Your situation: You want to pick a health insurance plan through the Marketplace

 

This action plan applies to you if: 

  • You are planning to get health care
  • You want health insurance and need help deciding what plan to choose

 

Not your situation?

Answer a few questions, and we’ll get you to the right place.

Get a different action plan for your bill

 


Action Plan

Choosing a health plan can feel overwhelming. Follow these steps to learn about your options and make the choice that’s right for you.

 

Learn about what’s covered.

Most health plans must cover a set of preventive services — like shots and screening tests — at no additional cost to you. This includes plans available through the Health Insurance Marketplace.

Read about what health plans cover on HealthCare.gov

 


Learn about health care costs.

Every month, you’ll pay a premium to your health insurance company. You’re also responsible for the deductible: the amount you spend for covered health services before the company pays.

Learn more about health care costs on HealthCare.gov

 


Check to see if you qualify for financial assistance.

You might be eligible to get lower costs on your monthly health plan premiums. Or you might qualify for Medicaid or Children's Health Insurance Program (CHIP).

Find low-cost options on HealthCare.gov

 


Shop for plans and apply for financial assistance on the Health Insurance Marketplace.

Visit HealthCare.gov to browse plans and estimated prices. Enter your ZIP code to find plans that work for you.

See plans and prices on HealthCare.gov

 


Confirm that you now have health coverage through HealthCare.gov.

You should get information about your new health plan after you enroll.

You can check your status on HealthCare.gov. Log in, read the summary on the "My Applications & Coverage" page, and pay your first premium.

Check on your enrollment at HealthCare.gov

 

Still have questions? Find the answers you need in a way that works for you.

Call the No Surprises Help Desk

Get answers about the No Surprises Act. Call our Help Desk at 1-800-985-3059. We can help you in English, Spanish and over 350 other languages.

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Find a patient advocate near you

Patient advocates can help you navigate the healthcare system. Work with an advocate to get the care and resources you need.

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Page Last Modified:
06/22/2023 11:18 AM