

                MEDICARE MANAGED CARE CONTRACT REPORT
                      (DATA AS OF DECEMBER 01, 1997)

      ATTACHED FOR YOUR INFORMATION IS A SUMMARY OF STATISTICS REGARDING
      MEDICARE CONTRACTS WITH PREPAID ORGANIZATIONS.

      CURRENT CONTRACT SUMMARY:     NUMBER OF PLANS          ENROLLEES
      ------------------------      ---------------          ---------
         TOTAL PREPAID CONTRACTS         417                 5,895,227
             RISK (INCLUDES 0 DCGS)      307                 5,211,339
             COST                         37                   205,368
             OTHER DEMOS                  25                    89,480
             HCPPS                        48                   389,040

      PAYMENT STATISTICS:
      ------------------
         $2508M   TOTAL PAYMENT MADE TO ALL PREPAID PLANS FOR DECEMBER 1997
         $7414M   FISCAL YEAR TO DATE

      ENROLLMENT STATISTICS
      ---------------------
             RISK ENROLLMENT CHANGED FROM  5,129,177 IN NOVEMBER
                  TO  5,211,339 IN DECEMBER OR 1.6% INCREASE.
             TOTAL ENROLLMENT CHANGED FROM  5,813,258 IN NOVEMBER
                   TO  5,895,227 IN DECEMBER OR 1.4% INCREASE.

      CHANGES SINCE NOVEMBER 01, 1997 REPORT:
      -------------------------------------

             1 DEMOS CONTRACT WAS SIGNED:
               KAISER FOUNDATION HP, INC.-LOS ANGELES, OAKLAND, CA

             4 PLANS EXPANDED THEIR SERVICE AREA:
               HEALTH FIRST HEALTH PLANS, INC., MELBOURNE, FL
               HUMANA HEALTH PLAN, INC. ILLINOIS , CHICAGO, IL
               EVERCARE - BOSTON , WALTHAM, MA
               EVERCARE - ATLANTA , ATLANTA, GA

      PENDING APPLICATIONS
      --------------------
            53 RISK PLANS
             6 OTHER DEMOS
             2 COST PLANS

      PENDING SERVICE AREA EXPANSIONS
      -------------------------------
            36 RISK
             0 COST

      THIS REPORT WILL BE UPDATED BY THE TENTH OF EACH MONTH.
      IF YOU HAVE ANY QUESTIONS, PLEASE CALL (410) 786-1111.
      PREPARED BY: OFFICE OF MANAGED CARE,
                   HEALTH CARE FINANCING ADMINISTRATION.

                                                  ENROLLMENT AND PAYMENT SUMMARY
                                                  ------------------------------
                                                      (AS OF  DECEMBER 01, 1997)

 MEDICARE HMO/CMP DATA
 ---------------------
                                                                   PAYMENT       DEC, 97     YR TO DATE     DEC, 97
                                                        DEC, 97    FISCAL YR     INTERIM       INTERIM      TOTAL
                              NUMBER OF   NUMBER OF     PAYMENT    TO DATE       PAYMENT       PAYMENT      PAYMENT
 TYPE OF CONTRACT             CONTRACTS   ENROLLEES   (MILLIONS)  (MILLIONS)*  (MILLIONS)**  (MILLIONS)   (MILLIONS)
 ----------------             ---------   ---------   ----------  ----------   ----------    ----------   ----------

      TEFRA RISK    1/           307      5,211,339     $2,368.8    $7,001.1         $0.0          $0.0     $2,368.8
      DEMOS                       25         89,480        $47.4      $136.6         $0.0          $0.0        $47.4
                                 ---      ---------       ------    --------      -------       -------      -------
        SUBTOTAL                 332      5,300,819     $2,416.2    $7,137.7         $0.0          $0.0     $2,416.2

      TEFRA COST    2/            37        205,368        $38.4      $115.2         $0.0         $16.2        $38.4
                                 ---      ---------       ------    --------      -------       -------      -------

        SUBTOTAL HMO/CMP         369      5,506,187     $2,454.6    $7,252.9         $0.0         $16.2     $2,454.6

      HCPP PART B   3/            48        389,040        $53.1      $161.4         $0.0          $6.8        $53.1
                                 ---      ---------       ------    --------      -------       -------      -------
 TOTAL                           417      5,895,227     $2,507.7    $7,414.3         $0.0         $23.0     $2,507.7


 _________________________________________________________________________________________________________________

 1/  INCLUDES 15 CONTRACTS WHICH HAVE BEEN SIGNED, BUT FOR WHICH NO PAYMENT HAS YET BEEN MADE FOR DECEMBER 1997.
     ALSO INCLUDES 0 DCGS.

 2/  INCLUDES 2 PLANS WITH TEFRA RISK CONTRACTS WHICH HAVE ENROLLEES STILL BEING PAID UNDER THE COST METHODS.

 3/  INCLUDES ENROLLMENT FROM 10 HCPPS WHICH HAVE SIGNED RISK CONTRACTS.

 *   INCLUDES CURRENT MONTH.

 **  REPORTS SPECIAL, NON MONTHLY RECONCILIATION PAYMENTS

                           SUMMARY OF RISK/COST/HCPP CONTRACTS
                                       BY CATEGORY
                                 (AS OF   DECEMBER 01, 1997)
                           -----------------------------------

 TEFRA RISK CONTRACTS
 --------------------
                                NUMBER OF                NUMBER OF
                                CONTRACTS      (%)       ENROLLEES       (%)
                                ---------      ---       ---------       ---
      MODEL
      -----
          IPA                      215         70        3,304,737        63
          GROUP                     72         24        1,101,319        21
          STAFF                     19          6          805,017        16

      OWNERSHIP
      ---------
          PROFIT                   221         72        3,613,287        69
          NON PROFIT                86         28        1,598,052        31
 ___________________________________________________________________________

 TEFRA COST CONTRACTS*
 ---------------------
                                NUMBER OF                NUMBER OF
                                CONTRACTS      (%)       ENROLLEES       (%)
                                ---------      ---       ---------       ---
      MODEL
      -----
          IPA                       15         42          144,803        75
          GROUP                     12         33           25,535        13
          STAFF                      9         25           23,339        12

      OWNERSHIP
      ---------
          PROFIT                    12         32           24,415        12
          NON PROFIT                25         68          177,948        88


 *DOES NOT INCLUDE COST ENROLLEES REMAINING IN RISK PLANS.
                           SUMMARY OF RISK/COST/HCPP CONTRACTS
                                       BY CATEGORY
                                 (AS OF   DECEMBER 01, 1997)
                           -----------------------------------
 HCPP CONTRACTS
 --------------
                                NUMBER OF                NUMBER OF
                                CONTRACTS      (%)       ENROLLEES       (%)
                                ---------      ---       ---------       ---
      MODEL
      -----
          IPA                        7         15           60,182        21
          GROUP                     34         71          179,946        64
          STAFF                      3          6           10,414         4
          UNION                      2          4           23,925         9
          EMPLOYER GROUP             1          2            3,139         1
          MEDICAL GROUP              0          0                0         0
          PUBLIC HMO                 0          0                0         0
          STATE LICENSED HMO         0          0                0         0
          OTHER                      1          2            2,311         1

      OWNERSHIP
      ---------
          PROFIT                     8         17           44,585        16
          NON PROFIT                39         83          233,021        84

                             MEDICARE PREPAID OPERATIONS
                             ---------------------------

                                      POST-TEFRA
                                  (AS OF  DEC 1997)
                                  -----------------

 RUN DATE: 12/01/97

                                       # PLANS                   # ENROLLEES
                                       -------                   -----------

 TEFRA RISK                              307                       5,211,339

 OLD RISK                                  0                               0

 COST BASIS                               37                         205,368

 DEMO                                     25                          89,480
                                         ---                      ----------

   TOTAL HMO                             369                       5,506,187


 HCPPS & GPPPS                            39                         389,040
                                         ---                      ----------

   TOTAL PREPAID                         408                       5,895,227

     MEDICARE ENROLLEE DISTRIBUTION BY STATE AS OF DECEMBER 01, 1997



                                                                                                    TEFRA RISK
                                 TOTAL         MEDICARE        MEDICARE        TEFRA RISK            ENROLLEES
                               POPULATION        BENES           BENES         ENROLLEES              AS % OF
                               IN THOUS.       IN THOU         PERCENT          DECEMBER              MEDICARE
     STATE                     07/01/96 *      12/31/96        TOTAL POP         1997                   BENES
     ---------------------------------------------------------------------------------------------------------

     ALABAMA                      4,273             651            15              33,044                  5
     ALASKA                         607              35             6                   0                  0
     ARIZONA                      4,428             614            14             237,056                 39
     ARKANSAS                     2,510             427            17               9,598                  2
     CALIFORNIA                  31,878           3,690            12           1,399,869                 38
     COLORADO                     3,823             432            11             118,321                 27
     CONNECTICUT                  3,274             506            15              60,780                 12
     DELAWARE                       725             103            14                   0                  0
     DISTRICT OF COLUMBIA           543              77            14               3,662                  5
     FLORIDA                     14,400           2,655            18             685,899                 26
     GEORGIA                      7,353             849            12              22,909                  3
     HAWAII                       1,184             153            13              14,903                 10
     IDAHO                        1,189             153            13                 343                  0
     ILLINOIS                    11,847           1,623            14             123,900                  8
     INDIANA                      5,841             830            14               6,512                  1
     IOWA                         2,852             475            17                   0                  0
     KANSAS                       2,572             385            15               4,364                  1
     KENTUCKY                     3,884             596            15              10,289                  2
     LOUISIANA                    4,351             586            13              80,756                 14
     MAINE                        1,243             205            16                   0                  0
     MARYLAND                     5,072             610            12              80,494                 13
     MASSACHUSETTS                6,092             942            15             177,834                 19
     MICHIGAN                     9,594           1,361            14              36,406                  3
     MINNESOTA                    4,658             636            14              59,436                  9
     MISSISSIPPI                  2,716             402            15                   0                  0
     MISSOURI                     5,359             838            16             107,660                 13
     MONTANA                        879             132            15                   0                  0
     NEBRASKA                     1,652             250            15              11,870                  5
     NEVADA                       1,603             202            13              50,066                 25
     NEW HAMPSHIRE                1,162             159            14               8,394                  5
     NEW JERSEY                   7,988           1,177            15             120,310                 10
     NEW MEXICO                   1,713             216            13              40,026                 19
     NEW YORK                    18,185           2,653            15             373,659                 14
     NORTH CAROLINA               7,323           1,049            14              14,752                  1
     NORTH DAKOTA                   644             103            16                   0                  0
     OHIO                        11,173           1,676            15             193,453                 12
     OKLAHOMA                     3,301             492            15              35,239                  7
     MEDICARE ENROLLEE DISTRIBUTION BY STATE AS OF DECEMBER 01, 1997



                                                                                                    TEFRA RISK
                                 TOTAL         MEDICARE        MEDICARE        TEFRA RISK            ENROLLEES
                               POPULATION        BENES           BENES         ENROLLEES              AS % OF
                               IN THOUS.       IN THOU         PERCENT          DECEMBER              MEDICARE
     STATE                     07/01/96 *      12/31/96        TOTAL POP         1997                   BENES
     ---------------------------------------------------------------------------------------------------------

     OREGON                       3,204             472            15             135,590                 29
     PENNSYLVANIA                12,056           2,078            17             448,320                 22
     RHODE ISLAND                   990             169            17              37,377                 22
     SOUTH CAROLINA               3,699             520            14               4,095                  1
     SOUTH DAKOTA                   732             117            16                   0                  0
     TENNESSEE                    5,320             783            15               9,758                  1
     TEXAS                       19,128           2,117            11             258,330                 12
     UTAH                         2,000             191            10              20,279                 11
     VERMONT                        589              84            14                   0                  0
     VIRGINIA                     6,675             833            12              11,209                  1
     WASHINGTON                   5,533             699            13             151,545                 22
     WEST VIRGINIA                1,826             331            18                   0                  0
     WISCONSIN                    5,160             767            15              13,032                  2
     WYOMING                        481              61            13                   0                  0


     TOTAL                      265,284          37,165            14           5,211,339                 14


     * DATA FROM THE U.S. DEPARTMENT OF COMMERCE

     MEDICARE ENROLLEE DISTRIBUTION BY STATE AS OF DECEMBER 01, 1997



                                                                                                        COST
                                 TOTAL         MEDICARE        MEDICARE           COST               ENROLLEES
                               POPULATION        BENES           BENES          ENROLLEES             AS % OF
                               IN THOUS.       IN THOU         PERCENT           DECEMBER             MEDICARE
     STATE                     07/01/96 *      12/31/96        TOTAL POP          1997                  BENES
     ---------------------------------------------------------------------------------------------------------

     ALABAMA                      4,273             651            15                   0                  0
     ALASKA                         607              35             6                   0                  0
     ARIZONA                      4,428             614            14                   0                  0
     ARKANSAS                     2,510             427            17                   0                  0
     CALIFORNIA                  31,878           3,690            12                 925                  0
     COLORADO                     3,823             432            11              15,313                  4
     CONNECTICUT                  3,274             506            15               2,503                  0
     DELAWARE                       725             103            14                   0                  0
     DISTRICT OF COLUMBIA           543              77            14                   0                  0
     FLORIDA                     14,400           2,655            18               3,042                  0
     GEORGIA                      7,353             849            12                   0                  0
     HAWAII                       1,184             153            13              32,302                 21
     IDAHO                        1,189             153            13               3,722                  2
     ILLINOIS                    11,847           1,623            14               4,224                  0
     INDIANA                      5,841             830            14               4,717                  1
     IOWA                         2,852             475            17                 180                  0
     KANSAS                       2,572             385            15                   0                  0
     KENTUCKY                     3,884             596            15                   0                  0
     LOUISIANA                    4,351             586            13                   0                  0
     MAINE                        1,243             205            16                   0                  0
     MARYLAND                     5,072             610            12                   0                  0
     MASSACHUSETTS                6,092             942            15                   0                  0
     MICHIGAN                     9,594           1,361            14                   0                  0
     MINNESOTA                    4,658             636            14                   0                  0
     MISSISSIPPI                  2,716             402            15                   0                  0
     MISSOURI                     5,359             838            16                   0                  0
     MONTANA                        879             132            15                   0                  0
     NEBRASKA                     1,652             250            15                   0                  0
     NEVADA                       1,603             202            13                   0                  0
     NEW HAMPSHIRE                1,162             159            14                   0                  0
     NEW JERSEY                   7,988           1,177            15               3,424                  0
     NEW MEXICO                   1,713             216            13                   0                  0
     NEW YORK                    18,185           2,653            15              38,391                  1
     NORTH CAROLINA               7,323           1,049            14               2,451                  0
     NORTH DAKOTA                   644             103            16                 736                  1
     OHIO                        11,173           1,676            15                 640                  0
     OKLAHOMA                     3,301             492            15                   0                  0
     MEDICARE ENROLLEE DISTRIBUTION BY STATE AS OF DECEMBER 01, 1997



                                                                                                        COST
                                 TOTAL         MEDICARE        MEDICARE           COST               ENROLLEES
                               POPULATION        BENES           BENES          ENROLLEES             AS % OF
                               IN THOUS.       IN THOU         PERCENT           DECEMBER             MEDICARE
     STATE                     07/01/96 *      12/31/96        TOTAL POP          1997                  BENES
     ---------------------------------------------------------------------------------------------------------

     OREGON                       3,204             472            15              48,957                 10
     PENNSYLVANIA                12,056           2,078            17                   0                  0
     RHODE ISLAND                   990             169            17               2,255                  1
     SOUTH CAROLINA               3,699             520            14                   0                  0
     SOUTH DAKOTA                   732             117            16                   0                  0
     TENNESSEE                    5,320             783            15                   0                  0
     TEXAS                       19,128           2,117            11              15,662                  1
     UTAH                         2,000             191            10                   0                  0
     VERMONT                        589              84            14               1,389                  2
     VIRGINIA                     6,675             833            12                   0                  0
     WASHINGTON                   5,533             699            13              14,522                  2
     WEST VIRGINIA                1,826             331            18               7,664                  2
     WISCONSIN                    5,160             767            15               2,349                  0
     WYOMING                        481              61            13                   0                  0


     TOTAL                      265,284          37,165            14             205,368                  1


     * DATA FROM THE U.S. DEPARTMENT OF COMMERCE

     MEDICARE ENROLLEE DISTRIBUTION BY STATE AS OF DECEMBER 01, 1997



                                                                                                    OTHER DEMOS
                                 TOTAL         MEDICARE        MEDICARE        OTHER DEMOS           ENROLLEES
                               POPULATION        BENES           BENES          ENROLLEES             AS % OF
                               IN THOUS.       IN THOU         PERCENT           DECEMBER             MEDICARE
     STATE                      07/01/96 *     12/31/96        TOTAL POP          1997                  BENES
     ---------------------------------------------------------------------------------------------------------

     ALABAMA                      4,273             651            15                   0                  0
     ALASKA                         607              35             6                   0                  0
     ARIZONA                      4,428             614            14                 140                  0
     ARKANSAS                     2,510             427            17                   0                  0
     CALIFORNIA                  31,878           3,690            12              20,128                  1
     COLORADO                     3,823             432            11                 216                  0
     CONNECTICUT                  3,274             506            15                   0                  0
     DELAWARE                       725             103            14                   0                  0
     DISTRICT OF COLUMBIA           543              77            14                   0                  0
     FLORIDA                     14,400           2,655            18              11,948                  0
     GEORGIA                      7,353             849            12               1,343                  0
     HAWAII                       1,184             153            13                   0                  0
     IDAHO                        1,189             153            13                   0                  0
     ILLINOIS                    11,847           1,623            14                  60                  0
     INDIANA                      5,841             830            14                   0                  0
     IOWA                         2,852             475            17                   0                  0
     KANSAS                       2,572             385            15                   0                  0
     KENTUCKY                     3,884             596            15                   0                  0
     LOUISIANA                    4,351             586            13                 949                  0
     MAINE                        1,243             205            16                   0                  0
     MARYLAND                     5,072             610            12               1,778                  0
     MASSACHUSETTS                6,092             942            15               1,733                  0
     MICHIGAN                     9,594           1,361            14                   0                  0
     MINNESOTA                    4,658             636            14               1,991                  0
     MISSISSIPPI                  2,716             402            15                   0                  0
     MISSOURI                     5,359             838            16                   0                  0
     MONTANA                        879             132            15                 721                  1
     NEBRASKA                     1,652             250            15                   0                  0
     NEVADA                       1,603             202            13              21,383                 11
     NEW HAMPSHIRE                1,162             159            14                   0                  0
     NEW JERSEY                   7,988           1,177            15                   0                  0
     NEW MEXICO                   1,713             216            13                   0                  0
     NEW YORK                    18,185           2,653            15               4,819                  0
     NORTH CAROLINA               7,323           1,049            14                   0                  0
     NORTH DAKOTA                   644             103            16                   0                  0
     OHIO                        11,173           1,676            15               7,264                  0
     OKLAHOMA                     3,301             492            15                   0                  0
     MEDICARE ENROLLEE DISTRIBUTION BY STATE AS OF DECEMBER 01, 1997



                                                                                                    OTHER DEMOS
                                 TOTAL         MEDICARE        MEDICARE        OTHER DEMOS           ENROLLEES
                               POPULATION        BENES           BENES          ENROLLEES             AS % OF
                               IN THOUS.       IN THOU         PERCENT           DECEMBER             MEDICARE
     STATE                      07/01/96 *     12/31/96        TOTAL POP          1997                  BENES
     ---------------------------------------------------------------------------------------------------------

     OREGON                       3,204             472            15               4,251                  1
     PENNSYLVANIA                12,056           2,078            17               7,668                  0
     RHODE ISLAND                   990             169            17                   0                  0
     SOUTH CAROLINA               3,699             520            14                   0                  0
     SOUTH DAKOTA                   732             117            16                   0                  0
     TENNESSEE                    5,320             783            15                   0                  0
     TEXAS                       19,128           2,117            11               3,088                  0
     UTAH                         2,000             191            10                   0                  0
     VERMONT                        589              84            14                   0                  0
     VIRGINIA                     6,675             833            12                   0                  0
     WASHINGTON                   5,533             699            13                   0                  0
     WEST VIRGINIA                1,826             331            18                   0                  0
     WISCONSIN                    5,160             767            15                   0                  0
     WYOMING                        481              61            13                   0                  0


     TOTAL                      265,284          37,165            14              89,480                  0


     * DATA FROM THE U.S. DEPARTMENT OF COMMERCE

     MEDICARE ENROLLEE DISTRIBUTION BY STATE AS OF DECEMBER 01, 1997



                                                                                                        HCPP
                                 TOTAL         MEDICARE        MEDICARE           HCPP               ENROLLEES
                               POPULATION        BENES           BENES          ENROLLEES             AS % OF
                               IN THOUS.       IN THOU         PERCENT           DECEMBER             MEDICARE
     STATE                     07/01/96 *      12/31/96        TOTAL POP          1997                  BENES
     ---------------------------------------------------------------------------------------------------------

     ALABAMA                      4,273             651            15                   0                  0
     ALASKA                         607              35             6                   0                  0
     ARIZONA                      4,428             614            14                   0                  0
     ARKANSAS                     2,510             427            17                   0                  0
     CALIFORNIA                  31,878           3,690            12              82,359                  2
     COLORADO                     3,823             432            11               1,464                  0
     CONNECTICUT                  3,274             506            15               2,268                  0
     DELAWARE                       725             103            14                   0                  0
     DISTRICT OF COLUMBIA           543              77            14               4,908                  6
     FLORIDA                     14,400           2,655            18               3,128                  0
     GEORGIA                      7,353             849            12               1,815                  0
     HAWAII                       1,184             153            13               3,181                  2
     IDAHO                        1,189             153            13                   0                  0
     ILLINOIS                    11,847           1,623            14              34,262                  2
     INDIANA                      5,841             830            14               4,830                  1
     IOWA                         2,852             475            17               8,124                  2
     KANSAS                       2,572             385            15               7,827                  2
     KENTUCKY                     3,884             596            15                   0                  0
     LOUISIANA                    4,351             586            13                   0                  0
     MAINE                        1,243             205            16                   0                  0
     MARYLAND                     5,072             610            12               5,631                  1
     MASSACHUSETTS                6,092             942            15              11,687                  1
     MICHIGAN                     9,594           1,361            14                 599                  0
     MINNESOTA                    4,658             636            14              49,894                  8
     MISSISSIPPI                  2,716             402            15                   0                  0
     MISSOURI                     5,359             838            16               4,293                  1
     MONTANA                        879             132            15                   0                  0
     NEBRASKA                     1,652             250            15                   0                  0
     NEVADA                       1,603             202            13                   0                  0
     NEW HAMPSHIRE                1,162             159            14                   0                  0
     NEW JERSEY                   7,988           1,177            15                   0                  0
     NEW MEXICO                   1,713             216            13                   0                  0
     NEW YORK                    18,185           2,653            15              36,328                  1
     NORTH CAROLINA               7,323           1,049            14               2,333                  0
     NORTH DAKOTA                   644             103            16                   0                  0
     OHIO                        11,173           1,676            15               8,149                  0
     OKLAHOMA                     3,301             492            15                   0                  0
     MEDICARE ENROLLEE DISTRIBUTION BY STATE AS OF DECEMBER 01, 1997



                                                                                                        HCPP
                                 TOTAL         MEDICARE        MEDICARE           HCPP               ENROLLEES
                               POPULATION        BENES           BENES          ENROLLEES             AS % OF
                               IN THOUS.       IN THOU         PERCENT           DECEMBER             MEDICARE
     STATE                     07/01/96 *      12/31/96        TOTAL POP          1997                  BENES
     ---------------------------------------------------------------------------------------------------------

     OREGON                       3,204             472            15                   0                  0
     PENNSYLVANIA                12,056           2,078            17               1,682                  0
     RHODE ISLAND                   990             169            17                   0                  0
     SOUTH CAROLINA               3,699             520            14                   0                  0
     SOUTH DAKOTA                   732             117            16                   0                  0
     TENNESSEE                    5,320             783            15                   0                  0
     TEXAS                       19,128           2,117            11               6,222                  0
     UTAH                         2,000             191            10              21,183                 11
     VERMONT                        589              84            14                   0                  0
     VIRGINIA                     6,675             833            12                   0                  0
     WASHINGTON                   5,533             699            13                   0                  0
     WEST VIRGINIA                1,826             331            18                   0                  0
     WISCONSIN                    5,160             767            15              12,549                  2
     WYOMING                        481              61            13                   0                  0

     UMW (90091)                265,284          37,165            14              74,324                  0


     TOTAL                      265,284          37,165            14             389,040                  1


     GRAND TOTAL                265,284          37,165            14           5,895,227                 16


     * DATA FROM THE U.S. DEPARTMENT OF COMMERCE

                                                  BENEFIT AND PREMIUM SUMMARY - PLAN COUNTS
                                                             TEFRA RISK HMOS AND CMPS
                                                             (AS OF DECEMBER 01, 1997)

                                                                                                                            EXTEND.
                       ROUTINE             HEALTH    OUTPAT.    FOOT      EYE                 EAR      HEARING              MENTAL
                       PHYSICALS  IMMUM    ED.       DRUGS      CARE      EXAMS    LENSES     EXAMS    AIDS      DENTAL     HEALTH
                       ---------  -----    ------    -------    ----      -----    ------     -----    -------   ------     ------
 NUMBER AND              297      272      112       208        91       280       45        238        30       120       NO DATA
 PERCENT OF PLANS
 OFFERING ADDITIONAL
 BENEFITS IN THESE
 CATEGORIES IN BASIC
 OPTION PACKAGE

                       (97.06%)  (88.89%)  (36.60%)  (67.97%)  (29.74%)  (91.50%)  (14.71%)  (77.78%)  (9.80%)   (39.22%)
 ----------------------------------------------------------------------------------------------------------------------------------

 PLANS CHARGING COPAYS FOR BASIC PACKAGE: 295 YES (96.41%) 11 NO (3.59%)

 PLANS OFFERING HIGH OPTION PACKAGE: 145 OR (47.39%)

 BASIC PREMIUM RANGE:

                                    NUMBER OF PLANS             RANGE            (%)
                                    ---------------             -----             -

                                          212                   $ 0               69.28
                                           17                   $ 0.01 - $19.99    5.56
                                           45                   $20.00 - $39.99   14.71
                                           20                   $40.00 - $59.99    6.54
                                           10                   $60.00 - $79.99    3.27
                                            2                   ABOVE $80.00       0.65

 AVERAGE BASIC PREMIUM = $10.87     HIGHEST BASIC PREMIUM = $118.00     MEDIAN BASIC PREMIUM = $31.00
