The Social Security Act (SSA) allows states to impose enrollment fees, premiums, cost-sharing, and similar charges on some Medicaid participants.
However, section 5006 of the ARRA:
- Prevents states from imposing Medicaid premiums or any other Medicaid cost-sharing on Indian applicants and participants who have used the Indian health system
- Requires states to seek advice on Medicaid and ChildrenÃ¢Â€Â™s Health Insurance Program (CHIP) matters from designees of Indian health programs and urban Indian organizations in the state when matters affect Indians
- Requires states to describe the process used for seeking advice from Indian health programs and urban Indian organizations
Section 1115 of the SSA allows certain Medicaid requirements of the SSA to be waived for experimental, pilot, or demonstration projects. States can use section 1115 waivers to test health care services that promote the objectives of Medicaid and CHIP.
These waivers can influence policy-making at the state, tribal, and federal levels by introducing new approaches.
CMS requires states to consult with tribes before submitting waiver requests. States that already have tribal consultation plans or have included tribes in their state plans may follow established tribal consultation processes. For any state that does not have an established process, the section 1115 transparency regulations explain time frames and processes.
Americans now have access to Affordable Insurance Exchanges (Exchanges), state-based competitive marketplaces where individuals and small businesses can choose from and purchase the same affordable insurance choices as members of Congress.
Exchanges make it easy for consumers to:
- Compare health plans
- Get answers to questions about coverage options
- Find a health plan that meets their needs
- Determine if they are eligible for advance payments of premium tax credits and cost sharing reductions, or health programs like CHIP (small businesses are only eligible for the small business tax credit)
States operate as one of the following Exchange models:
- State-based Exchange (SBE)
- Partnership State Exchange (SPE)
- Federally-facilitated Exchange (FFE)
To complete the Exchange application, the Exchange, in consultation with the tribes, must have a tribal consultation policy that has been submitted to HHS and an outreach plan for populations including tribal communities. As part its approval decision, the state should post the tribal consultation plan (excluding test data) of its Exchange application on the state website within 10 business days.
To share information about effective state-tribal consultation on healthcare, CMS conducted guided discussions in Minnesota, Oregon, and Washington. These states possess CMS-approved State Plan Amendments and established histories of successful consultation practices. State and tribal participants in Medicaid and CHIP consultations identified the strengths and weaknesses of current consultation processes in each location.
- State-Tribal Consultations: A Summary of Best Practices (PDF)
- Best Practices in State-Tribal Consultations: Findings from Minnesota (PDF)
- Best Practices in State-Tribal Consultations: Findings from Oregon (PDF)
- Best Practices in State-Tribal Consultations: Findings from Washington (PDF)