLAN                  JUL-1985  01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H4504        HMO   IPA    CORPUS CHRISTI         HUMANA HP OF TEXAS                     01-JAN-1986              10,896
 RISKC                     PFOSTER                CORPUS CHRISTI                                                      51-
    06  TX   P00206  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                  JAN-1986  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4510        HMO   IPA    SAN ANTONIO            HUMANA HP OF TEXAS                     01-MAR-1988              59,826
 RISKC                     MMCLEAN                SAN ANTONIO                                                      6,679
    06  TX   P00573  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                  JUN-1988  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998          (SORTED BY CHAIN ORGANIZATION)                                PAGE:          4
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0307        HMO   IPA    PHOENIX                HUMANA HEALTH PLAN, INC.               01-APR-1988              23,050
 RISKC                     MMCLEAN                PHOENIX                                                            141
    09  AZ   P00570  PRO   HUMANA INC.            HUMANA GOLD PLUS PLAN                  JUN-1988  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0954        CMP   GROUP  ROCKVILLE              KAISER FNDN HP OF THE MID-ATLANTIC STS 01-FEB-1997              19,835  H0951
 RISKC                     HENDEL                 DC                                                               1,272
    03  MD   P00014  NON   KAISER FOUNDATION HP   KAISER PERMANENTE                      AUG-1997  01-1999/12-1999        RISKC
             P00014
 __________________________________________________________________________________________________________________________________
 H0630        HMO   GROUP  DENVER                 KAISER FOUNDATION HP OF CO             01-JAN-1986              41,821  H0600
 RISKC                     LOWMAN                                                                                    349
    08  CO   P00047  NON   KAISER FOUNDATION HP   KAISER PERMANENTE SENIOR ADVANTAGE     DEC-1985  01-1999/12-1999        HCPP
 __________________________________________________________________________________________________________________________________
 H1170        HMO   GROUP  ATLANTA                KAISER FOUNDATION HP OF GA, INC.       01-JAN-1997               5,432
 RISKC                     AKNIEVEL                                                                                  250
    04  GA   P00366  NON   KAISER FOUNDATION HP   SENIOR ADVANTAGE                       MAY-1997  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1751        HMO   GROUP  OVERLAND PARK          KAISER FOUNDATION HP OF KS CITY, INC.  01-JUN-1996               3,939
 RISKC                     HENDEL                                                                                     23
    07  KS   P00178  NON   KAISER FOUNDATION HP   KAISER PERMANENTE SENIOR ADVANTAGE     AUG-1996  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3607        CMP   GROUP  CLEVELAND              KAISER FOUNDATION HP OF OHIO           01-JAN-1987              26,104  H6360
 RISKC                     MLOWMAN                CLEVELAND                                                          178
    05  OH   P00046  NON   KAISER FOUNDATION HP   MEDICARE PLUS                          JAN-1987  01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H3363        HMO   GROUP  WHITE PLAINS           KAISER FOUNDATION HP OF NY             01-OCT-1995               2,230
 RISKC                     AKNIEVEL               COMMUNITY HEALTH PLA                                                50
    02  NY   P00021  NON   KAISER FOUNDATION HP   SENIOR ADVANTAGE                       DEC-1995  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H9003        HMO   GROUP  PORTLAND               KAISER FOUNDATION HP OF THE N W        01-APR-1980              34,180  H3803
 RISKC                     AKNIEVEL                                                                                   63
    10  OR   P00045  NON   KAISER FOUNDATION HP   KAISER-NW                              APR-1985  01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H0526        HMO   GROUP                         KAISER FOUNDATION HP, INC.             01-JAN-1988               5,360
 RISKC                     SHENDEL                BAKERSFIELD                                                         94
    09  CA   P00578  NON   KAISER FOUNDATION HP   KAISER PERMANENTE SENIOR ADVANTAGE     JAN-1988  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0583        CMP   GROUP                         KAISER FOUNDATION HP, INC.             01-APR-1994             220,984  H6052
 RISKC                     SHENDEL                OAKLAND                                                          4,304
    09  CA   P00184  NON   KAISER FOUNDATION HP   KAISER SENIOR ADVANTAGE                JUL-1994  01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H0524        CMP   GROUP  OAKLAND                KAISER FOUNDATION HP, INC.             01-AUG-1987             220,469  H6050
 RISKC                     SHENDEL                LOS ANGELES                                                      2,044
    09  CA   P00187  NON   KAISER FOUNDATION HP   KAISER PERMANENTE SENIOR ADVANTAGE     SEP-1987  01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998          (SORTED BY CHAIN ORGANIZATION)                                PAGE:          5
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H1230        CMP   GROUP  HONOLULU               KAISER FOUNDATION HP, INC.             01-MAY-1986              15,832  H1200
 RISKC                     HENDEL                 HONOLULU                                                             5-
    09  HI   P00195  NON   KAISER FOUNDATION HP   SENIOR PLAN                            MAY-1986  01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H0558        HMO   IPA    LOS ANGELES            MAXICARE, A CALIFORNIA CORPORATION     01-SEP-1991               6,183  H9002
 RISKC                     MALSBARY               SOUTHERN CALIFORNIA                                                279
    09  CA   P00011  PRO   MAXICARE               MAX65                                  DEC-1991  01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H9028        HMO   IPA    INDIANAPOLIS           MAXICARE INDIANA, INC.                 01-JAN-1984               4,698
 RISKC                     MALSBARY               INDIANAPOLIS                                                        54
    05  IN   P00028  PRO   MAXICARE               MAX 65 PLUS                            APR-1985  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0752        CMP   IPA    NORWALK                OXFORD HEALTH PLANS, (CONNECTICUT), IN 01-OCT-1995               6,706
 RISKC                     JHEALEY                                                                                   895-
    01  CT   P00815  PRO   OXFORD HEALTH PLANS    MEDICARE ADVANTAGE                     MAR-1996  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3107        CMP   IPA    NEW YORK               OXFORD HEALTH PLANS (NEW JERSEY), INC. 01-OCT-1991              19,829
 RISKC                     JHEALEY                                                                                   704-
    02  NY   P00428  PRO   OXFORD HEALTH PLANS    OXFORD MEDICARE ADVANTAGE              MAR-1992  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3307        CMP   IPA    NEW YORK               OXFORD HEALTH PLANS (NEW YORK) INC.    01-OCT-1991             122,472
 RISKC                     JHEALEY                                                                                 3,153-
    02  NY   P09030  PRO   OXFORD HEALTH PLANS    OXFORD MEDICARE ADVANTAGE              JAN-1992  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1056        HMO   IPA    MIAMI                  PCA HEALTH PLANS OF FLORIDA, INC.      01-JAN-1999               7,808  H1055
 RISKC                     PFOSTER                                                                                   341-
    04  FL   P00670  PRO   PCA, INC.              PCA QUALICARE                          NOV-1991  01-1998/12-1998        RISKC
 __________________________________________________________________________________________________________________________________
 H4557        HMO   IPA    AUSTIN                 PCA HEALTH PLANS OF TEXAS, INC.        01-JAN-1999               8,644
 RISKC                     MMCLEAN                AUSTIN                                                           6,719-
    06  TX   P00260  PRO   PCA, INC.              PCA QUALICARE                          MAR-1993  01-1998/12-1998
 __________________________________________________________________________________________________________________________________
 H1460        HMO   IPA    OAKBROOK TERRACE       PRINCIPAL HEALTH PLAN OF ILLINOIS      01-JAN-1996               5,059
 RISKC                     TMORRIS2                                                                                  113-
    05  IL   P00308  PRO   PHS, INC.              FHP SENIOR PLAN                        FEB-1996  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3658        HMO   IPA    CINCINNATI             PACIFICARE OF OHIO, INC.               01-MAY-1996              16,556
 RISKC                     MJOHN                                                                                     389
    05  OH   P00360  PRO   PHS, INC.              SENIOR PLAN                            JUN-1996  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0303        HMO   IPA    PHOENIX                PACIFICARE OF ARIZONA, INC             01-APR-1986              86,488
 RISKC                     MJOHN                                                                                     585-
    09  AZ   P00388  PRO   PHS, INC.              SECURE HORIZONS                        APR-1986  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3204        HMO   IPA    ALBUQUERQUE            FHP OF NEW MEXICO, INC.                01-APR-1986              16,616  H3250
 RISKC                     RMALSBARY                                                                                  51-
    06  NM   P00389  PRO   PHS, INC.              FHP SENIOR PLAN                        APR-1986  01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998          (SORTED BY CHAIN ORGANIZATION)                                PAGE:          6
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H2949        HMO   IPA    LAS VEGAS              PACIFICARE OF NEVADA, INC              01-OCT-1992              22,898
 RISKC                     MJOHN                  LAS VEGAS, NV                                                      502-
    09  NV   P00697  PRO   PHS, INC.              SECURE HORIZONS                        NOV-1992  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0543        HMO   IPA    CYPRESS                PACIFICARE OF CA, INC                  01-JUN-1985             434,014  H0513
 RISKC                     MJOHN                  SOUTHERN CALIFORNIA                                                205-
    09  CA   P00527  PRO   PHS, INC.              SECURE HORIZONS                        SEP-1985  01-1999/12-1999        COST1
             P00682
             P00523
             P00524
             P00525
             P00526
 __________________________________________________________________________________________________________________________________
 H3749        HMO   GROUP  TULSA                  PACIFICARE OF OKLAHOMA, INC.           01-JAN-1991              16,171  H3753
 RISKC                     MJOHN                                                                                      50
    06  OK   P00398  PRO   PHS, INC.              SECURE HORIZONS                        FEB-1991  01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H3805        HMO   IPA    LAKE OSWEGO            PACIFICARE OF OREGON, INC.             01-JAN-1986              29,587  H3850
 RISKC                     MJOHN                  PORTLAND                                                            86
    10  OR   P00363  PRO   PHS, INC.              SECURE HORIZONS                        FEB-1986  01-1999/12-1999        RISKC
             P00417
             P00416
 __________________________________________________________________________________________________________________________________
 H3862        HMO   GROUP  LAKE OSWEGO            PACIFICARE OF OREGON II                01-JAN-1998               7,882
 RISKC                     MJOHN                  SALEM                                                               35
    10  OR   P00416  PRO   PHS, INC.              SECURE HORIZONS                        JAN-1998  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3863        HMO   GROUP  LAKE OSWEGO            PACIFICARE OF OREGON II                01-JAN-1998               1,886
 RISKC                     MJOHN                  CORVALLIS                                                           19-
    10  OR   P00417  PRO   PHS, INC.              SECURE HORIZONS                        FEB-1998  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4590        HMO   IPA    SAN ANTONIO            PACIFICARE OF TEXAS, INC.              01-NOV-1987              61,880  H4562
 RISKC                     MJOHN                  SAN ANTONIO                                                      1,466-
    06  TX   P00483  PRO   PHS, INC.              SECURE HORIZONS                        JAN-1988  01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H4653        HMO   GROUP  SALT LAKE CITY         PACIFICARE OF UTAH, INC.               01-JAN-1999               9,689  H4600
 RISKC                     MJOHN                                                                                     491-
    08  UT   P00882  PRO   PHS, INC.              SENIOR PLAN                            SEP-1996  01-1998/12-1998        HCPP
 __________________________________________________________________________________________________________________________________
 H0609        HMO   IPA    ENGLEWOOD              PACIFICARE OF COLORADO, INC            01-JUL-1986              58,527
 RISKC                     MJOHN                  DENVER                                                           1,074
    08  CO   P00020  PRO   PHS, INC.              SECURE HORIZONS                        JUL-1986  01-1999/12-1999
             P00020
 __________________________________________________________________________________________________________________________________
 H5005        CMP   IPA    MERCER ISLAND          PACIFICARE OF WASHINGTON, INC.         01-MAR-1987              60,373  H5060
 RISKC                     MJOHN                                                                                     521
    10  WA   P09025  PRO   PHS, INC.              SECURE HORIZONS                        NOV-1987  01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998          (SORTED BY CHAIN ORGANIZATION)                                PAGE:          7
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H0598        HMO   IPA    CYPRESS                PACIFICARE OF CA, INC                  01-JUL-1995               6,966
 RISKC                     MJOHN                  BUTTE COUNTY                                                       158
    09  CA   P00812  PRO   PHS, INC.              SECURE HORIZONS                        SEP-1995  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0559        HMO   IPA    SAN FRANCISCO          PACIFICARE OF CALIFORNIA, INC.         01-FEB-1992              97,788  H0582
 RISKC                     MJOHN                  NORTHERN CALIFORNIA                                                569
    09  CA   P00685  PRO   PHS, INC.              SECURE HORIZONS                        APR-1992  01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H1081        HMO   GROUP  MAITLAND               PRUDENTIAL HLTH CARE PLAN, INC.        01-JUL-1995              13,185
 RISKC                     JHEALEY                ORLANDO                                                            895
    04  FL   P00239  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE       SEP-1995  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4560        HMO   IPA    SAN ANTONIO            PRUDENTIAL HLTH CARE PLAN, INC         01-OCT-1994               4,831
 RISKC                     JHEALEY                SAN ANTONIO                                                         59
    06  TX   P00278  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE       DEC-1994  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4563        HMO   GROUP  ATLANTA                PRUDENTIAL HLTH CARE PLAN, INC.        01-JAN-1995               9,784
 RISKC                     JHEALEY                HOUSTON                                                             57
    04  GA   P00016  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE       FEB-1995  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1070        HMO   GROUP  JACKSONVILLE           PRUDENTIAL HLTH CARE PLAN, INC.        01-AUG-1994              12,396
 RISKC                     JHEALEY                JACKSONVILLE                                                       290
    04  FL   P00263  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE       SEP-1994  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1074        HMO   IPA    TAMPA                  PRUDENTIAL HLTH CARE PLAN, INC.        01-NOV-1994              26,863
 RISKC                     JHEALEY                TAMPA                                                              474
    04  FL   P00381  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE       JAN-1995  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3163        HMO   IPA    ISELIN                 PRUDENTIAL HLTH CARE PLAN, INC.        01-JAN-1999               2,790
 RISKC                     JHEALEY                NEW JERSEY                                                         766-
    06  TX   P00081  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE       JUL-1997  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3386        HMO   IPA    ISELIN                 PRUDENTIAL HCP OF NEW YORK, INC        01-JAN-1999                 775
 RISKC                     JHEALEY                NEW YORK                                                           273-
    02  NJ   P00232  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE       FEB-1998  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0576        CMP   GROUP  WOODLAND HILLS         PRUDENTIAL HEALTH CARE PLAN OF CA      01-JAN-1999               2,856
 RISKC                     JHEALEY                                                                                 2,470-
    09  CA   P00746  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE       JUL-1994  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0577        CMP   GROUP  WOODLAND HILLS         PRUDENTIAL HEALTH CARE PLAN OF CA      01-JAN-1999               2,398
 RISKC                     JHEALEY                                                                                 1,332-
    09  CA   P00747  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE       JUL-1994  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1073        HMO   GROUP  PLANTATION             PRUDENTIAL HLTH CARE PLAN, INC.        01-AUG-1994              22,156
 RISKC                     JHEALEY                PRUCARE OF SOUTH FLORIDA                                           290
    04  FL   P00756  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE       OCT-1994  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998          (SORTED BY CHAIN ORGANIZATION)                                PAGE:          8
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H3654        CMP   GROUP  CLEVELAND              PRUDENTIAL HEALTH CARE PLAN OF N. OHIO 01-AUG-1994              16,768
 RISKC                     JHEALEY                PRUCARE OF N. OHIO                                                 400
    05  OH   P00775  PRO   PRUDENTIAL HC PLAN     PRUDENTIAL HEALTHCARE SENIORCARE       SEP-1994  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2654        CMP   IPA    MARYLAND HEIGHTS       UNITED HEALTHCARE OF THE MIDWEST, INC. 01-OCT-1992              45,255  H2658
 RISKC                     SLINDENBERG                                                                               465
    07  MO   P00367  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                      DEC-1992  01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H3354        HMO   IPA    JACKSON HEIGHTS        NYLCARE HEALTH PLANS,INC.              01-JAN-1999               9,018
 RISKC                     TGRAHAM                N Y CITY - NY                                                      400-
    02  NY   P00507  PRO   SANUS HP, INC          NYLCARE 65                             APR-1992  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3161        HMO   IPA    JACKSON HEIGHTS        NYLCARE HEALTH PLANS, INC.             01-JAN-1999                 778
 RISKC                     TGRAHAM                NEW JERSEY                                                          95-
    02  NY   P00508  PRO   SANUS HP, INC          NYLCARE 65                             MAY-1997  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4507        HMO   IPA    IRVING                 NYLCARE HEALTH PLANS,INC               01-JAN-1987              36,251
 RISKC                     TGRAHAM                DALLAS                                                           1,282
    06  TX   P00237  PRO   SANUS HP, INC          NYLCARE 65                             JAN-1987  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4558        HMO   IPA    HOUSTON                NYLCARE HEALTH PLANS, INC.             01-JUN-1993              52,323  H4549
 RISKC                     GRAHAM                                                                                    995
    06  TX   P00196  PRO   SANUS HP, INC          NYLCARE 65                             JUL-1993  01-1999/12-1999        HCPP
 __________________________________________________________________________________________________________________________________
 H2152        HMO   IPA    GREENBELT              NYLCARE HEALTH PLANS, INC.             01-JAN-1999              14,133
 RISKC                     TGRAHAM                GREENBELT                                                        1,152-
    03  MD   P00079  PRO   SANUS HP, INC          NYLCARE 65                             AUG-1994  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3931        HMO   IPA    BLUE BELL              AETNA U.S. HEALTHCARE                  01-NOV-1985              98,875  H3901
 RISKC                     JLIPSKY                BLUE BELL                                                          459
    03  PA   P00147  PRO   U.S. HEALTHCARE, INC   US HEALTHCARE                          NOV-1985  01-1999/12-1999        COST1
 __________________________________________________________________________________________________________________________________
 H3951        HMO   IPA    PITTSBURGH             AETNA U.S. HEALTHCARE                  01-JUL-1991              29,001
 RISKC                     JLIPSKY                PITTSBURGH                                                         166
    03  PA   P00533  PRO   U.S. HEALTHCARE, INC   AETNA U.S. HEALTHCARE GOLDEN MEDICARE  AUG-1991  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H3312        HMO   IPA    UNIONDALE              AETNA U.S. HEALTHCARE, INC.            01-OCT-1986              39,879
 RISKC                     JLIPSKY                                                                                 1,587
    02  NY   P00405  PRO   U.S. HEALTHCARE, INC   AETNA U.S.HEALTHCARE GOLDEN MEDICARE P DEC-1986  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0751        HMO   IPA    MIDDLETOWN             AETNA U.S. HEALTHCARE INC.             01-APR-1994              14,494
 RISKC                     JLIPSKY                                                                                   157-
    01  CT   P00543  PRO   U.S. HEALTHCARE, INC   AETNA U.S. HEALTHCARE GOLDEN MEDICARE  JUL-1994  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4102        CMP   IPA    WARWICK                UNITED HEALTH PLANS OF NEW ENGLAND, IN 01-OCT-1987              22,320
 RISKC                     SLINDENBERG                                                                               162-
    01  RI   P00311  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                      FEB-1988  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998          (SORTED BY CHAIN ORGANIZATION)                                PAGE:          9
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H2151        CMP   IPA    BALTIMORE              UNITED HEALTHCARE OF THE MID-ATLANTIC, 01-MAY-1994              20,673
 RISKC                     SLINDENBERG                                                                               393-
    03  MD   P00743  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                      JUN-1994  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0151        CMP   IPA    BIRMINGHAM             UNITED HEALTHCARE OF ALABAMA, INC.     01-FEB-1995              20,413
 RISKC                     MLOWMAN                                                                                   292
    04  AL   P00766  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                      APR-1995  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1080        CMP   IPA    TAMPA                  UNITED HEALTHCARE OF FL, INC.          01-JAN-1996              35,413
 RISKC                     MLOWMAN                TAMPA                                                            1,196
    04  FL   P00806  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                      FEB-1996  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H9011        CMP   STAFF  ORLANDO                UNITED HEALTHCARE OF FLORIDA INC.      01-OCT-1982              66,796
 RISKC                     MLOWMAN                                                                                   132
    04  FL   P00152  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                      APR-1985  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H1155        CMP   IPA    ATLANTA                UNITED HEALTHCARE OF GEORGIA, INC.     01-MAR-1996              15,900
 RISKC                     MLOWMAN                                                                                 1,152-
    04  GA   P00832  PRO   UNITED HEALTHCARE      UNITED FOR SENIORS                     MAY-1996  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H9045        HMO   IPA    CHICAGO                UNITED HEALTHCARE OF ILLINOIS, INC     01-JUL-1984              60,095  H1452
 RISKC                     MLOWMAN                                                                                 1,040-
    05  IL   P00094  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                      JUL-1985  01-1999/12-1999        RISKC
 __________________________________________________________________________________________________________________________________
 H3659        CMP   IPA    COLUMBUS               UNITED HEALTHCARE OF OHIO, INC.        01-MAY-1996              53,256
 RISKC                     MLOWMAN                                                                                   613-
    05  OH   P00840  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                      JUL-1996  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H5253        CMP   IPA    MILWAUKEE              PRIMECARE HEALTH PLAN, INC.            01-AUG-1995              20,508
 RISKC                     MLOWMAN                                                                                   344
    05  WI   P00792  PRO   UNITED HEALTHCARE      PRIMECARE GOLD                         OCT-1995  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H2802        CMP   IPA    OMAHA                  UNITED HEALTHCARE OF THE MIDLANDS, INC 01-OCT-1985               7,717
 RISKC                     SLINDENBERG                                                                                69
    07  NE   P00281  PRO   UNITED HEALTHCARE      SENIORCARE                             OCT-1985  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4458        CMP   IPA    NASHVILLE              UNITED HEALTHCARE OF TENNESSEE, INC.   01-FEB-1998                  20
 RISKC                     CEISENBERG                                                                                 20
    04  TN   P01013  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE - MEMPHIS                      01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H4567        CMP   GROUP  DALLAS                 UNITED HEALTHCARE OF TEXAS, INC-DALLAS 01-JAN-1999               5,694
 RISKC                     SLINDENBERG                                                                             2,333-
    06  TX   P00909  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                      MAY-1997  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0661        CMP   GROUP  ENGLEWOOD              UNITED HEALTHCARE OF COLORADO, INC.    01-JAN-1999               9,644
 RISKC                     SLINDENBERG                                                                             1,572-
    08  CO   P00905  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                      APR-1997  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 TEFRA RISK CONTRACTS AS OF PERIOD: 12/1998          (SORTED BY CHAIN ORGANIZATION)                                PAGE:         10
                                                                                                                   DATE: 12/03/1998

 CONTR NO.   PLAN  MODEL/  CITY/                  PLAN NAME/                            CONTR EFFEC.             ENROLLMENT  PREV.
 DESC        TYPE/  TAX    PLAN MANAGER/          REGIONAL COMPONENT/                       DATE /    ACR CONTR  FOR PERIOD/ CONT#/
   REG  ST    NO.  STATUS  CHAIN ORGANIZATION     MEDICARE PRODUCT NAME                1ST ENROLLMENT   PERIOD   MTHLY CHGE  TYPE
 ----------------------------------------------------------------------------------------------------------------------------------
 H1954        HMO   IPA    BATON ROUGE            UNITED HEALTH CARE OF LOUISIANA        01-SEP-1994              23,089
 RISKC                     LOWMAN                                                                                     79
    06  LA   P00667  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                      NOV-1994  01-1999/12-1999
 __________________________________________________________________________________________________________________________________
 H0452        CMP   IPA    LITTLE ROCK            UNITED HEALTHCARE OF ARKANSAS, INC.    01-JUL-1997                 661
 RISKC                     SLINDENBERG                                                                                51
    06  AR   P00918  PRO   UNITED HEALTHCARE      MEDICARE COMPLETE                                01-1999/12-1999
 __________________________________________________________________________________________________________________________________
