The Center for Consumer Information & Insurance Oversight

Virgin Islands Consumer Assistance

The Virgin Islands no longer operates a Consumer Assistance Program under the Affordable Care Act. The consumer protections and benefits of the Affordable Care Act still apply to you, however.

The agencies listed below can help you take advantage of some of these new protections and benefits and they can answer your questions about different types of coverage.

If you need health insurance, be sure to check out’s Plan Finder. It will help you find and compare health care coverage options in your area.

If you have questions about insurance you bought for yourself and/or your family or you have insurance provided by an employer who does business only in the Virgin Island, contact:

US Virgin Islands Division of Banking and Insurance
1131 King Street, Suite 101
St. Croix, VI 00820
(340) 773-6459

Other Walk-in Location:

U.S. Virgin Islands Division of Banking and Insurance
Nisky Center, Suite 200
St. Thomas, VI 00820

If you have a hard time affording health coverage and you have questions about eligibility for Medicaid or about current Medicaid benefits, go to:

Department of Health

St. Croix Office , Charles Harwood Complex
3500 Est. Richmond
Christiansted, VI 00820  (340) 773-1311  

St. Thomas / St. John Office
1303 Hospital Ground Suite 10
Charlotte Amali: 340-777-9000

You may apply in person at the County Offices of the Department of Health and Human Services, federally qualified rural health centers, and at most hospitals. If you need help, please call (877) 423-4746.

If you are not eligible for Medicaid, your child may still be eligible for the Children’s Health Insurance Program. For questions about eligibility or benefits, go to:

Virgin Island Medicaid Program   
Call Center :( 340) 715-6929

If you have a question, complaint, or dispute regarding insurance you get through a “self-insured” employer (typically a large company or one with locations in multiple states or countries), go to:

U.S. Department of Labor
Employee Benefits Security Administration
200 Constitution Ave., NW
Washington, DC 20210
(866) 4-USA-DOL ((866) 487-2365)

If you are on Medicare and have a question, or if you have a disability or end stage renal disease and want to enroll or find out if you are eligible for Medicare, contact:

1-800-MEDICARE or (1‑800-633-4227).

If you are a veteran and have a question or concern about veterans’ health care benefits, go to:

US Department of Veterans Affairs
(877) 222-VETS (8387)

If you have questions about your health insurance that are not covered by the above resources, call the Health Insurance Assistance Team of the U.S. Center for Consumer Information and Insurance Oversight at (888) 393-2789.

Back to Map