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Michigan Geographic Rating Areas: Including State Specific Geographic Divisions

The state specific geographic rating areas, including specific geographic divisions for the Individual and Small Group market in Michigan are:

Rating Area ID
(for federal systems)

County Name

3 Digit Zip Code
(if applicable)

Rating Area 1

Monroe

 

Rating Area 1

Wayne

 

Rating Area 2

Macomb

 

Rating Area 2

Oakland

 

Rating Area 3

St. Clair

 

Rating Area 4

Lenawee

 

Rating Area 4

Washtenaw

 

Rating Area 4

Livingston

 

Rating Area 5

Lapeer

 

Rating Area 5

Genesee

 

Rating Area 5

Shiawassee

 

Rating Area 6

Huron

 

Rating Area 6

Sanilac

 

Rating Area 6

Tuscola

 

Rating Area 7

Clinton

 

Rating Area 7

Eaton

 

Rating Area 7

Hillsdale

 

Rating Area 7

Ingham

 

Rating Area 7

Jackson

 

Rating Area 8

Arenac

 

Rating Area 8

Gratiot

 

Rating Area 8

Saginaw

 

Rating Area 8

Bay

 

Rating Area 9

Berrien

 

Rating Area 9

St. Joseph

 

Rating Area 9

Cass

 

Rating Area 9

Van Buren

 

Rating Area 10

Branch

 

Rating Area 10

Calhoun

 

Rating Area 10

Kalamazoo

 

Rating Area 11

Allegan

 

Rating Area 11

Barry

 

Rating Area 12

Ionia

 

Rating Area 12

Kent

 

Rating Area 12

Lake

 

Rating Area 12

Mason

 

Rating Area 12

Mecosta

 

Rating Area 12

Montcalm

 

Rating Area 12

Muskegon

 

Rating Area 12

Newaygo

 

Rating Area 12

Oceana

 

Rating Area 12

Osceola

 

Rating Area 12

Ottawa

 

Rating Area 13

Gladwin

 

Rating Area 13

Clare

 

Rating Area 13

Isabella

 

Rating Area 13

Midland

 

Rating Area 14

Antrim

 

Rating Area 14

Benzie

 

Rating Area 14

Charlevoix

 

Rating Area 14

Emmet

 

Rating Area 14

Grand Traverse

 

Rating Area 14

Manistee

 

Rating Area 14

Kalkaska

 

Rating Area 14

Missaukee

 

Rating Area 14

Wexford

 

Rating Area 14

Leelanau

 

Rating Area 15

Alcona

 

Rating Area 15

Alpena

 

Rating Area 15

Cheboygan

 

Rating Area 15

Chippewa

 

Rating Area 15

Crawford

 

Rating Area 15

Iosco

 

Rating Area 15

Mackinac

 

Rating Area 15

Montmorency

 

Rating Area 15

Ogemaw

 

Rating Area 15

Oscoda

 

Rating Area 15

Otsego

 

Rating Area 15

Presque Isle

 

Rating Area 15

Roscommon

 

Rating Area 16

Alger

 

Rating Area 16

Baraga

 

Rating Area 16

Delta

 

Rating Area 16

Dickinson

 

Rating Area 16

Gogebic

 

Rating Area 16

Houghton

 

Rating Area 16

Iron

 

Rating Area 16

Keweenaw

 

Rating Area 16

Luce

 

Rating Area 16

Marquette

 

Rating Area 16

Menominee

 

Rating Area 16

Ontonagon

 

Rating Area 16

Schoolcraft

 

 



 

The state specific geographic rating areas, including specific geographic divisions for the Individual and Small Group market in Michigan are:

Rating Area ID
(for federal systems)

County Name

3 Digit Zip Code
(if applicable)

Rating Area 1

Monroe

 

Rating Area 1

Wayne

 

Rating Area 2

Macomb

 

Rating Area 2

Oakland

 

Rating Area 3

St. Clair

 

Rating Area 4

Lenawee

 

Rating Area 4

Washtenaw

 

Rating Area 4

Livingston

 

Rating Area 5

Lapeer

 

Rating Area 5

Genesee

 

Rating Area 5

Shiawassee

 

Rating Area 6

Huron

 

Rating Area 6

Sanilac

 

Rating Area 6

Tuscola

 

Rating Area 7

Clinton

 

Rating Area 7

Eaton

 

Rating Area 7

Hillsdale

 

Rating Area 7

Ingham

 

Rating Area 7

Jackson

 

Rating Area 8

Arenac

 

Rating Area 8

Gratiot

 

Rating Area 8

Saginaw

 

Rating Area 8

Bay

 

Rating Area 9

Berrien

 

Rating Area 9

St. Joseph

 

Rating Area 9

Cass

 

Rating Area 9

Van Buren

 

Rating Area 10

Branch

 

Rating Area 10

Calhoun

 

Rating Area 10

Kalamazoo

 

Rating Area 11

Allegan

 

Rating Area 11

Barry

 

Rating Area 12

Ionia

 

Rating Area 12

Kent

 

Rating Area 12

Lake

 

Rating Area 12

Mason

 

Rating Area 12

Mecosta

 

Rating Area 12

Montcalm

 

Rating Area 12

Muskegon

 

Rating Area 12

Newaygo

 

Rating Area 12

Oceana

 

Rating Area 12

Osceola

 

Rating Area 12

Ottawa

 

Rating Area 13

Gladwin

 

Rating Area 13

Clare

 

Rating Area 13

Isabella

 

Rating Area 13

Midland

 

Rating Area 14

Antrim

 

Rating Area 14

Benzie

 

Rating Area 14

Charlevoix

 

Rating Area 14

Emmet

 

Rating Area 14

Grand Traverse

 

Rating Area 14

Manistee

 

Rating Area 14

Kalkaska

 

Rating Area 14

Missaukee

 

Rating Area 14

Wexford

 

Rating Area 14

Leelanau

 

Rating Area 15

Alcona

 

Rating Area 15

Alpena

 

Rating Area 15

Cheboygan

 

Rating Area 15

Chippewa

 

Rating Area 15

Crawford

 

Rating Area 15

Iosco

 

Rating Area 15

Mackinac

 

Rating Area 15

Montmorency

 

Rating Area 15

Ogemaw

 

Rating Area 15

Oscoda

 

Rating Area 15

Otsego

 

Rating Area 15

Presque Isle

 

Rating Area 15

Roscommon

 

Rating Area 16

Alger

 

Rating Area 16

Baraga

 

Rating Area 16

Delta

 

Rating Area 16

Dickinson

 

Rating Area 16

Gogebic

 

Rating Area 16

Houghton

 

Rating Area 16

Iron

 

Rating Area 16

Keweenaw

 

Rating Area 16

Luce

 

Rating Area 16

Marquette

 

Rating Area 16

Menominee

 

Rating Area 16

Ontonagon

 

Rating Area 16

Schoolcraft