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Title
Health insurance coverage at midlife: characteristics, costs, and dynamics.
First Author
Johnson, Richard W
Date of Pub
1997 Spring
Pages
123-148
Volume
18
Issue
3
Other Authors
Crystal, Stephen
Abstract
Recent data from the first two waves of the Health and Retirement Study are analyzed to evaluate prevalence of different types of health insurance, characteristics of different plan types, and changes in coverage as individuals approach retirement age. Although overall rates of coverage are quite high among the middle-aged, the risk of noncoverage is high within many disadvantaged groups, including Hispanics, low-wage earners, and the recently disabled. Sixty percent of individuals with health benefits are enrolled in health maintenance organizations (HMOs) or preferred provider organizations (PPOs). In addition, one-fourth of enrollees in fee-for-service (FFS) plans report restrictions in their access to specialists.
Abstract Continued
N/A
MeSH
Age Factors : Costs and Cost Analysis : Demography : Female : Health Benefit Plans, Employee/statistics & numerical data : Health Care Surveys : Human : Insurance Coverage/statistics & numerical data : Insurance, Health/classification/statistics & numerical data : Logistic Models : Longitudinal Studies : Male : Middle Age : Support, Non-U.S. Gov't : Support, U.S. Gov't, P.H.S. : United States
NTIS Number
PB98-110554