West Virginia Consumer Assistance

CAP Resource

The West Virginia Department of Insurance offers help with health insurance questions or problems. You can contact them at 888-879-9842 for additional information.

Get Health Insurance

Visit HealthCare.gov to find and compare health insurance options in your area.

Find Answers and Help

The agencies listed below can help you understand your rights, access benefits, and answer your questions about different types of coverage.

If you have questions about insurance you bought for yourself and/or your family, or you have insurance provided by an employer who does business only in West Virginia, contact:

West Virginia Department of Insurance

Address: West Virginia Lottery Building
900 Pennsylvania Avenue, 8th Floor,
Charleston, WV 25302

Toll Free: 888-879-9842
Local Line: 304-720-8584
Fax: 304-558-4965

Email: OICConsumerServicesLH@wv.gov

Website: www.wvinsurance.gov/Consumer-Services-L-H

If you have a hard time affording health coverage and you have questions about eligibility or current Medicaid benefits, go to:  

West Virginia Medicaid Program Client Services Hotline

Client Services Line: 800-642-8589
Customer Services Line: 877-716-1212

Email: osaclientservices@wv.gov

Website: bms.wv.gov/page/applying-healthcare

Local consumer assistance: dhhr.wv.gov/pages/field-offices.aspx

If you are not eligible for Medicaid, your child may still be eligible for the Children’s Health Insurance Program. For questions about eligibility or benefits, go to: 

West Virginia Children’s Health Insurance Program (CHIP)

Phone: 877-716-1212
Alternate Line: 877-982-2447

Online contact form: wv.accessgov.com/chip/Forms/Page/contactchip/contact-chip/1

Website: chip.wv.gov

Local consumer assistance: dhhr.wv.gov/pages/field-offices.aspx

If you have a question, complaint, or dispute regarding insurance you get through a “self-insured” employer (typically a large company or one with locations in multiple states or countries), go to: 

U.S. Department of Labor
Employee Benefits Security Administration
200 Constitution Ave., NW
Washington, DC 20210
(866) 444-3272
http://www.askebsa.dol.gov

If you are on Medicare and have a question, or if you have a disability or end stage renal disease and want to enroll or find out if you are eligible for Medicare, contact: 

West Virginia State Health Insurance Assistance Program (SHIP)

Address: Town Center Mall, 3rd Level
Charleston, WV 25389

Mailing Address: 1900 Kanawha Blvd. East
Charleston, WV 25305

Phone: 877-987-4463

Online contact form: www.wvship.org/ContactSHIPSMP/tabid/137/Default.aspx

Website: www.wvship.org/

Local consumer assistance: www.wvship.org/FindaCounselor/tabid/134/Default.aspx

If you are a veteran and have a question or concern about veterans’ health care benefits, go to: 

US Department of Veterans Affairs
(877) 222-VETS (8387)
https://www.va.gov/health-care/

If you have questions about your health insurance that are not covered by the above resources, call the Health Insurance Assistance Team of the U.S. Center for Consumer Information and Insurance Oversight at (888) 393-2789.

 

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Page Last Modified:
10/13/2026 08:22 AM