Costs

People with Medicare must pay the deductible and coinsurance for most services.

The deductible is the amount a person must pay before Medicare starts to pay for services and supplies covered under the program.

Coinsurance is the share of the cost for services a person must pay after they meet the deductible.

People may also buy Medicare supplemental health insurance (known as Medigap) to help pay some of these costs. We’ll find out more about this on the next page.