Health insurance coverage at midlife: characteristics, costs, and dynamics.
Johnson, Richard W
Date of Pub
Recent data from the first two waves of the Health and Retirement Study are analyzed to evaluate prevalence of different types
of health insurance, characteristics of different plan types, and changes in coverage as individuals approach retirement age.
Although overall rates of coverage are quite high among the middle-aged, the risk of noncoverage is high within many disadvantaged
groups, including Hispanics, low-wage earners, and the recently disabled. Sixty percent of individuals with health benefits
are enrolled in health maintenance organizations (HMOs) or preferred provider organizations (PPOs). In addition, one-fourth
of enrollees in fee-for-service (FFS) plans report restrictions in their access to specialists.
Age Factors : Costs and Cost Analysis : Demography : Female : Health Benefit Plans, Employee/statistics & numerical data :
Health Care Surveys : Human : Insurance Coverage/statistics & numerical data : Insurance, Health/classification/statistics
& numerical data : Logistic Models : Longitudinal Studies : Male : Middle Age : Support, Non-U.S. Gov't : Support, U.S. Gov't,
P.H.S. : United States