West Virginia Consumer Assistance
West Virginia no longer operates a Consumer Assistance Program under the Affordable Care Act, however, the West Virginia Offices of the insurance Commissioner continues to provide assistance to consumers with health insurance questions or problems. You can contact them at 1-888-879-9842.
The agencies listed below can help you take advantage of some of these protections and benefits and they can answer your questions about different types of coverage.
If you need health insurance, be sure to check out HealthCare.gov’s Plan Finder. It will help you find and compare health care coverage options in your area.
If you have questions about insurance you bought for yourself and/or your family, or you have insurance provided by an employer who does business only in West Virginia, contact:
West Virginia Department of Insurance
West Virginia Lottery Building
900 Pennsylvania Avenue
Charleston, WV 25302
Mailing Address:
P.O. Box 50540
Charleston, WV 25305
(888) 879-9842
(TDD) 1-800-435-7381
https://www.wvinsurance.gov/consumerservices/
OICConsumerServices@wv.gov
If you have a hard time affording health coverage and you have questions about eligibility or current Medicaid benefits, go to:
West Virginia Medicaid Program
877-716-1212
TTY: (855) 889-4325
https://dhhr.wv.gov
Locate a Field Office for more assistance: https://dhhr.wv.gov/bms/Members
If you are not eligible for Medicaid, your child may still be eligible for the Children’s Health Insurance Program. For questions about eligibility or benefits, go to:
West Virginia Children’s Health Insurance Program (CHIP)
(877) 716-1212
TTY: (855) 889-4325
http://www.chip.wv.gov
Locate a Field Office for more assistance: https://dhhr.wv.gov/bms/Members
If you have a question, complaint, or dispute regarding insurance you get through a “self-insured” employer (typically a large company or one with locations in multiple states or countries), go to:
U.S. Department of Labor
Employee Benefits Security Administration
200 Constitution Ave., NW
Washington, DC 20210
(866) 444-3272
http://www.askebsa.dol.gov
If you are on Medicare and have a question, or if you have a disability or end stage renal disease and want to enroll or find out if you are eligible for Medicare, contact:
West Virginia State Health Insurance Assistance Program (SHIP)
Mailing Address:
1900 Kanawha Blvd. East
Charleston, WV 25305
(877) 987-4463
http://www.wvship.org/
If you are a veteran and have a question or concern about veterans’ health care benefits, go to:
US Department of Veterans Affairs
(877) 222-VETS (8387)
https://www.va.gov/health-care/
If you have questions about your health insurance that are not covered by the above resources, call the Health Insurance Assistance Team of the U.S. Center for Consumer Information and Insurance Oversight at (888) 393-2789.
Updates
- March 5, 2020 Information Related to COVID–19 Individual and Small Group Market Insurance Coverage
- March 12, 2020 FAQs on Essential Health Benefits Coverage and the Coronavirus (COVID-19)
- March 18, 2020 FAQs on Catastrophic Plan Coverage and the Coronavirus Disease 2019 (COVID-19)
- March 24, 2020 FAQs on Availability and Usage of Telehealth Services through Private Health Insurance Coverage in Response to Coronavirus Disease 2019 (COVID-19)
- March 24, 2020 Payment and Grace Period Flexibilities Associated with the COVID-19 National Emergency
- March 24, 2020 FAQs on Prescription Drugs and the Coronavirus Disease 2019 (COVID-19) for Issuers Offering Health Insurance Coverage in the Individual and Small Group Markets
- April 11, 2020 FAQs about Families First Coronavirus Response Act and the Coronavirus Aid, Relief, and Economic Security Act Implementation
*This document was updated on April 15, 2020, to correct an error in footnote 10 regarding the current end date of the public health emergency related to COVID 19. - April 13, 2020 Postponement of 2019 Benefit Year HHS-operated Risk Adjustment Data Validation (HHS-RADV)